The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A T & T INC COM 00206r102 449 15,409 SH   SOLE   15,409 0 0
ABBVIE INC COM 00287y109 261 3,420 SH   SOLE   3,420 0 0
ADOMANI INC COM 00726a100 1 10,000 SH   SOLE   10,000 0 0
ALIBABA GROUP HOLDING F SPONSO COM 01609w102 390 2,004 SH   SOLE   2,004 0 0
ALPHABET INC. CLASS A COM 02079k305 203 175 SH   SOLE   175 0 0
ALPHABET INC. CLASS C COM 02079k107 207 178 SH   SOLE   178 0 0
ALTRIA GROUP INC COM 02209s103 204 5,264 SH   SOLE   5,264 0 0
AMAZON.COM INC COM 023135106 6,834 3,505 SH   SOLE   3,505 0 0
APPLE INC COM 037833100 4,216 16,579 SH   SOLE   16,579 0 0
BERKSHIRE HATHAWAY CLASS B COM 084670702 806 4,410 SH   SOLE   4,410 0 0
BOEING CO COM 097023105 765 5,128 SH   SOLE   5,128 0 0
BRISTOL-MYERS SQUIBB COM 110122108 233 4,179 SH   SOLE   4,179 0 0
CHEVRON CORP COM 166764100 380 5,248 SH   SOLE   5,248 0 0
CISCO SYSTEMS INC COM 17275r102 237 6,031 SH   SOLE   6,031 0 0
CITIGROUP INC COM 172967424 209 4,970 SH   SOLE   4,970 0 0
CLOROX CO COM 189054109 408 2,356 SH   SOLE   2,356 0 0
COSTCO WHOLESALE CO COM 22160k105 1,368 4,798 SH   SOLE   4,798 0 0
INTEL CORP COM 458140100 407 7,526 SH   SOLE   7,526 0 0
J P MORGAN CHASE & CO COM 46625h100 1,164 12,929 SH   SOLE   12,929 0 0
JOHNSON & JOHNSON COM 478160104 640 4,878 SH   SOLE   4,878 0 0
MC DONALDS CORP COM 580135101 365 2,208 SH   SOLE   2,208 0 0
MERCK & CO. INC. COM 58933y105 955 12,407 SH   SOLE   12,407 0 0
MICROSOFT CORP COM 594918104 5,893 37,363 SH   SOLE   37,363 0 0
PFIZER INC COM 717081103 454 13,903 SH   SOLE   13,903 0 0
PROCTER & GAMBLE COM 742718109 310 2,821 SH   SOLE   2,821 0 0
STARBUCKS CORP COM 855244109 351 5,333 SH   SOLE   5,333 0 0
TESLA INC COM 88160r101 241 460 SH   SOLE   460 0 0
UNITEDHEALTH GRP INC COM 91324p102 291 1,165 SH   SOLE   1,165 0 0
VERIZON COMMUNICATN COM 92343v104 656 12,202 SH   SOLE   12,202 0 0
WALT DISNEY CO COM 254687106 257 2,660 SH   SOLE   2,660 0 0
ZOETIS INC CLASS A COM 98978v103 272 2,309 SH   SOLE   2,309 0 0
GLOBAL X CLOUD COMPUTING ETF I ETF 37954y442 162 11,075 SH   SOLE   11,075 0 0
INVESCO QQQ TRUST ETF 46090e103 695 3,651 SH   SOLE   3,651 0 0
ISHARES COHEN AND STEERS REIT ETF 464287564 720 7,860 SH   SOLE   7,860 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 1,733 6,707 SH   SOLE   6,707 0 0
ISHARES CORE S&P MID CAP ETF ETF 464287507 2,444 16,985 SH   SOLE   16,985 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804 424 7,558 SH   SOLE   7,558 0 0
ISHARES DOW JONES US ETF ETF 464287846 625 4,955 SH   SOLE   4,955 0 0
ISHARES MSCI CHINA ETF ETF 46429b671 200 3,500 SH   SOLE   3,500 0 0
ISHARES MSCI EAFE ETF ETF 464287465 343 6,414 SH   SOLE   6,414 0 0
ISHARES MSCI EMERGING MARKETS ETF 464287234 926 27,126 SH   SOLE   27,126 0 0
ISHARES MSCI USA ESG SELECT ET ETF 464288802 200 1,824 SH   SOLE   1,824 0 0
ISHARES PREFERRED INCOME SEC E ETF 464288687 1,613 50,653 SH   SOLE   50,653 0 0
ISHARES RUSSELL 1000 GROWTH ET ETF 464287614 6,745 44,772 SH   SOLE   44,772 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 4,517 45,539 SH   SOLE   45,539 0 0
ISHARES RUSSELL 2000 GROWTH ET ETF 464287648 620 3,919 SH   SOLE   3,919 0 0
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630 4,551 55,475 SH   SOLE   55,475 0 0
ISHARES RUSSELL 3000 ETF ETF 464287689 1,242 8,375 SH   SOLE   8,375 0 0
ISHARES RUSSELL MID CAP ETF ETF 464287499 5,212 120,739 SH   SOLE   120,739 0 0
ISHARES RUSSELL MID CAP VALUE ETF 464287473 890 13,891 SH   SOLE   13,891 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309 4,140 25,081 SH   SOLE   25,081 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408 1,874 19,472 SH   SOLE   19,472 0 0
ISHARES S&P MID CAP 400 VALUE ETF 464287705 1,438 13,105 SH   SOLE   13,105 0 0
ISHARES S&P SMALL CAP 600 ETF ETF 464287879 3,916 39,182 SH   SOLE   39,182 0 0
ISHARES S&P SMLL CAP 600 GRTH ETF 464287887 2,720 19,731 SH   SOLE   19,731 0 0
ISHARES SELECT DIVIDEND ETF ETF 464287168 1,297 17,637 SH   SOLE   17,637 0 0
ISHARES US HEALTHCARE ETF ETF 464287762 216 1,150 SH   SOLE   1,150 0 0
ISHARES US REAL ESTATE ETF ETF 464287739 226 3,242 SH   SOLE   3,242 0 0
ISHARES US TECHNOLOGY ETF ETF 464287721 612 2,995 SH   SOLE   2,995 0 0
JPMORGAN DIVRSIFD RTRN US EQY ETF 46641q407 1,170 19,958 SH   SOLE   19,958 0 0
JPMORGAN DVRSFD RTRN INTRNL EQ ETF 46641q209 959 22,188 SH   SOLE   22,188 0 0
JPMRG DVSFD RETN EMRG MRKS EQY ETF 46641q308 2,182 54,951 SH   SOLE   54,951 0 0
SPDR DOW JONES INDUSTRIAL AVER ETF 252787106 220 1,002 SH   SOLE   1,002 0 0
SPDR S&P 500 ETF ETF 78462f103 913 3,542 SH   SOLE   3,542 0 0
SPDR S&P 500 GROWTH ETF ETF 78464a409 380 10,645 SH   SOLE   10,645 0 0
SPDR S&P MIDCAP 400 ETF ETF 78467y107 2,330 8,864 SH   SOLE   8,864 0 0
TECHNOLOGY SELECT SECTOR SPDR ETF 81369y803 974 12,125 SH   SOLE   12,125 0 0
VANGUARD CONSUMER STAPLES ETF ETF 92204a207 298 2,160 SH   SOLE   2,160 0 0
VANGUARD DIVIDEND APPRECIATION ETF 921908844 897 8,673 SH   SOLE   8,673 0 0
VANGUARD FTSE EUROPE ETF ETF 922042874 548 12,651 SH   SOLE   12,651 0 0
VANGUARD HEALTH CARE ETF ETF 92204a504 389 2,340 SH   SOLE   2,340 0 0
VANGUARD HIGH DIVIDEND YIELD E ETF 921946406 5,709 80,699 SH   SOLE   80,699 0 0
VANGUARD INFORMATION TECHNOLOG ETF 92204a702 361 1,702 SH   SOLE   1,702 0 0
VANGUARD MID CAP ETF ETF 922908629 507 3,850 SH   SOLE   3,850 0 0
VANGUARD MID CAP VALUE ETF ETF 922908512 268 3,300 SH   SOLE   3,300 0 0
VANGUARD SMALL CAP VALUE ETF ETF 922908611 733 8,251 SH   SOLE   8,251 0 0
VANGUARD TOTAL STOCK MARKET ET ETF 922908769 4,917 38,147 SH   SOLE   38,147 0 0
VANGUARD UTILITIES ETF ETF 92204a876 273 2,240 SH   SOLE   2,240 0 0
WISDOMTREE US TOTAL DIVIDEND E ETF 97717w109 730 9,320 SH   SOLE   9,320 0 0
ISHAR IBND DEC 2021 TRM MUN BN ETF 46435g789 1,136 44,535 SH   SOLE   44,535 0 0
ISHARES 1-3 YEAR TREASRY BOND ETF 464287457 399 4,600 SH   SOLE   4,600 0 0
ISHARES 20plus YEAR TREASURY B ETF 464287432 247 1,500 SH   SOLE   1,500 0 0
ISHARES 3-7 YEAR TREASURY BOND ETF 464288661 200 1,500 SH   SOLE   1,500 0 0
ISHARES BRD USD INV GRD CORP B ETF 464288620 381 6,810 SH   SOLE   6,810 0 0
ISHARES CALIFORNIA MUNI BOND E ETF 464288356 280 4,631 SH   SOLE   4,631 0 0
ISHARES CORE US AGGREGATE BOND ETF 464287226 672 5,821 SH   SOLE   5,821 0 0
ISHARES IBONDS DEC 2021 TERM C ETF 46434vbk5 2,134 86,578 SH   SOLE   86,578 0 0
ISHARES IBONDS DEC 2022 TERM C ETF 46434vba7 3,195 128,897 SH   SOLE   128,897 0 0
ISHARES IBONDS DEC 2023 MUNI B ETF 46435g318 785 30,606 SH   SOLE   30,606 0 0
ISHARES IBONDS DEC 2023 TERM C ETF 46434vax8 1,614 64,552 SH   SOLE   64,552 0 0
ISHARES IBOXX HIGH YIELD BOND ETF 464288513 763 9,896 SH   SOLE   9,896 0 0
ISHARES IBOXX INVT GRADE BOND ETF 464287242 1,631 13,205 SH   SOLE   13,205 0 0
ISHARES INTERMEDT TERM CORP BO ETF 464288638 610 11,100 SH   SOLE   11,100 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 3,302 29,220 SH   SOLE   29,220 0 0
ISHARES SHORT TERM NTNL MUN BN ETF 464288158 748 7,035 SH   SOLE   7,035 0 0
ISHARES TIPS BOND ETF ETF 464287176 1,045 8,860 SH   SOLE   8,860 0 0
ISHARS IBND SEP 2020 TRM MUN B ETF 46434v571 353 13,933 SH   SOLE   13,933 0 0
ISHRS IBND DEC 2022 TRM MUN BN ETF 46435g755 1,556 59,806 SH   SOLE   59,806 0 0
PIMCO ACTIVE BOND ETF ETF 72201r775 297 2,800 SH   SOLE   2,800 0 0
SPDR BLMBERG BRCLY CONV SECRT ETF 78464a359 576 12,035 SH   SOLE   12,035 0 0
VANGUARD INTERMEDIATE TERM BON ETF 921937819 896 10,030 SH   SOLE   10,030 0 0
VANGUARD INTERMEDIATE TERM CO ETF 92206c870 553 6,351 SH   SOLE   6,351 0 0
VANGUARD MUNI BND TAX EXEMPT E ETF 922907746 1,407 26,600 SH   SOLE   26,600 0 0
VANGUARD SHORT TERM COR BD ETF ETF 92206c409 2,297 29,039 SH   SOLE   29,039 0 0
VANGUARD SHORT-TERM BOND ETF ETF 921937827 262 3,190 SH   SOLE   3,190 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 1,070 12,532 SH   SOLE   12,532 0 0