The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Corp. COM 88579Y101 224 1,595 SH   SOLE   1,595 0 0
AFLAC Inc. COM 001055102 1,105 16,540 SH   SOLE   15,400 0 1,140
AT&T COM 00206r102 1,451 41,257 SH   SOLE   41,157 0 100
Aaron's, Inc. COM 002535300 800 27,223 SH   SOLE   27,223 0 0
AbbVie Inc COM 00287y109 223 4,225 SH   SOLE   3,195 0 1,030
Abbott Labs COM 002824100 2,165 56,485 SH   SOLE   54,843 0 1,642
Ace Limited COM H0023r105 4,076 39,366 SH   SOLE   38,476 0 890
American Express COM 025816109 208 2,296 SH   SOLE   1,116 0 1,180
American Tower Corp COM 03027x100 219 2,739 SH   SOLE   2,739 0 0
Ameriprise Financial Inc. COM 03076c106 338 2,940 SH   SOLE   2,940 0 0
Apache Petroleum COM 037411105 2,857 33,246 SH   SOLE   31,888 0 1,358
Apple Computer Corp. COM 037833100 4,583 8,169 SH   SOLE   7,869 0 300
BB&T Corp COM 054937107 3,469 92,953 SH   SOLE   90,554 0 2,399
Bank of New York Co. Inc COM 064058100 5,420 155,118 SH   SOLE   150,370 0 4,748
Baxter International COM 071813109 422 6,065 SH   SOLE   6,020 0 45
Bed Bath & Beyond COM 075896100 1,807 22,500 SH   SOLE   22,500 0 0
Berkshire Hathaway Cl B COM 084670702 4,658 39,288 SH   SOLE   38,112 0 1,176
Chevron Texaco Corp. COM 166764100 4,722 37,803 SH   SOLE   36,712 0 1,091
Cisco Systems Inc. COM 17275R102 3,646 162,570 SH   SOLE   158,212 0 4,358
Clorox Co. COM 189054109 4,541 48,951 SH   SOLE   47,751 0 1,200
Coca Cola COM 191216100 1,212 29,344 SH   SOLE   29,254 0 90
Comcast Corp COM 20030n101 4,091 78,724 SH   SOLE   77,929 0 795
ConocoPhillips COM 20825C104 966 13,680 SH   SOLE   13,620 0 60
Consumer Discretionary Select COM 81369y407 1,017 15,219 SH   SOLE   15,074 0 145
Consumer Staples Select Sector COM 81369Y308 942 21,915 SH   SOLE   21,720 0 195
Costco Whsl Group COM 22160K105 991 8,329 SH   SOLE   8,329 0 0
Cummins Inc. COM 231021106 3,956 28,063 SH   SOLE   27,270 0 793
Danaher Corp Del COM 235851102 5,867 75,996 SH   SOLE   73,844 0 2,152
Direct TV Group I COM 25490a309 442 6,400 SH   SOLE   4,900 0 1,500
DuPont E I De Nemour & Co COM 263534109 921 14,181 SH   SOLE   14,141 0 40
EMC Corporation COM 268648102 2,530 100,598 SH   SOLE   97,609 0 2,989
Ebay Inc COM 278642103 3,396 61,897 SH   SOLE   60,262 0 1,635
Emerson Electric COM 291011104 1,370 19,520 SH   SOLE   19,450 0 70
Exxon Mobil COM 30231G102 4,430 43,771 SH   SOLE   42,891 0 880
Financial Select Sector - SPDR COM 81369Y605 1,553 71,037 SH   SOLE   70,407 0 630
General Electric COM 369604103 4,654 166,048 SH   SOLE   159,856 0 6,192
Genuine Parts COM 372460105 538 6,465 SH   SOLE   6,405 0 60
Google Inc. COM 38259p508 7,410 6,612 SH   SOLE   6,404 0 208
Guggenheim S&P Equal Weight En COM 78355w866 953 11,800 SH   SOLE   11,690 0 110
Guggenheim S&P Equal Weight He COM 78355w841 1,132 10,250 SH   SOLE   10,165 0 85
HomeDepot COM 437076102 1,577 19,157 SH   SOLE   18,622 0 535
Honda Motor Corp. COM 438128308 207 5,000 SH   SOLE   5,000 0 0
IBM COM 459200101 383 2,043 SH   SOLE   2,043 0 0
Intel COM 458140100 4,289 165,237 SH   SOLE   160,866 0 4,371
JP Morgan Chase & Co. COM 46625H100 6,530 111,665 SH   SOLE   108,801 0 2,864
Johnson & Johnson COM 478160104 5,562 60,729 SH   SOLE   59,404 0 1,325
Kinder Morgan Inc COM 49456b101 3,629 100,805 SH   SOLE   98,646 0 2,159
Lorillard Inc. COM 544147101 647 12,770 SH   SOLE   12,695 0 75
MSCI EAFE Index Fund - iShares COM 464287465 234 3,485 SH   SOLE   3,485 0 0
MSCI Emerging Markets Index Fu COM 464287234 636 15,216 SH   SOLE   15,174 0 42
MSCI Emerging Markets Min Vol COM 464286533 7,679 131,805 SH   SOLE   130,526 0 1,279
MSCI Germany - iShares COM 464286806 5,367 168,999 SH   SOLE   167,355 0 1,644
MSCI Pacific ex-Japan - iShare COM 464286665 252 5,385 SH   SOLE   5,335 0 50
MSCI Singapore - iShares COM 464286673 3,266 247,953 SH   SOLE   245,666 0 2,287
MSCI Switzerland - iShares COM 464286749 5,429 164,573 SH   SOLE   163,036 0 1,537
McDonald's Corp. COM 580135101 3,818 39,348 SH   SOLE   38,380 0 968
Merck & Co. Inc. Newcom COM 58933Y105 946 18,897 SH   SOLE   18,807 0 90
Microsoft Corp. COM 594918104 1,299 34,734 SH   SOLE   32,584 0 2,150
Mkt Vectors Biotech ETF COM 57060u183 3,720 42,020 SH   SOLE   40,702 0 1,318
Monsanto Corp. COM 61166W101 301 2,580 SH   SOLE   2,580 0 0
NextEra Energy COM 65339f101 3,992 46,625 SH   SOLE   45,235 0 1,390
Northern Trust Corp COM 665859104 620 10,015 SH   SOLE   9,945 0 70
Novartis ADR COM 66987V109 877 10,905 SH   SOLE   10,845 0 60
Oracle Corp. COM 68389X105 4,250 111,084 SH   SOLE   108,034 0 3,050
Paychex COM 704326107 908 19,934 SH   SOLE   19,824 0 110
PepsiCo Inc. COM 713448108 5,117 61,699 SH   SOLE   59,809 0 1,890
Pfizer Incorporated COM 717081103 3,513 114,696 SH   SOLE   111,543 0 3,153
Philip Morris Intl Inc. COM 718172109 298 3,422 SH   SOLE   3,422 0 0
Polaris Industries COM 731068102 663 4,550 SH   SOLE   4,550 0 0
Potash Corp. of Saskatchewan COM 73755L107 693 21,025 SH   SOLE   20,945 0 80
Procter & Gamble COM 742718109 1,222 15,010 SH   SOLE   15,010 0 0
Qualcomm COM 747525103 7,140 96,160 SH   SOLE   93,924 0 2,236
Range Resources Corp COM 75281a109 3,537 41,956 SH   SOLE   40,401 0 1,555
Raytheon COM 755111507 1,192 13,141 SH   SOLE   12,531 0 610
Russell Mid-Cap Growth - iShar COM 464287481 597 7,072 SH   SOLE   4,752 0 2,320
Russell Mid-Cap Index Fund - i COM 464287499 5,805 38,707 SH   SOLE   38,302 0 405
S&P Global Telecom Sector - iS COM 464287275 217 3,179 SH   SOLE   3,149 0 30
Scana COM 80589M102 2,828 60,268 SH   SOLE   58,278 0 1,990
Schwab U.S. Mid-Cap COM 808524508 822 21,950 SH   SOLE   21,730 0 220
Siemens AG ADR COM 826197501 959 6,925 SH   SOLE   6,885 0 40
Starbucks Inc. COM 855244109 241 3,071 SH   SOLE   3,071 0 0
T. Rowe Price Group, Inc. COM 74144t108 331 3,952 SH   SOLE   3,502 0 450
TJX Co Inc. COM 872540109 7,173 112,552 SH   SOLE   109,779 0 2,773
Target Corp. COM 87612e106 589 9,315 SH   SOLE   9,260 0 55
The Southern Company COM 842587107 777 18,894 SH   SOLE   18,814 0 80
The Walt Disney Company COM 254687106 4,216 55,179 SH   SOLE   53,568 0 1,611
Toyota Motor CP ADR New COM 892331307 294 2,411 SH   SOLE   2,411 0 0
U.S. Bancorp New COM 902973304 5,175 128,094 SH   SOLE   125,107 0 2,987
UPS COM 911312106 971 9,238 SH   SOLE   8,198 0 1,040
Union Pacific Corp COM 907818108 4,516 26,879 SH   SOLE   26,050 0 829
Utilities Select Sector - SPDR COM 81369Y886 201 5,290 SH   SOLE   5,290 0 0
Vanguard Dividend Appreciation COM 921908844 690 9,176 SH   SOLE   9,176 0 0
Vanguard FTSE Developed Market COM 921943858 212 5,095 SH   SOLE   5,095 0 0
Vanguard Industrials COM 92204a603 1,118 11,173 SH   SOLE   11,068 0 105
Vanguard Information Technolog COM 92204a702 1,374 15,350 SH   SOLE   15,200 0 150
Vanguard Materials COM 92204a801 4,283 41,486 SH   SOLE   40,205 0 1,281
Vanguard S&P 500 COM 922908363 846 4,999 SH   SOLE   4,999 0 0
Vanguard Total Stock Market ET COM 922908769 1,090 11,368 SH   SOLE   11,149 0 219
Verizon Communications COM 92343V104 3,720 75,703 SH   SOLE   73,250 0 2,453
WalMart COM 931142103 3,799 48,275 SH   SOLE   46,868 0 1,407
Wells Fargo New COM 949746101 2,065 45,491 SH   SOLE   45,391 0 100
Wisdom Tree Japan Hedged Equit COM 97717w851 2,527 49,699 SH   SOLE   49,212 0 487
Zoetis Inc COM 98978v103 3,689 112,837 SH   SOLE   110,347 0 2,490
Realty Income Corp. REL 756109104 3,484 93,331 SH   SOLE   92,430 0 901
Gold Trust - SPDR OAS 78463v107 4,301 37,040 SH   SOLE   36,643 0 397
iShares Gold Trust OAS 464285105 379 32,470 SH   SOLE   32,470 0 0