The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CHECK POINT SOFTWARE TECH LTORD COMMON STOCK M22465104 685 8,420 SH   SOLE   8,420 0 0
AT&T INC COMMON STOCK 00206R102 656 19,058 SH   SOLE   19,058 0 0
ABBOTT LABS COMMON STOCK 002824100 225 5,022 SH   SOLE   5,022 0 0
AECOM COMMON STOCK 00766T100 448 14,912 SH   SOLE   14,912 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 352 6,055 SH   SOLE   6,055 0 0
AMGEN INC COMMON STOCK 031162100 918 5,653 SH   SOLE   5,653 0 0
APPLE INC COMMON STOCK 037833100 2,336 22,196 SH   SOLE   22,196 0 0
BECTON DICKINSON AND COMPANY COMMON STOCK 075887109 1,053 6,832 SH   SOLE   6,832 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 2,825 41,071 SH   SOLE   41,071 0 0
CBS CORP NEW COMMON STOCK 124857202 530 11,245 SH   SOLE   11,245 0 0
CSX CORP COMMON STOCK 126408103 1,331 51,308 SH   SOLE   51,308 0 0
CARDINAL HEALTH INC COMMON STOCK 14149Y108 663 7,425 SH   SOLE   7,425 0 0
CHEVRONTEXACO COMMON STOCK 166764100 1,560 17,344 SH   SOLE   17,344 0 0
CISCO SYS INC COMMON STOCK 17275R102 913 33,642 SH   SOLE   33,642 0 0
COCA COLA CO COMMON STOCK 191216100 492 11,448 SH   SOLE   11,448 0 0
COGNIZANT TECHNOLGY SOLUTIONS COMMON STOCK 192446102 739 12,311 SH   SOLE   12,311 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 731 15,651 SH   SOLE   15,651 0 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105 609 3,768 SH   SOLE   3,768 0 0
DANAHER CORP DEL COMMON STOCK 235851102 2,288 24,633 SH   SOLE   24,633 0 0
DISNEY WALT CO COMMON STOCK 254687106 1,373 13,067 SH   SOLE   13,067 0 0
DOMINION NEW RES INC VA NEW COMMON STOCK 25746U109 1,464 21,646 SH   SOLE   21,646 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 1,683 25,275 SH   SOLE   25,275 0 0
EOG RES INC COMMON STOCK 26875P101 505 7,137 SH   SOLE   7,137 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 1,725 22,129 SH   SOLE   22,129 0 0
FIRST UNITED CORPORATION COMMON STOCK 33741H107 2,721 232,799 SH   SOLE   232,799 0 0
GENERAL ELEC CO COMMON STOCK 369604103 1,752 56,270 SH   SOLE   56,270 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 1,287 12,720 SH   SOLE   12,720 0 0
GRAINGER W W INC COMMON STOCK 384802104 294 1,450 SH   SOLE   1,450 0 0
HONEYWELL INTL INC COMMON STOCK 438516106 1,835 17,716 SH   SOLE   17,716 0 0
INTEL CORP COMMON STOCK 458140100 1,003 29,122 SH   SOLE   29,122 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 446 3,239 SH   SOLE   3,239 0 0
ISHARES SELECT DIVIDEND ETF EXCHANGE TRADED INDEX FUNDS 464287168 2,242 29,840 SH   SOLE   29,840 0 0
ISHARES TRANSPORTATION AVG ETF EXCHANGE TRADED INDEX FUNDS 464287192 1,280 9,501 SH   SOLE   9,501 0 0
ISHARES MSCI EAFE ETF EXCHANGE TRADED INDEX FUNDS 464287465 1,431 24,373 SH   SOLE   24,373 0 0
ISHARES RUSSELL MIDCAP VALUE ETF EXCHANGE TRADED INDEX FUNDS 464287473 1,986 28,930 SH   SOLE   28,930 0 0
ISHARES RUSSELL MIDCAP GROWTH ETF EXCHANGE TRADED INDEX FUNDS 464287481 2,116 23,015 SH   SOLE   23,015 0 0
ISHARES RUSSELL MID-CAP ETF EXCHANGE TRADED INDEX FUNDS 464287499 1,693 10,567 SH   SOLE   10,567 0 0
ISHARES RUSSELL 1000 VALUE ETF EXCHANGE TRADED INDEX FUNDS 464287598 4,285 43,787 SH   SOLE   43,787 0 0
ISHARES S&P MIDCAP 400 GROWTH INDEX FUND COMMON STOCK 464287606 225 1,400 SH   SOLE   1,400 0 0
ISHARES RUSSELL 1000 GROWTH ETF EXCHANGE TRADED INDEX FUNDS 464287614 5,342 53,704 SH   SOLE   53,704 0 0
ISHARES RUSSELL 2000 VALUE ETF EXCHANGE TRADED INDEX FUNDS 464287630 1,120 12,186 SH   SOLE   12,186 0 0
ISHARES RUSSELL 2000 GROWTH ETF EXCHANGE TRADED INDEX FUNDS 464287648 842 6,046 SH   SOLE   6,046 0 0
ISHARES RUSSELL 2000 ETF EXCHANGE TRADED INDEX FUNDS 464287655 780 6,926 SH   SOLE   6,926 0 0
ISHARES DOW JONES US TECHNOLOGY EXCHANGE TRADED SECTOR FUNDS 464287721 2,576 24,065 SH   SOLE   24,065 0 0
ISHARES DOW JONES US REAL ESTATE EXCHANGE TRADED SECTOR FUNDS 464287739 1,554 20,694 SH   SOLE   20,694 0 0
ISHARES DOW JONES US HEALTHCARE EXCHANGE TRADED SECTOR FUNDS 464287762 1,804 12,026 SH   SOLE   12,026 0 0
ISHARES GOVT/CREDIT BOND EXCHANGE TRADED BOND FUNDS 464288596 580 5,195 SH   SOLE   5,195 0 0
ISHARES 1-3 YR CR BD ETF EXCHANGE TRADED BOND FUNDS 464288646 552 5,275 SH   SOLE   5,275 0 0
ISHARES FLOATING RATE BOND EXCHANGE TRADED BOND FUNDS 46429B655 634 12,580 SH   SOLE   12,580 0 0
J P MORGAN CHASE & CO COMMON STOCK 46625H100 1,033 15,648 SH   SOLE   15,648 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,980 19,280 SH   SOLE   19,280 0 0
JONES LANG LASALLE INC COMMON STOCK 48020Q107 488 3,055 SH   SOLE   3,055 0 0
KROGER COMPANY COMMON STOCK 501044101 858 20,515 SH   SOLE   20,515 0 0
LOWES COS INC COMMON STOCK 548661107 2,518 33,110 SH   SOLE   33,110 0 0
M & T BANK CORP COMMON STOCK 55261F104 441 3,636 SH   SOLE   3,636 0 0
MCDONALDS CORP COMMON STOCK 580135101 910 7,701 SH   SOLE   7,701 0 0
METLIFE, INC. COMMON STOCK 59156R108 1,468 30,450 SH   SOLE   30,450 0 0
MICROSOFT CORP COMMON STOCK 594918104 423 7,631 SH   SOLE   7,631 0 0
NORDSTROM INC COMMON STOCK 655664100 510 10,230 SH   SOLE   10,230 0 0
NUVEEN INSD TAX-FREE ADVANTAGE MUN FD FIXED INCOME TAX FREE MUT FDS 670657105 176 12,713 SH   SOLE   12,713 0 0
PNC FINL SVCS GROUP INC COMMON STOCK 693475105 232 2,429 SH   SOLE   2,429 0 0
PEPSICO INC COMMON STOCK 713448108 1,893 18,946 SH   SOLE   18,946 0 0
PFIZER INC COMMON STOCK 717081103 242 7,491 SH   SOLE   7,491 0 0
POWERSHARES QQQ TRUST, SERIES 1 EXCHANGE TRADED INDEX FUNDS 73935A104 4,836 43,233 SH   SOLE   43,233 0 0
POWERSHARES WATER RESOURCE P EXCHANGE TRADED SECTOR FUNDS 73935X575 203 9,380 SH   SOLE   9,380 0 0
POWERSHARES SR LOAN ETF EXCHANGE TRADED BOND FUNDS 73936Q769 350 15,640 SH   SOLE   15,640 0 0
PRAXAIR INC COMMON STOCK 74005P104 620 6,051 SH   SOLE   6,051 0 0
PRICE T ROWE GROUP INC COMMON STOCK 74144T108 785 10,975 SH   SOLE   10,975 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 1,245 15,683 SH   SOLE   15,683 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 1,249 15,350 SH   SOLE   15,350 0 0
S&P 500 EQUAL WEIGHT INDEX EXCHANGE TRADED INDEX FUNDS 78355W106 1,048 13,677 SH   SOLE   13,677 0 0
SPDR S&P 500 INDEX EXCHANGE TRADED INDEX FUNDS 78462F103 7,112 34,885 SH   SOLE   34,885 0 0
SPDR DOW JONES INDUSTRIAL AVERAGE EXCHANGE TRADED INDEX FUNDS 78467X109 244 1,400 SH   SOLE   1,400 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 887 12,717 SH   SOLE   12,717 0 0
MATERIALS SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y100 547 12,596 SH   SOLE   12,596 0 0
CONSUMER STAPLES SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y308 1,118 22,143 SH   SOLE   22,143 0 0
CONSUMER DISCRETIONARY SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y407 1,051 13,447 SH   SOLE   13,447 0 0
ENERGY SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y506 825 13,677 SH   SOLE   13,677 0 0
FINANCIAL SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y605 585 24,575 SH   SOLE   24,575 0 0
INDUSTRIAL SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y704 582 10,982 SH   SOLE   10,982 0 0
UTILITIES SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y886 357 8,245 SH   SOLE   8,245 0 0
SOUTHERN CO COMMON STOCK 842587107 1,204 25,725 SH   SOLE   25,725 0 0
SPECTRA ENERGY CORP COMMON STOCK 847560109 358 14,978 SH   SOLE   14,978 0 0
STATE ST CORP COMMON STOCK 857477103 406 6,121 SH   SOLE   6,121 0 0
THOR INDS INC COMMON STOCK 885160101 474 8,440 SH   SOLE   8,440 0 0
3M CO COMMON STOCK 88579Y101 216 1,435 SH   SOLE   1,435 0 0
TRACTOR SUPPLY COMMON STOCK 892356106 1,300 15,200 SH   SOLE   15,200 0 0
ULTA SALON COSMETICS & FRAGRANCE COMMON STOCK 90384S303 951 5,142 SH   SOLE   5,142 0 0
VANGUARD BOND INDEX FUND INCTOTAL BD MARKET EXCHANGE TRADED BOND FUNDS 921937835 271 3,350 SH   SOLE   3,350 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 1,969 42,592 SH   SOLE   42,592 0 0
WESTROCK CO USD 0.01 COMMON STOCK 96145D105 215 4,707 SH   SOLE   4,707 0 0