8-K

                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                                Washington, D.C.

                                    FORM 8-K

                Current Report Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934



Date of Report (Date of earliest event reported) June 15, 2004
                                                 -------------


                          TEMECULA VALLEY BANCORP INC.
- -------------------------------------------------------------------------------
             (Exact name of Registrant as specified in its charter)




         DELAWARE                                              46-0476193
- -------------------------------    ----------------------  --------------------
 (State or other jurisdiction          (File number)         (I.R.S. Employer
    of incorporation)                                       Identification No.)



27710 Jefferson Avenue,
Suite A100, Temecula, CA                                        92590
- ---------------------------------------                 -----------------------
(Address of principal executive office)                      (Zip Code)


Registrant's telephone number, including area code:          (909) 694-9940
                                                         ---------------------



          (Former name or former address, if changed since last report)



                                     1 of 2
                            Exhibit Index on Page 2


ITEM 7.   FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS

         (C)      Exhibits

                  99       Press Release

                                   SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


Dated: June 15, 2004      TEMECULA VALLEY BANCORP INC.


                          By:       /S/ Stephen H. Wacknitz
                                   ---------------------------------------
                                   Stephen H. Wacknitz
                                   President and Chief Executive Officer



                          By:       /S/ DONALD A. PITCHER
                                   ---------------------------------------
                                   DONALD A. PITCHER
                                   Executive Vice President
                                   Chief Financial Officer




                                  EXHIBIT INDEX
                                  -------------


EXHIBIT NO.                DESCRIPTION                    PAGE NO.
- -----------                -----------                    --------

99                         Press Release                        3

EX-99.1

                                                                    Exhibit 99.1


                   Temecula Valley Bank Announces the Opening
              of their Sixth Full Service Office in Rancho Bernardo

    TEMECULA, Calif.--(BUSINESS WIRE)--June 15, 2004--Temecula Valley
Bank (OTCBB:TMCV) announces the opening of their sixth full service
office at 16469 Bernardo Center Drive, San Diego. The new,
5,000-square-foot office will provide current and new Temecula Valley
Bank customers in North San Diego County convenient access to the
bank's full line of business and personal financial products and
services. The office can easily be reached from Interstate 15 freeway
off of the Bernardo Center Drive exit. Hours for the new office are
9:00 am-5:00 pm, Monday through Thursday, and Friday from 9:00 am-6:00
pm. With over thirty-three years of commercial banking experience in
North County, Carl Kruse has joined the bank as Senior Vice President
and he will manage the Rancho Bernardo office. Becky Rash also joins
the Rancho Bernardo team as the Branch Operations Officer. Mr. Kruse
can be reached by calling 858-385-5100.
    "The continued growth in North San Diego County provides us with
an opportunity to enter into a new growth market and to introduce our
unique style of relationship banking to business customers in Rancho
Bernardo," said Stephen H. Wacknitz, President and CEO.
    Temecula Valley Bank was established in 1996 and operates full
service offices in Temecula, Murrieta, Fallbrook, Escondido, Rancho
Bernardo and El Cajon, Calif. Temecula Valley Bancorp was established
in June 2002 and operates as a one-bank holding company for Temecula
Valley Bank. As a Preferred Lender (PLP) since 1998, the locally owned
and operated bank also has SBA loan production offices in Sherman
Oaks, Sacramento, Fresno, Chico, Anaheim Hills and Irvine, Calif.;
Bellevue, Wash; Gurnee, Ill.; Ocean City, N.J.; Westlake, Ohio;
Tampa/St. Petersburg, Coral Springs and Jacksonville, Fla.; and
Cumming, Ga. The Bancorp's common stock is traded over the counter
with the stock symbol "TMCV.OB," and the banks' Internet website can
be reached at www.temvalbank.com.

    CONTACT: Temecula Valley Bank
             Stephen H. Wacknitz, 909-694-9940