The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC Inc COM 001055102   44,720 400 SH   SOLE   400 0 0
AGCO Corp Com COM 001084102   7,340 75 SH   SOLE   75 0 0
Alerian Mlp Alps Etf ALERIAN MLP 00162Q452   39,306 834 SH   SOLE   834 0 0
AT&T Inc Com COM 00206R102   39,600 1,800 SH   DFND   1,800 0 0
AT&T Inc Com COM 00206R102   176,110 8,005 SH   SOLE   8,005 0 0
Abbott Labs Com COM 002824100   194,957 1,710 SH   DFND   1,710 0 0
Abbott Labs Com COM 002824100   1,649,041 14,464 SH   SOLE   14,464 0 0
Abbvie Inc COM 00287Y109   333,741 1,690 SH   DFND   1,690 0 0
Abbvie Inc COM 00287Y109   285,161 1,444 SH   SOLE   1,444 0 0
ORP COM 005098108   2,231 35 SH   SOLE   35 0 0
Adobe Sys Inc COM 00724F101   64,205 124 SH   SOLE   124 0 0
Advanced Micro Devices Inc Com COM 007903107   36,918 225 SH   DFND   225 0 0
Advanced Micro Devices Inc Com COM 007903107   1,591,084 9,697 SH   SOLE   9,697 0 0
Air Products & Chemicals Inc COM 009158106   68,182 229 SH   SOLE   229 0 0
Alico Inc COM 016230104   1,678 60 SH   SOLE   60 0 0
Allstate Corp Com COM 020002101   90,653 478 SH   DFND   478 0 0
Allstate Corp Com COM 020002101   11,758 62 SH   SOLE   62 0 0
Alphabet Inc CAP STK CL C 02079K107   535,844 3,205 SH   SOLE   3,205 0 0
Alphabet Inc CAP STK CL A 02079K305   173,313 1,045 SH   DFND   1,045 0 0
Alphabet Inc CAP STK CL A 02079K305   3,867,124 23,317 SH   SOLE   23,317 0 0
Altria Group Inc Com COM 02209S103   45,936 900 SH   DFND   900 0 0
Altria Group Inc Com COM 02209S103   211,101 4,136 SH   SOLE   4,136 0 0
Amazon Com Inc Com COM 023135106   97,823 525 SH   DFND   525 0 0
Amazon Com Inc Com COM 023135106   2,072,362 11,122 SH   SOLE   11,122 0 0
American Movil NPV ADR SPON ADS RP CL B 02390A101   47,035 2,875 SH   SOLE   2,875 0 0
American Elec Pwr Inc Com COM 025537101   78,592 766 SH   SOLE   766 0 0
American Express Co Com COM 025816109   6,780 25 SH   DFND   25 0 0
American Tower Corp New Com COM 03027X100   4,651 20 SH   DFND   20 0 0
American Tower Corp New Com COM 03027X100   426,050 1,832 SH   SOLE   1,832 0 0
Amgen Inc Com COM 031162100   45,109 140 SH   DFND   140 0 0
Amgen Inc Com COM 031162100   1,971,281 6,118 SH   SOLE   6,118 0 0
Analog Divices Inc COM 032654105   40,970 178 SH   SOLE   178 0 0
Annaly Cap Mgmt Inc Com COM NEW 035710839   28,901 1,440 SH   SOLE   1,440 0 0
Anthem Inc Com COM 036752103   11,440 22 SH   SOLE   22 0 0
Apple Inc Com COM 037833100   671,040 2,880 SH   DFND   2,880 0 0
Apple Inc Com COM 037833100   8,618,670 36,990 SH   SOLE   36,990 0 0
Applied Matls Inc Com COM 038222105   56,372 279 SH   SOLE   279 0 0
Archer Daniels Midland Co COM 039483102   6,332 106 SH   SOLE   106 0 0
Arcutis Biotherapeutics Inc Com COM 03969K108   1,395 150 SH   SOLE   150 0 0
Arista Networks Inc Com COM 040413106   84,440 220 SH   DFND   220 0 0
Arista Networks Inc Com COM 040413106   4,590,871 11,961 SH   SOLE   11,961 0 0
Autodesk Inc COM 052769106   6,612 24 SH   SOLE   24 0 0
Automatic Data Processing COM 053015103   120,378 435 SH   DFND   435 0 0
Automatic Data Processing COM 053015103   184,025 665 SH   SOLE   665 0 0
Autonation Inc Com COM 05329W102   30,416 170 SH   SOLE   170 0 0
Avery Dennison Corp COM 053611109   23,401 106 SH   SOLE   106 0 0
BP Amoco P L C Sponsored ADR SPONSORED ADR 055622104   18,834 600 SH   SOLE   600 0 0
Bank of America Corp COM 060505104   131,460 3,313 SH   DFND   3,313 0 0
Bank of America Corp COM 060505104   81,542 2,055 SH   SOLE   2,055 0 0
Becton Dickinson and Company COM 075887109   979,830 4,064 SH   SOLE   4,064 0 0
Berkshire Hathaway B CL B NEW 084670702   484,194 1,052 SH   DFND   1,052 0 0
Berkshire Hathaway B CL B NEW 084670702   852,402 1,852 SH   SOLE   1,852 0 0
Biogen Inc Com COM 09062X103   3,877 20 SH   SOLE   20 0 0
Blackrock Inc Com COM 09247X101   87,355 92 SH   SOLE   92 0 0
Blackstone Group Inc COM 09260D107   134,754 880 SH   DFND   880 0 0
Blackstone Group Inc COM 09260D107   1,806,934 11,800 SH   SOLE   11,800 0 0
Boeing Co Com COM 097023105   6,082 40 SH   SOLE   40 0 0
Booking Hldgs Inc COM 09857L108   80,030 19 SH   SOLE   19 0 0
Brinks Co Com COM 109696104   20,237 175 SH   SOLE   175 0 0
Bristol Myers Squibb Co Com COM 110122108   57,742 1,116 SH   DFND   1,116 0 0
Bristol Myers Squibb Co Com COM 110122108   405,124 7,830 SH   SOLE   7,830 0 0
Broadridge Finl Solutions Incom COM 11133T103   13,762 64 SH   SOLE   64 0 0
Broadcom Inc Nvp COM 11135F101   198,375 1,150 SH   SOLE   1,150 0 0
Burke Herbert Financial Services Inc COM 12135Y108   70,260 1,152 SH   SOLE   1,152 0 0
CF Industries Holdings Inc COM 125269100   17,160 200 SH   SOLE   200 0 0
Cigna Corp COM 125523100   2,772 8 SH   SOLE   8 0 0
CME Group Inc COM 12572Q105   6,620 30 SH   DFND   30 0 0
CME Group Inc COM 12572Q105   743,591 3,370 SH   SOLE   3,370 0 0
CSX Corp Com COM 126408103   246,372 7,135 SH   DFND   7,135 0 0
CSX Corp Com COM 126408103   2,180,224 63,140 SH   SOLE   63,140 0 0
CVS/Caremark Corp COM 126650100   88,032 1,400 SH   DFND   1,400 0 0
CVS/Caremark Corp COM 126650100   4,402 70 SH   SOLE   70 0 0
Canopy Growth Corp COMMON COM NEW 138035704   159 33 SH   SOLE   33 0 0
Cardinal Health Inc Com COM 14149Y108   55,260 500 SH   SOLE   500 0 0
Carrier Global Corp COM 14448C104   64,392 800 SH   SOLE   800 0 0
Caterpillar Inc Del Com COM 149123101   189,693 485 SH   DFND   485 0 0
Caterpillar Inc Del Com COM 149123101   194,778 498 SH   SOLE   498 0 0
Centene Corp Del Com COM 15135B101   7,528 100 SH   SOLE   100 0 0
Chesapeake Energy Corp COM 165167735   4,935 60 SH   SOLE   60 0 0
Chesapeake Utilities Corp COM 165303108   4,718 38 SH   SOLE   38 0 0
Chevrontexaco COM 166764100   54,490 370 SH   DFND   370 0 0
Chevrontexaco COM 166764100   1,957,218 13,290 SH   SOLE   13,290 0 0
Chipotle Mexican Grill Inc COM 169656105   5,762 100 SH   SOLE   100 0 0
Choice Hotels Intl Inc COM 169905106   19,545 150 SH   SOLE   150 0 0
Church & Dwight Co Inc Com COM 171340102   13,614 130 SH   SOLE   130 0 0
Cisco Sys Inc Com COM 17275R102   35,391 665 SH   DFND   665 0 0
Cisco Sys Inc Com COM 17275R102   1,329,595 24,983 SH   SOLE   24,983 0 0
Citigroup Inc COM NEW 172967424   4,632 74 SH   SOLE   74 0 0
Clean Harbors Inc Com COM 184496107   26,588 110 SH   SOLE   110 0 0
Clorox Company Common COM 189054109   8,146 50 SH   SOLE   50 0 0
Coca Cola Co Com COM 191216100   150,475 2,094 SH   DFND   2,094 0 0
Coca Cola Co Com COM 191216100   295,632 4,114 SH   SOLE   4,114 0 0
Cognex Corp COM 192422103   8,100 200 SH   DFND   200 0 0
Colgate Palmolive Co Com COM 194162103   52,424 505 SH   DFND   505 0 0
Colgate Palmolive Co Com COM 194162103   31,143 300 SH   SOLE   300 0 0
Comcast Corp New CL A CL A 20030N101   28,195 675 SH   DFND   675 0 0
Comcast Corp New CL A CL A 20030N101   903,527 21,631 SH   SOLE   21,631 0 0
Conagra Foods Inc COM 205887102   29,268 900 SH   SOLE   900 0 0
ConocoPhillips COM 20825C104   63,484 603 SH   SOLE   603 0 0
Constellation Energy Corp Com COM 21037T109   158,092 608 SH   SOLE   608 0 0
Costco Whsl Corp New COM 22160K105   179,077 202 SH   DFND   202 0 0
Costco Whsl Corp New COM 22160K105   2,117,896 2,389 SH   SOLE   2,389 0 0
Costar Group Inc COM 22160N109   7,544 100 SH   SOLE   100 0 0
Cummins Inc COM 231021106   23,637 73 SH   SOLE   73 0 0
Xtrackers MSCI Japan Hedged Equity ETF XTRACK MSCI JAPN 233051507   92,119 1,290 SH   SOLE   1,290 0 0
DBX ETF Tr Xtrack MSCI Eurp XTRACK MSCI EURP 233051853   337,238 7,965 SH   SOLE   7,965 0 0
Duff & Phelps Utils Income Icom COM 23325P104   8,243 821 SH   SOLE   821 0 0
D R Horton Inc COM 23331A109   218,622 1,146 SH   SOLE   1,146 0 0
Danaher Corp Del Com COM 235851102   72,285 260 SH   DFND   260 0 0
Danaher Corp Del Com COM 235851102   3,419,646 12,300 SH   SOLE   12,300 0 0
Darden Restaurants Inc Com COM 237194105   299,537 1,825 SH   DFND   1,825 0 0
Darling International Inc. COM 237266101   11,148 300 SH   SOLE   300 0 0
Deere & Company COM 244199105   304,651 730 SH   SOLE   730 0 0
Delta Air Lines Inc Del Com New COM NEW 247361702   51,552 1,015 SH   DFND   1,015 0 0
Digital Rlty Tr Inc COM 253868103   18,610 115 SH   DFND   115 0 0
Digital Rlty Tr Inc COM 253868103   724,513 4,477 SH   SOLE   4,477 0 0
DFA US Small Cap ETF US SMALL CAP ETF 25434V500   43,781 675 SH   SOLE   675 0 0
Disney Walt Co Com Disney COM 254687106   99,557 1,035 SH   DFND   1,035 0 0
Disney Walt Co Com Disney COM 254687106   592,338 6,158 SH   SOLE   6,158 0 0
Discover Financial Services COM 254709108   21,044 150 SH   DFND   150 0 0
Dominion New RES Inc VA New COM 25746U109   28,895 500 SH   DFND   500 0 0
Dominion New RES Inc VA New COM 25746U109   385,864 6,677 SH   SOLE   6,677 0 0
Dow Inc Com COM 260557103   44,851 821 SH   DFND   821 0 0
Dow Inc Com COM 260557103   495,330 9,067 SH   SOLE   9,067 0 0
Duke Energy Corp New COM NEW 26441C204   154,156 1,337 SH   DFND   1,337 0 0
Duke Energy Corp New COM NEW 26441C204   35,858 311 SH   SOLE   311 0 0
DuPont DE Nemours Inc COM 26614N102   10,337 116 SH   DFND   116 0 0
DuPont DE Nemours Inc COM 26614N102   477,095 5,354 SH   SOLE   5,354 0 0
EOG RES Inc COM 26875P101   6,269 51 SH   DFND   51 0 0
EOG RES Inc COM 26875P101   604,078 4,914 SH   SOLE   4,914 0 0
EQT Corp COM 26884L109   63,204 1,725 SH   DFND   1,725 0 0
Eastman Chem Co Com COM 277432100   8,956 80 SH   SOLE   80 0 0
Ecolab Inc COM 278865100   47,236 185 SH   DFND   185 0 0
Ecolab Inc COM 278865100   903,358 3,538 SH   SOLE   3,538 0 0
Edwards Lifesciences Corp COM 28176E108   11,614 176 SH   SOLE   176 0 0
Emerson Elec Co Com COM 291011104   43,748 400 SH   DFND   400 0 0
Emerson Elec Co Com COM 291011104   10,718 98 SH   SOLE   98 0 0
LP Energy Transfer Eq COM UT LTD PTN 29273V100   180,563 11,250 SH   SOLE   11,250 0 0
Enterprise Partners LP COM 293792107   2,911 100 SH   SOLE   100 0 0
Erie Indty Co CL A CL A 29530P102   5,398,200 10,000 SH   DFND   10,000 0 0
Exelon Corp COM 30161N101   99,429 2,452 SH   SOLE   2,452 0 0
Exxon Mobil Corp Com COM 30231G102   46,888 400 SH   DFND   400 0 0
Exxon Mobil Corp Com COM 30231G102   1,036,225 8,840 SH   SOLE   8,840 0 0
Facebook CL A 30303M102   667,465 1,166 SH   SOLE   1,166 0 0
FactSet Research Sys Inc COM 303075105   22,993 50 SH   SOLE   50 0 0
Fidelity Nasdaq Cmps IDX ET NASDAQ COMPSIT 315912808   1,184,980 16,550 SH   SOLE   16,550 0 0
Fideltiy Total Bond ETF TOTAL BD ETF 316188309   27,810 595 SH   DFND   595 0 0
Fideltiy Total Bond ETF TOTAL BD ETF 316188309   2,588,882 55,389 SH   SOLE   55,389 0 0
First Tr Exch Traded FD III Pfd Secs Inc ETF PFD SECS INC ETF 33739E108   3,982 220 SH   DFND   220 0 0
First Tr Global Tactical CM FST TR GLB FD 33739H101   1,777 75 SH   DFND   75 0 0
First Tr Global Tactical CM FST TR GLB FD 33739H101   92,415 3,901 SH   SOLE   3,901 0 0
Firstenergy Corp Com COM 337932107   57,212 1,290 SH   SOLE   1,290 0 0
Flexshares Tr Hig Yld Vl ETF HIG YLD VL ETF 33939L662   65,414 1,570 SH   DFND   1,570 0 0
Flexshares Tr Hig Yld Vl ETF HIG YLD VL ETF 33939L662   2,544,065 61,060 SH   SOLE   61,060 0 0
Flexshares Stoxx US ESG Impact Index STOX US ESG SLCT 33939L696   5,178,738 38,121 SH   SOLE   38,121 0 0
Ford Motor Co Del COM 345370860   21,754 2,060 SH   SOLE   2,060 0 0
Fortinet Inc Com COM 34959E109   95,387 1,230 SH   DFND   1,230 0 0
Fortinet Inc Com COM 34959E109   1,427,696 18,410 SH   SOLE   18,410 0 0
Fortive Corp Com COM 34959J108   7,893 100 SH   SOLE   100 0 0
Fortrea Holdings Inc COMMON STOCK 34965K107   600 30 SH   SOLE   30 0 0
Four Corners Ppty Tr Inc Com COM 35086T109   23,448 800 SH   DFND   800 0 0
Frequency Electronics COM 358010106   60,400 5,000 SH   DFND   5,000 0 0
GE Healthcare Technologies Inc COMMON STOCK 36266G107   9,291 99 SH   DFND   99 0 0
GE Healthcare Technologies Inc COMMON STOCK 36266G107   5,725 61 SH   SOLE   61 0 0
Gamestop Corp New CL A CL A 36467W109   91,720 4,000 SH   SOLE   4,000 0 0
Ge Vernova Inc Corp Com COM 36828A101   12,749 50 SH   DFND   50 0 0
Ge Vernova Inc Corp Com COM 36828A101   11,729 46 SH   SOLE   46 0 0
General Electric Co USD 0.06 COM NEW 369604301   37,716 200 SH   DFND   200 0 0
General Electric Co USD 0.06 COM NEW 369604301   44,693 237 SH   SOLE   237 0 0
General Mls Inc Com COM 370334104   60,926 825 SH   SOLE   825 0 0
General Motors Co COM 37045V100   4,484 100 SH   SOLE   100 0 0
Genuine Parts Co COM 372460105   27,238 195 SH   DFND   195 0 0
Genuine Parts Co COM 372460105   880,543 6,304 SH   SOLE   6,304 0 0
Genworth Finl Inc CL A COM SHS 37247D106   2,500 365 SH   SOLE   365 0 0
Global X FDS US Infr Dev ETF US INFR DEV ETF 37954Y673   64,415 1,565 SH   DFND   1,565 0 0
Global X Lith & Btry Tec ET LITHIUM BTRY ETF 37954Y855   12,641 290 SH   DFND   290 0 0
Goldman Sachs Group Inc COM 38141G104   24,756 50 SH   SOLE   50 0 0
Goodyear Tire & Rubr Co Com COM 382550101   929 105 SH   SOLE   105 0 0
HCA Holdings Inc COM 40412C101   10,161 25 SH   SOLE   25 0 0
Halliburton Co Com COM 406216101   29,050 1,000 SH   DFND   1,000 0 0
Harley Davidson Inc Com COM 412822108   7,706 200 SH   DFND   200 0 0
Harley Davidson Inc Com COM 412822108   13,871 360 SH   SOLE   360 0 0
Hartford Group Inc COM 416515104   44,927 382 SH   SOLE   382 0 0
Home Depot Inc Com COM 437076102   101,300 250 SH   DFND   250 0 0
Home Depot Inc Com COM 437076102   993,956 2,453 SH   SOLE   2,453 0 0
Honeywell Intl Inc Com COM 438516106   27,906 135 SH   DFND   135 0 0
Honeywell Intl Inc Com COM 438516106   2,434,837 11,779 SH   SOLE   11,779 0 0
Humana Inc Com COM 444859102   7,919 25 SH   SOLE   25 0 0
Huntington Bancshares Inc Com COM 446150104   196,833 13,390 SH   SOLE   13,390 0 0
IDEX Corp COM 45167R104   9,653 45 SH   SOLE   45 0 0
IDEXX Labs Inc Com COM 45168D104   40,923 81 SH   SOLE   81 0 0
Illinois Tool WKS Inc COM 452308109   49,793 190 SH   DFND   190 0 0
Illinois Tool WKS Inc COM 452308109   1,369,840 5,227 SH   SOLE   5,227 0 0
Ingevity Corp Com COM 45688C107   3,120 80 SH   SOLE   80 0 0
Intel Corp Com COM 458140100   18,768 800 SH   DFND   800 0 0
Intel Corp Com COM 458140100   52,550 2,240 SH   SOLE   2,240 0 0
Intellia Thereutics Inc COM 45826J105   2,055 100 SH   SOLE   100 0 0
International Business MacHscom COM 459200101   326,093 1,475 SH   DFND   1,475 0 0
International Business MacHscom COM 459200101   397,502 1,798 SH   SOLE   1,798 0 0
Invesco QQQ Unit Series 1 UNIT SER 1 46090E103   158,623 325 SH   DFND   325 0 0
Invesco QQQ Unit Series 1 UNIT SER 1 46090E103   18,293,840 37,482 SH   SOLE   37,482 0 0
Intuit Inc COM 461202103   45,954 74 SH   SOLE   74 0 0
Intuituve Surgical Inc COM NEW 46120E602   27,020 55 SH   DFND   55 0 0
Intuituve Surgical Inc COM NEW 46120E602   1,761,694 3,586 SH   SOLE   3,586 0 0
Invesco Water RES ETF Trust WATER RES ETF 46137V142   35,975 510 SH   DFND   510 0 0
Invesco Water RES ETF Trust WATER RES ETF 46137V142   170,001 2,410 SH   SOLE   2,410 0 0
Invesco S&P 500 Equal Weight S&P500 EQL WGT 46137V357   51,061 285 SH   DFND   285 0 0
Invesco S&P 500 Equal Weight S&P500 EQL WGT 46137V357   5,277,158 29,455 SH   SOLE   29,455 0 0
Invesco S&P 500 Garp ETF S&P 500 GARP ETF 46137V431   53,905 515 SH   DFND   515 0 0
Invesco S&P 500 Garp ETF S&P 500 GARP ETF 46137V431   4,708,894 44,988 SH   SOLE   44,988 0 0
Invesco Preferred ETF PFD ETF 46138E511   14,203 1,150 SH   DFND   1,150 0 0
Invesco Preferred ETF PFD ETF 46138E511   248,593 20,129 SH   SOLE   20,129 0 0
Invesco Natl AMT-Free Mun Bd ETF NATL AMT MUNI 46138E537   30,188 1,250 SH   DFND   1,250 0 0
Invesco Natl AMT-Free Mun Bd ETF NATL AMT MUNI 46138E537   398,258 16,491 SH   SOLE   16,491 0 0
Invesco Sr Loan ETF SR LN ETF 46138G508   1,051 50 SH   DFND   50 0 0
Invesco Sr Loan ETF SR LN ETF 46138G508   283,950 13,515 SH   SOLE   13,515 0 0
Invesco Taxable Municipal Bond ETF TAXABLE MUN BD 46138G805   5,514 200 SH   SOLE   200 0 0
Iovance Biotherapeutics Inc. COM 462260100   9,390 1,000 SH   SOLE   1,000 0 0
iShares Gold ETF iShares New ISHARES NEW 464285204   94,529 1,902 SH   DFND   1,902 0 0
iShares Select Dividend ETF SELECT DIVID ETF 464287168   55,379 410 SH   DFND   410 0 0
iShares Select Dividend ETF SELECT DIVID ETF 464287168   7,194,098 53,262 SH   SOLE   53,262 0 0
iShares TIPS Bond ETF TIPS BD ETF 464287176   1,105 10 SH   DFND   10 0 0
iShares TIPS Bond ETF TIPS BD ETF 464287176   380,901 3,448 SH   SOLE   3,448 0 0
iShares Transportation Avg ETF US TRSPRTION 464287192   289,284 4,198 SH   SOLE   4,198 0 0
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200   3,783,362 6,559 SH   SOLE   6,559 0 0
iShares Tr Core US AGG Bond ETF CORE US AGGBD ET 464287226   2,025 20 SH   SOLE   20 0 0
iShares MSCI Emerging Markets ETF MSCI EMG MKT ETF 464287234   143,771 3,135 SH   SOLE   3,135 0 0
iShares Iboxx Invest Grade CRP Bond IBOXX INV CP ETF 464287242   2,260 20 SH   DFND   20 0 0
iShares Tr S&P 500 Grwt ETF S&P 500 GRWT ETF 464287309   9,575 100 SH   SOLE   100 0 0
iShares Tr S&P 500 Val ETF S&P 500 VAL ETF 464287408   4,929 25 SH   SOLE   25 0 0
Barclays 1-3 Year Treasury Bond 1 3 YR TREAS BD 464287457   2,079 25 SH   DFND   25 0 0
Barclays 1-3 Year Treasury Bond 1 3 YR TREAS BD 464287457   9,978 120 SH   SOLE   120 0 0
iShares MSCI Eafe ETF MSCI EAFE ETF 464287465   58,876 704 SH   SOLE   704 0 0
iShares Russell Midcap Value ETF RUS MDCP VAL ETF 464287473   520,536 3,936 SH   SOLE   3,936 0 0
iShares Russell Midcap Growth ETF RUS MD CP GR ETF 464287481   769,422 6,560 SH   SOLE   6,560 0 0
iShares Russell Mid-Cap ETF RUS MID CAP ETF 464287499   2,700,081 30,634 SH   SOLE   30,634 0 0
iShares Tr Core S&P McP ETF CORE S&P MCP ETF 464287507   160,474 2,575 SH   SOLE   2,575 0 0
iShares Russell 1000 Value ETF RUS 1000 VAL ETF 464287598   794,693 4,187 SH   SOLE   4,187 0 0
iShares Russell 1000 Growth ETF RUS 1000 GRW ETF 464287614   2,994,031 7,976 SH   SOLE   7,976 0 0
iShares Russell 2000 Value ETF RUS 2000 VAL ETF 464287630   108,600 651 SH   SOLE   651 0 0
iShares Russell 2000 Growth ETF RUS 2000 GRW ETF 464287648   169,832 598 SH   SOLE   598 0 0
iShares Russell 2000 ETF RUSSELL 2000 ETF 464287655   136,952 620 SH   SOLE   620 0 0
iShares US Telecomunications ETF US TELECOM ETF 464287713   13,514 535 SH   SOLE   535 0 0
iShares Dow Jones US Technology U.S. TECH ETF 464287721   2,672,303 17,625 SH   SOLE   17,625 0 0
iShares Dow Jones US Real Estate U.S. REAL ES ETF 464287739   110,835 1,088 SH   SOLE   1,088 0 0
iShares Dow Jones US Healthcare US HLTHCARE ETF 464287762   26,000 400 SH   DFND   400 0 0
iShares Dow Jones US Healthcare US HLTHCARE ETF 464287762   389,350 5,990 SH   SOLE   5,990 0 0
iShares Core S&P Small Cap ETF CORE S&P SCP ETF 464287804   15,790 135 SH   SOLE   135 0 0
iShares S&P Small Cap 600 Value ETF SP SMCP600VL ETF 464287879   21,532 200 SH   SOLE   200 0 0
iShares S&P Smallcap 600/Barra Growth Index FD S&P SML 600 GWT 464287887   93,458 670 SH   SOLE   670 0 0
iShares Global Clean Energy GL CLEAN ENE ETF 464288224   8,226 560 SH   SOLE   560 0 0
iShares Tr JP Mor Em Mk ETF JPMORGAN USD EMG 464288281   936 10 SH   DFND   10 0 0
iShares Tr JP Mor Em Mk ETF JPMORGAN USD EMG 464288281   42,672 456 SH   SOLE   456 0 0
iShares Govt/Credit Bond GOV/CRED BD ETF 464288596   60,578 567 SH   SOLE   567 0 0
iShares 1-3 Yr Cr Bd ETF ISHS 1-5YR INVS 464288646   2,106 40 SH   DFND   40 0 0
iShares 1-3 Yr Cr Bd ETF ISHS 1-5YR INVS 464288646   501,113 9,516 SH   SOLE   9,516 0 0
iShares Tr 3 7 Yr Treas Bd 3 7 YR TREAS BD 464288661   2,990 25 SH   DFND   25 0 0
iShares Tr 3 7 Yr Treas Bd 3 7 YR TREAS BD 464288661   293,032 2,450 SH   SOLE   2,450 0 0
iShares Tr U.S. Med Dvc ETF U.S. MED DVC ETF 464288810   126,139 2,130 SH   SOLE   2,130 0 0
iShares Silver Trust ISHARES 46428Q109   17,330 610 SH   DFND   610 0 0
iShares Silver Trust ISHARES 46428Q109   5,540 195 SH   SOLE   195 0 0
iShares Floating Rate Bond FLTG RATE NT ETF 46429B655   29,348 575 SH   DFND   575 0 0
iShares Floating Rate Bond FLTG RATE NT ETF 46429B655   1,386,451 27,164 SH   SOLE   27,164 0 0
iShares 0-5 Year TIPS Bond ETF 0-5 YR TIPS ETF 46429B747   1,520 15 SH   DFND   15 0 0
iShares 0-5 Year TIPS Bond ETF 0-5 YR TIPS ETF 46429B747   161,200 1,591 SH   SOLE   1,591 0 0
iShares Tr Core MSCI Eafe ETF CORE MSCI EAFE 46432F842   30,440 390 SH   DFND   390 0 0
iShares Tr Core MSCI Eafe ETF CORE MSCI EAFE 46432F842   3,817,504 48,911 SH   SOLE   48,911 0 0
iShares in Core MSCI Emerging Mkts CORE MSCI EMKT 46434G103   64,586 1,125 SH   DFND   1,125 0 0
iShares in Core MSCI Emerging Mkts CORE MSCI EMKT 46434G103   2,615,887 45,565 SH   SOLE   45,565 0 0
iShares ESG S&P Mid-Cap ETF ESG SCRD S&P MID 46436E551   19,030 450 SH   DFND   450 0 0
iShares ESG S&P Mid-Cap ETF ESG SCRD S&P MID 46436E551   789,103 18,660 SH   SOLE   18,660 0 0
IShares Bitcoin Trust SHS 46438F101   93,396 2,585 SH   DFND   2,585 0 0
IShares Bitcoin Trust SHS 46438F101   756,020 20,925 SH   SOLE   20,925 0 0
J P Morgan Chase & Co COM 46625H100   156,036 740 SH   DFND   740 0 0
J P Morgan Chase & Co COM 46625H100   3,707,341 17,582 SH   SOLE   17,582 0 0
Johnson & Johnson Com COM 478160104   183,938 1,135 SH   DFND   1,135 0 0
Johnson & Johnson Com COM 478160104   2,249,393 13,880 SH   SOLE   13,880 0 0
KLA-Tencor Corp COM NEW 482480100   269,495 348 SH   SOLE   348 0 0
KKR & Co Inc Com COM 48251W104   65,290 500 SH   DFND   500 0 0
Key Corp COM 493267108   34,170 2,040 SH   SOLE   2,040 0 0
Kimberly Clark Corp Com COM 494368103   63,599 447 SH   SOLE   447 0 0
Knight Swift Transportation Holdings Inc CL A 499049104   5,017 93 SH   SOLE   93 0 0
Kohls Corp COM 500255104   781 37 SH   SOLE   37 0 0
Kraft Heinzcompany COM 500754106   4,775 136 SH   SOLE   136 0 0
Kyndryl Hldgs Inc Common Stock COMMON STOCK 50155Q100   4,136 180 SH   SOLE   180 0 0
Labcorp Holdings Inc. Ordinary Shares COM SHS 504922105   6,704 30 SH   SOLE   30 0 0
Lam Research Corp Com COM 512807108   63,654 78 SH   SOLE   78 0 0
Leggett & Platt Inc Com COM 524660107   33,233 2,440 SH   SOLE   2,440 0 0
Liberty All Star Eqty Shs Ben Int SH BEN INT 530158104   4,452 627 SH   SOLE   627 0 0
Lilly Eli & Co Com COM 532457108   212,626 240 SH   DFND   240 0 0
Lilly Eli & Co Com COM 532457108   660,025 745 SH   SOLE   745 0 0
Live Nation Entertainment Incom COM 538034109   6,898 63 SH   SOLE   63 0 0
Lockheed Martin Corp COM 539830109   58,456 100 SH   DFND   100 0 0
Lockheed Martin Corp COM 539830109   219,210 375 SH   SOLE   375 0 0
Lowes Cos Inc Com COM 548661107   211,263 780 SH   DFND   780 0 0
Lowes Cos Inc Com COM 548661107   3,768,065 13,912 SH   SOLE   13,912 0 0
Lucid Group Inc COM 549498103   1,765 500 SH   SOLE   500 0 0
M & T Bank Corp COM 55261F104   204,838 1,150 SH   DFND   1,150 0 0
M & T Bank Corp COM 55261F104   1,354,959 7,607 SH   SOLE   7,607 0 0
MSCI Inc COM 55354G100   49,549 85 SH   SOLE   85 0 0
Macy Inc COM 55616P104   1,098 70 SH   SOLE   70 0 0
Mainstreet Bancshares Inc Com COM 56064Y100   14,576 790 SH   SOLE   790 0 0
Manulife Financial Corp COM 56501R106   9,663 327 SH   SOLE   327 0 0
Marathon Oil Corp COM 565849106   14,300 537 SH   SOLE   537 0 0
Marathon Pete Corp COM 56585A102   108,824 668 SH   SOLE   668 0 0
Marsh & McLennan Companies, Inc. COM 571748102   45,733 205 SH   SOLE   205 0 0
Marriott Int CL A CL A 571903202   82,038 330 SH   DFND   330 0 0
Marriott Int CL A CL A 571903202   58,918 237 SH   SOLE   237 0 0
Mastercard Inc CL A 57636Q104   22,221 45 SH   DFND   45 0 0
Mastercard Inc CL A 57636Q104   2,126,797 4,307 SH   SOLE   4,307 0 0
McDonalds Corp Com COM 580135101   426,314 1,400 SH   DFND   1,400 0 0
McDonalds Corp Com COM 580135101   2,731,455 8,970 SH   SOLE   8,970 0 0
McKesson Corp Com COM 58155Q103   111,245 225 SH   SOLE   225 0 0
Merck & Co Inc Com COM 58933Y105   327,280 2,882 SH   DFND   2,882 0 0
Merck & Co Inc Com COM 58933Y105   258,917 2,280 SH   SOLE   2,280 0 0
Metlife, Inc. COM 59156R108   123,308 1,495 SH   SOLE   1,495 0 0
Microsoft Corp Com COM 594918104   912,236 2,120 SH   DFND   2,120 0 0
Microsoft Corp Com COM 594918104   6,591,335 15,318 SH   SOLE   15,318 0 0
Microchip Technology Inc. Com COM 595017104   107,589 1,340 SH   DFND   1,340 0 0
Microchip Technology Inc. Com COM 595017104   2,209,260 27,516 SH   SOLE   27,516 0 0
Micron Technology Inc Com COM 595112103   10,371 100 SH   SOLE   100 0 0
Mid-America Apartment Communities Inc. COM 59522J103   31,780 200 SH   SOLE   200 0 0
Molson Coors Beverage CO Compa CLASS B CORP COMMON CL B 60871R209   40,264 700 SH   SOLE   700 0 0
Mondelez International Inc CL A 609207105   20,259 275 SH   DFND   275 0 0
Mondelez International Inc CL A 609207105   103,801 1,409 SH   SOLE   1,409 0 0
Morgan Stanley Dean Witter COM NEW 617446448   33,878 325 SH   DFND   325 0 0
Morgan Stanley Dean Witter COM NEW 617446448   25,330 243 SH   SOLE   243 0 0
Motorola Solutions Inc Com New COM NEW 620076307   58,452 130 SH   SOLE   130 0 0
Murphy USA Inc Com COM 626755102   20,701 42 SH   SOLE   42 0 0
Nnn REIT Inc Com COM 637417106   43,641 900 SH   DFND   900 0 0
Neogenomics Inc Com New COM NEW 64049M209   383,500 26,000 SH   SOLE   26,000 0 0
Net Lease Office Properties COM 64110Y108   827 27 SH   DFND   27 0 0
Nexstar Media Grop COMMON STOCK 65336K103   34,724 210 SH   DFND   210 0 0
Nextera Energy Inc COM 65339F101   30,431 360 SH   DFND   360 0 0
Nextera Energy Inc COM 65339F101   844,117 9,986 SH   SOLE   9,986 0 0
Nike Inc CL B CL B 654106103   23,603 267 SH   SOLE   267 0 0
Norfolk Southern Corp Com COM 655844108   88,218 355 SH   DFND   355 0 0
Norfolk Southern Corp Com COM 655844108   32,305 130 SH   SOLE   130 0 0
Novartis AG ADR SPONSORED ADR 66987V109   23,004 200 SH   SOLE   200 0 0
Novo Nordisk A/S ADR 670100205   12,502 105 SH   SOLE   105 0 0
Nucor Corp COM 670346105   7,517 50 SH   DFND   50 0 0
Nucor Corp COM 670346105   452,523 3,010 SH   SOLE   3,010 0 0
Nvidia Corp COM 67066G104   116,582 960 SH   DFND   960 0 0
Nvidia Corp COM 67066G104   4,022,093 33,120 SH   SOLE   33,120 0 0
Nuveen Quality Municipal Inc COM 67066V101   6,190 500 SH   SOLE   500 0 0
Nuveen ESG Small-Cap ETF NUVEEN ESG SMLCP 67092P607   336,722 7,860 SH   SOLE   7,860 0 0
Occidental Pete Corp Del Com COM 674599105   85,041 1,650 SH   SOLE   1,650 0 0
Omega Healthcare Invs Inc COM 681936100   175,498 4,312 SH   DFND   4,312 0 0
Oracle Corp Com COM 68389X105   34,080 200 SH   DFND   200 0 0
Oracle Corp Com COM 68389X105   261,223 1,533 SH   SOLE   1,533 0 0
Otis Worldwide Corp Com COM 68902V107   33,781 325 SH   SOLE   325 0 0
PGIM Ultra-Short Bond ETF PGIM ULTRA SH BD 69344A107   53,514 1,075 SH   DFND   1,075 0 0
PGIM Ultra-Short Bond ETF PGIM ULTRA SH BD 69344A107   1,495,989 30,052 SH   SOLE   30,052 0 0
PNC Finl Svcs Group Inc Com COM 693475105   1,881,034 10,176 SH   DFND   10,176 0 0
PNC Finl Svcs Group Inc Com COM 693475105   406,855 2,201 SH   SOLE   2,201 0 0
PPG Inds Inc Com COM 693506107   432,879 3,268 SH   SOLE   3,268 0 0
Palantir Technologies Inc CL A CL A 69608A108   56,953 1,531 SH   SOLE   1,531 0 0
Palo Alto Networks Inc Com COM 697435105   8,545 25 SH   DFND   25 0 0
Palo Alto Networks Inc Com COM 697435105   338,724 991 SH   SOLE   991 0 0
Parker Hannifin Corp COM 701094104   37,277 59 SH   SOLE   59 0 0
PayPal Hldgs Inc Com COM 70450Y103   186,882 2,395 SH   SOLE   2,395 0 0
PepsiCo Inc Com COM 713448108   127,538 750 SH   DFND   750 0 0
PepsiCo Inc Com COM 713448108   1,986,864 11,684 SH   SOLE   11,684 0 0
Pfizer Inc Com COM 717081103   188,602 6,517 SH   DFND   6,517 0 0
Pfizer Inc Com COM 717081103   129,651 4,480 SH   SOLE   4,480 0 0
Phillip Morris Intl, Inc. COM 718172109   54,509 449 SH   DFND   449 0 0
Phillip Morris Intl, Inc. COM 718172109   202,495 1,668 SH   SOLE   1,668 0 0
Phillips 66 COM 718546104   26,290 200 SH   SOLE   200 0 0
Pinnacle West Cap Corp Com COM 723484101   35,436 400 SH   DFND   400 0 0
Polaris Inds Inc Com COM 731068102   35,377 425 SH   SOLE   425 0 0
Price T Rowe Group Inc COM 74144T108   20,370 187 SH   SOLE   187 0 0
Procter & Gamble Co Com COM 742718109   172,680 997 SH   DFND   997 0 0
Procter & Gamble Co Com COM 742718109   2,400,552 13,860 SH   SOLE   13,860 0 0
Prudential Financial Inc COM 744320102   22,404 185 SH   DFND   185 0 0
Prudential Financial Inc COM 744320102   521,093 4,303 SH   SOLE   4,303 0 0
Qualcomm Inc Com COM 747525103   69,721 410 SH   DFND   410 0 0
Qualcomm Inc Com COM 747525103   129,238 760 SH   SOLE   760 0 0
Quanta Services Inc COM 74762E102   8,945 30 SH   DFND   30 0 0
Quanta Services Inc COM 74762E102   344,363 1,155 SH   SOLE   1,155 0 0
RGC Resources Inc COM 74955L103   21,013 931 SH   DFND   931 0 0
Raytheon Technologies Corp COM 75513E101   220,511 1,820 SH   SOLE   1,820 0 0
Republic Svcs Inc Com COM 760759100   499,087 2,485 SH   SOLE   2,485 0 0
Rockwell Intl Corp New Automation COM 773903109   25,772 96 SH   SOLE   96 0 0
Roper Technologies Inc COM 776696106   16,693 30 SH   DFND   30 0 0
Roper Technologies Inc COM 776696106   1,317,650 2,368 SH   SOLE   2,368 0 0
Ross Stores Inc COM 778296103   69,987 465 SH   SOLE   465 0 0
Shell PLC Spon ADS SPON ADS 780259305   17,477 265 SH   SOLE   265 0 0
SPDR S&P 500 Index TR UNIT 78462F103   14,344 25 SH   DFND   25 0 0
SPDR S&P 500 Index TR UNIT 78462F103   3,923,371 6,838 SH   SOLE   6,838 0 0
SPDR Gold Trust ETF GOLD SHS 78463V107   52,987 218 SH   SOLE   218 0 0
SPDR Ser Tr S&P Divid ETF S&P DIVID ETF 78464A763   24,147 170 SH   SOLE   170 0 0
SPDR Ser Tr S&P Semicndctr S&P SEMICNDCTR 78464A862   11,292 47 SH   SOLE   47 0 0
SPDR Series Trust S&P Biotech S&P BIOTECH 78464A870   11,066 112 SH   SOLE   112 0 0
SPDR Dow Jones Industrial Average UT SER 1 78467X109   4,231 10 SH   DFND   10 0 0
SPDR Dow Jones Industrial Average UT SER 1 78467X109   292,376 691 SH   SOLE   691 0 0
SPDR Serie Bloomberg Barclays High BLOOMBERG HIGH Y 78468R622   1,956 20 SH   SOLE   20 0 0
SPDR Nuveen Barclays Sht Trm NUVEEN BLMBRG SH 78468R739   44,530 925 SH   SOLE   925 0 0
Salesforce Com Inc COM 79466L302   9,580 35 SH   DFND   35 0 0
Salesforce Com Inc COM 79466L302   1,212,262 4,429 SH   SOLE   4,429 0 0
Sandy Spring Bancorp COM 800363103   9,411 300 SH   SOLE   300 0 0
Schwab Charles Corp New COM 808513105   4,213 65 SH   SOLE   65 0 0
Materials Sector SPDR SBI MATERIALS 81369Y100   1,446 15 SH   DFND   15 0 0
Materials Sector SPDR SBI MATERIALS 81369Y100   121,728 1,263 SH   SOLE   1,263 0 0
Select Sector SPDR Tr SBI Healthcare SBI HEALTHCARE 81369Y209   30,804 200 SH   DFND   200 0 0
Select Sector SPDR Tr SBI Healthcare SBI HEALTHCARE 81369Y209   143,547 932 SH   SOLE   932 0 0
Consumer Staples Sector SPDR SBI CONS STPLS 81369Y308   1,245 15 SH   DFND   15 0 0
Consumer Staples Sector SPDR SBI CONS STPLS 81369Y308   302,286 3,642 SH   SOLE   3,642 0 0
Consumer Discretionary Sector SPDR SBI CONS DISCR 81369Y407   21,039 105 SH   DFND   105 0 0
Consumer Discretionary Sector SPDR SBI CONS DISCR 81369Y407   553,021 2,760 SH   SOLE   2,760 0 0
Energy Sector SPDR ENERGY 81369Y506   1,317 15 SH   DFND   15 0 0
Energy Sector SPDR ENERGY 81369Y506   68,484 780 SH   SOLE   780 0 0
Financial Sector SPDR FINANCIAL 81369Y605   340,263 7,508 SH   SOLE   7,508 0 0
Industrial Sector SPDR INDL 81369Y704   13,544 100 SH   DFND   100 0 0
Industrial Sector SPDR INDL 81369Y704   312,054 2,304 SH   SOLE   2,304 0 0
Select Sector SPDR Tr Technology TECHNOLOGY 81369Y803   5,644 25 SH   DFND   25 0 0
Select Sector SPDR Tr Technology TECHNOLOGY 81369Y803   1,271,706 5,633 SH   SOLE   5,633 0 0
Communication Services Select SPDR COMMUNICATION 81369Y852   638,224 7,060 SH   SOLE   7,060 0 0
Select SEC Real Estate RL EST SEL SEC 81369Y860   6,030 135 SH   DFND   135 0 0
Select SEC Real Estate RL EST SEL SEC 81369Y860   365,043 8,172 SH   SOLE   8,172 0 0
Utilities Sector SPDR SBI INT-UTILS 81369Y886   68,663 850 SH   DFND   850 0 0
Utilities Sector SPDR SBI INT-UTILS 81369Y886   250,660 3,103 SH   SOLE   3,103 0 0
Servicenow Inc COM 81762P102   8,944 10 SH   DFND   10 0 0
Servicenow Inc COM 81762P102   411,419 460 SH   SOLE   460 0 0
Sherwin Williams Co. COM 824348106   6,107 16 SH   SOLE   16 0 0
Shopify Inc CL A 82509L107   359,829 4,490 SH   SOLE   4,490 0 0
Simon Property Group Inc COM 828806109   19,099 113 SH   SOLE   113 0 0
Snowflake Inc Ordinary Shares - Class A CL A 833445109   13,209 115 SH   DFND   115 0 0
Solventum Corp Com COM SHS 83444M101   1,394 20 SH   SOLE   20 0 0
Southern Co Com COM 842587107   156,913 1,740 SH   DFND   1,740 0 0
Southern Co Com COM 842587107   1,683,661 18,670 SH   SOLE   18,670 0 0
Southwestern Energy Co Com COM 845467109   1,067 150 SH   SOLE   150 0 0
Square Inc. CL A 852234103   30,209 450 SH   SOLE   450 0 0
Sysco Corp COM 871829107   27,321 350 SH   SOLE   350 0 0
TJX Cos Inc New COM 872540109   123,417 1,050 SH   SOLE   1,050 0 0
Take-Two Interactive Softwarcom COM 874054109   19,982 130 SH   SOLE   130 0 0
Target Corp COM 87612E106   97,568 626 SH   SOLE   626 0 0
Tesla Inc Com COM 88160R101   464,655 1,776 SH   SOLE   1,776 0 0
Texas Instrs Inc Com COM 882508104   109,482 530 SH   SOLE   530 0 0
The ODP Corp USD 0.01 COM 88337F105   298 10 SH   SOLE   10 0 0
Thermo Fisher Scientific Inc COM 883556102   73,610 119 SH   SOLE   119 0 0
3M Co Com COM 88579Y101   17,088 125 SH   DFND   125 0 0
3M Co Com COM 88579Y101   24,606 180 SH   SOLE   180 0 0
Timken Co COM 887389104   8,429 100 SH   SOLE   100 0 0
Tractor Supply COM 892356106   20,365 70 SH   SOLE   70 0 0
Travelers Cos Inc COM 89417E109   78,196 334 SH   DFND   334 0 0
Travelers Cos Inc COM 89417E109   7,024 30 SH   SOLE   30 0 0
Truist Finl Corp Com COM 89832Q109   21,385 500 SH   DFND   500 0 0
Truist Finl Corp Com COM 89832Q109   99,996 2,338 SH   SOLE   2,338 0 0
US Bancorp COM NEW 902973304   26,066 570 SH   SOLE   570 0 0
Ulta Salon Cosmetics & Fragrance COM 90384S303   38,912 100 SH   SOLE   100 0 0
Unilever PLC Amer Shs ADR SPON ADR NEW 904767704   53,592 825 SH   DFND   825 0 0
Union Pac Corp Com COM 907818108   49,296 200 SH   DFND   200 0 0
Union Pac Corp Com COM 907818108   191,022 775 SH   SOLE   775 0 0
United Bankshares Inc West Vcom COM 909907107   9,349 252 SH   SOLE   252 0 0
United Parcel Services B CL B 911312106   42,265 310 SH   DFND   310 0 0
United Parcel Services B CL B 911312106   700,788 5,140 SH   SOLE   5,140 0 0
UnitedHealth Group Inc Com COM 91324P102   62,561 107 SH   DFND   107 0 0
UnitedHealth Group Inc Com COM 91324P102   364,256 623 SH   SOLE   623 0 0
Vale S A ADR SPONSORED ADS 91912E105   5,840 500 SH   SOLE   500 0 0
Valero Energy New COM 91913Y100   125,578 930 SH   DFND   930 0 0
Valero Energy New COM 91913Y100   977,347 7,238 SH   SOLE   7,238 0 0
Vaneck Vec High Yld Mun ETF HIGH YLD MUNIETF 92189H409   50,417 950 SH   DFND   950 0 0
Vaneck Vec High Yld Mun ETF HIGH YLD MUNIETF 92189H409   1,138,192 21,447 SH   SOLE   21,447 0 0
Vanguard Specialized Portfoldiv App ETF DIV APP ETF 921908844   15,845 80 SH   SOLE   80 0 0
Vanguard ESG Intl ETF ESG INTL STK ETF 921910725   630,970 10,258 SH   SOLE   10,258 0 0
Vanguard Bond Index Fund Inctotal Bd Market TOTAL BND MRKT 921937835   7,511 100 SH   DFND   100 0 0
Vanguard Bond Index Fund Inctotal Bd Market TOTAL BND MRKT 921937835   1,480,118 19,706 SH   SOLE   19,706 0 0
Vanguard Europe Pacific ETF VAN FTSE DEV MKT 921943858   440,435 8,340 SH   SOLE   8,340 0 0
Vanguard High Dividend Yield ETF HIGH DIV YLD 921946406   31,281 244 SH   SOLE   244 0 0
Vanguard Intl Equity Index Fftse Europe ETF FTSE EUROPE ETF 922042874   13,509 190 SH   SOLE   190 0 0
Vanguard Utilities Index Fund ETF UTILITIES ETF 92204A876   15,665 90 SH   DFND   90 0 0
Vanguard Scttsdl Lng-CP Bd LG-TERM COR BD 92206C813   2,437 30 SH   SOLE   30 0 0
Vanguard Scottsdale FDS Int-Term Corp INT-TERM CORP 92206C870   6,281 75 SH   DFND   75 0 0
Vanguard Scottsdale FDS Int-Term Corp INT-TERM CORP 92206C870   426,706 5,095 SH   SOLE   5,095 0 0
Vanguard Index FDS S&P 500 ETF Shs S&P 500 ETF SHS 922908363   42,214 80 SH   DFND   80 0 0
Vanguard Index FDS S&P 500 ETF Shs S&P 500 ETF SHS 922908363   9,336,065 17,693 SH   SOLE   17,693 0 0
Vanguard Index FDS McAp Vl Idxvip MCAP VL IDXVIP 922908512   56,169 335 SH   DFND   335 0 0
Vanguard Index FDS McAp Vl Idxvip MCAP VL IDXVIP 922908512   4,248,422 25,338 SH   SOLE   25,338 0 0
Vanguard Index FDS McAp GR Idxvip MCAP GR IDXVIP 922908538   58,433 240 SH   DFND   240 0 0
Vanguard Index FDS McAp GR Idxvip MCAP GR IDXVIP 922908538   4,440,406 18,238 SH   SOLE   18,238 0 0
Vanguard Index FDS Sml CP Grw ETF SML CP GRW ETF 922908595   17,379 65 SH   DFND   65 0 0
Vanguard Index FDS Sml CP Grw ETF SML CP GRW ETF 922908595   1,049,695 3,926 SH   SOLE   3,926 0 0
Vanguard Small-Cap Value ETF SM CP VAL ETF 922908611   26,101 130 SH   DFND   130 0 0
Vanguard Small-Cap Value ETF SM CP VAL ETF 922908611   2,346,917 11,689 SH   SOLE   11,689 0 0
Vanguard Mid-Cap ETF MID CAP ETF 922908629   105,532 400 SH   DFND   400 0 0
Vanguard Mid-Cap ETF MID CAP ETF 922908629   4,176,429 15,830 SH   SOLE   15,830 0 0
Vanguard Growth ETF GROWTH ETF 922908736   111,340 290 SH   DFND   290 0 0
Vanguard Growth ETF GROWTH ETF 922908736   8,977,819 23,384 SH   SOLE   23,384 0 0
Vanguard Value ETF VALUE ETF 922908744   89,904 515 SH   DFND   515 0 0
Vanguard Value ETF VALUE ETF 922908744   13,678,432 78,355 SH   SOLE   78,355 0 0
Vanguard Index FDS Small CP ETF SMALL CP ETF 922908751   71,163 300 SH   DFND   300 0 0
Vanguard Index FDS Small CP ETF SMALL CP ETF 922908751   3,597,052 15,164 SH   SOLE   15,164 0 0
Veralto Corp COM SHS 92338C103   7,047 63 SH   DFND   63 0 0
Veralto Corp COM SHS 92338C103   115,216 1,030 SH   SOLE   1,030 0 0
Verizon Communications COM 92343V104   80,164 1,785 SH   DFND   1,785 0 0
Verizon Communications COM 92343V104   1,198,199 26,680 SH   SOLE   26,680 0 0
VISA Inc COM CL A 92826C839   67,088 244 SH   SOLE   244 0 0
Vontier Corp COM 928881101   5,061 150 SH   DFND   150 0 0
Vontier Corp COM 928881101   332,339 9,850 SH   SOLE   9,850 0 0
W P Carey Inc COM 92936U109   25,855 415 SH   DFND   415 0 0
WEC Energy Group Inc COM 92939U106   769 8 SH   SOLE   8 0 0
Wal Mart Stores Inc Com COM 931142103   53,295 660 SH   DFND   660 0 0
Wal Mart Stores Inc Com COM 931142103   637,521 7,895 SH   SOLE   7,895 0 0
Walgreen Company COM 931427108   108 12 SH   SOLE   12 0 0
Warner Bros Discovery Inc Com Ser A COM SER A 934423104   2,978 361 SH   DFND   361 0 0
Warner Bros Discovery Inc Com Ser A COM SER A 934423104   2,508 304 SH   SOLE   304 0 0
Waste Management Inc COM 94106L109   166,080 800 SH   DFND   800 0 0
Waste Management Inc COM 94106L109   172,308 830 SH   SOLE   830 0 0
Wells Fargo & Company COM 949746101   74,849 1,325 SH   DFND   1,325 0 0
Wells Fargo & Company COM 949746101   50,559 895 SH   SOLE   895 0 0
Welltower Inc COM 95040Q104   70,417 550 SH   DFND   550 0 0
Welltower Inc COM 95040Q104   32,008 250 SH   SOLE   250 0 0
Wendy's Company COM 95058W100   21,602 1,233 SH   SOLE   1,233 0 0
Williams Sonoma Inc COM 969904101   8,676 56 SH   SOLE   56 0 0
Xylem Inc COM 98419M100   27,006 200 SH   SOLE   200 0 0
YUM Brands Inc COM 988498101   130,210 932 SH   DFND   932 0 0
YUM Brands Inc COM 988498101   17,464 125 SH   SOLE   125 0 0
Zoetis Inc CL A CL A 98978V103   10,746 55 SH   DFND   55 0 0
Zoetis Inc CL A CL A 98978V103   877,256 4,490 SH   SOLE   4,490 0 0
AON PLC Shs CL A SHS CL A G0403H108   51,899 150 SH   SOLE   150 0 0
Coca-Cola European Partners PLC SHS G25839104   7,875 100 SH   SOLE   100 0 0
Eaton Corporation PLC SHS G29183103   237,974 718 SH   SOLE   718 0 0
New Linde PLC NPV SHS G54950103   3,815 8 SH   SOLE   8 0 0
Norwegian Cruise Line Hldg Lshs SHS G66721104   2,051 100 SH   SOLE   100 0 0
Trane Technologies PLC SHS G8994E103   116,230 299 SH   SOLE   299 0 0
Chubb Limited Com COM H1467J104   47,008 163 SH   SOLE   163 0 0
Crispr Therapeutics AG NAMEN AKT H17182108   4,698 100 SH   SOLE   100 0 0