The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC COMMON STOCK G1151C101 118 550 SH   SOLE   550 0 0
CAPRI HOLDINGS LTD COMMON STOCK G1890L107 2 100 SH   SOLE   100 0 0
LINDE PLC EUR COMMON STOCK G5494J103 64 300 SH   SOLE   300 0 0
MEDTRONIC PLC COMMON STOCK G5960L103 268 2,919 SH   SOLE   2,919 0 0
AT&T INC COMMON STOCK 00206R102 445 14,723 SH   SOLE   14,723 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 736 8,052 SH   SOLE   8,052 0 0
ABBVIE INC USD 0.01 COMMON STOCK 00287Y109 72 733 SH   SOLE   733 0 0
ADOBE SYSTEMS INCORPORATED COMMON STOCK 00724F101 12,348 28,366 SH   SOLE   28,366 0 0
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107 79 1,496 SH   SOLE   1,496 0 0
ALIBABA COMMON STOCK 01609W102 147 683 SH   SOLE   683 0 0
ALLIANT ENERGY CORP COMMON STOCK 018802108 12 257 SH   SOLE   257 0 0
ALLSTATE CORP COMMON STOCK 020002101 840 8,659 SH   SOLE   8,659 0 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107 236 167 SH   SOLE   167 0 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 9,406 6,633 SH   SOLE   6,633 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 113 2,880 SH   SOLE   2,880 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 24 600 SH   DFND   600 0 0
AMAZON COM INC COMMON STOCK 023135106 11,110 4,027 SH   SOLE   4,027 0 0
AMEREN CORP COMMON STOCK 023608102 1,222 17,373 SH   SOLE   17,373 0 0
AMERICAN AIRLS GROUP INC COM COMMON STOCK 02376R102 2 150 SH   SOLE   150 0 0
AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101 32 400 SH   SOLE   400 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 3,175 33,352 SH   SOLE   33,352 0 0
AMERICAN INTL GROUP COMMON STOCK 026874784 3 100 SH   SOLE   100 0 0
AMERIPRISE FINANCIAL INC COMMON STOCK 03076C106 39 260 SH   SOLE   260 0 0
AMGEN INC COMMON STOCK 031162100 6,620 28,066 SH   SOLE   28,066 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 49 397 SH   SOLE   397 0 0
ANTHEM INC COMMON STOCK 036752103 49 186 SH   SOLE   186 0 0
APPLE INC COMMON STOCK 037833100 14,026 38,451 SH   SOLE   38,451 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105 12 202 SH   SOLE   202 0 0
AUTODESK INC COMMON STOCK 052769106 444 1,855 SH   SOLE   1,855 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 48 325 SH   SOLE   325 0 0
BP AMOCO P L C COMMON STOCK 055622104 22 928 SH   SOLE   928 0 0
BANKAMERICA CORP NEW COMMON STOCK 060505104 12 510 SH   SOLE   510 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 19 220 SH   SOLE   220 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 493 2,061 SH   SOLE   2,061 0 0
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670702 107 599 SH   SOLE   599 0 0
BIOGEN INC COMMON STOCK 09062X103 2,250 8,412 SH   SOLE   8,412 0 0
BLACKROCK COM SBI USD 0.001 INTERNATIONAL EXCH. TRADED FDS 092501105 2 201 SH   SOLE   201 0 0
BOEING CO COMMON STOCK 097023105 238 1,301 SH   SOLE   1,301 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 1,925 32,750 SH   SOLE   32,750 0 0
BRISTOL MYERS SQUIBB COMPANY 03-31-2021 WARRANTS & RIGHTS 110122157 50 14,117 SH   SOLE   14,117 0 0
BROADCOM INC COMMON STOCK 11135F101 97 307 SH   SOLE   307 0 0
CBOE GLOBAL MARKETS INC COMMON STOCK 12503M108 2,570 27,554 SH   SOLE   27,554 0 0
CDW CORP COM COMMON STOCK 12514G108 3 30 SH   SOLE   30 0 0
CIGNA CORP NEW COMMON STOCK 125523100 68 360 SH   SOLE   360 0 0
CSX CORP COMMON STOCK 126408103 262 3,764 SH   SOLE   3,764 0 0
CVS CAREMARK CORP COMMON STOCK 126650100 181 2,787 SH   SOLE   2,787 0 0
CAMPBELL SOUP CO COMMON STOCK 134429109 3 58 SH   SOLE   58 0 0
CARRIER GLOBAL CORP COMMON STOCK 14448C104 13 583 SH   SOLE   583 0 0
CERNER CORP COMMON COMMON STOCK 156782104 83 1,211 SH   SOLE   1,211 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 775 8,684 SH   SOLE   8,684 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 621 13,309 SH   SOLE   13,309 0 0
CLOROX COMPANY COMMON STOCK 189054109 11 52 SH   SOLE   52 0 0
COCA COLA CO COMMON STOCK 191216100 397 8,893 SH   SOLE   8,893 0 0
COCA COLA CO COMMON STOCK 191216100 18 400 SH   DFND   400 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 73 1,000 SH   SOLE   1,000 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 6,045 155,122 SH   SOLE   155,122 0 0
COMMUNITY TRUST BANK COMMON STOCK 204149108 222 6,779 SH   SOLE   6,779 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 13 317 SH   SOLE   317 0 0
CONSTELLATION BRANDS INC CL A COMMON STOCK 21036P108 39 223 SH   SOLE   223 0 0
CORNING INCORPORATED COMMON STOCK 219350105 9 347 SH   SOLE   347 0 0
CORTEVA INC COMMON STOCK 22052L104 5 170 SH   SOLE   170 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 6,583 21,713 SH   SOLE   21,713 0 0
CUMMINS INC COMMON STOCK 231021106 611 3,526 SH   SOLE   3,526 0 0
D R HORTON INC COMMON STOCK 23331A109 3,833 69,134 SH   SOLE   69,134 0 0
DANAHER CORP DEL COM COMMON STOCK 235851102 220 1,246 SH   SOLE   1,246 0 0
DEERE & CO COMMON STOCK 244199105 49 311 SH   SOLE   311 0 0
DISNEY (WALT) COMPANY HOLDING CO COMMON STOCK 254687106 1,697 15,221 SH   SOLE   15,221 0 0
DISNEY (WALT) COMPANY HOLDING CO COMMON STOCK 254687106 33 300 SH   DFND   300 0 0
DISCOVERY COMMUNICATIONSL INC CL A COMMON STOCK 25470F104 964 45,725 SH   SOLE   45,725 0 0
DISCOVER FINANCIAL SERVICES COMMON STOCK 254709108 211 4,212 SH   SOLE   4,212 0 0
DOLLAR GEN CORP NEW COMMON STOCK 256677105 6,727 35,311 SH   SOLE   35,311 0 0
DOMINION RES INC VA COMMON STOCK 25746U109 181 2,231 SH   SOLE   2,231 0 0
DOMINO'S PIZZA INC COMMON STOCK 25754A201 2,171 5,876 SH   SOLE   5,876 0 0
DOW INC COMMON STOCK 260557103 54 1,319 SH   SOLE   1,319 0 0
DUKE ENERGY CORP NEW COMMON STOCK 26441C204 160 1,999 SH   SOLE   1,999 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 70 1,319 SH   SOLE   1,319 0 0
EOG RES INC COMMON STOCK 26875P101 220 4,350 SH   SOLE   4,350 0 0
EQT CORP COMMON STOCK 26884L109 320 26,885 SH   SOLE   26,885 0 0
EBAY INC COM COMMON STOCK 278642103 124 2,360 SH   SOLE   2,360 0 0
ECOLAB INC COM COMMON STOCK 278865100 60 300 SH   SOLE   300 0 0
EMERGENT BIO SOLUTIONS COMMON STOCK 29089Q105 3,640 46,030 SH   SOLE   46,030 0 0
EMERSON ELEC CO COM COMMON STOCK 291011104 130 2,100 SH   SOLE   2,100 0 0
EQUITRANS MIDSTREAM CORP COMMON STOCK 294600101 1 80 SH   SOLE   80 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 277 6,189 SH   SOLE   6,189 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 10 229 SH   DFND   229 0 0
FACEBOOK INC COMMON STOCK 30303M102 2,574 11,338 SH   SOLE   11,338 0 0
FEDEX CORPORATION COMMON STOCK 31428X106 88 630 SH   SOLE   630 0 0
FISERV INC USD 0.01 COMMON STOCK 337738108 1,011 10,354 SH   SOLE   10,354 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 75 500 SH   SOLE   500 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 84 12,247 SH   SOLE   12,247 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 2 260 SH   DFND   260 0 0
GENERAL MILLS INC COMMON STOCK 370334104 18 300 SH   SOLE   300 0 0
GENUINE PARTS CO COMMON STOCK 372460105 47 536 SH   SOLE   536 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 15 200 SH   SOLE   200 0 0
HANESBRANDS INC COMMON STOCK 410345102 2 200 SH   SOLE   200 0 0
HEALTHCARE SVCS GROUP INC COMMON STOCK 421906108 3 125 SH   SOLE   125 0 0
HERSHEY COMPANY COMMON STOCK 427866108 3,796 29,289 SH   SOLE   29,289 0 0
HOLOGIC INCORPORATED COMMON STOCK 436440101 50 872 SH   SOLE   872 0 0
HOME DEPOT INC COMMON STOCK 437076102 1,657 6,613 SH   SOLE   6,613 0 0
HOME DEPOT INC COMMON STOCK 437076102 113 450 SH   DFND   450 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 5,323 36,818 SH   SOLE   36,818 0 0
HUMANA INC COMMON STOCK 444859102 2,113 5,450 SH   SOLE   5,450 0 0
ICU MEDIAL INC COMMON STOCK 44930G107 18 100 SH   SOLE   100 0 0
ILLINOIS TOOL WORKS COMMON STOCK 452308109 676 3,869 SH   SOLE   3,869 0 0
INGERSOLL RAND INC COMMON STOCK 45687V106 5 186 SH   SOLE   186 0 0
INTEL CORP COMMON STOCK 458140100 6,007 100,404 SH   SOLE   100,404 0 0
INTERCONTINENTAL EXCHANGE COMMON STOCK 45866F104 4,882 53,300 SH   SOLE   53,300 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 146 1,212 SH   SOLE   1,212 0 0
INTUITIVE SURGICAL INC COMMON STOCK 46120E602 4,551 7,987 SH   SOLE   7,987 0 0
INTUIT INC COMMON STOCK 461202103 7,254 24,491 SH   SOLE   24,491 0 0
ISHARES GOLD TRUST PRECIOUS METALS 464285105 56 3,300 SH   SOLE   3,300 0 0
ISHARES S&P 500 INDEX FUND US LARGE CAP EXCHANGE TRADED FDS 464287200 1,671 5,395 SH   SOLE   5,395 0 0
ISHARES TR CORE US AGGREGATE BOND ETF FIXED INCOME/TAXABLE ETF 464287226 38,170 322,902 SH   SOLE   322,902 0 0
ISHARES MSCI EMER MKTS IDX MARKETS INDEX INTERNATIONAL EXCH. TRADED FDS 464287234 5 115 SH   SOLE   115 0 0
ISHARES MSCI EAFE INDEX FD INTERNATIONAL EXCH. TRADED FDS 464287465 6,294 103,413 SH   SOLE   103,413 0 0
ISHARES RUSSELL MID CAP INDEX MID CAP EXCHANGE TRADED FDS 464287499 252 4,701 SH   SOLE   4,701 0 0
ISHARES TR S&P MIDCAP 400 MID CAP EXCHANGE TRADED FDS 464287507 1,697 9,545 SH   SOLE   9,545 0 0
ISHARES US CONSUMER SERVICESETF COMMON STOCK 464287580 22 102 SH   SOLE   102 0 0
ISHARES RUSSELL 1000 GROWTH INDEX FUND LARGE CAP EXCHANGE TRADED FDS 464287614 14 73 SH   SOLE   73 0 0
ISHARES TR RUS 1000 ETF LARGE CAP EXCHANGE TRADED FDS 464287622 13 77 SH   SOLE   77 0 0
ISHARES RUSSELL 2000 VALUE ETF SMALL CAP EXCHANGE TRADED FDS 464287630 8 85 SH   SOLE   85 0 0
I SHARES RUSSELL 2000 SMALL CAP EXCHANGE TRADED FDS 464287655 5,391 37,650 SH   SOLE   37,650 0 0
I SHARES RUSSELL 2000 SMALL CAP EXCHANGE TRADED FDS 464287655 148 1,032 SH   DFND   1,032 0 0
I SHARES US TECHNOLOGY ETF COMMON STOCK 464287721 7,033 26,070 SH   SOLE   26,070 0 0
ISHARES US ENERGY ETF COMMON STOCK 464287796 8 375 SH   SOLE   375 0 0
ISHARES S&P SMALLCAP 600 INDEX FUND SMALL CAP EXCHANGE TRADED FDS 464287804 1,808 26,472 SH   SOLE   26,472 0 0
ISHARES TR SP SMCP600GR ETF SMALL CAP EXCHANGE TRADED FDS 464287887 147 867 SH   SOLE   867 0 0
ISHARES TR EAFE SML CP ETF INTERNATIONAL EXCH. TRADED FDS 464288273 3,335 62,201 SH   SOLE   62,201 0 0
ISHARES TR IBOXX USD HIGH YIELD CORP ETF FIXED INCOME/TAXABLE ETF 464288513 6,290 77,060 SH   SOLE   77,060 0 0
ISHARES CMBS FIXED INCOME/TAXABLE ETF 46429B366 1,464 26,664 SH   SOLE   26,664 0 0
ISHARES EDGE MSCI MIN VOL INTERNATIONAL EXCH. TRADED FDS 46429B689 3,450 52,225 SH   SOLE   52,173 0 52
ISHARES EDGE MSCI MIN VOL USA ETF LARGE CAP EXCHANGE TRADED FDS 46429B697 3,649 60,181 SH   SOLE   60,181 0 0
ISHARES CORE MSCI EAFE ETF INTERNATIONAL EXCH. TRADED FDS 46432F842 167 2,920 SH   SOLE   2,920 0 0
J P MORGAN CHASE & CO COMMON STOCK 46625H100 536 5,699 SH   SOLE   5,699 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 897 6,379 SH   SOLE   6,379 0 0
KRAFT HEINZ CO COMMON STOCK 500754106 38 1,203 SH   SOLE   1,203 0 0
KROGER CO COMMON STOCK 501044101 140 4,142 SH   SOLE   4,142 0 0
L3 HARRIS TECHNOLOGIES COMMON STOCK 502431109 3,271 19,281 SH   SOLE   19,281 0 0
LAM RESEARCH CORP COM COMMON STOCK 512807108 3,204 9,905 SH   SOLE   9,905 0 0
LAUDER ESTEE COS INC CL A COMMON STOCK 518439104 161 854 SH   SOLE   854 0 0
LEIDOS HOLDINGS INC COMMON STOCK 525327102 831 8,871 SH   SOLE   8,871 0 0
LILLY ELI & CO COMMON STOCK 532457108 327 1,989 SH   SOLE   1,989 0 0
LIVE OAK BANCSHARES INC COMMON STOCK 53803X105 15 1,000 SH   SOLE   1,000 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 3,806 10,431 SH   SOLE   10,431 0 0
LOWES COS INC COM COMMON STOCK 548661107 1,048 7,757 SH   SOLE   7,757 0 0
LULULEMON ATHLETICA INC USD 0.01 COMMON STOCK 550021109 23 75 SH   SOLE   75 0 0
MARKEL CORPORATION (HOLDING COMPANY) COMMON STOCK 570535104 55 60 SH   SOLE   60 0 0
MARRIOTT INTL INC CLASS A COMMON STOCK 571903202 211 2,461 SH   SOLE   2,461 0 0
MARTIN MARIETTA MATLS COMMON STOCK 573284106 82 396 SH   DFND   396 0 0
MASCO CORPORATION COMMON STOCK 574599106 2,120 42,241 SH   SOLE   42,241 0 0
MASTERCARD INCORPORATE COMMON STOCK 57636Q104 37 124 SH   SOLE   124 0 0
MATADOR RES CO COMMON STOCK 576485205 356 41,870 SH   SOLE   41,870 0 0
MCDONALDS CORP COMMON STOCK 580135101 373 2,024 SH   SOLE   2,024 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105 1,459 18,864 SH   SOLE   18,864 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105 12 150 SH   DFND   150 0 0
MICROSOFT CORP COMMON STOCK 594918104 8,533 41,928 SH   SOLE   41,928 0 0
MODERNA INC COMMON STOCK 60770K107 27 422 SH   SOLE   422 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 27 534 SH   SOLE   534 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 8 166 SH   DFND   166 0 0
MONSTER BEVERAGE CORP NEW COM COMMON STOCK 61174X109 345 4,975 SH   SOLE   4,975 0 0
MOODYS CORP COM COMMON STOCK 615369105 4,801 17,475 SH   SOLE   17,475 0 0
MORGAN STANLEY COMMON STOCK 617446448 7 136 SH   SOLE   136 0 0
NETFLIX COM COMMON STOCK 64110L106 832 1,828 SH   SOLE   1,828 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 4,858 20,227 SH   SOLE   20,227 0 0
NIKE INC CL B COMMON STOCK 654106103 485 4,950 SH   SOLE   4,950 0 0
NORFOLK SOUTHERN CORPORATION COMMON STOCK 655844108 128 730 SH   SOLE   730 0 0
NORTHROP GRUMMAN CORP COM COMMON STOCK 666807102 1,203 3,913 SH   SOLE   3,913 0 0
NORTHROP GRUMMAN CORP COM COMMON STOCK 666807102 184 600 SH   DFND   600 0 0
NOVARTIS A G SPONSORED ADR FOREIGN EQUITIES 66987V109 10 117 SH   SOLE   117 0 0
NOVAVAX INC COMMON STOCK 670002401 33 400 SH   SOLE   400 0 0
NUCOR CORP COMMON STOCK 670346105 13 317 SH   SOLE   317 0 0
NVIDIA CORP COM COMMON STOCK 67066G104 14,028 36,925 SH   SOLE   36,925 0 0
OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105 15 825 SH   SOLE   825 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 1,015 18,360 SH   SOLE   18,360 0 0
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 14 250 SH   SOLE   250 0 0
PNC FINANCIAL SERVICES GROUPINC COMMON STOCK 693475105 3 30 SH   SOLE   30 0 0
PNC FINANCIAL SERVICES GROUPINC COMMON STOCK 693475105 137 1,300 SH   DFND   1,300 0 0
PPG INDS INC COM COMMON STOCK 693506107 183 1,726 SH   SOLE   1,726 0 0
PACKAGING CORP AMER COM COMMON STOCK 695156109 1,215 12,179 SH   SOLE   12,179 0 0
PAPA JOHNS INC COMMON STOCK 698813102 238 3,000 SH   SOLE   3,000 0 0
PARKER HANNIFIN CORP COMMON STOCK 701094104 30 164 SH   SOLE   164 0 0
PAYCHEX INC COM COMMON STOCK 704326107 92 1,217 SH   SOLE   1,217 0 0
PAYPAL HLDGINGS INC COMMON STOCK 70450Y103 344 1,973 SH   SOLE   1,973 0 0
PEPSICO INC COMMON STOCK 713448108 446 3,369 SH   SOLE   3,369 0 0
PEPSICO INC COMMON STOCK 713448108 17 125 SH   DFND   125 0 0
PFIZER INC COMMON STOCK 717081103 699 21,374 SH   SOLE   21,374 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 229 3,267 SH   SOLE   3,267 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 28 400 SH   DFND   400 0 0
PHILLIPS 66 COMMON STOCK 718546104 3,306 45,985 SH   SOLE   45,985 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 107 864 SH   SOLE   864 0 0
PROCTER AND GAMBLE CO COM COMMON STOCK 742718109 1,705 14,257 SH   SOLE   14,257 0 0
PROCTER AND GAMBLE CO COM COMMON STOCK 742718109 96 800 SH   DFND   800 0 0
PROGRESSIVE CORP OHIO COMMON STOCK 743315103 5,530 69,033 SH   SOLE   69,033 0 0
PROSHARES SHORT S&P 500 LARGE CAP EXCHANGE TRADED FDS 74347B425 45 2,000 SH   SOLE   2,000 0 0
PRUDENTIAL FINL INC COM COMMON STOCK 744320102 19 320 SH   SOLE   320 0 0
QUALCOMM INC COMMON STOCK 747525103 4,286 46,996 SH   SOLE   46,996 0 0
RADIUS HEALTH INC COMMON STOCK 750469207 3 200 SH   SOLE   200 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 76 1,239 SH   SOLE   1,239 0 0
REGENERON PHARMACEUTICALS COMMON STOCK 75886F107 4,713 7,558 SH   SOLE   7,558 0 0
ROGERS COMMUNICATIONS INC CL B NON-VTG COMMON STOCK 775109200 4 100 SH   SOLE   100 0 0
ROSS STORES INC COMMON STOCK 778296103 5 60 SH   SOLE   60 0 0
ROYAL DUTCH SHELL PLC FOREIGN EQUITIES 780259107 1 39 SH   SOLE   39 0 0
ROYAL DUTCH SHELL PLC FOREIGN EQUITIES 780259206 10 300 SH   SOLE   300 0 0
S&P GLOBAL INC COMMON STOCK 78409V104 10,118 30,710 SH   SOLE   30,710 0 0
SPDR S&P 500 ETF TRUST LARGE CAP EXCHANGE TRADED FDS 78462F103 17,992 58,348 SH   SOLE   58,348 0 0
SPDR GOLD TR PRECIOUS METALS 78463V107 118 708 SH   SOLE   708 0 0
SPDR S&P MIDCAP 400 ETF TRUST MID CAP EXCHANGE TRADED FDS 78467Y107 3,816 11,761 SH   SOLE   11,761 0 0
SPDR S&P MIDCAP 400 ETF TRUST MID CAP EXCHANGE TRADED FDS 78467Y107 177 547 SH   DFND   547 0 0
SALESFORCE.COM COMMON STOCK 79466L302 1,378 7,355 SH   SOLE   7,355 0 0
SCHLUMBERGER LTD COM COMMON STOCK 806857108 5 277 SH   SOLE   277 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105 360 10,676 SH   SOLE   10,676 0 0
SECTOR SPDR BASIC MATERIALS COMMON STOCK 81369Y100 447 7,943 SH   SOLE   7,943 0 0
SECTOR SPDR TR FUND HEALTH CARE COMMON STOCK 81369Y209 6,402 63,973 SH   SOLE   63,973 0 0
SECTOR SPDR TR CONS STAPLES COMMON STOCK 81369Y308 2,666 45,465 SH   SOLE   45,465 0 0
SELECT SECTOR CONS DISC COMMON STOCK 81369Y407 3,136 24,560 SH   SOLE   24,560 0 0
SECTOR SPDR TR ENERGY COMMON STOCK 81369Y506 764 20,181 SH   SOLE   20,181 0 0
SELECT SECTOR FINANCIAL COMMON STOCK 81369Y605 3,538 152,979 SH   SOLE   152,979 0 0
SECTOR SPDR INDUSTRIALS COMMON STOCK 81369Y704 1,856 27,014 SH   SOLE   27,014 0 0
SELECT SECTOR COMM SERVICES COMMON STOCK 81369Y852 2,982 55,181 SH   SOLE   55,181 0 0
SECTOR SPDR UTILITIES COMMON STOCK 81369Y886 1,245 22,071 SH   SOLE   22,071 0 0
SERVICENOW INC COMMON STOCK 81762P102 806 1,991 SH   SOLE   1,991 0 0
SHERWIN WILLIAMS CO COM COMMON STOCK 824348106 3,797 6,572 SH   SOLE   6,572 0 0
SHOPIFY INC COMMON STOCK 82509L107 14 15 SH   SOLE   15 0 0
SIRIUS XM HLDGS INC COMMON STOCK 82968B103 22 3,700 SH   SOLE   3,700 0 0
SPROTT PHYSICAL GOLD TR COMMON STOCK 85207H104 86 6,040 SH   SOLE   6,040 0 0
SQUARE INC CLASS A COMMON STOCK 852234103 291 2,769 SH   SOLE   2,769 0 0
STARBUCKS CORPORATION COMMON STOCK 855244109 2,453 33,339 SH   SOLE   33,339 0 0
STATE STREET CORP COMMON STOCK 857477103 11 174 SH   SOLE   174 0 0
STRYKER CORP COM COMMON STOCK 863667101 5,745 31,886 SH   SOLE   31,886 0 0
SYSCO CORP COM COMMON STOCK 871829107 36 665 SH   SOLE   665 0 0
TJX COS INC NEW COMMON STOCK 872540109 2,057 40,690 SH   SOLE   40,690 0 0
T MOBILE US INC COMMON STOCK 872590104 154 1,476 SH   SOLE   1,476 0 0
TMOBILE RIGHTS 07/27/2020 WARRANTS & RIGHTS 872590112 0 1,476 SH   SOLE   1,476 0 0
TANGER FACTORY COM COMMON STOCK 875465106 0 18 SH   SOLE   18 0 0
TARGET CORP COMMON STOCK 87612E106 4,554 37,971 SH   SOLE   37,971 0 0
TESLA, INC COMMON STOCK 88160R101 378 350 SH   SOLE   350 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 1,627 12,813 SH   SOLE   12,813 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 1,066 2,941 SH   SOLE   2,941 0 0
3M CO COMMON STOCK 88579Y101 66 425 SH   SOLE   425 0 0
TOYOTA MOTOR CORP FOREIGN EQUITIES 892331307 13 101 SH   SOLE   101 0 0
TRAVELERS COS INC COMMON STOCK 89417E109 41 360 SH   SOLE   360 0 0
TRIMBLE NAVIGATION COMMON STOCK 896239100 9 200 SH   SOLE   200 0 0
TRUIST FINANCIAL CORPORATION COMMON STOCK 89832Q109 34 902 SH   SOLE   902 0 0
TYSON FOODS INC CL A COMMON STOCK 902494103 3 58 SH   SOLE   58 0 0
US BANCORP DEL COM NEW COMMON STOCK 902973304 158 4,294 SH   SOLE   4,294 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 4,566 27,009 SH   SOLE   27,009 0 0
UNITED RENTALS INC COMMON STOCK 911363109 4,734 31,763 SH   SOLE   31,763 0 0
UNITEDHEALTH GROUP INC COM COMMON STOCK 91324P102 6,732 22,824 SH   SOLE   22,824 0 0
VALERO ENERGY CORP COMMON STOCK 91913Y100 3,105 52,801 SH   SOLE   52,801 0 0
VANGUARD MSCI EURO PACIFIC ETF INTERNATIONAL EXCH. TRADED FDS 921943858 6,039 155,687 SH   SOLE   155,687 0 0
VANGUARD MSCI EURO PACIFIC ETF INTERNATIONAL EXCH. TRADED FDS 921943858 30 771 SH   DFND   771 0 0
VANGUARD EMERG MKTS GOV BND ETF INTL FIXED INCOME ETF 921946885 29,736 382,405 SH   SOLE   382,390 0 15
VANGUARD INFORMATION TECHONOLGY COMMON STOCK 92204A702 98 350 SH   SOLE   350 0 0
VANGUARD MSCI EMERGING MARKETS ETF INTERNATIONAL EXCH. TRADED FDS 922042858 16,178 408,445 SH   SOLE   408,445 0 0
VANGUARD MSCI PACIFIC ETF INTERNATIONAL EXCH. TRADED FDS 922042866 794 12,472 SH   SOLE   12,472 0 0
VANGUARD RUSSELL SMALL CAP EXCHANGE TRADED FDS 92206C664 175 1,516 SH   SOLE   1,516 0 0
VANGUARD TAX-EXEMPT BOND EFT FIXED INCOME/TAX-EXEMPT 922907746 18 330 SH   SOLE   330 0 0
VANGUARD INDEX FUNDS S&P 500 ETF LARGE CAP EXCHANGE TRADED FDS 922908363 560 1,976 SH   SOLE   1,976 0 0
VANGUARD INDEX FDS REIT #986 REAL ESTATE 922908553 27,577 351,173 SH   SOLE   351,173 0 0
VANGUARD INDEX FDS REIT #986 REAL ESTATE 922908553 21 272 SH   DFND   272 0 0
VANGUARD INDEX FDS SMALL CP ETF SMALL CAP EXCHANGE TRADED FDS 922908751 14 99 SH   SOLE   99 0 0
VANGUARD TOTAL STOCK MKT ETF MULTI-CAP EXCHANGE TRADED FDS 922908769 148 944 SH   SOLE   944 0 0
VERIZON COMMUNICATIONS INC USD COMMON STOCK 92343V104 1,165 21,124 SH   SOLE   21,124 0 0
VERTEX PHARMACEUTICALS INC COMMON STOCK 92532F100 15 51 SH   SOLE   51 0 0
VISA INC CLASS A COMMON STOCK 92826C839 9,473 49,039 SH   SOLE   49,039 0 0
WEC ENERGY GROUP INC COM COMMON STOCK 92939U106 26 294 SH   SOLE   294 0 0
WAL-MART STORES INC COM COMMON STOCK 931142103 940 7,852 SH   SOLE   7,852 0 0
WASTE MANAGEMENT INC NEW COMMON STOCK 94106L109 712 6,722 SH   SOLE   6,722 0 0
WELLS FARGO & COMPANY NEW COMMON STOCK 949746101 9 353 SH   SOLE   353 0 0
WORTHINGTON IND INC COMMON STOCK 981811102 19 500 SH   SOLE   500 0 0
XCEL ENERGY INC COMMON STOCK 98389B100 3,288 52,611 SH   SOLE   52,611 0 0
XILINX INC COMMON STOCK 983919101 50 506 SH   SOLE   506 0 0
ZOETIS INC COMMON STOCK 98978V103 2,364 17,249 SH   SOLE   17,249 0 0