The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CHECK POINT SOFTWARE TECH LTORD COMMON STOCK M22465104 645 8,125 SH   SOLE   8,125 0 0
AT&T INC COMMON STOCK 00206R102 627 19,238 SH   SOLE   19,238 0 0
ABBOTT LABS COMMON STOCK 002824100 206 5,122 SH   SOLE   5,122 0 0
AECOM COMMON STOCK 00766T100 331 12,022 SH   SOLE   12,022 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 329 6,055 SH   SOLE   6,055 0 0
AMGEN INC COMMON STOCK 031162100 763 5,518 SH   SOLE   5,518 0 0
APPLE INC COMMON STOCK 037833100 2,388 21,646 SH   SOLE   21,646 0 0
BECTON DICKINSON AND COMPANY COMMON STOCK 075887109 883 6,655 SH   SOLE   6,655 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 2,446 41,312 SH   SOLE   41,312 0 0
CBS CORP NEW COMMON STOCK 124857202 528 13,235 SH   SOLE   13,235 0 0
CSX CORP COMMON STOCK 126408103 1,418 52,748 SH   SOLE   52,748 0 0
CHEVRONTEXACO COMMON STOCK 166764100 1,340 16,991 SH   SOLE   16,991 0 0
CISCO SYS INC COMMON STOCK 17275R102 870 33,142 SH   SOLE   33,142 0 0
COCA COLA CO COMMON STOCK 191216100 452 11,278 SH   SOLE   11,278 0 0
COGNIZANT TECHNOLGY SOLUTIONS COMMON STOCK 192446102 741 11,835 SH   SOLE   11,835 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 702 14,636 SH   SOLE   14,636 0 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105 626 4,328 SH   SOLE   4,328 0 0
DANAHER CORP DEL COMMON STOCK 235851102 2,110 24,769 SH   SOLE   24,769 0 0
DISNEY WALT CO COMMON STOCK 254687106 1,334 13,057 SH   SOLE   13,057 0 0
DOMINION NEW RES INC VA NEW COMMON STOCK 25746U109 1,532 21,773 SH   SOLE   21,773 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 1,244 25,807 SH   SOLE   25,807 0 0
EOG RES INC COMMON STOCK 26875P101 543 7,458 SH   SOLE   7,458 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 1,506 20,254 SH   SOLE   20,254 0 0
FIRST UNITED CORPORATION COMMON STOCK 33741H107 1,932 235,607 SH   SOLE   235,607 0 0
GENERAL ELEC CO COMMON STOCK 369604103 1,401 55,580 SH   SOLE   55,580 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 1,228 12,509 SH   SOLE   12,509 0 0
GRAINGER W W INC COMMON STOCK 384802104 409 1,900 SH   SOLE   1,900 0 0
HONEYWELL INTL INC COMMON STOCK 438516106 1,670 17,636 SH   SOLE   17,636 0 0
INTEL CORP COMMON STOCK 458140100 856 28,417 SH   SOLE   28,417 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 479 3,302 SH   SOLE   3,302 0 0
ISHARES SELECT DIVIDEND ETF EXCHANGE TRADED INDEX FUNDS 464287168 2,217 30,475 SH   SOLE   30,475 0 0
ISHARES TRANSPORTATION AVG ETF EXCHANGE TRADED INDEX FUNDS 464287192 1,351 9,655 SH   SOLE   9,655 0 0
ISHARES MSCI EMERGING MARKETS ETF EXCHANGE TRADED INDEX FUNDS 464287234 213 6,495 SH   SOLE   6,495 0 0
ISHARES MSCI EAFE ETF EXCHANGE TRADED INDEX FUNDS 464287465 896 15,633 SH   SOLE   15,633 0 0
ISHARES RUSSELL MIDCAP VALUE ETF EXCHANGE TRADED INDEX FUNDS 464287473 2,012 29,990 SH   SOLE   29,990 0 0
ISHARES RUSSELL MIDCAP GROWTH ETF EXCHANGE TRADED INDEX FUNDS 464287481 1,935 21,835 SH   SOLE   21,835 0 0
ISHARES RUSSELL MID-CAP ETF EXCHANGE TRADED INDEX FUNDS 464287499 1,610 10,347 SH   SOLE   10,347 0 0
ISHARES RUSSELL 1000 VALUE ETF EXCHANGE TRADED INDEX FUNDS 464287598 3,932 42,157 SH   SOLE   42,157 0 0
ISHARES S&P MIDCAP 400 GROWTH INDEX FUND COMMON STOCK 464287606 220 1,400 SH   SOLE   1,400 0 0
ISHARES RUSSELL 1000 GROWTH ETF EXCHANGE TRADED INDEX FUNDS 464287614 4,944 53,160 SH   SOLE   53,160 0 0
ISHARES RUSSELL 2000 VALUE ETF EXCHANGE TRADED INDEX FUNDS 464287630 1,269 14,090 SH   SOLE   14,090 0 0
ISHARES RUSSELL 2000 GROWTH ETF EXCHANGE TRADED INDEX FUNDS 464287648 799 5,965 SH   SOLE   5,965 0 0
ISHARES RUSSELL 2000 ETF EXCHANGE TRADED INDEX FUNDS 464287655 738 6,756 SH   SOLE   6,756 0 0
ISHARES DOW JONES US TECHNOLOGY EXCHANGE TRADED SECTOR FUNDS 464287721 2,389 24,155 SH   SOLE   24,155 0 0
ISHARES DOW JONES US REAL ESTATE EXCHANGE TRADED SECTOR FUNDS 464287739 1,469 20,699 SH   SOLE   20,699 0 0
ISHARES DOW JONES US HEALTHCARE EXCHANGE TRADED SECTOR FUNDS 464287762 1,681 12,016 SH   SOLE   12,016 0 0
ISHARES GOVT/CREDIT BOND EXCHANGE TRADED BOND FUNDS 464288596 464 4,095 SH   SOLE   4,095 0 0
ISHARES 1-3 YR CR BD ETF EXCHANGE TRADED BOND FUNDS 464288646 280 2,664 SH   SOLE   2,664 0 0
ISHARES FLOATING RATE BOND EXCHANGE TRADED BOND FUNDS 46429B655 466 9,240 SH   SOLE   9,240 0 0
J P MORGAN CHASE & CO COMMON STOCK 46625H100 900 14,762 SH   SOLE   14,762 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,824 19,537 SH   SOLE   19,537 0 0
JONES LANG LASALLE INC COMMON STOCK 48020Q107 418 2,910 SH   SOLE   2,910 0 0
KINDER MORGAN, INC. COMMON STOCK 49456B101 1,058 38,208 SH   SOLE   38,208 0 0
KROGER COMPANY COMMON STOCK 501044101 587 16,275 SH   SOLE   16,275 0 0
LOWES COS INC COMMON STOCK 548661107 2,264 32,845 SH   SOLE   32,845 0 0
M & T BANK CORP COMMON STOCK 55261F104 443 3,636 SH   SOLE   3,636 0 0
MCDONALDS CORP COMMON STOCK 580135101 755 7,661 SH   SOLE   7,661 0 0
METLIFE, INC. COMMON STOCK 59156R108 1,402 29,746 SH   SOLE   29,746 0 0
MICROSOFT CORP COMMON STOCK 594918104 350 7,921 SH   SOLE   7,921 0 0
MICRON TECHNOLOGY INC COMMON STOCK 595112103 165 11,025 SH   SOLE   11,025 0 0
NATIONAL OILWELL VARCO INC COMMON STOCK 637071101 389 10,341 SH   SOLE   10,341 0 0
NORDSTROM INC COMMON STOCK 655664100 771 10,750 SH   SOLE   10,750 0 0
NUVEEN INSD TAX-FREE ADVANTAGE MUN FD FIXED INCOME TAX FREE MUT FDS 670657105 166 12,713 SH   SOLE   12,713 0 0
PNC FINL SVCS GROUP INC COMMON STOCK 693475105 225 2,519 SH   SOLE   2,519 0 0
PEPSICO INC COMMON STOCK 713448108 1,727 18,311 SH   SOLE   18,311 0 0
PFIZER INC COMMON STOCK 717081103 231 7,341 SH   SOLE   7,341 0 0
POWERSHARES QQQ TRUST, SERIES 1 EXCHANGE TRADED INDEX FUNDS 73935A104 4,252 41,783 SH   SOLE   41,783 0 0
POWERSHARES OIL SERVICES EXCHANGE TRADED SECTOR FUNDS 73935X625 209 17,064 SH   SOLE   17,064 0 0
POWERSHARES SR LOAN ETF EXCHANGE TRADED BOND FUNDS 73936Q769 304 13,200 SH   SOLE   13,200 0 0
PRAXAIR INC COMMON STOCK 74005P104 640 6,283 SH   SOLE   6,283 0 0
PRICE T ROWE GROUP INC COMMON STOCK 74144T108 711 10,237 SH   SOLE   10,237 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 1,144 15,900 SH   SOLE   15,900 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 999 13,112 SH   SOLE   13,112 0 0
S&P 500 EQUAL WEIGHT INDEX EXCHANGE TRADED INDEX FUNDS 78355W106 962 13,077 SH   SOLE   13,077 0 0
SPDR S&P 500 INDEX EXCHANGE TRADED INDEX FUNDS 78462F103 6,726 35,101 SH   SOLE   35,101 0 0
SPDR DOW JONES INDUSTRIAL AVERAGE EXCHANGE TRADED INDEX FUNDS 78467X109 224 1,375 SH   SOLE   1,375 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 882 12,789 SH   SOLE   12,789 0 0
MATERIALS SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y100 498 12,480 SH   SOLE   12,480 0 0
CONSUMER STAPLES SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y308 858 18,183 SH   SOLE   18,183 0 0
CONSUMER DISCRETIONARY SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y407 896 12,062 SH   SOLE   12,062 0 0
ENERGY SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y506 701 11,462 SH   SOLE   11,462 0 0
FINANCIAL SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y605 533 23,545 SH   SOLE   23,545 0 0
INDUSTRIAL SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y704 543 10,892 SH   SOLE   10,892 0 0
UTILITIES SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y886 362 8,360 SH   SOLE   8,360 0 0
SOUTHERN CO COMMON STOCK 842587107 1,157 25,885 SH   SOLE   25,885 0 0
SPECTRA ENERGY CORP COMMON STOCK 847560109 683 26,010 SH   SOLE   26,010 0 0
STATE ST CORP COMMON STOCK 857477103 413 6,151 SH   SOLE   6,151 0 0
THOR INDS INC COMMON STOCK 885160101 441 8,520 SH   SOLE   8,520 0 0
TRACTOR SUPPLY COMMON STOCK 892356106 1,333 15,810 SH   SOLE   15,810 0 0
ULTA SALON COSMETICS & FRAGRANCE COMMON STOCK 90384S303 560 3,427 SH   SOLE   3,427 0 0
VANGUARD BOND INDEX FUND INCTOTAL BD MARKET EXCHANGE TRADED BOND FUNDS 921937835 241 2,945 SH   SOLE   2,945 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 1,887 43,374 SH   SOLE   43,374 0 0
WESTROCK CO USD 0.01 COMMON STOCK 96145D105 264 5,139 SH   SOLE   5,139 0 0