EX-99.1 3 d56803_ex99-1.htm PRESS RELEASE EX-99.1


Contact:   Stephen H. Gordon Chairman & CEO                                             Telephone: (949) 585-7500
David S. DePillo           President & COO Facsimile: (949) 585-0174

COMMERCIAL CAPITAL BANCORP, INC. TO PRESENT AT ROTH CAPITAL
PARTNERS NEW YORK CONFERENCE ON SEPTEMBER 9, 2003

Irvine, CA – August 27, 2003 – Commercial Capital Bancorp, Inc. (“CCBI” or the “Company”), (NASDAQ: “CCBI”), announced today that it has been invited to participate in the Roth Capital Partners New York Conference to be held at The St. Regis on Tuesday, September 9, 2003. Stephen H. Gordon, Chairman and CEO, and David S. DePillo, Vice Chairman, President and COO, of CCBI, are scheduled to present an overview of the Company and discuss its 2003 performance beginning at 11:30 a.m. EDT.

Attendance at the Roth Capital Partners conference is by invitation only. Investors, analysts and the general public may listen to and view the presentation via a live webcast. Individuals interested in listening to the webcast should allow sufficient time prior to the presentation to register and login. On the day of the event, a link to the webcast will be available on the Company’s website www.commercialcapital.com, or through Vcall Conferences at http://www.vcall.com/CEPage.asp?ID=84590. An archive of the webcast will be available for thirty days following the presentation, beginning at 3:00 p.m. EDT September 9, 2003. The Company’s presentation materials will be available in the “News” section of the Company’s website prior to the beginning of their presentation.

CCBI, headquartered in Irvine, CA, is a multifaceted financial services company which provides financial services to meet the needs of its client base, which includes income-property real estate investors, middle market commercial businesses, and high net-worth individuals, families and professionals. At June 30, 2003, CCBI had total assets of $1.4 billion, was the 3rd largest multi-family lender in California during the 12 months ended March 31, 2003 (source: Dataquick Information Systems) and has originated approximately $2.5 billion in multi-family and commercial real estate loans through June 30, 2003. Commercial Capital Bank (the “Bank”), the Company’s bank subsidiary, was the fastest growing banking organization in California, based on percentage growth in total assets over the 36 months ended March 31, 2003 (source: www.fdic.gov). The Bank has full service banking offices located at the Company’s headquarters in Irvine, Rancho Santa Margarita, Riverside, and loan origination offices in Sacramento, Corte Madera (Marin County), Oakland, Burlingame, Woodland Hills, Encino, Los Angeles, Irvine, and San Diego, CA, and plans to open a banking office in La Jolla, CA in September of 2003. Commercial Capital Mortgage, Inc. (“CCM”), the Company’s mortgage banking subsidiary, funds and sells those loans which the Bank elects to assign to CCM. ComCap Financial Services, Inc., the Company’s NASD registered broker dealer, provides fixed income and mortgage-backed securities advisory and brokerage services to corporations, high net-worth individuals and other financial institutions. Commercial Capital Asset Management, Inc., the Company’s asset management subsidiary, provides asset management services to alternative investment funds, made available to accredited investors.

The webcast and presentation referenced in this release may include forward-looking statements (related to each company’s plans, beliefs and goals), which involve certain risks, and uncertainties that could cause actual results to differ materially from those in the forward-looking statements. Such risks and uncertainties include, but are not limited to, the following factors: competitive pressure in the banking industry; changes in the interest rate environment; the health of the economy, either nationally or regionally; the deterioration of credit quality, which would cause an increase in the provision for possible loan and lease losses; changes in the regulatory environment; changes in business conditions, particularly in California real estate; volatility of rate sensitive deposits; asset/liability matching risks and liquidity risks; and changes in the securities markets. CCBI undertakes no obligation to revise or publicly release any revision to these forward-looking statements.

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