The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287y109   372 2,494 SH   SOLE   2,494 0 0
ALPHABET INC. CLASS A COM 02079k305   487 3,720 SH   SOLE   3,720 0 0
ALPHABET INC. CLASS C COM 02079k107   736 5,580 SH   SOLE   5,580 0 0
ALTRIA GROUP INC COM 02209s103   205 4,864 SH   SOLE   4,864 0 0
AMAZON.COM INC COM 023135106   5,446 42,845 SH   SOLE   42,845 0 0
APPLE INC COM 037833100   7,901 46,146 SH   SOLE   46,146 0 0
BANK OF AMERICA CORP COM 060505104   282 10,300 SH   SOLE   10,300 0 0
BERKSHIRE HATHAWAY CLASS B COM 084670702   4,326 12,350 SH   SOLE   12,350 0 0
BOEING CO COM 097023105   283 1,478 SH   SOLE   1,478 0 0
C BOND SYSTEMS INC COM 12508x109   0 50,000 SH   SOLE   50,000 0 0
CANADIAN PACIFIC KANSA F COM 13646k108   268 3,605 SH   SOLE   3,605 0 0
CATERPILLAR INC COM 149123101   250 916 SH   SOLE   916 0 0
CHEVRON CORP COM 166764100   359 2,128 SH   SOLE   2,128 0 0
CISCO SYSTEMS INC COM 17275r102   235 4,373 SH   SOLE   4,373 0 0
CONSTELLATION BRAND CLASS A COM 21036p108   214 850 SH   SOLE   850 0 0
COSTCO WHOLESALE CO COM 22160k105   926 1,639 SH   SOLE   1,639 0 0
DOVER CORP COM 260003108   287 2,056 SH   SOLE   2,056 0 0
EATON CORP PLC F COM g29183103   391 1,835 SH   SOLE   1,835 0 0
EXXON MOBIL CORP COM 30231g102   407 3,462 SH   SOLE   3,462 0 0
JOHNSON & JOHNSON COM 478160104   609 3,911 SH   SOLE   3,911 0 0
JPMORGAN CHASE & CO COM 46625h100   1,740 11,996 SH   SOLE   11,996 0 0
MCDONALDS CORP COM 580135101   497 1,887 SH   SOLE   1,887 0 0
MERCK & CO. INC. COM 58933y105   741 7,199 SH   SOLE   7,199 0 0
META PLATFORMS INC CLASS A COM 30303m102   527 1,757 SH   SOLE   1,757 0 0
MICROSOFT CORP COM 594918104   9,554 30,258 SH   SOLE   30,258 0 0
NVIDIA CORP COM 67066g104   209 480 SH   SOLE   480 0 0
ORACLE CORP COM 68389x105   424 4,000 SH   SOLE   4,000 0 0
PACCAR INC COM 693718108   232 2,730 SH   SOLE   2,730 0 0
PALO ALTO NETWORKS COM 697435105   352 1,500 SH   SOLE   1,500 0 0
PROCTER & GAMBLE COM 742718109   324 2,221 SH   SOLE   2,221 0 0
SALESFORCE INC COM 79466l302   297 1,467 SH   SOLE   1,467 0 0
STARBUCKS CORP COM 855244109   461 5,049 SH   SOLE   5,049 0 0
TESLA INC COM 88160r101   213 850 SH   SOLE   850 0 0
UNITEDHEALTH GRP INC COM 91324p102   604 1,197 SH   SOLE   1,197 0 0
VERIZON COMMUNICATN COM 92343v104   278 8,589 SH   SOLE   8,589 0 0
VISA INC CLASS A COM 92826c839   402 1,747 SH   SOLE   1,747 0 0
WALT DISNEY CO COM 254687106   270 3,332 SH   SOLE   3,332 0 0
ZOETIS INC CLASS A COM 98978v103   435 2,499 SH   SOLE   2,499 0 0
ENERGY SELECT SECTOR SPDR ETF ETF 81369y506   371 4,103 SH   SOLE   4,103 0 0
INVSC QQQ TRUST SRS 1 ETF IV ETF 46090e103   722 2,016 SH   SOLE   2,016 0 0
ISHARES COHEN AND STEERS REIT ETF 464287564   803 16,008 SH   SOLE   16,008 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   2,714 6,321 SH   SOLE   6,321 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   3,957 15,869 SH   SOLE   15,869 0 0
ISHARES CORE S&P SMALL-CAP ETF ETF 464287804   694 7,362 SH   SOLE   7,362 0 0
ISHARES DOW JONES US ETF ETF 464287846   632 6,049 SH   SOLE   6,049 0 0
ISHARES MSCI EAFE ETF ETF 464287465   261 3,784 SH   SOLE   3,784 0 0
ISHARES MSCI EMERGING MARKETS ETF 464287234   982 25,889 SH   SOLE   25,889 0 0
ISHARES PREFERRED INCOME SEC E ETF 464288687   766 25,405 SH   SOLE   25,405 0 0
ISHARES RUSSELL 1000 GROWTH ET ETF 464287614   10,499 39,470 SH   SOLE   39,470 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   8,216 54,117 SH   SOLE   54,117 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655   621 3,514 SH   SOLE   3,514 0 0
ISHARES RUSSELL 2000 GROWTH ET ETF 464287648   2,306 10,288 SH   SOLE   10,288 0 0
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630   10,980 81,000 SH   SOLE   81,000 0 0
ISHARES RUSSELL 3000 ETF ETF 464287689   827 3,375 SH   SOLE   3,375 0 0
ISHARES RUSSELL MID CAP ETF ETF 464287499   12,833 185,309 SH   SOLE   185,309 0 0
ISHARES RUSSELL MID CAP VALUE ETF 464287473   1,273 12,196 SH   SOLE   12,196 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309   5,800 84,778 SH   SOLE   84,778 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408   2,123 13,798 SH   SOLE   13,798 0 0
ISHARES S&P MID CAP 400 VALUE ETF 464287705   1,902 18,840 SH   SOLE   18,840 0 0
ISHARES S&P SMALL CAP 600 ETF ETF 464287879   3,592 40,263 SH   SOLE   40,263 0 0
ISHARES S&P SMLL CAP 600 GRTH ETF 464287887   928 8,459 SH   SOLE   8,459 0 0
ISHARES SELECT DIVIDEND ETF ETF 464287168   3,726 34,615 SH   SOLE   34,615 0 0
ISHARES U S CONSUMER DISCRTRY ETF 464287580   609 9,096 SH   SOLE   9,096 0 0
ISHARES US HEALTHCARE ETF ETF 464287762   243 900 SH   SOLE   900 0 0
ISHARES US INDUSTRIALS ETF ETF 464287754   242 2,400 SH   SOLE   2,400 0 0
ISHARES US REAL ESTATE ETF ETF 464287739   232 2,972 SH   SOLE   2,972 0 0
ISHARES US TECHNOLOGY ETF ETF 464287721   1,202 11,460 SH   SOLE   11,460 0 0
SELECT STR FINANCIAL SELECT SP ETF 81369y605   212 6,400 SH   SOLE   6,400 0 0
SPDR DOW JONES INDUSTRIAL AVER ETF 252787106   341 1,019 SH   SOLE   1,019 0 0
SPDR S&P 500 ETF ETF 78462f103   1,731 4,049 SH   SOLE   4,049 0 0
SPDR S&P 500 GROWTH ETF ETF 78464a409   240 4,055 SH   SOLE   4,055 0 0
SPDR S&P MIDCAP 400 ETF ETF 78467y107   4,190 9,176 SH   SOLE   9,176 0 0
SPDR S&P SEMICONDUCTOR ETF ETF 78464a862   423 2,160 SH   SOLE   2,160 0 0
TECHNOLOGY SELECT SECTOR SPDR ETF 81369y803   1,990 12,140 SH   SOLE   12,140 0 0
VANGUARD DIVIDEND APPRECIATION ETF 921908844   2,110 13,581 SH   SOLE   13,581 0 0
VANGUARD ENERGY ETF ETF 92204a306   1,198 9,455 SH   SOLE   9,455 0 0
VANGUARD FTSE EUROPE ETF ETF 922042874   580 10,018 SH   SOLE   10,018 0 0
VANGUARD HEALTH CARE ETF ETF 92204a504   530 2,255 SH   SOLE   2,255 0 0
VANGUARD HIGH DIVIDEND YIELD E ETF 921946406   7,614 73,694 SH   SOLE   73,694 0 0
VANGUARD INDUSTRIALS ETF ETF 92204a603   887 4,550 SH   SOLE   4,550 0 0
VANGUARD INFORMATION TECHNOLOG ETF 92204a702   473 1,140 SH   SOLE   1,140 0 0
VANGUARD MID CAP ETF ETF 922908629   523 2,512 SH   SOLE   2,512 0 0
VANGUARD MID CAP VALUE ETF ETF 922908512   314 2,400 SH   SOLE   2,400 0 0
VANGUARD SMALL CAP VALUE ETF ETF 922908611   1,121 7,026 SH   SOLE   7,026 0 0
VANGUARD TOTAL STOCK MARKET ET ETF 922908769   6,999 32,949 SH   SOLE   32,949 0 0
WISDOMTREE US TOTAL DIVIDEND E ETF 97717w109   1,120 18,620 SH   SOLE   18,620 0 0
ISHARES BRD USD INV GRD CORP B ETF 464288620   227 4,725 SH   SOLE   4,725 0 0
ISHARES CORE US AGGREGATE BOND ETF 464287226   500 5,321 SH   SOLE   5,321 0 0
ISHARES IBND DEC 2025 TRM MUN ETF 46435u432   1,629 62,460 SH   SOLE   62,460 0 0
ISHARES IBONDS DEC 2023 MUNI B ETF 46435g318   3,052 119,565 SH   SOLE   119,565 0 0
ISHARES IBONDS DEC 2023 TERM E ETF 46434vax8   6,002 236,677 SH   SOLE   236,677 0 0
ISHARES IBONDS DEC 2024 TRM ET ETF 46434vbg4   5,518 223,120 SH   SOLE   223,120 0 0
ISHARES IBOXX HIGH YIELD BOND ETF 464288513   537 7,285 SH   SOLE   7,285 0 0
ISHARES IBOXX INVT GRADE BOND ETF 464287242   1,735 17,005 SH   SOLE   17,005 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414   894 8,714 SH   SOLE   8,714 0 0
ISHARES TIPS BOND ETF ETF 464287176   923 8,900 SH   SOLE   8,900 0 0
ISHARES TRT IS 5-10 INV GR CR ETF 464288638   248 5,100 SH   SOLE   5,100 0 0
ISHARS IBND DEC 2024 TRM MUNI ETF 46435u697   2,770 107,830 SH   SOLE   107,830 0 0
ISHR IBND DEC 2025 TRM ETF ETF 46434vbd1   2,348 96,329 SH   SOLE   96,329 0 0
JPMORGAN ULTRA SHORT INCOME ET ETF 46641q837   207 4,118 SH   SOLE   4,118 0 0
JPMORGAN ULTRA SHRT MUNCIPL IN ETF 46641q654   616 12,210 SH   SOLE   12,210 0 0
SPDR BLOOMBERG CONVRTBL SECRS ETF 78464a359   530 7,810 SH   SOLE   7,810 0 0
VANGUARD INTERMEDIATE TERM BON ETF 921937819   539 7,451 SH   SOLE   7,451 0 0
VANGUARD IT CORP BOND ETF ETF 92206c870   613 8,067 SH   SOLE   8,067 0 0
VANGUARD MUNI BND TAX EXEMPT E ETF 922907746   2,459 51,130 SH   SOLE   51,130 0 0
VANGUARD ST CORP BOND ETF ETF 92206c409   1,143 15,206 SH   SOLE   15,206 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   659 9,442 SH   SOLE   9,442 0 0