The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CHECK POINT SOFTWARE TECH LTORD COMMON STOCK M22465104 649 8,160 SH   SOLE   8,160 0 0
AT&T INC COMMON STOCK 00206R102 491 13,835 SH   SOLE   13,835 0 0
ABBOTT LABS COMMON STOCK 002824100 251 5,122 SH   SOLE   5,122 0 0
AECOM COMMON STOCK 00766T100 424 12,822 SH   SOLE   12,822 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 296 6,055 SH   SOLE   6,055 0 0
AMGEN INC COMMON STOCK 031162100 783 5,098 SH   SOLE   5,098 0 0
APPLE INC COMMON STOCK 037833100 2,491 19,860 SH   SOLE   19,860 0 0
BECTON DICKINSON AND COMPANY COMMON STOCK 075887109 921 6,503 SH   SOLE   6,503 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 2,796 42,017 SH   SOLE   42,017 0 0
CBS CORP NEW COMMON STOCK 124857202 758 13,655 SH   SOLE   13,655 0 0
CSX CORP COMMON STOCK 126408103 1,960 60,048 SH   SOLE   60,048 0 0
CHEVRONTEXACO COMMON STOCK 166764100 2,101 21,779 SH   SOLE   21,779 0 0
CISCO SYS INC COMMON STOCK 17275R102 924 33,672 SH   SOLE   33,672 0 0
COCA COLA CO COMMON STOCK 191216100 537 13,688 SH   SOLE   13,688 0 0
COGNIZANT TECHNOLGY SOLUTIONS COMMON STOCK 192446102 743 12,170 SH   SOLE   12,170 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 854 13,906 SH   SOLE   13,906 0 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105 574 4,253 SH   SOLE   4,253 0 0
DANAHER CORP DEL COMMON STOCK 235851102 2,136 24,954 SH   SOLE   24,954 0 0
DISNEY WALT CO COMMON STOCK 254687106 1,338 11,724 SH   SOLE   11,724 0 0
DOMINION NEW RES INC VA NEW COMMON STOCK 25746U109 1,487 22,238 SH   SOLE   22,238 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 1,659 25,943 SH   SOLE   25,943 0 0
EOG RES INC COMMON STOCK 26875P101 674 7,698 SH   SOLE   7,698 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 1,783 21,427 SH   SOLE   21,427 0 0
FIRST UNITED CORPORATION COMMON STOCK 33741H107 2,001 231,097 SH   SOLE   231,097 0 0
GENERAL ELEC CO COMMON STOCK 369604103 1,492 56,164 SH   SOLE   56,164 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 1,468 12,539 SH   SOLE   12,539 0 0
GRAINGER W W INC COMMON STOCK 384802104 482 2,035 SH   SOLE   2,035 0 0
HONEYWELL INTL INC COMMON STOCK 438516106 1,776 17,421 SH   SOLE   17,421 0 0
INTEL CORP COMMON STOCK 458140100 848 27,882 SH   SOLE   27,882 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 687 4,224 SH   SOLE   4,224 0 0
ISHARES SELECT DIVIDEND ETF EXCHANGE TRADED INDEX FUNDS 464287168 2,351 31,280 SH   SOLE   31,280 0 0
ISHARES TRANSPORTATION AVG ETF EXCHANGE TRADED INDEX FUNDS 464287192 1,182 8,155 SH   SOLE   8,155 0 0
ISHARES MSCI EMERGING MARKETS ETF EXCHANGE TRADED INDEX FUNDS 464287234 271 6,835 SH   SOLE   6,835 0 0
ISHARES MSCI EAFE ETF EXCHANGE TRADED INDEX FUNDS 464287465 717 11,298 SH   SOLE   11,298 0 0
ISHARES RUSSELL MIDCAP VALUE ETF EXCHANGE TRADED INDEX FUNDS 464287473 2,198 29,800 SH   SOLE   29,800 0 0
ISHARES RUSSELL MIDCAP GROWTH ETF EXCHANGE TRADED INDEX FUNDS 464287481 2,013 20,780 SH   SOLE   20,780 0 0
ISHARES RUSSELL MID-CAP ETF EXCHANGE TRADED INDEX FUNDS 464287499 1,809 10,622 SH   SOLE   10,622 0 0
ISHARES RUSSELL 1000 VALUE ETF EXCHANGE TRADED INDEX FUNDS 464287598 4,075 39,507 SH   SOLE   39,507 0 0
ISHARES S&P MIDCAP 400 GROWTH INDEX FUND COMMON STOCK 464287606 237 1,400 SH   SOLE   1,400 0 0
ISHARES RUSSELL 1000 GROWTH ETF EXCHANGE TRADED INDEX FUNDS 464287614 5,022 50,725 SH   SOLE   50,725 0 0
ISHARES RUSSELL 2000 VALUE ETF EXCHANGE TRADED INDEX FUNDS 464287630 1,476 14,480 SH   SOLE   14,480 0 0
ISHARES RUSSELL 2000 GROWTH ETF EXCHANGE TRADED INDEX FUNDS 464287648 818 5,295 SH   SOLE   5,295 0 0
ISHARES RUSSELL 2000 ETF EXCHANGE TRADED INDEX FUNDS 464287655 874 7,001 SH   SOLE   7,001 0 0
ISHARES DOW JONES US TECHNOLOGY EXCHANGE TRADED SECTOR FUNDS 464287721 2,526 24,130 SH   SOLE   24,130 0 0
ISHARES DOW JONES US REAL ESTATE EXCHANGE TRADED SECTOR FUNDS 464287739 1,523 21,364 SH   SOLE   21,364 0 0
ISHARES DOW JONES US HEALTHCARE EXCHANGE TRADED SECTOR FUNDS 464287762 1,925 12,126 SH   SOLE   12,126 0 0
ISHARES GOVT/CREDIT BOND EXCHANGE TRADED BOND FUNDS 464288596 740 6,592 SH   SOLE   6,592 0 0
ISHARES FLOATING RATE BOND EXCHANGE TRADED BOND FUNDS 46429B655 443 8,753 SH   SOLE   8,753 0 0
J P MORGAN CHASE & CO COMMON STOCK 46625H100 750 11,062 SH   SOLE   11,062 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,904 19,537 SH   SOLE   19,537 0 0
KINDER MORGAN, INC. COMMON STOCK 49456B101 1,436 37,423 SH   SOLE   37,423 0 0
LOWES COS INC COMMON STOCK 548661107 2,263 33,785 SH   SOLE   33,785 0 0
M & T BANK CORP COMMON STOCK 55261F104 480 3,840 SH   SOLE   3,840 0 0
MCDONALDS CORP COMMON STOCK 580135101 721 7,581 SH   SOLE   7,581 0 0
MEADWESTVACO CORP COMMON STOCK 583334107 260 5,501 SH   SOLE   5,501 0 0
METLIFE, INC. COMMON STOCK 59156R108 1,539 27,491 SH   SOLE   27,491 0 0
MICROSOFT CORP COMMON STOCK 594918104 370 8,371 SH   SOLE   8,371 0 0
MICRON TECHNOLOGY INC COMMON STOCK 595112103 294 15,595 SH   SOLE   15,595 0 0
NATIONAL OILWELL VARCO INC COMMON STOCK 637071101 594 12,306 SH   SOLE   12,306 0 0
NORDSTROM INC COMMON STOCK 655664100 805 10,800 SH   SOLE   10,800 0 0
NUVEEN INSD TAX-FREE ADVANTAGE MUN FD FIXED INCOME TAX FREE MUT FDS 670657105 162 12,713 SH   SOLE   12,713 0 0
PNC FINL SVCS GROUP INC COMMON STOCK 693475105 241 2,519 SH   SOLE   2,519 0 0
PEPSICO INC COMMON STOCK 713448108 1,724 18,471 SH   SOLE   18,471 0 0
PFIZER INC COMMON STOCK 717081103 237 7,059 SH   SOLE   7,059 0 0
POWERSHARES QQQ TRUST, SERIES 1 EXCHANGE TRADED INDEX FUNDS 73935A104 4,215 39,368 SH   SOLE   39,368 0 0
POWERSHARES WATER RESOURCE P EXCHANGE TRADED SECTOR FUNDS 73935X575 237 9,480 SH   SOLE   9,480 0 0
POWERSHARES OIL SERVICES EXCHANGE TRADED SECTOR FUNDS 73935X625 417 25,624 SH   SOLE   25,624 0 0
POWERSHARES SR LOAN ETF EXCHANGE TRADED BOND FUNDS 73936Q769 255 10,742 SH   SOLE   10,742 0 0
PRAXAIR INC COMMON STOCK 74005P104 770 6,438 SH   SOLE   6,438 0 0
PRICE T ROWE GROUP INC COMMON STOCK 74144T108 805 10,352 SH   SOLE   10,352 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 1,287 16,454 SH   SOLE   16,454 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 1,141 13,032 SH   SOLE   13,032 0 0
S&P 500 EQUAL WEIGHT INDEX EXCHANGE TRADED INDEX FUNDS 78355W106 1,055 13,220 SH   SOLE   13,220 0 0
SPDR S&P 500 INDEX EXCHANGE TRADED INDEX FUNDS 78462F103 7,233 35,140 SH   SOLE   35,140 0 0
SPDR DOW JONES INDUSTRIAL AVERAGE EXCHANGE TRADED INDEX FUNDS 78467X109 255 1,450 SH   SOLE   1,450 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 1,112 12,899 SH   SOLE   12,899 0 0
MATERIALS SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y100 547 11,305 SH   SOLE   11,305 0 0
CONSUMER STAPLES SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y308 888 18,668 SH   SOLE   18,668 0 0
CONSUMER DISCRETIONARY SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y407 947 12,382 SH   SOLE   12,382 0 0
ENERGY SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y506 427 5,677 SH   SOLE   5,677 0 0
FINANCIAL SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y605 570 23,385 SH   SOLE   23,385 0 0
INDUSTRIAL SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y704 599 11,077 SH   SOLE   11,077 0 0
UTILITIES SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y886 369 8,915 SH   SOLE   8,915 0 0
SOUTHERN CO COMMON STOCK 842587107 1,096 26,155 SH   SOLE   26,155 0 0
SPECTRA ENERGY CORP COMMON STOCK 847560109 866 26,560 SH   SOLE   26,560 0 0
SPROUTS FARMERS MARKET COMMON STOCK 85208M102 348 12,900 SH   SOLE   12,900 0 0
STATE ST CORP COMMON STOCK 857477103 475 6,171 SH   SOLE   6,171 0 0
THOR INDS INC COMMON STOCK 885160101 514 9,140 SH   SOLE   9,140 0 0
3M CO COMMON STOCK 88579Y101 216 1,400 SH   SOLE   1,400 0 0
TRACTOR SUPPLY COMMON STOCK 892356106 1,441 16,020 SH   SOLE   16,020 0 0
VANGUARD BOND INDEX FUND INCTOTAL BD MARKET EXCHANGE TRADED BOND FUNDS 921937835 214 2,635 SH   SOLE   2,635 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 1,967 42,195 SH   SOLE   42,195 0 0