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Loss and Loss Adjustment Expense Reserves (Details) - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Jun. 30, 2024
Dec. 31, 2023
Reserves for losses and LAE at beginning of year $ 603,081 $ 549,598    
Less receivable from reinsurers related to unpaid losses and LAE (112,623) (93,394)    
Net reserves for losses and LAE at beginning of year 490,458 456,204    
Incurred losses and LAE, related to:        
Current year 562,568 505,194    
Prior years (38,938) (34,997)    
Total incurred losses and LAE 523,630 470,197    
Paid losses and LAE related to:        
Current year 310,855 223,945    
Prior years 190,654 224,989    
Total paid losses and LAE 501,509 448,934    
Net reserves for losses and LAE at end of period 512,579 477,467    
Plus receivable from reinsurers related to unpaid losses and LAE 131,596 106,708   $ 112,623
Reserves for losses and LAE at end of period 644,175 584,175    
Prior year accident reserves decrease 38,938 $ 34,997    
Fair plan liability for claims and claims adjustment expense     $ 11,802  
FAIR Plan, total net asset     $ 13,254  
Fair Plan Restructuring        
Paid losses and LAE related to:        
FAIR Plan underwriting gain $ 10,057