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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the
Securities and Exchange Act of 1934

Date of Report (Date of earliest event reported): September 15, 2003

SLM EDUCATION CREDIT FUNDING LLC
(Exact name of registrant as specified in its charter)

Depositor of

the SLM Private Credit Student Loan Trust 2002-A,
the SLM Private Credit Student Loan Trust 2003-A,
and the SLM Private Credit Student Loan Trust 2003-B

Delaware	333-98169	04-3480392
(State or other Jurisdiction of Incorporation)	(Commission File Numbers)	(I.R.S. employer Identification No.)

20 Hemingway Drive
East Providence, RI 02915
(Address of principal executive offices)

Registrant's telephone number, including area code: (401) 438-4500

Page 1 of 3
Exhibit Index appears on Page 3

Item 5. OTHER EVENTS

        On September 15, 2003,

•

the SLM Private Credit Student Loan Trust 2002-A made its fourth;



•

the SLM Private Credit Student Loan Trust 2003-A made its second; and



•

the SLM Private Note Credit Student Loan Trust 2003-B made its first

regular quarterly distribution of funds to holders of their Student Loan-Backed Notes. The trust also distributed its Quarterly Servicing Reports dated as of August 30, 2003 to its Certificateholders and Noteholders of record.

        The Registrant is filing the Quarterly Servicing Reports reflecting the Trust's activities for the period ended August 30, 2003 as an Exhibit to this Form 8-K.

Item 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL STATEMENTS AND EXHIBITS

        (c) Exhibits

        19.1    Quarterly Servicing Reports

SIGNATURES

        Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: September 23, 2003

SLM EDUCATION CREDIT FUNDING LLC
By:	/s/  MARK L. HELEEN Name: Mark L. Heleen Title: Vice President

Page 2 of 3
Exhibit Index appears on Page 3

INDEX TO EXHIBIT

Exhibit Number	Exhibit	Sequentially Numbered Page
19.1	Quarterly Servicing Reports.	3

Page 3 of 3
Exhibit Index appears on Page 3

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Item 5. OTHER EVENTS
Item 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL STATEMENTS AND EXHIBITS

SIGNATURES
INDEX TO EXHIBIT