SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934

October 27, 2003
(Date of earliest event reported)

COMMERCIAL CAPITAL BANCORP, INC.
(Exact name of registrant as specified in its charter)

Nevada	000-50126	33-0865080
(State or other jurisdiction	(Commission File Number)	(IRS Employer
of incorporation)	Identification No.)
One Venture, 3rd Floor, Irvine, California (Address of principal executive offices)		92618 (Zip Code)

(949) 585-7500
(Registrant’s telephone number, including area code)

Not Applicable
(Former name, former address and former fiscal year, if changed since last report)

Item 5.   Other Events and Required FD Disclosure

        On October 27, 2003, Commercial Capital Bancorp, Inc. (the “Company”) announced by press release the formation of a new business division within it’s bank subsidiary, and the appointment of Herbert Reynolds as Senior Vice President. A copy of the press release is attached hereto as Exhibit 99.1.

Item 7.    Financial Statements, Pro Forma Financial Information and Exhibits

    (a)        Not applicable.

    (b)        Not applicable.

    (c)        The following exhibit is included with this Report:

                 Exhibit 99.1 Press Release dated October 27, 2003.

SIGNATURE

        Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

COMMERCIAL CAPITAL BANCORP, INC.


By: /s/ Stephen H. Gordon
       —————————————————
       Stephen H. Gordon
       Chairman of the Board and
       Chief Executive Officer

Date: October 27, 2003