Consolidated Statements of Operations (Unaudited) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Revenues
Net earned premiums	$ 155,536	$ 144,646
Net investment income	9,909	10,165
Net realized gains (losses) on investments	456	(419)
Finance and other service income	4,505	4,405
Total revenue	170,406	158,797
Expenses
Losses and loss adjustment expenses	98,044	121,630
Underwriting, operating and related expenses	48,538	42,629
Interest expense	22	22
Total expenses	146,604	164,281
Income (loss) before income taxes	23,802	(5,484)
Income tax expense (benefit)	6,593	(1,530)
Net income (loss)	$ 17,209	$ (3,954)
Earnings (loss) per weighted average common share:
Basic	$ 1.13	$ (0.26)
Diluted	$ 1.13	$ (0.26)
Cash dividends paid per common share	$ 0.50	$ 0.50
Number of shares used in computing earnings (loss) per share:
Basic	15,217,360	15,100,293
Diluted	15,225,852	15,100,293