The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Corp. COM 88579Y101 216 1,595 SH   SOLE   1,595 0 0
AFLAC Inc. COM 001055102 332 5,259 SH   SOLE   4,199 0 1,060
AT&T COM 00206r102 1,460 41,630 SH   SOLE   41,530 0 100
Aaron's, Inc. COM 002535300 823 27,223 SH   SOLE   27,223 0 0
AbbVie Inc COM 00287y109 207 4,025 SH   SOLE   2,995 0 1,030
Abbott Labs COM 002824100 2,115 54,910 SH   SOLE   53,268 0 1,642
Ace Limited COM H0023r105 224 2,258 SH   SOLE   1,708 0 550
American Tower Corp COM 03027x100 224 2,739 SH   SOLE   2,739 0 0
Ameriprise Financial Inc. COM 03076c106 324 2,940 SH   SOLE   2,940 0 0
Apple Computer Corp. COM 037833100 4,149 7,730 SH   SOLE   7,460 0 270
BB&T Corp COM 054937107 3,557 88,553 SH   SOLE   86,154 0 2,399
Bank of New York Co. Inc COM 064058100 5,104 144,640 SH   SOLE   141,072 0 3,568
Baxter International COM 071813109 667 9,070 SH   SOLE   9,025 0 45
Bed Bath & Beyond COM 075896100 5,078 73,810 SH   SOLE   72,920 0 890
Berkshire Hathaway Cl B COM 084670702 4,808 38,473 SH   SOLE   37,297 0 1,176
Blackrock, Inc. COM 09247x101 431 1,370 SH   SOLE   1,360 0 10
CSX Corporation COM 126408103 543 18,752 SH   SOLE   18,642 0 110
Chevron Texaco Corp. COM 166764100 3,899 32,791 SH   SOLE   31,715 0 1,076
Cisco Systems Inc. COM 17275R102 683 30,483 SH   SOLE   30,293 0 190
Clorox Co. COM 189054109 351 3,991 SH   SOLE   3,946 0 45
Coca Cola COM 191216100 1,151 29,775 SH   SOLE   29,685 0 90
Comcast Corp COM 20030n101 3,844 76,824 SH   SOLE   75,119 0 1,705
ConocoPhillips COM 20825C104 930 13,220 SH   SOLE   13,160 0 60
Consumer Discretionary Select COM 81369y407 964 14,889 SH   SOLE   14,744 0 145
Consumer Staples Select Sector COM 81369Y308 929 21,565 SH   SOLE   21,370 0 195
Costco Whsl Group COM 22160K105 954 8,539 SH   SOLE   8,129 0 410
Cummins Inc. COM 231021106 3,915 26,278 SH   SOLE   25,485 0 793
Danaher Corp Del COM 235851102 5,363 71,506 SH   SOLE   69,564 0 1,942
Direct TV Group I COM 25490a309 452 5,910 SH   SOLE   4,900 0 1,010
DuPont E I De Nemour & Co COM 263534109 942 14,036 SH   SOLE   13,996 0 40
EOG Resources Inc. COM 26875p101 2,012 10,258 SH   SOLE   9,899 0 359
Eastman Chemical Co. COM 277432100 204 2,364 SH   SOLE   2,364 0 0
Ebay Inc COM 278642103 3,277 59,317 SH   SOLE   57,682 0 1,635
Emerson Electric COM 291011104 1,313 19,662 SH   SOLE   19,592 0 70
Express Scripts Inc. COM 30219g108 1,859 24,760 SH   SOLE   23,895 0 865
Exxon Mobil COM 30231G102 4,854 49,696 SH   SOLE   48,771 0 925
Financial Select Sector - SPDR COM 81369Y605 1,537 68,812 SH   SOLE   68,182 0 630
Ford Motor COM 345370860 325 20,810 SH   SOLE   20,670 0 140
General Electric COM 369604103 3,570 137,878 SH   SOLE   133,096 0 4,782
Genuine Parts COM 372460105 399 4,590 SH   SOLE   4,565 0 25
Guggenheim S&P Equal Weight En COM 78355w866 944 11,485 SH   SOLE   11,375 0 110
Guggenheim S&P Equal Weight He COM 78355w841 1,180 10,050 SH   SOLE   9,965 0 85
HD Supply Holdings COM 40416m105 575 22,000 SH   SOLE   22,000 0 0
HomeDepot COM 437076102 1,487 18,787 SH   SOLE   18,252 0 535
IBM COM 459200101 320 1,662 SH   SOLE   1,662 0 0
Intel COM 458140100 4,118 159,535 SH   SOLE   155,224 0 4,311
JP Morgan Chase & Co. COM 46625H100 6,373 104,970 SH   SOLE   102,106 0 2,864
Johnson & Johnson COM 478160104 5,662 57,636 SH   SOLE   56,311 0 1,325
MSCI EAFE Index Fund - iShares COM 464287465 227 3,375 SH   SOLE   3,375 0 0
MSCI Emerging Markets Index Fu COM 464287234 318 7,747 SH   SOLE   7,747 0 0
MSCI Emerging Markets Min Vol COM 464286533 458 8,010 SH   SOLE   8,010 0 0
MSCI Germany - iShares COM 464286806 4,742 151,249 SH   SOLE   149,705 0 1,544
MSCI Singapore - iShares COM 464286673 3,006 230,205 SH   SOLE   227,618 0 2,587
MSCI Switzerland - iShares COM 464286749 4,971 144,766 SH   SOLE   143,309 0 1,457
McDonald's Corp. COM 580135101 814 8,305 SH   SOLE   8,265 0 40
Merck & Co. Inc. Newcom COM 58933Y105 1,082 19,067 SH   SOLE   18,977 0 90
Microsoft Corp. COM 594918104 1,458 35,559 SH   SOLE   33,409 0 2,150
Mkt Vectors Biotech ETF COM 57060u183 3,608 39,680 SH   SOLE   38,492 0 1,188
Monsanto Corp. COM 61166W101 294 2,580 SH   SOLE   2,580 0 0
NextEra Energy COM 65339f101 2,656 27,776 SH   SOLE   26,801 0 975
Northern Trust Corp COM 665859104 287 4,375 SH   SOLE   4,375 0 0
Novartis ADR COM 66987V109 894 10,516 SH   SOLE   10,456 0 60
Oracle Corp. COM 68389X105 4,290 104,864 SH   SOLE   102,134 0 2,730
Paychex COM 704326107 843 19,800 SH   SOLE   19,690 0 110
PepsiCo Inc. COM 713448108 4,952 59,304 SH   SOLE   57,519 0 1,785
Pfizer Incorporated COM 717081103 3,493 108,756 SH   SOLE   105,603 0 3,153
Philip Morris Intl Inc. COM 718172109 715 8,737 SH   SOLE   7,832 0 905
Polaris Industries COM 731068102 636 4,550 SH   SOLE   4,550 0 0
Potash Corp. of Saskatchewan COM 73755L107 788 21,745 SH   SOLE   21,665 0 80
Procter & Gamble COM 742718109 1,302 16,154 SH   SOLE   15,264 0 890
Qualcomm COM 747525103 7,368 93,435 SH   SOLE   91,199 0 2,236
Range Resources Corp COM 75281a109 2,265 27,301 SH   SOLE   26,181 0 1,120
Raytheon COM 755111507 1,241 12,560 SH   SOLE   11,950 0 610
Russell Mid-Cap Growth - iShar COM 464287481 582 6,782 SH   SOLE   4,572 0 2,210
Russell Mid-Cap Index Fund - i COM 464287499 3,646 23,559 SH   SOLE   23,424 0 135
S&P Global Telecom Sector - iS COM 464287275 206 3,084 SH   SOLE   3,054 0 30
Scana COM 80589M102 3,047 59,381 SH   SOLE   57,391 0 1,990
Schlumberger Ltd COM 806857108 2,773 28,442 SH   SOLE   27,487 0 955
Schwab Emerging Markets COM 808524706 649 26,660 SH   SOLE   26,450 0 210
Schwab U.S. Large Cap COM 808524201 18,568 415,300 SH   SOLE   411,280 0 4,020
Schwab U.S. Mid-Cap COM 808524508 4,975 128,850 SH   SOLE   127,045 0 1,805
Siemens AG ADR COM 826197501 899 6,650 SH   SOLE   6,610 0 40
Starbucks Inc. COM 855244109 225 3,071 SH   SOLE   3,071 0 0
T. Rowe Price Group, Inc. COM 74144t108 307 3,732 SH   SOLE   3,282 0 450
TJX Co Inc. COM 872540109 4,429 73,022 SH   SOLE   70,644 0 2,378
Target Corp. COM 87612e106 594 9,810 SH   SOLE   8,845 0 965
The Southern Company COM 842587107 953 21,700 SH   SOLE   21,620 0 80
The Walt Disney Company COM 254687106 4,229 52,814 SH   SOLE   51,223 0 1,591
Thermo Fisher Scientific COM 883556102 1,822 15,150 SH   SOLE   14,595 0 555
Toyota Motor CP ADR New COM 892331307 261 2,311 SH   SOLE   2,311 0 0
U.S. Bancorp New COM 902973304 3,476 81,109 SH   SOLE   78,637 0 2,472
UPS COM 911312106 1,030 10,577 SH   SOLE   9,537 0 1,040
Union Pacific Corp COM 907818108 5,005 26,669 SH   SOLE   25,840 0 829
UnitedHealth Group COM 91324P102 1,968 24,000 SH   SOLE   23,315 0 685
Valero Energy COM 91913Y100 1,792 33,740 SH   SOLE   32,955 0 785
Vanguard Dividend Appreciation COM 921908844 748 9,942 SH   SOLE   9,942 0 0
Vanguard FTSE Developed Market COM 921943858 1,326 32,130 SH   SOLE   31,890 0 240
Vanguard High Dividend Yield I COM 921946406 2,192 34,735 SH   SOLE   34,535 0 200
Vanguard Industrials COM 92204a603 1,107 11,008 SH   SOLE   10,903 0 105
Vanguard Information Technolog COM 92204a702 1,376 15,035 SH   SOLE   14,885 0 150
Vanguard Materials COM 92204a801 4,265 40,116 SH   SOLE   38,570 0 1,546
Vanguard S&P 500 COM 922908363 887 5,179 SH   SOLE   5,179 0 0
Vanguard Total Stock Market ET COM 922908769 1,104 11,325 SH   SOLE   11,106 0 219
Verizon Communications COM 92343V104 3,751 78,849 SH   SOLE   76,056 0 2,793
WalMart COM 931142103 3,511 45,931 SH   SOLE   44,549 0 1,382
Wells Fargo New COM 949746101 2,258 45,401 SH   SOLE   45,301 0 100
Wisdom Tree Japan Hedged Equit COM 97717w851 2,148 45,373 SH   SOLE   44,886 0 487
Realty Income Corp. REL 756109104 4,087 100,026 SH   SOLE   97,335 0 2,691
Vanguard REIT ETF REL 922908553 218 3,090 SH   SOLE   3,090 0 0