REGULATORY CAPITAL REQUIREMENTS (Tables)

12 Months Ended

Dec. 31, 2018

Banking and Thrift [Abstract]

Schedule of Bank's actual regulatory capital amounts and ratios

The Company’s and the Bank’s actual regulatory capital amounts and ratios are presented in the following table.

	Actual				For Capital Adequacy Purposes				To Be Well Capitalized Under Prompt Corrective Action Provisions (2)
(in thousands)	Amount		Ratio (1)		Amount		Ratio (1)		Amount		Ratio (1)
December 31, 2018
Company
Total risk-based capital	$	326,235	12.9	%	$	202,836	8.0	%
Tier 1 risk-based capital	301,125		11.9		152,127		6.0
Common equity Tier 1 capital	271,435		10.7		114,095		4.5
Leverage	301,125		10.4		115,483		4.0
Bank
Total risk-based capital	$	274,492	10.8	%	$	202,800	8.0	%	$	253,501	10.0	%
Tier 1 risk-based capital	261,339		10.3		152,100		6.0		202,800		8.0
Common equity Tier 1 capital	261,339		10.3		114,075		4.5		164,775		6.5
Leverage	261,339		9.1		115,280		4.0		144,100		5.0
December 31, 2017
Company
Total risk-based capital	$	299,043	12.8	%	$	186,475	8.0	%
Tier 1 risk-based capital	274,469		11.8		139,856		6.0
Common equity Tier 1 capital	245,214		10.5		104,892		4.5
Leverage	274,469		10.0		109,298		4.0
Bank
Total risk-based capital	$	267,165	11.5	%	$	186,606	8.0	%	$	233,257	10.0	%
Tier 1 risk-based capital	254,512		10.9		139,954		6.0		186,606		8.0
Common equity Tier 1 capital	254,512		10.9		104,966		4.5		151,617		6.5
Leverage	254,512		9.3		109,226		4.0		136,532		5.0

(1) The Total risk-based capital ratio is defined as Tier 1 capital plus tier 2 capital divided by total risk-weighted assets. The Tier 1 risk-based capital ratio is defined as Tier 1 capital divided by total risk-weighted assets. CET1 risk-based capital ratio is defined as Tier 1 capital, with deductions for goodwill and other intangible assets (other than mortgage servicing assets), net of associated deferred tax liabilities, and limitations on the inclusion of deferred tax assets, mortgage servicing assets and investments in other financial institutions, in each case as provided further in the rules, divided by total risk-weighted assets. The Leverage ratio is defined as Tier 1 capital divided by the most recent quarter’s average total assets as adjusted.

(2) Prompt corrective action provisions are not applicable at the bank holding company level.