The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABERDEEN STANDARD INVESTS ETFS COM 931142103 261 2,781 SH   SOLE   2,781 0 0
Anthem, INC. COM 779546100 299 6,402 SH   SOLE   6,402 0 0
Apple Inc. COM 036752103 327 1,193 SH   SOLE   1,193 0 0
ARGAN INCORPORATED COM 037833100 3,257 14,428 SH   SOLE   14,428 0 0
AT&T INCORPORATED COM 04010E109 1,462 34,002 SH   SOLE   34,002 0 0
Best Buy COM 00206R102 284 8,462 SH   SOLE   8,462 0 0
Bristol Myers Squibb Co Com COM 086516101 2,409 30,350 SH   SOLE   30,350 0 0
Buckle Incorporated COM 110122108 310 4,996 SH   SOLE   4,996 0 0
Cisco Systems Inc COM 118440106 569 24,692 SH   SOLE   24,692 0 0
Deluxe Corp COM 17275R102 2,960 60,839 SH   SOLE   60,839 0 0
DEUTSCH X TRKS MSCI EAFE HDG E COM 003261104 1,056 44,132 SH   SOLE   44,132 0 0
Disney Walt Company COM 248019101 1,564 27,460 SH   SOLE   27,460 0 0
Eaton Corp Com COM 254687106 281 2,405 SH   SOLE   2,405 0 0
Emerson Elec Co Com COM G29183103 297 3,428 SH   SOLE   3,428 0 0
First Eagle Overseas Fund Clas COM 01878t202 181 13,140 SH   SOLE   13,140 0 0
FIRST TRUST ENHANCED SHORT MTR COM 233051200 1,357 41,958 SH   SOLE   41,958 0 0
FIRST TRUST LRGE CAP CORE APAD COM 33739q408 3,894 64,884 SH   SOLE   64,884 0 0
FIRST TRUST TECHNOLOGY ALPHADE COM 33734k109 3,615 57,910 SH   SOLE   57,910 0 0
FMI FUNDS COMMON STOCK FUND COM 32008F200 276 11,236 SH   SOLE   11,236 0 0
FT DEVELOPED MKTS EX US ALPHAD COM 33734x176 1,848 29,088 SH   SOLE   29,088 0 0
FT EMERGING MARKETS ALPHADEX E COM 33737j174 4,393 73,989 SH   SOLE   73,989 0 0
Gamestop Corp COM 291011104 308 4,018 SH   SOLE   4,018 0 0
GENERAL MLS INCORPORATED COM 36467W109 541 35,415 SH   SOLE   35,415 0 0
Gilead Sciences Inc COM 370334104 201 4,689 SH   SOLE   4,689 0 0
Hewlett Packard Co COM 375558103 1,429 18,503 SH   SOLE   18,503 0 0
Intel Corp Com COM 40434L105 2,423 94,014 SH   SOLE   94,014 0 0
Interdigital, Inc. COM 458140100 297 6,278 SH   SOLE   6,278 0 0
Intl Business Machines Corp COM 45867G101 1,929 24,118 SH   SOLE   24,118 0 0
ISHARES CURRENCY HEDG MSCI EAF COM 33737j182 4,071 162,449 SH   SOLE   162,449 0 0
ISHARES MSCI ACWI EX US ETF COM 46434v803 1,363 45,540 SH   SOLE   45,540 0 0
ISHARES Russell 1000 ETF COM 464288240 1,860 39,011 SH   SOLE   39,011 0 0
ISHARES TR 1 3 YR TREAS BD COM 464287614 5,651 36,229 SH   SOLE   36,229 0 0
ISHARES TR FLTG RATE NT ETF COM 464287457 12,116 145,822 SH   SOLE   145,822 0 0
ISHARES TR IBOXX INV CP ETF COM 46429B655 944 18,504 SH   SOLE   18,504 0 0
ISHARES TR MBS ETF COM 464287242 902 7,847 SH   SOLE   7,847 0 0
Johnson & Johnson Com COM 459200101 248 1,637 SH   SOLE   1,637 0 0
Kimberly Clark Corp Com COM 478160104 276 1,999 SH   SOLE   1,999 0 0
KornFerry Int COM 494368103 253 2,227 SH   SOLE   2,227 0 0
Lam Research Corp Com COM 500643200 1,834 37,250 SH   SOLE   37,250 0 0
Lockheed Martin Corp Com COM 512807108 234 1,542 SH   SOLE   1,542 0 0
Lowe'S Companies Inc COM 539830109 300 868 SH   SOLE   868 0 0
Match Group INC COM 548661107 344 2,999 SH   SOLE   2,999 0 0
Mcdonalds Corp Com COM 57665R106 2,882 49,770 SH   SOLE   49,770 0 0
Michael Kors Holdings COM 580135101 283 1,693 SH   SOLE   1,693 0 0
MKS Instruments, Inc. COM G60754101 2,473 36,069 SH   SOLE   36,069 0 0
MSG Networks, Inc. COM 55306N104 2,053 25,616 SH   SOLE   25,616 0 0
Omnicom Group Inc Com COM 553573106 1,762 68,282 SH   SOLE   68,282 0 0
Oracle Corporation COM 681919106 1,185 17,425 SH   SOLE   17,425 0 0
PEPSICO INC COM COM 68389X105 2,539 49,240 SH   SOLE   49,240 0 0
Pfizer Inc Com COM 713448108 258 2,310 SH   SOLE   2,310 0 0
Procter & Gamble Co Com COM 717081103 315 7,152 SH   SOLE   7,152 0 0
Qualcomm Inc COM 742718109 249 2,997 SH   SOLE   2,997 0 0
SCHWAB US REIT ETF COM 464288588 543 5,259 SH   SOLE   5,259 0 0
SPDR S&P 500 ETF TRUST COM 747525103 314 4,361 SH   SOLE   4,361 0 0
Spdr S&P Midcap 400 ETF COM 78462F103 3,105 10,679 SH   SOLE   10,679 0 0
SPDR SER TR SPDR BLOOMBERG BAR COM 808524847 10,054 240,931 SH   SOLE   240,931 0 0
Syntel Inc COM 78467Y107 248 675 SH   SOLE   675 0 0
T ROWE PRICE DIVIDEND GROWTH COM 302933403 335 12,173 SH   SOLE   12,173 0 0
Texas Instrs Inc Com COM 87162H103 1,511 36,884 SH   SOLE   36,884 0 0
Tjx Companies, Inc. COM 882508104 279 2,605 SH   SOLE   2,605 0 0
United Therapeutics Corporatio COM 872540109 285 2,543 SH   SOLE   2,543 0 0
Unitedhealth Group Incorporate COM 91307C102 1,214 9,492 SH   SOLE   9,492 0 0
USANA Health Sciences, Inc COM 91324P102 1,875 7,046 SH   SOLE   7,046 0 0
VANGUARD CONSUMER DISCRETIONAR COM 78468R663 28,541 311,652 SH   SOLE   311,652 0 0
Vanguard Energy ETF COM 92204A108 1,604 8,891 SH   SOLE   8,891 0 0
VANGUARD HIGH DIVIDEND YIELD E COM 92204A306 1,437 13,675 SH   SOLE   13,675 0 0
Vanguard LongTerm Govt Bond ET COM 921946406 1,054 12,107 SH   SOLE   12,107 0 0
VANGUARD REIT ETF COM 92206C847 7,526 104,280 SH   SOLE   104,280 0 0
VANGUARD SHORT TERM CORPORATE COM 922908553 599 7,422 SH   SOLE   7,422 0 0
VANGUARD SHRT INF PROT SEC IND COM 92206C409 922 11,790 SH   SOLE   11,790 0 0
Vanguard Sm-Cap ETF COM 922020805 5,915 122,286 SH   SOLE   122,286 0 0
Vanguard Total Stock Market ET COM 922908751 3,144 19,336 SH   SOLE   19,336 0 0
Viacom Inc COM 90328M107 2,958 24,536 SH   SOLE   24,536 0 0
WALMART INCORPORATED COM 92553P201 1,103 32,669 SH   SOLE   32,669 0 0