The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T COM 00206r102 1,541 45,880 SH   SOLE   44,300 0 1,580
Aaron's, Inc. COM 002535300 832 27,223 SH   SOLE   27,223 0 0
AbbVie Inc COM 00287y109 283 4,323 SH   SOLE   3,293 0 1,030
Abbott Labs COM 002824100 2,555 56,750 SH   SOLE   55,133 0 1,617
Ace Limited COM H0023r105 202 1,758 SH   SOLE   1,208 0 550
American Tower Corp COM 03027x100 300 3,036 SH   SOLE   2,726 0 310
Ameriprise Financial Inc. COM 03076c106 254 1,922 SH   SOLE   1,922 0 0
Anadarko Petroleum Corp. COM 032511107 1,220 14,785 SH   SOLE   14,585 0 200
Apple Computer Corp. COM 037833100 6,039 54,712 SH   SOLE   52,883 0 1,829
BB&T Corp COM 054937107 2,244 57,713 SH   SOLE   55,899 0 1,814
Bank of New York Co. Inc COM 064058100 3,636 89,618 SH   SOLE   86,695 0 2,923
Baxter International COM 071813109 826 11,265 SH   SOLE   11,220 0 45
Bed Bath & Beyond COM 075896100 1,718 22,550 SH   SOLE   22,550 0 0
Berkshire Hathaway 1/100th cla COM 084990175 452 200 SH   SOLE   200 0 0
Berkshire Hathaway Cl B COM 084670702 5,952 39,641 SH   SOLE   38,520 0 1,121
Blackrock, Inc. COM 09247x101 592 1,656 SH   SOLE   1,646 0 10
CSX Corporation COM 126408103 905 24,972 SH   SOLE   24,862 0 110
CVS Corp Del COM 126650100 3,629 37,683 SH   SOLE   36,653 0 1,030
Cabot Oil & Gas Corp COM 127097103 1,859 62,775 SH   SOLE   61,160 0 1,615
Charles Schwab Corp COM 808513105 3,296 109,190 SH   SOLE   105,850 0 3,340
Chevron Texaco Corp. COM 166764100 3,636 32,412 SH   SOLE   31,336 0 1,076
Cisco Systems Inc. COM 17275R102 823 29,598 SH   SOLE   29,488 0 110
Clorox Co. COM 189054109 202 1,936 SH   SOLE   1,906 0 30
Coca Cola COM 191216100 1,536 36,384 SH   SOLE   36,294 0 90
Comcast Corp COM 20030n101 3,437 59,242 SH   SOLE   57,777 0 1,465
ConocoPhillips COM 20825C104 1,171 16,960 SH   SOLE   16,900 0 60
Consumer Discretionary Select COM 81369y407 322 4,470 SH   SOLE   4,470 0 0
Consumer Staples Select Sector COM 81369Y308 286 5,895 SH   SOLE   5,895 0 0
Costco Whsl Group COM 22160K105 1,220 8,607 SH   SOLE   8,197 0 410
Cummins Inc. COM 231021106 1,982 13,748 SH   SOLE   13,085 0 663
Danaher Corp Del COM 235851102 4,737 55,271 SH   SOLE   53,529 0 1,742
Direct TV Group I COM 25490a309 459 5,290 SH   SOLE   4,670 0 620
DuPont E I De Nemour & Co COM 263534109 1,132 15,314 SH   SOLE   15,274 0 40
EOG Resources Inc. COM 26875p101 1,780 19,329 SH   SOLE   19,131 0 198
Ebay Inc COM 278642103 3,172 56,519 SH   SOLE   55,039 0 1,480
Emerson Electric COM 291011104 1,203 19,482 SH   SOLE   19,427 0 55
Energy Select Sector - SPDR COM 81369Y506 896 11,320 SH   SOLE   7,820 0 3,500
Express Scripts Inc. COM 30219g108 1,904 22,489 SH   SOLE   22,269 0 220
Exxon Mobil COM 30231G102 4,679 50,608 SH   SOLE   49,668 0 940
Financial Select Sector - SPDR COM 81369Y605 490 19,800 SH   SOLE   19,800 0 0
Ford Motor COM 345370860 399 25,720 SH   SOLE   25,580 0 140
General Electric COM 369604103 448 17,734 SH   SOLE   14,354 0 3,380
Genuine Parts COM 372460105 658 6,175 SH   SOLE   6,150 0 25
Google Inc. Class A COM 38259p508 3,660 6,898 SH   SOLE   6,700 0 198
Guggenheim S&P Equal Weight En COM 78355w866 243 3,590 SH   SOLE   3,590 0 0
Guggenheim S&P Equal Weight He COM 78355w841 435 3,050 SH   SOLE   3,050 0 0
HD Supply Holdings COM 40416m105 649 22,000 SH   SOLE   22,000 0 0
HomeDepot COM 437076102 1,969 18,757 SH   SOLE   18,757 0 0
IBM COM 459200101 247 1,542 SH   SOLE   1,542 0 0
Intel COM 458140100 5,378 148,197 SH   SOLE   144,696 0 3,501
JP Morgan Chase & Co. COM 46625H100 6,876 109,871 SH   SOLE   107,522 0 2,349
Johnson & Johnson COM 478160104 6,004 57,413 SH   SOLE   56,123 0 1,290
MSCI Emerging Markets Index Fu COM 464287234 226 5,747 SH   SOLE   5,747 0 0
MSCI Singapore - iShares COM 464286673 2,925 223,610 SH   SOLE   221,203 0 2,407
MSCI Switzerland - iShares COM 464286749 3,494 110,246 SH   SOLE   109,119 0 1,127
Market Vectors Pharmaceutical COM 57060u217 3,905 60,765 SH   SOLE   59,185 0 1,580
McDonald's Corp. COM 580135101 633 6,752 SH   SOLE   6,712 0 40
Merck & Co. Inc. Newcom COM 58933Y105 1,234 21,722 SH   SOLE   21,652 0 70
Microsoft Corp. COM 594918104 1,809 38,951 SH   SOLE   36,831 0 2,120
Mkt Vectors Biotech ETF COM 57060u183 3,087 26,755 SH   SOLE   25,977 0 778
Monsanto Corp. COM 61166W101 450 3,765 SH   SOLE   3,445 0 320
NextEra Energy COM 65339f101 2,780 26,154 SH   SOLE   25,249 0 905
Novartis ADR COM 66987V109 1,188 12,816 SH   SOLE   12,771 0 45
Oracle Corp. COM 68389X105 4,587 101,997 SH   SOLE   99,207 0 2,790
Paychex COM 704326107 1,085 23,510 SH   SOLE   23,435 0 75
PepsiCo Inc. COM 713448108 5,641 59,660 SH   SOLE   58,220 0 1,440
Philip Morris Intl Inc. COM 718172109 882 10,826 SH   SOLE   9,921 0 905
Polaris Industries COM 731068102 889 5,880 SH   SOLE   5,880 0 0
Potash Corp. of Saskatchewan COM 73755L107 909 25,724 SH   SOLE   25,644 0 80
Procter & Gamble COM 742718109 1,592 17,476 SH   SOLE   16,586 0 890
Qualcomm COM 747525103 7,281 97,960 SH   SOLE   96,149 0 1,811
Raytheon COM 755111507 5,846 54,045 SH   SOLE   53,065 0 980
Russell Mid-Cap Growth - iShar COM 464287481 488 5,237 SH   SOLE   3,027 0 2,210
Russell Mid-Cap Index Fund - i COM 464287499 3,712 22,224 SH   SOLE   22,134 0 90
S&P Depository Receipts ETF COM 78462F103 311 1,514 SH   SOLE   1,474 0 40
Scana COM 80589M102 3,517 58,236 SH   SOLE   56,281 0 1,955
Schlumberger Ltd COM 806857108 2,198 25,729 SH   SOLE   25,474 0 255
Schwab Emerging Markets COM 808524706 891 37,300 SH   SOLE   37,025 0 275
Schwab U.S. Large Cap COM 808524201 7,975 162,580 SH   SOLE   157,430 0 5,150
Schwab U.S. Mid-Cap COM 808524508 6,051 148,745 SH   SOLE   146,535 0 2,210
Starbucks Inc. COM 855244109 252 3,071 SH   SOLE   3,071 0 0
T. Rowe Price Group, Inc. COM 74144t108 317 3,688 SH   SOLE   3,238 0 450
TJX Co Inc. COM 872540109 4,015 58,541 SH   SOLE   56,343 0 2,198
Target Corp. COM 87612e106 717 9,450 SH   SOLE   8,485 0 965
The Priceline Group COM 741503403 2,786 2,443 SH   SOLE   2,378 0 65
The Southern Company COM 842587107 1,224 24,915 SH   SOLE   24,835 0 80
The Walt Disney Company COM 254687106 4,916 52,194 SH   SOLE   50,553 0 1,641
Thermo Fisher Scientific COM 883556102 1,824 14,562 SH   SOLE   14,017 0 545
Toyota Motor CP ADR New COM 892331307 324 2,581 SH   SOLE   2,581 0 0
U.S. Bancorp New COM 902973304 3,568 79,383 SH   SOLE   76,951 0 2,432
UPS COM 911312106 1,428 12,841 SH   SOLE   11,801 0 1,040
Union Pacific Corp COM 907818108 6,357 53,366 SH   SOLE   51,888 0 1,478
United Technologies Corp. COM 913017109 203 1,765 SH   SOLE   1,765 0 0
UnitedHealth Group COM 91324P102 2,365 23,395 SH   SOLE   22,720 0 675
Vanguard Dividend Appreciation COM 921908844 774 9,534 SH   SOLE   9,534 0 0
Vanguard FTSE Developed Market COM 921943858 1,501 39,615 SH   SOLE   39,405 0 210
Vanguard FTSE International Eq COM 922042775 208 4,441 SH   SOLE   4,216 0 225
Vanguard High Dividend Yield I COM 921946406 4,474 65,070 SH   SOLE   64,650 0 420
Vanguard Industrials COM 92204a603 330 3,088 SH   SOLE   3,088 0 0
Vanguard Information Technolog COM 92204a702 407 3,895 SH   SOLE   3,895 0 0
Vanguard Materials COM 92204a801 4,064 37,844 SH   SOLE   36,323 0 1,521
Vanguard S&P 500 COM 922908363 885 4,695 SH   SOLE   4,695 0 0
Vanguard Total Stock Market ET COM 922908769 1,146 10,811 SH   SOLE   10,721 0 90
Verizon Communications COM 92343V104 3,947 84,364 SH   SOLE   82,641 0 1,723
WalMart COM 931142103 3,003 34,966 SH   SOLE   33,954 0 1,012
Wells Fargo New COM 949746101 2,616 47,726 SH   SOLE   47,651 0 75
Wisdom Tree Japan Hedged Equit COM 97717w851 2,286 46,430 SH   SOLE   45,983 0 447
WisdomTree Europe Hedged Equit COM 97717x701 861 15,480 SH   SOLE   15,385 0 95
Realty Income Corp. REL 756109104 5,047 105,784 SH   SOLE   103,498 0 2,286
Vanguard REIT ETF REL 922908553 911 11,247 SH   SOLE   11,152 0 95
Spectra Energy OAS 847560109 3,599 99,156 SH   SOLE   98,361 0 795