exv10w1

EX-10.1 3 f95106kexv10w1.htm EXHIBIT 10.1 exv10w1

EXHIBIT 10.1


Contact:		Customer Services — CTSLink
		Wells Fargo Bank Minnesota, N.A
		Securities Administration Services
		7485 New Horizon Way
		Frederick, MD 21703
		www.ctslink.com
		Telephone: (301) 815-6600
		Fax: (301) 315-6660

SMT SERIES 2003-6
Record Date: October 31, 2003
Distribution Date: November 20, 2003

Certificateholder Distribution Summary


			Certificate				Beginning
			Class	Certificate Pass-			Certificate		Interest
Class		CUSIP	Description	Through Rate			Balance		Distribution

	A-1	81743PCX2	SEN		1.43000	%		458,238,000.00		382,246.86
	X-1	81743PCZ7	IO		0.80000	%		0.00		425,808.00
	A-2	81743PCY0	SEN		1.55125	%		180,474,000.00		163,310.17
	X-2	81743PDA1	IO		0.81513	%		0.00		433,863.03
	B-1	81743PDD5	SUB		1.70000	%		11,287,000.00		11,192.94
	X-B	81743PDB9	IO		1.45012	%		0.00		13,639.55
	B-2	81743PDE3	SUB		2.64012	%		5,643,000.00		12,415.14
	B-3	81743PDF0	SUB		2.64012	%		3,320,000.00		7,304.32
	B-4	81743PDG8	SUB		2.64012	%		1,660,000.00		3,652.16
	B-5	81743PDH6	SUB		2.64012	%		996,000.00		2,191.30
	B-6	81743PDJ2	SUB		2.64012	%		2,323,950.00		5,112.91
	A-R	81743PDC7	RES		2.63658	%		100.00		0.22

Totals								663,942,050.00		1,460,736.60

[Additional columns below]

[Continued from above table, first column(s) repeated]

Principal Current Ending Certificate Total Cumulative

Class Distribution Realized Loss Balance Distribution Realized Loss

A-1
3,215,051.40 0.00 455,022,948.60 3,597,298.26 0.00

X-1
0.00 0.00 0.00 425,808.00 0.00

A-2
612,369.39 0.00 179,861,630.61 775,679.56 0.00

X-2
0.00 0.00 0.00 433,863.03 0.00

B-1
0.00 0.00 11,287,000.00 11,192.94 0.00

X-B
0.00 0.00 0.00 13,639.55 0.00

B-2
0.00 0.00 5,643,000.00 12,415.14 0.00

B-3
0.00 0.00 3,320,000.00 7,304.32 0.00

B-4
0.00 0.00 1,660,000.00 3,652.16 0.00

B-5
0.00 0.00 996,000.00 2,191.30 0.00

B-6
0.00 0.00 2,323,950.00 5,112.91 0.00

A-R
0.00 0.00 0.00 100.22 0.00

Totals
3,827,520.79 0.00 660,114,529.21 5,288,257.39 0.00

All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement


				Beginning		Scheduled		Unscheduled
		Original Face		Certificate		Principal		Principal				Realized
Class		Amount		Balance		Distribution		Distribution		Accretion		Loss (1)

	A-1		458,238,000.00		458,238,000.00		0.00		3,215,051.40		0.00		0.00
	X-1		0.00		0.00		0.00		0.00		0.00		0.00
	A-2		180,474,000.00		180,474,000.00		0.00		612,369.39		0.00		0.00
	X-2		0.00		0.00		0.00		0.00		0.00		0.00
	B-1		11,287,000.00		11,287,000.00		0.00		0.00		0.00		0.00
	B-2		5,643,000.00		5,643,000.00		0.00		0.00		0.00		0.00
	B-3		3,320,000.00		3,320,000.00		0.00		0.00		0.00		0.00
	B-4		1,660,000.00		1,660,000.00		0.00		0.00		0.00		0.00
	B-5		996,000.00		996,000.00		0.00		0.00		0.00		0.00
	B-6		2,323,950.00		2,323,950.00		0.00		0.00		0.00		0.00
	A-R		100.00		100.00		0.00		0.00		0.00		0.00

Totals			663,942,050.00		663,942,050.00		0.00		3,827,520.79		0.00		0.00

[Additional columns below]

[Continued from above table, first column(s) repeated]

Total Principal Ending Certificate Ending Certificate Total Principal

Class Reduction Balance Percentage Distribution

A-1
3,215,051.40 455,022,948.60 0.99298388 3,215,051.40

X-1
0.00 0.00 0.00000000 0.00

A-2
612,369.39 179,861,630.61 0.99660688 612,369.39

X-2
0.00 0.00 0.00000000 0.00

B-1
0.00 11,287,000.00 1.00000000 0.00

B-2
0.00 5,643,000.00 1.00000000 0.00

B-3
0.00 3,320,000.00 1.00000000 0.00

B-4
0.00 1,660,000.00 1.00000000 0.00

B-5
0.00 996,000.00 1.00000000 0.00

B-6
0.00 2,323,950.00 1.00000000 0.00

A-R
0.00 0.00 0.00000000 0.00

Totals
3,827,520.79 660,114,529.21 0.99423516 3,827,520.79

(1) Amount does not include excess special hazard, bankruptcy, or fraud losses unless otherwise disclosed. Please refer to the prospectus supplement for a full description.

Principal Distribution Factors Statement


			Beginning		Scheduled		Unscheduled
	Original Face		Certificate		Principal		Principal				Realized
Class	Amount		Balance		Distribution		Distribution		Accretion		Loss (3)

A-1		458,238,000.00		1000.00000000		0.00000000		7.01611695		0.00000000		0.00000000
X-1		0.00		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000
A-2		180,474,000.00		1000.00000000		0.00000000		3.39311696		0.00000000		0.00000000
X-2		0.00		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000
B-1		11,287,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000
X-B		0.00		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000
B-2		5,643,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000
B-3		3,320,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000
B-4		1,660,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000
B-5		996,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000
B-6		2,323,950.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000
A-R		100.00		1000.00000000		0.00000000		1000.00000000		0.00000000		0.00000000

[Additional columns below]

[Continued from above table, first column(s) repeated]

Total Principal Ending Certificate Ending Certificate Total Principal

Class Reduction Balance Percentage Distribution

A-1
7.01611695 992.98388305 0.99298388 7.01611695

X-1
0.00000000 0.00000000 0.00000000 0.00000000

A-2
3.39311696 996.60688304 0.99660688 3.39311696

X-2
0.00000000 0.00000000 0.00000000 0.00000000

B-1
0.00000000 10000.00000000 1.00000000 0.00000000

X-B
0.00000000 0.00000000 0.00000000 0.00000000

B-2
0.00000000 1000.00000000 1.00000000 0.00000000

B-3
0.00000000 1000.00000000 1.00000000 0.00000000

B-4
0.00000000 1000.00000000 1.00000000 0.00000000

B-5
0.00000000 1000.00000000 1.00000000 0.00000000

B-6
0.00000000 1000.00000000 1.00000000 0.00000000

A-R
1000.00000000 0.00000000 0.00000000 1000.00000000

(3) Amount does not include excess special hazard, bankruptcy, or fraud losses unless otherwise disclosed. Please refer to the prospectus supplement for a full description.

Interest Distribution Statement


							Beginning				Payment of				Non-
							Certificate/		Current		Unpaid		Current		Supported
		Original Face		Current			Notional		Accrued		Interest		Interest		Interest		Realized
Class		Amount		Certificate Rate			Balance		Interest		Shortfall		Shortfall		Shortfall		Loss (4)

	A-1		458,238,000.00		1.43000	%		458,238,000.00		382,246.86		0.00		0.00		0.00		0.00
	X-1		0.00		0.80000	%		0.00		425,808.00		0.00		0.00		0.00		0.00
	A-2		180,474,000.00		1.55125	%		180,474,000.00		163,310.17		0.00		0.00		0.00		0.00
	X-2		0.00		0.81513	%		0.00		433,863.03		0.00		0.00		0.00		0.00
	B-1		11,287,000.00		1.70000	%		11,287,000.00		11,192.94		0.00		0.00		0.00		0.00
	X-B		0.00		1.45012	%		0.00		13,639.55		0.00		0.00		0.00		0.00
	B-2		5,643,000.00		2.64012	%		5,643,000.00		12,415.14		0.00		0.00		0.00		0.00
	B-3		3,320,000.00		2.64012	%		3,320,000.00		7,304.32		0.00		0.00		0.00		0.00
	B-4		1,660,000.00		2.64012	%		1,660,000.00		3,652.16		0.00		0.00		0.00		0.00
	B-5		996,000.00		2.64012	%		996,000.00		2,191.30		0.00		0.00		0.00		0.00
	B-6		2,323,950.00		2.64012	%		2,323,950.00		5,112.91		0.00		0.00		0.00		0.00
	A-R		100.00		2.63658	%		100.00		0.22		0.00		0.00		0.00		0.00

Totals			663,942,050.00							1,460,736.60		0.00		0.00		0.00		0.00

[Additional columns below]

[Continued from above table, first column(s) repeated]

Remaining Ending

Unpaid Certificate/

Total Interest Interest Notational

Class Distribution Shortfall Balance

A-1
382,246.86 0.00 455,022,948.60

X-1
425,808.00 0.00 615,300,265.58

A-2
163,310.17 0.00 179,861,630.61

X-2
433,863.03 0.00 634,884,579.21

B-1
11,192.94 0.00 11,287,000.00

X-B
13,639.55 0.00 11,287,000.00

B-2
12,415.14 0.00 5,643,000.00

B-3
7,304.32 0.00 3,320,000.00

B-4
3,652.16 0.00 1,660,000.00

B-5
2,191.30 0.00 996,000.00

B-6
5,112.91 0.00 2,323,950.00

A-R
0.22 0.00 0.00

Totals
1,460,736.60 0.00

(4) Amount does not include excess special hazard, bankruptcy, or fraud losses unless otherwise disclosed. Please refer to the prospectus supplement for a full description.

Interest Distribution Factors Statement


										Payment of				Non-
			Current			Beginning				Unpaid		Current		Supported
	Original Face		Certificate			Certificate/		Current Accrued		Interest		Interest		Interest		Realized
Class (5)	Amount		Rate			Notional Balance		Interest		Shortfall		Shortfall		Shortfall		Loss (6)

A-1		458,238,000.00		1.43000	%		1000.00000000		0.83416666		0.00000000		0.00000000		0.00000000		0.00000000
X-1		0.00		0.80000	%		1000.00000000		0.66666667		0.00000000		0.00000000		0.00000000		0.00000000
A-2		180,474,000.00		1.55125	%		1000.00000000		0.90489583		0.00000000		0.00000000		0.00000000		0.00000000
X-2		0.00		0.81513	%		1000.00000000		0.67927803		0.00000000		0.00000000		0.00000000		0.00000000
B-1		11,287,000.00		1.70000	%		1000.00000000		0.99166652		0.00000000		0.00000000		0.00000000		0.00000000
X-B		0.00		1.45012	%		1000.00000000		1.20843005		0.00000000		0.00000000		0.00000000		0.00000000
B-2		5,643,000.00		2.64012	%		1000.00000000		2.20009569		0.00000000		0.00000000		0.00000000		0.00000000
B-3		3,320,000.00		2.64012	%		1000.00000000		2.20009639		0.00000000		0.00000000		0.00000000		0.00000000
B-4		1,660,000.00		2.64012	%		1000.00000000		2.20009639		0.00000000		0.00000000		0.00000000		0.00000000
B-5		996,000.00		2.64012	%		1000.00000000		2.20010040		0.00000000		0.00000000		0.00000000		0.00000000
B-6		2,323,950.00		2.64012	%		1000.00000000		2.20009467		0.00000000		0.00000000		0.00000000		0.00000000
A-R		100.00		2.63658	%		1000.00000000		2.200000000		0.00000000		0.00000000		0.00000000		0.00000000

[Additional columns below]

[Continued from above table, first column(s) repeated]

Remaining

Unpaid

Total Interest Interest Ending Certificate/

Class (5) Distribution Shortfall Notational Balance

A-1
0.83416666 0.00000000 992.98388305

X-1
0.66666667 0.00000000 963.34539758

A-2
0.90489583 0.00000000 996.60688304

X-2
0.67927803 0.00000000 994.00759530

B-1
0.99166652 0.00000000 1000.00000000

X-B
1.20843005 0.00000000 1000.00000000

B-2
2.20009569 0.00000000 1000.00000000

B-3
2.20009639 0.00000000 1000.00000000

B-4
2.20009639 0.00000000 1000.00000000

B-5
2.20010040 0.00000000 1000.00000000

B-6
2.20009467 0.00000000 1000.00000000

A-R
2.20000000 0.00000000 0.00000000

(5) Per $1 denomination

(6) Amount does not include excess special hazard, bankruptcy, or fraud losses unless otherwise disclosed. Please refer to the prospectus supplement for a full description.

Certificateholder Account Statement

Certificate Account


Beginning Balance		0.00
Deposits
	Payments of Interest and Principal	5,473,704.79
	Liquidations, Insurance Proceeds, Reserve Funds	0.00
	Proceeds from Repurchased Loans	0.00
	Other Amounts (Servicer Advances)	11,396.90
	Realized Losses (Gains, Subsequent Expenses & Recoveries)	0.00
	Prepayment Penalties	0.00

Total Deposits		5,485,101.69
Withdrawals		0.00
	Reimbursement for Servicer Advances	0.00
	Payment of Service Fee	196,844.30
	Payment of Interest and Principal	5,288,257.39

Total Withdrawals (Pool Distribution Amount)		5,485,101.69
Ending Balance		0.00

Prepayment/Curtailment Interest Shortfall


Total Prepayment/Curtailment Interest Shortfall			0.00
Servicing Fee Support			0.00

Non-Supported Prepayment Curtailment Interest Shortfall			0.00

Servicing Fees


Gross Servicing Fee			195,280.94
Master Servicing Fee			1,563.36
Supported Prepayment/Curtailment Interest Shortfall			0.00

Net Servicing Fee			196,844.30

Other Accounts


	Beginning		Current		Current		Ending
Account Type	Balance		Withdrawals		Deposits		Balance

Class A-1 Companion Sub Account		4,000.00		0.00		0.00		4,000.00
Class A-1 NAS Sub Account		1,000.00		0.00		0.00		1,000.00
Class A-2 Companion Sub Account		500.00		0.00		0.00		500.00
Class A-2 NAS Sub Account		2,000.00		0.00		0.00		2,000.00
Class B-1 Sub Account		2,500.00		0.00		0.00		2,500.00

Loan Status Stratification/Credit Enhancement Statement


DELINQUENT					BANKRUPTCY					FORECLOSURE

	No. of		Principal			No. of		Principal			No. of		Principal
	Loans		Balance			Loans		Balance			Loans		Balance
0-29 Days		0		0.00	0-29 Days		0		0.00	0-29 Days		0		0.00
30 Days		12		4,626,237.04	30 Days		0		0.00	30 Days		0		0.00
60 Days		0		0.00	60 Days		0		0.00	60 Days		0		0.00
90 Days		1		179,000.48	90 Days		0		0.00	90 Days		0		0.00
120 Days		0		0.00	120 Days		0		0.00	120 Days		0		0.00
150 Days		0		0.00	150 Days		0		0.00	150 Days		0		0.00
180+ Days		0		0.00	180+ Days		0		0.00	180+ Days		0		0.00

		13		4,805,237.52			0		0.00			0		0.00


	No. of			Principal				No. of			Principal				No. of			Principal
	Loans			Balance				Loans			Balance				Loans			Balance

0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%
30 Days		0.634249	%		0.700822	%	30 Days		0.000000	%		0.000000	%	30 Days		0.000000	%		0.000000	%
60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%
90 Days		0.052854	%		0.027117	%	90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%
120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%
150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%
180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%

		0.687104	%		0.727938	%			0.000000	%		0.000000	%			0.000000	%		0.000000	%


REO					TOTAL

	No. of		Principal			No. of		Principal
	Loans		Balance			Loans		Balance
0-29 Days		0		0.00	0-29 Days		0		0.00
30 Days		0		0.00	30 Days		12		4,626,237.04
60 Days		0		0.00	60 Days		0		0.00
90 Days		0		0.00	90 Days		1		179,000.48
120 Days		0		0.00	120 Days		0		0.00
150 Days		0		0.00	150 Days		0		0.00
180+ Days		0		0.00	180+ Days		0		0.00

		0		0.00			13		4,805,237.52


	No. of			Principal				No. of			Principal
	Loans			Balance				Loans			Balance
0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%
30 Days		0.000000	%		0.000000	%	30 Days		0.634249	%		0.700822	%
60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%
90 Days		0.000000	%		0.000000	%	90 Days		0.052854	%		0.027117	%
120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%
150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%
180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%

		0.000000	%		0.000000	%			0.687104	%		0.727938	%


Current Period Class A Insufficient Funds			0.00			Principal Balance of Contaminated Properties			0.00			Periodic Advance			11,396.90

Subordination Level/Credit Enhancement/Class Percentage and Prepayment Percentage


	Original $		Original%			Current $		Current %			Current Class %			Prepayment %

Class A		25,229,950.00		3.80002806	%		25,229,950.00		3.82205646	%		96.177944	%		0.000000	%
Class X-1		25,229,950.00		3.80002806	%		25,229,950.00		3.82205646	%		0.000000	%		0.000000	%
Class X-2		25,229,950.00		3.80002806	%		25,229,950.00		3.82205646	%		0.000000	%		0.000000	%
Class B-1		13,942,950.00		2.10002799	%		13,942,950.00		2.11220165	%		1.709855	%		44.736514	%
Class B-2		8,299,950.00		1.25010327	%		8,299,950.00		1.25734999	%		0.854852	%		22.366275	%
Class B-3		4,979,950.00		0.75005895	%		4,979,950.00		0.75440697	%		0.502943	%		13.158964	%
Class B-4		3,319,950.00		0.50003679	%		3,319,950.00		0.50293545	%		0.251472	%		6.579482	%
Class B-5		2,323,950.00		0.35002349	%		2,323,950.00		0.35205254	%		0.150883	%		3.947689	%
Class B-6		0.00		0.00000000	%		0.00		0.00000000	%		0.352053	%		9.211077	%

Please refer to the prospectus supplement for a full description of loss exposure

Delinquency Status By Group


DELINQUENT					BANKRUPTCY					FORECLOSURE

POOL 1 — 1 MONTH
	No. of		Principal			No. of		Principal			No. of		Principal
	Loans		Balance			Loans		Balance			Loans		Balance
0-29 Days		0		0.00	0-29 Days		0		0.00	0-29 Days		0		0.00
30 Days		0		0.00	30 Days		0		0.00	30 Days		0		0.00
60 Days		0		0.00	60 Days		0		0.00	60 Days		0		0.00
90 Days		0		0.00	90 Days		0		0.00	90 Days		0		0.00
120 Days		0		0.00	120 Days		0		0.00	120 Days		0		0.00
150 Days		0		0.00	150 Days		0		0.00	150 Days		0		0.00
180+ Days		0		0.00	180+ Days		0		0.00	180+ Days		0		0.00

		0		0.00			0		0.00			0		0.00


	No. of			Principal				No. of			Principal				No. of			Principal
	Loans			Balance				Loans			Balance				Loans			Balance
0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%
30 Days		0.000000	%		0.000000	%	30 Days		0.000000	%		0.000000	%	30 Days		0.000000	%		0.000000	%
60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%
90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%
120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%
150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%
180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%

		0.000000	%		0.000000	%			0.000000	%		0.000000	%			0.000000	%		0.000000	%


REO					TOTAL

	No. of		Principal			No. of		Principal
	Loans		Balance			Loans		Balance
0-29 Days		0		0.00	0-29 Days		0		0.00
30 Days		0		0.00	30 Days		0		0.00
60 Days		0		0.00	60 Days		0		0.00
90 Days		0		0.00	90 Days		0		0.00
120 Days		0		0.00	120 Days		0		0.00
150 Days		0		0.00	150 Days		0		0.00
180+ Days		0		0.00	180+ Days		0		0.00

		0		0.00			0		0.00


	No. of			Principal				No. of			Principal
	Loans			Balance				Loans			Balance
0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%
30 Days		0.000000	%		0.000000	%	30 Days		0.000000	%		0.000000	%
60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%
90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%
120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%
150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%
180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%

		0.000000	%		0.000000	%			0.000000	%		0.000000	%


DELINQUENT					BANKRUPTCY					FORECLOSURE

POOL 1 — MONTH
	No. of		Principal			No. of		Principal			No. of		Principal
	Loans		Balance			Loans		Balance			Loans		Balance
0-29 Days		0		0.00	0-29 Days		0		0.00	0-29 Days		0		0.00
30 Days		6		3,236,577.94	30 Days		0		0.00	30 Days		0		0.00
60 Days		0		0.00	60 Days		0		0.00	60 Days		0		0.00
90 Days		0		0.00	90 Days		0		0.00	90 Days		0		0.00
120 Days		0		0.00	120 Days		0		0.00	120 Days		0		0.00
150 Days		0		0.00	150 Days		0		0.00	150 Days		0		0.00
180+ Days		0		0.00	180+ Days		0		0.00	180+ Days		0		0.00

		6		3,236,577.94			0		0.00			0		0.00


	No. of			Principal				No. of			Principal				No. of			Principal
	Loans			Balance				Loans			Balance				Loans			Balance
0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%
30 Days		0.511509	%		0.805511	%	30 Days		0.000000	%		0.000000	%	30 Days		0.000000	%		0.000000	%
60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%
90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%
120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%
150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%
180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%

		0.511509	%		0.805511	%			0.000000	%		0.000000	%			0.000000	%		0.000000	%


REO					TOTAL

	No. of		Principal			No. of		Principal
	Loans		Balance			Loans		Balance
0-29 Days		0		0.00	0-29 Days		0		0.00
30 Days		0		0.00	30 Days		6		3,236,577.94
60 Days		0		0.00	60 Days		0		0.00
90 Days		0		0.00	90 Days		0		0.00
120 Days		0		0.00	120 Days		0		0.00
150 Days		0		0.00	150 Days		0		0.00
180+ Days		0		0.00	180+ Days		0		0.00

		0		0.00			6		3,236,577.94


	No. of			Principal				No. of			Principal
	Loans			Balance				Loans			Balance
0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%
30 Days		0.000000	%		0.000000	%	30 Days		0.511509	%		0.805511	%
60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%
90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%
120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%
150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%
180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%

		0.000000	%		0.000000	%			0.511509	%		0.805511	%


DELINQUENT					BANKRUPTCY					FORECLOSURE

POOL 2
	No. of		Principal			No. of		Principal			No. of		Principal
	Loans		Balance			Loans		Balance			Loans		Balance
0-29 Days		0		0.00	0-29 Days		0		0.00	0-29 Days		0		0.00
30 Days		6		1,389,659.10	30 Days		0		0.00	30 Days		0		0.00
60 Days		0		0.00	60 Days		0		0.00	60 Days		0		0.00
90 Days		1		179,000.48	90 Days		0		0.00	90 Days		0		0.00
120 Days		0		0.00	120 Days		0		0.00	120 Days		0		0.00
150 Days		0		0.00	150 Days		0		0.00	150 Days		0		0.00
180+ Days		0		0.00	180+ Days		0		0.00	180+ Days		0		0.00

		7		1,568,659.58			0		0.00			0		0.00


	No. of			Principal				No. of			Principal				No. of			Principal
	Loans			Balance				Loans			Balance				Loans			Balance
0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%
30 Days		1.113173	%		0.743169	%	30 Days		0.000000	%		0.000000	%	30 Days		0.000000	%		0.000000	%
60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%
90 Days		0.185529	%		0.095727	%	90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%
120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%
150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%
180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%

		1.298701	%		0.838896	%			0.000000	%		0.000000	%			0.000000	%		0.000000	%


REO					TOTAL

	No. of		Principal			No. of		Principal
	Loans		Balance			Loans		Balance
0-29 Days		0		0.00	0-29 Days		0		0.00
30 Days		0		0.00	30 Days		6		1,389,659.10
60 Days		0		0.00	60 Days		0		0.00
90 Days		0		0.00	90 Days		1		179,000.48
120 Days		0		0.00	120 Days		0		0.00
150 Days		0		0.00	150 Days		0		0.00
180+ Days		0		0.00	180+ Days		0		0.00

		0		0.00			7		1,568,659.58


	No. of			Principal				No. of			Principal
	Loans			Balance				Loans			Balance
0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%
30 Days		0.000000	%		0.000000	%	30 Days		1.113173	%		0.743169	%
60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%
90 Days		0.000000	%		0.000000	%	90 Days		0.185529	%		0.095727	%
120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%
150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%
180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%

		0.000000	%		0.000000	%			1.298701	%		0.838896	%

Collateral Statement


Collateral Description	Mixed Arm
Weighted Average Gross Coupon		2.995890	%
Weighted Average Net Coupon		2.642941	%
Weighted Average Pass-Through Rate		2.640116	%
Weighted Average Maturity (Stepdown Calculation)		328
Beginning Scheduled Collateral Loan Count		1,900
Number of Loans Paid in Full		8
Ending Scheduled Collateral Loan Count		1,892
Beginning Scheduled Collateral Balance		663,941,150.19
Ending Scheduled Collateral Balance		660,114,529.40
Ending Actual Collateral Balance at 31-Oct-2003		660,116,214.15
Monthly P&I Constant		1,657,580.91
Special Servicing Fee		0.00
Prepayment Penalties		0.00
Realized Loss Amount		0.00
Cumulative Realized Loss		0.00
Class A Optimal Amount		5,232,749.08
Ending Scheduled Balance for Premium Loans		660,114,529.40
Scheduled Principal		0.00
Unscheduled Principal		3,827,520.79


Group	Pool 1 – 1 Month		Pool 1 – 6 Month		Pool 2		Total
Collateral Description	1 Month LIBOR ARM		6 Month LIBOR ARM		6 Month LIBOR ARM		Mixed ARM
Weighted Average Coupon Rate		2.862576		3.010894		3.014314		2.995890
Weighted Average Net Rate		2.520774		2.657025		2.659105		2.642941
Pass-Through Rate		2.520774		2.657025		2.649105		2.640116
Weighted Average Maturity		313		329		334		328
Record Date		10/31/2003		10/31/2003		10/31/2003		10/31/2003
Principal and Interest Constant		170,546.14		1,015,789.71		471,245.06		1,657,580.91
Beginning Loan Count		180		1,180		540		1,900
Loans Paid in Full		0		7		1		8
Ending Loan Count		180		1,173		539		1,892
Beginning Scheduled Balance		71,493,416.73		404,845,748.13		187,602,885.33		663,942,050.19
Ending Scheduled Balance		71,320,960.86		401,803,052.60		186,990,515.94		660,114,529.40
Scheduled Principal		0.00		0.00		0.00		0.00
Unscheduled Principal		172,455.87		3,042,695.53		612,369.39		3,827,520.79
Scheduled Interest		170,546.14		1,015,789.71		471,245.06		1,657,580.91
Servicing Fee		20,363.87		119,385.20		55,531.87		195,280.94
Master Servicing Fee		0.00		0.00		1,563.36		1,563.36
Trustee Fee		0.00		0.00		0.00		0.00
FRY Amount		0.00		0.00		0.00		0.00
Special Hazard Fee		0.00		0.00		0.00		0.00
Other Fee		0.00		0.00		0.00		0.00
Pool Insurance Fee		0.00		0.00		0.00		0.00
Spread 1		0.00		0.00		0.00		0.00
Spread 2		0.00		0.00		0.00		0.00
Spread 3		0.00		0.00		0.00		0.00
Net Interest		150,182.27		896,404.51		414,149.83		1,460,736.61
Realized Loss Amount		0.00		0.00		0.00		0.00
Cumulative Realized Loss		0.00		0.00		0.00		0.00
Percentage of Cumulative Losses		0.00		0.00		0.00		0.00
Prepayment Penalties		0.00		0.00		0.00		0.00
Special Servicing Fee		0.00		0.00		0.00		0.00

Miscellaneous Reporting


Group Pool 1 - 1 Month
1 Month LIBOR Loan Balance	71,320,960.86
6 Month LIBOR Loan Balance	401,803,052.00
Interest Transfer Amount	0.00
Principal Transfer Amount	0.00
Pro-Rata Pct	96.199963	%
Senior Pct	100.000000	%
Senior Prepay Pct	100.000000	%
Subordinate Pct	0.000000	%
Subordinate Prepay Pct	0.000000	%
Group 1 - 6 Month
6 Month LIBOR Loan Balance	186,990,515.94
Interest Transfer Amount	0.00
Principal Transfer Amount	0.00
Pro-Rata Pct	96.200013	%
Senior Pct	100.000000	%
Senior Prepay Pct	100.000000	%
Subordinate Pct	0.000000	%
Subordinate Prepay Pct	0.000000	%


		Principal		Current		Ending Certificate		Total		Cumulative
Class		Distribution		Realized Loss		Balance		Distribution		Realized Loss

	A-1		3,215,051.40		0.00		455,022,948.60		3,597,298.26		0.00
	X-1		0.00		0.00		0.00		425,808.00		0.00
	A-2		612,369.39		0.00		179,861,630.61		775,679.56		0.00
	X-2		0.00		0.00		0.00		433,863.03		0.00
	B-1		0.00		0.00		11,287,000.00		11,192.94		0.00
	X-B		0.00		0.00		0.00		13,639.55		0.00
	B-2		0.00		0.00		5,643,000.00		12,415.14		0.00
	B-3		0.00		0.00		3,320,000.00		7,304.32		0.00
	B-4		0.00		0.00		1,660,000.00		3,652.16		0.00
	B-5		0.00		0.00		996,000.00		2,191.30		0.00
	B-6		0.00		0.00		2,323,950.00		5,112.91		0.00
	A-R		0.00		0.00		0.00		100.22		0.00

Totals			3,827,520.79		0.00		660,114,529.21		5,288,257.39		0.00


		Total Principal		Ending Certificate		Ending Certificate		Total Principal
Class		Reduction		Balance		Percentage		Distribution

	A-1		3,215,051.40		455,022,948.60		0.99298388		3,215,051.40
	X-1		0.00		0.00		0.00000000		0.00
	A-2		612,369.39		179,861,630.61		0.99660688		612,369.39
	X-2		0.00		0.00		0.00000000		0.00
	B-1		0.00		11,287,000.00		1.00000000		0.00
	B-2		0.00		5,643,000.00		1.00000000		0.00
	B-3		0.00		3,320,000.00		1.00000000		0.00
	B-4		0.00		1,660,000.00		1.00000000		0.00
	B-5		0.00		996,000.00		1.00000000		0.00
	B-6		0.00		2,323,950.00		1.00000000		0.00
	A-R		0.00		0.00		0.00000000		0.00

Totals			3,827,520.79		660,114,529.21		0.99423516		3,827,520.79


				Remaining		Ending
				Unpaid		Certificate/
		Total Interest		Interest		Notational
Class		Distribution		Shortfall		Balance

	A-1		382,246.86		0.00		455,022,948.60
	X-1		425,808.00		0.00		615,300,265.58
	A-2		163,310.17		0.00		179,861,630.61
	X-2		433,863.03		0.00		634,884,579.21
	B-1		11,192.94		0.00		11,287,000.00
	X-B		13,639.55		0.00		11,287,000.00
	B-2		12,415.14		0.00		5,643,000.00
	B-3		7,304.32		0.00		3,320,000.00
	B-4		3,652.16		0.00		1,660,000.00
	B-5		2,191.30		0.00		996,000.00
	B-6		5,112.91		0.00		2,323,950.00
	A-R		0.22		0.00		0.00

Totals			1,460,736.60		0.00

(5)		Per $1 denomination

(6)		Amount does not include excess special hazard, bankruptcy, or fraud losses unless otherwise disclosed. Please refer to the prospectus supplement for a full description.