Loans Receivable and Allowance for Loan Losses (Tables)

6 Months Ended

Jun. 30, 2012

Schedule Of Summarized Loans Receivable

	June 30, 2012			December 31, 2011
Mortgage loans:
Residential	$	1,307,578			1,308,635
Commercial		1,277,342			1,253,542
Multi-family		598,476			564,147
Construction		119,678			114,817
Total mortgage loans		3,303,074			3,241,141
Commercial loans		854,257			849,009
Consumer loans		576,291			560,970
Total gross loans		4,733,622			4,651,120
Premiums on purchased loans		5,571			5,823
Unearned discounts		(77	)		(100	)
Net deferred fees		(3,986	)		(3,334	)
	$	4,735,130			4,653,509

Summary Of Aging Loans Receivable By Portfolio Segment And Class

	At June 30, 2012
	30-59 Days		60-89 Days		Non-accrual		Total Past Due and Non-accrual		Current		Total Loans Receivable		Recorded Investment > 90 days accruing
Mortgage loans:
Residential	$	14,885		4,504		34,207		53,596		1,253,982		1,307,578		—
Commercial		375		215		31,865		32,455		1,244,887		1,277,342		—
Multi-family		—		35		—		35		598,441		598,476		—
Construction		322		—		10,757		11,079		108,599		119,678		—
Total mortgage loans		15,582		4,754		76,829		97,165		3,205,909		3,303,074		—
Commercial loans		1,037		1,428		31,489		33,954		820,303		854,257		—
Consumer loans		3,653		2,028		6,899		12,580		563,711		576,291		—
Total loans	$	20,272		8,210		115,217		143,699		4,589,923		4,733,622		—
	At December 31, 2011
	30-59 Days		60-89 Days		Non-accrual		Total Past Due and Non-accrual		Current		Total Loans Receivable		Recorded Investment > 90 days accruing
Mortgage loans:
Residential	$	16,034		7,936		40,386		64,356		1,244,279		1,308,635		—
Commercial		939		1,155		29,522		31,616		1,221,926		1,253,542		—
Multi-family		—		—		997		997		563,150		564,147		—
Construction		—		—		11,018		11,018		103,799		114,817		—
Total mortgage loans		16,973		9,091		81,923		107,987		3,133,154		3,241,141		—
Commercial loans		2,472		526		32,093		35,091		813,918		849,009		—
Consumer loans		5,276		1,908		8,533		15,717		545,253		560,970		—
Total loans	$	24,721		11,525		122,549		158,795		4,492,325		4,651,120		—

Summary Of Loans Receivable By Portfolio Segment And Impairment Method

	At June 30, 2012
	Mortgage loans		Commercial loans		Consumer loans		Total Portfolio Segments
Individually evaluated for impairment	$	77,720		36,843		954		115,517
Collectively evaluated for impairment		3,225,354		817,414		575,337		4,618,105
Total	$	3,303,074		854,257		576,291		4,733,622

	At December 31, 2011
	Mortgage loans		Commercial loans		Consumer loans		Total Portfolio Segments
Individually evaluated for impairment	$	76,275		26,974		—		103,249
Collectively evaluated for impairment		3,164,866		822,035		560,970		4,547,871
Total	$	3,241,141		849,009		560,970		4,651,120

Summary Of Allowance For Loan Losses By Portfolio Segment And Impairment Classification

	At June 30, 2012
	Mortgage loans		Commercial loans		Consumer loans		Total Portfolio Segments		Unallocated		Total
Individually evaluated for impairment	$	4,237		4,292		49		8,578		—		8,578
Collectively evaluated for impairment		33,198		17,279		5,547		56,024		7,750		63,774
Total	$	37,435		21,571		5,596		64,602		7,750		72,352
	At December 31, 2011
	Mortgage loans		Commercial loans		Consumer loans		Total Portfolio Segments		Unallocated		Total
Individually evaluated for impairment	$	5,360		3,966		—		9,326		—		9,326
Collectively evaluated for impairment		34,083		21,415		5,515		61,013		4,012		65,025
Total	$	39,443		25,381		5,515		70,339		4,012		74,351

Schedule Of Troubled Debt Restructurings

	Three Months Ended June 30, 2012
Troubled Debt Restructurings	Number of Loans		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment
			($ in thousands)
Mortgage loans:
Residential		8	$	2,010		1,823
Commercial		—		—		—
Multi-family		—		—		—
Construction		—		—		—
Total mortgage loans		8		2,010		1,823
Commercial loans		3		3,846		3,846
Consumer loans		1		393		364
Total restructured loans		12	$	6,249		6,033

	Six Months Ended June 30, 2012
Troubled Debt Restructurings	Number of Loans		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment
			($ in thousands)
Mortgage loans:
Residential		15	$	3,760		3,404
Commercial		—		—		—
Multi-family		—		—		—
Construction		—		—		—
Total mortgage loans		15		3,760		3,404
Commercial loans		6		14,107		13,940
Consumer loans		3		498		439
Total restructured loans		24	$	18,365		17,783

Schedule Of Troubled Debt Restructurings Subsequently Defaulted

Troubled Debt	June 30, 2012
Restructurings Subsequently Defaulted	Number of Loans		Outstanding Recorded  Investment
			($ in thousands)
Mortgage loans:
Residential		1	$	903
Commercial		—		—
Multi-family		—		—
Construction		—		—
Total mortgage loans		1		903
Commercial loans		—		—
Consumer loans		—		—
Total restructured loans		1	$	903

Schedule Of Allowance For Loan Losses By Portfolio Segment

Three Months Ended June 30,	Mortgage loans			Commercial loans			Consumer loans			Total Portfolio Segments			Unallocated			Total
2012
Balance at beginning of period	$	37,683			20,962			5,783			64,428			9,568			73,996
Provision charged to operations		749			4,353			216			5,318			(1,818	)		3,500
Recoveries of loans previously charged off		78			499			385			962			—			962
Loans charged off		(1,075	)		(4,243	)		(788	)		(6,106	)		—			(6,106	)
Balance at end of period	$	37,435			21,571			5,596			64,602			7,750			72,352
2011
Balance at beginning of period	$	37,798			24,843			6,557			69,198			3,490			72,688
Provision charged to operations		1,615			2,357			1,864			5,836			1,664			7,500
Recoveries of loans previously charged off		178			94			105			377			—			377
Loans charged off		(2,501	)		(3,594	)		(2,176	)		(8,271	)		—			(8,271	)
Balance at end of period	$	37,090			23,700			6,350			67,140			5,154			72,294
Six Months Ended June 30,	Mortgage loans			Commercial loans			Consumer loans			Total Portfolio Segments			Unallocated			Total
2012
Balance at beginning of period	$	39,443			25,381			5,515			70,339			4,012			74,351
Provision charged to operations		131			3,315			1,316			4,762			3,738			8,500
Recoveries of loans previously charged off		120			697			630			1,447			—			1,447
Loans charged off		(2,259	)		(7,822	)		(1,865	)		(11,946	)		—			(11,946	)
Balance at end of period	$	37,435			21,571			5,596			64,602			7,750			72,352
2011
Balance at beginning of period	$	38,416			22,210			5,616			66,242			2,480			68,722
Provision charged to operations		1,870			6,541			4,314			12,725			2,675			15,400
Recoveries of loans previously charged off		200			238			202			640			—			640
Loans charged off		(3,396	)		(5,289	)		(3,782	)		(12,467	)		(1	)		(12,468	)
Balance at end of period	$	37,090			23,700			6,350			67,140			5,154			72,294

Summary Of Impaired Loans Receivable By Class

	At June 30, 2012										At December 31, 2011
	Unpaid Principal Balance		Recorded Investment		Related Allowance		Average Recorded Investment		Interest Income Recognized		Unpaid Principal Balance		Recorded Investment		Related Allowance		Average Recorded Investment		Interest Income Recognized
Loans with no related allowance
Mortgage loans:
Residential	$	5,402		4,380		—		4,418		66		3,341		2,793		—		3,285		51
Commercial		17,660		16,715		—		16,725		82		8,432		7,521		—		7,915		146
Multi-family		—		—		—		—		—		—		—		—		—		—
Construction		11,410		10,757		—		10,870		—		11,410		11,018		—		11,254		258
Total		34,472		31,852		—		32,013		148		23,183		21,332		—		22,454		455
Commercial loans		10,257		6,812		—		7,595		—		4,982		4,651		—		6,222		259
Consumer loans		43		22		—		47		—		—		—		—		—		—
Total loans		44,772		38,686		—		39,655		148		28,165		25,983		—		28,676		714
Loans with an allowance recorded
Mortgage loans:
Residential	$	9,335		8,639		1,207		8,382		152		7,681		7,442		1,056		7,644		187
Commercial		37,678		37,229		3,017		37,418		494		47,531		47,501		4,304		48,102		1,067
Multi-family		—		—		—		—		—		—		—		—		—		—
Construction		—		—		—		—		—		—		—		—		—		—
Total		47,013		45,868		4,224		45,800		646		55,212		54,943		5,360		55,746		1,254
Commercial loans		31,042		30,031		4,305		30,712		362		26,504		22,323		3,966		23,637		37
Consumer loans		970		932		49		973		15		—		—		—		—		—
Total loans	$	79,025		76,831		8,578		77,485		1,023		81,716		77,266		9,326		79,383		1,291
Total
Mortgage loans:
Residential	$	14,737		13,019		1,207		12,800		218		11,022		10,235		1,056		10,929		238
Commercial		55,338		53,944		3,017		54,143		576		55,963		55,022		4,304		56,017		1,213
Multi-family		—		—		—		—		—		—		—		—		—		—
Construction		11,410		10,757		—		10,870		—		11,410		11,018		—		11,254		258
Total		81,485		77,720		4,224		77,813		794		78,395		76,275		5,360		78,200		1,709
Commercial loans		41,299		36,843		4,305		38,307		362		31,486		26,974		3,966		29,859		296
Consumer loans		1,013		954		49		1,020		15		—		—		—		—		—
Total loans	$	123,797		115,517		8,578		117,140		1,171		109,881		103,249		9,326		108,059		2,005

Summary Of Loans Receivable By Credit Quality Risk Rating Indicator

	At June 30, 2012
	Residential		Commercial mortgage		Multi-family		Construction		Total mortgages		Commercial		Consumer		Total loans
Special mention	$	4,503		13,740		8,356		7,929		34,528		15,407		2,081		52,016
Substandard		34,207		86,335		9,068		17,388		146,998		58,509		6,909		212,416
Doubtful		—		—		—		—		—		694		—		694
Loss		—		—		—		—		—		—		—		—
Total classified and criticized		38,710		100,075		17,424		25,317		181,526		74,610		8,990		265,126
Pass/Watch		1,268,868		1,177,267		581,052		94,361		3,121,548		779,647		567,301		4,468,496
Total outstanding loans	$	1,307,578		1,277,342		598,476		119,678		3,303,074		854,257		576,291		4,733,622
	At December 31, 2011
	Residential		Commercial mortgage		Multi-family		Construction		Total mortgages		Commercial		Consumer		Total loans
Special mention	$	7,980		27,773		12,193		10,699		58,645		14,498		1,908		75,051
Substandard		40,386		82,428		8,534		18,643		149,991		73,793		8,533		232,317
Doubtful		—		—		—		—		—		—		—		—
Loss		—		—		—		—		—		—		—		—
Total classified and criticized		48,366		110,201		20,727		29,342		208,636		88,291		10,441		307,368
Pass/Watch		1,260,269		1,143,341		543,420		85,475		3,032,505		760,718		550,529		4,343,752
Total outstanding loans	$	1,308,635		1,253,542		564,147		114,817		3,241,141		849,009		560,970		4,651,120