8-K

                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                         PURSUANT TO SECTION 13 OR 15(d)

                     OF THE SECURITIES EXCHANGE ACT OF 1934

                                 March 17, 2003

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                        (Date of earliest event reported)


                        COMMERCIAL CAPITAL BANCORP, INC.
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             (Exact name of registrant as specified in its charter)


           Nevada                       000-50126                33-0865080
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(State or other jurisdiction     (Commission File Number)      (IRS Employer
     of incorporation)                                       Identification No.)


One Venture, 3rd Floor, Irvine, California                               92618
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 (Address of principal executive offices)                             (Zip Code)


                                 (949) 585-7500
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              (Registrant's telephone number, including area code)

                                 Not Applicable

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              (Former name, former address and former fiscal year,
                         if changed since last report)






Item 5.   Other Events and Required FD Disclosure

         On March 17, 2003, Commercial Capital Bancorp, Inc. (the "Company")
announced by press release that its bank subsidiary, Commercial Capital Bank,
had entered into a lease agreement to open its fourth banking office, which will
be located in La Jolla, California. The press release is attached hereto as
Exhibit 99.1 to this Form 8-K and is incorporated herein by reference.

Item 7.   Financial Statements, Pro Forma Financial Information and Exhibits

     (a) Not applicable.

     (b) Not applicable.

     (c) The following exhibits are included with this Report:

          Exhibit 99.1 Press Release dated March 17, 2003.

          Exhibit 99.2 Press Release dated March 12, 2003.

Item 9.   Regulation FD Disclosure

         On March 12, 2003, the Company announced by press release that its
Chairman and Chief Executive Officer, Stephen H. Gordon, and its Vice Chairman,
President and Chief Operating Officer, David S. DePillo, will both be presenting
an overview of the Company and its 2002 performance on March 18, 2003 at the
15th Annual Roth Capital Partners Growth Stock Conference. The press release is
attached hereto as Exhibit 99.2 to this Form 8-K and is incorporated herein by
reference.

         The presentation is identical in substance to that presented by the
Company and attached as Exhibits 99.2-99.4 to the Form 8-K filed by the Company
on March 5, 2003.



                                    SIGNATURE

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.

                                              COMMERCIAL CAPITAL BANCORP, INC.


                                                By: /s/ Stephen H. Gordon
                                                    ----------------------------
                                                    Stephen H. Gordon
                                                    Chairman of the Board and
                                                    Chief Executive Officer

Date:    March 17, 2003.

EX-99.1

                                                                    Exhibit 99.1

                              FOR IMMEDIATE RELEASE

Contact: Stephen H. Gordon  Chairman & CEO         Telephone:  (949) 585-7500
         David S. DePillo   President & COO        Facsimile:   (949) 585-0174

COMMERCIAL CAPITAL BANCORP, INC.  ANNOUNCES
BANKING EXPANSION INTO SAN DIEGO COUNTY

IRVINE, CA - March 17, 2003- Commercial Capital Bancorp, Inc. ("CCBI" or the
"Company"), (NASDAQ: "CCBI"), announced today that its bank subsidiary,
Commercial Capital Bank (the "Bank"), has entered into a lease agreement to open
its fourth banking office; the Company's first in San Diego County. The new
banking office, located in the Village of La Jolla, CA, at 7825 Fay Avenue, is
part of the Company's strategy of providing high-end, business, private and
relationship banking services to its clientele of income-property real estate
investors, middle market commercial businesses, and high net-worth individuals,
families and professionals. The location, near the intersection of Prospect
Place and Fay Avenue, offers significant visibility and abundant parking, while
providing easy access for the Company's clientele. Tenant improvement
construction is expected to begin in the latter part of April, and be completed
in August 2003.

Stephen H. Gordon, Chairman and Chief Executive Officer stated, "The Company
intends to selectively open a few banking offices in strategic locations where
the Company already has existing concentrations of franchise relationships with
income-property real estate investors, middle market commercial businesses, and
high net-worth individuals, families and professionals." Mr. Gordon continued,
"The opportunity in San Diego County is to efficiently and profitably bring
banking products and services to expand on the Company's already established
market presence."

It is planned that Financial Institutional Partners Mortgage Corporation
("FIPMC"), the Company's multi-family and commercial mortgage banking
subsidiary, will relocate its San Diego-based loan agents into the new La Jolla
banking office, creating greater operating efficiencies and opportunities to
provide banking services to the Company's existing borrower clientele. Since its
inception in 1998, FIPMC has originated and funded over $180 million in
multi-family and commercial real estate loans in San Diego County. The Bank
already has over $10 million of deposits from San Diego County-based clients.

CCBI, headquartered in Irvine, CA, is a multifaceted financial services company
which provides financial services to meet the needs of its client base of
income-property real estate investors, middle market commercial businesses, and
high net-worth individuals, families and professionals. At December 31, 2002,
CCBI had total assets of $849.5 million, and its subsidiary, Commercial Capital
Bank was the fastest growing banking organization in Orange County, based on
percentage growth in total assets on a quarterly basis over the 24 months ended
September 30, 2002 (source: www.fdic.gov). The Bank has three full service
branches located at the Company's




headquarters in Irvine, Rancho Santa Margarita, and in Riverside, CA. FIPMC, the
Company's mortgage banking subsidiary, was the 4th largest multi-family lender
in California during the 12 months ended December 31, 2002. FIPMC has originated
approximately $2.0 billion in multi-family and commercial real estate loans
since its inception through December 31, 2002 and has loan origination offices
in Sacramento, Corte Madera (Marin County), Oakland, Burlingame, Woodland Hills,
Los Angeles, Irvine, and San Diego. ComCap Financial Services, Inc., the
Company's NASD registered broker dealer, provides fixed income and
mortgage-backed securities advisory and brokerage services to corporations, high
net worth individuals and other financial institutions.

This release may include forward-looking statements (related to each company's
plans, beliefs and goals), which involve certain risks, and uncertainties that
could cause actual results to differ materially from those in the
forward-looking statements. Such risks and uncertainties include, but are not
limited to, the following factors: competitive pressure in the banking industry;
changes in the interest rate environment; the health of the economy, either
nationally or regionally; the deterioration of credit quality, which would cause
an increase in the provision for possible loan and lease losses; changes in the
regulatory environment; changes in business conditions, particularly in
California real estate; volatility of rate sensitive deposits; asset/liability
matching risks and liquidity risks; and changes in the securities markets. CCBI
undertakes no obligation to revise or publicly release any revision to these
forward-looking statements.

EX-99.2

                                                                    Exhibit 99.2

         [LETTERHEAD OF COMMERCIAL CAPITAL BANCORP, INC. APPEARS HERE]

Contact: Stephen H. Gordon      Chairman & CEO        Telephone:(949) 585-7500
         David S. DePillo       President & COO       Facsimile: (949) 585-0174


         COMMERCIAL CAPITAL BANCORP, INC. TO PRESENT AT ROTH CAPITAL
                 PARTNERS GROWTH STOCK CONFERENCE ON MARCH 18, 2003

Irvine, CA - March 12, 2003 - Commercial Capital Bancorp, Inc. ("CCBI" or the
"Company"), (NASDAQ: "CCBI"), announced today that it has been invited to
participate in the 15th Annual Roth Capital Partners Growth Stock Conference to
be held at the St. Regis Monarch Beach Resort & Spa, in Dana Point, CA on
Tuesday, March 18, 2002. Stephen H. Gordon, Chairman and CEO, and David S.
DePillo, Vice Chairman / President and COO, of CCBI, are scheduled to present an
overview of the Company and discuss its 2002 performance from 4:30 p.m. to 5:00
p.m.

Attendance at the Roth Capital Partners conference is by invitation only.
Investors, analysts and the general public may listen to and view the
presentation via a live webcast. Individuals interested in listening to the
webcast should allow sufficient time prior to the presentation to register and
login. On the day of the event, a link to the webcast will be available on the
Company's website www.commercialcapital.com, or through Wall Street Webcasting
http://www.twst.com/econf/mm/roth2/ccbi.html. An archive of the webcast will be
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available for thirty days following the presentation, beginning at 6:00 p.m.
March 18, 2003. Mr. Gordon's and Mr. DePillo's presentation materials will be
available in the "News" section of the Company's website prior to the beginning
of their presentation.


Commercial Capital Bancorp, Inc., headquartered in Irvine, CA, is a multifaceted
financial services company which provides financial services to meet the needs
of its client base of middle market commercial businesses, income-property real
estate investors, high net-worth individuals, families and professionals.
Commercial Capital Bank (the "Bank"), the Company's banking subsidiary, was the
fastest growing banking organization in Orange County, based on percentage
growth in total assets on a quarterly basis over the 24 months ended September
30, 2002 (source: www.fdic.gov). The Bank has three full service branches
located at the Company's headquarters in Irvine, Riverside, and in Rancho Santa
Margarita, CA. Financial Institutional Partners Mortgage Corporation ("FIPMC"),
the Company's mortgage banking subsidiary, was the 4th largest multi-family
lender in California during the 12 months ended December 31, 2002 having
originated $748.6 million of multi-family and commercial real estate loans
during the year. FIPMC has originated approximately $2.0 billion in multi-family
and commercial real estate loans since its inception through December 31, 2002
and has loan origination offices in Sacramento, Corte Madera (Marin County),
Oakland, Burlingame, Woodland Hills, Los Angeles, Irvine, and San Diego. ComCap
Financial Services, Inc., the Company's NASD registered broker dealer, provides
fixed income and mortgage-backed securities advisory and brokerage services to
corporations, high net worth individuals and other financial institutions. At
December 31, 2002, CCBI had total assets of $849.5 million.

The webcast and presentation referenced in this release may include
forward-looking statements (related to each company's plans, beliefs and goals),
which involve certain risks, and uncertainties that could cause actual results
to differ materially from those in the forward-looking statements. Such risks
and uncertainties include, but are not limited to, the following factors:
competitive pressure in the banking industry; changes in the interest rate
environment; the health of the economy, either nationally or regionally; the
deterioration of credit quality, which would cause an increase in the provision
for possible loan and lease losses; changes in the regulatory environment;
changes in business conditions, particularly in California real estate;
volatility of rate sensitive deposits; asset/liability matching risks and
liquidity risks; and changes in the securities markets. CCBI undertakes no
obligation to revise or publicly release any revision to these forward-looking
statements.