Pool Data

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Pool Summary
Total Issue Balance (USD)	365,225,506
Original Mortgage Pool Balance (USD)	365,939,121
Current Mortgage Pool Balance (USD)	365,225,506
Total Number of Loans	1,044
Average Loan Balance (USD)	349,833
1st lien (%age)	100.0%
2nd lien (%age)	0.0%
WA FICO	737
- Minimum FICO	538
- Maximum FICO	821
WA LTV	69.9%
- Minimum LTV	15.0%
- Maximum LTV	100.0%
WA DTI	35.1%
- Minimum DTI	4.0%
- Maximum DTI	70.8%
WA Age (Months)	2
WA Remaining Term (Months)	338
Aquired Loans
North California (% of Pool)	7.0%
South California (% of Pool)	14.0%

North  California		Classification	Total	Check
% of State	33.43	Mortgage Type	365,225,506
WA FICO	741	Loan-to-Value	365,225,506
- Minimum FICO	584	FICO	365,225,506
- Maximum FICO	813	Purpose	365,225,506
WA LTV	68.94	Occupancy	365,225,506
- Minimum LTV	20	Loan Balance	578,524,537
- Maximum LTV	100	Property Type	361,359,117
Highest Zip-Code Density (% of State)	9.4	Documentation Type	365,225,506
Zip-Code with Highest Density	94010	Fixed Period	-
		Debt-to-Income Ratio	365,225,506
South California		Geographic Distribution	365,225,506
% of State	66.57
WA FICO	739	Per Annum Fees
Minimum FICO	538	Servicer Fees
Maximum FICO	811	Cost of Carry
WA LTV	68.62
Minimum LTV	22.22
Maximum LTV	100
Highest Zip-Code Density (% of State)	6.07
Zip-Code with Highest Density	91941

Mortgage Type	WA LTV	WA FICO	Balance
Classic 30yr FRM
Classic 15yr FRM
Classic ARM	70%	737	365,225,506
Classic 15/30 Balloon
Classic 5/1 Hybrid
Classic 5/1 IO Hybrid
5/1 Hybrid w/3 year IO feature

LTV	WA LTV	WA FICO	Balance
0.01-20.00	17%	731	432,000
20.01-25.00	22%	773	149,576
25.01-30.00	27%	764	2,692,610
30.01-35.00	32%	762	5,607,730
35.01-40.00	37%	735	2,570,791
40.01-45.00	43%	753	8,358,048
45.01-50.00	48%	749	17,196,474
50.01-55.00	53%	756	14,356,864
55.01-60.00	58%	731	15,940,172
60.01-65.00	63%	735	42,432,952
65.01-70.00	69%	740	55,017,129
70.01-75.00	73%	736	51,350,923
75.01-80.00	79%	732	132,949,425
80.01-85.00	83%	701	1,619,951
85.01-90.00	89%	723	3,138,378
90.01-95.00	94%	761	4,024,768
95.01-100.00	100%	751	7,387,716

FICO	WA LTV	WA FICO	Balance
321 - 340
341 - 360
361 - 380
381 - 400
401 - 420
421 - 440
441 - 460
461 - 480
481 - 500
501 - 520
521 - 540	59%	538	1,687,000
541 - 560
561 - 580	90%	576	234,000
581 - 600	65%	584	315,000
601 - 620	77%	614	3,272,500
621 - 640	78%	626	2,438,680
641 - 660	71%	650	7,438,233
661 - 680	73%	673	19,791,232
681 - 700	72%	691	41,139,836
701 - 720	68%	710	55,461,078
721 - 740	74%	731	41,916,443
741 - 760	69%	751	51,589,579
761 - 780	68%	770	76,003,844
781 - 800	70%	789	49,998,121
801 - 820	64%	807	13,836,040
> 820	80%	821	103,920
Unknown

LTV	MIG%	WA FICO	Balance with MIG
0.01-20.00	0%	731	0
20.01-25.00	0%	773	0
25.01-30.00	0%	764	0
30.01-35.00	0%	762	0
35.01-40.00	0%	735	0
40.01-45.00	0%	753	0
45.01-50.00	0%	749	0
50.01-55.00	0%	756	0
55.01-60.00	0%	731	0
60.01-65.00	1%	735	232,000
65.01-70.00	0%	740	0
70.01-75.00	0%	736	0
75.01-80.00	0%	732	0
80.01-85.00	100%	701	1,619,951
85.01-90.00	81%	723	2,538,078
90.01-95.00	36%	761	1,464,768
95.01-100.00	6%	751	472,999

Purpose	WA LTV	WA FICO	Balance
Purchase	74%	747	143,783,345
Cash-Out/Refinancing	66%	729	111,769,028
Refinancing	68%	734	109,673,133

Occupancy	WA LTV	WA FICO	Balance
Owner	70%	736	306,975,647
Investment	67%	756	9,570,505
2nd Home	70%	741	48,679,354

Loan Balance	WA LTV	WA FICO	Balance
<$200,000	71%	738	53,657,884
<$400,000	72%	736	160,240,698
<$600,000	72%	737	240,913,480
>$600,000	67%	738	123,712,475

Property Type	WA LTV	WA FICO	Balance
SFR	69%	737	222,796,694
PUD	71%	736	96,696,359
CND	73%	742	36,928,051
2-4 Family	58%	758	4,938,012

Documentation Type	WA LTV	WA FICO	Balance
Full	72%	737	190,527,727
Reduced	66%	742	119,430,941
SISA
NISA
NINA
NAV
No Ratio	60%	765	1,163,000
Alt	72%	729	54,103,838

Fixed Period (Months)	WA LTV	WA FICO	Balance
1	NA
3	NA
6	NA
12	NA
24	NA
36	NA
60	NA
84	NA
>=120	NA

DTI	WA LTV	WA FICO	Balance
0.01 – 5.00	60%	742	960,000
5.01 – 10.00	68%	770	2,787,340
10.01 – 15.00	64%	751	9,925,566
15.01 – 20.00	63%	755	22,353,046
20.01 – 25.00	71%	747	17,654,965
25.01 – 30.00	69%	742	56,463,546
30.01 – 35.00	68%	741	65,316,743
35.01 – 40.00	72%	734	74,204,115
40.01 – 45.00	73%	735	63,099,969
45.01 – 50.00	74%	723	22,122,759
50.01 – 55.00	70%	742	6,820,568
> 55.00	75%	727	14,462,690
Unknown	65%	683	9,054,199

Geographic Distribution	WA LTV	WA FICO	Balance
AK	74%	737	690,608
AL	68%	735	545,000
AR	48%	799	153,000
AS
AZ	70%	742	23,611,494
CA	69%	739	76,892,789
CO	66%	760	16,244,734
CT	65%	744	2,982,600
CZ
DC	77%	732	4,345,840
DE	80%	742	1,031,178
FL	70%	727	41,453,479
GA	72%	729	11,418,715
GU
HI	74%	757	4,241,307
IA	70%	745	483,515
ID	80%	821	103,920
IL	70%	736	11,805,497
IN	70%	790	197,322
KS	80%	702	1,894,579
KY	63%	683	480,000
LA	65%	732	575,461
MA	71%	727	5,324,373
MD	66%	754	10,965,466
ME	50%	720	773,000
MI	72%	738	13,970,747
MN	70%	744	7,690,236
MO	72%	736	2,994,016
MS
MT	79%	753	405,900
NC	73%	746	13,117,090
ND
NE	80%	728	56,000
NH	64%	738	919,800
NJ	64%	725	15,698,692
NM	65%	684	623,092
NV	73%	732	8,224,223
NY	63%	734	15,804,560
OH	75%	729	15,432,963
OK	67%	740	606,000
OR	72%	742	5,505,761
OT
PA	75%	711	2,108,818
PR
RI	80%	694	240,000
SC	71%	758	5,192,366
SD
TN	80%	716	1,931,472
TT
TX	76%	749	8,465,101
UT	71%	748	680,900
VA	72%	723	14,758,301
VI
VT
WA	73%	743	10,966,701
WI	79%	763	868,960
WV	60%	701	149,928
WY	63%	772	2,600,000