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Dividend Availability and Regulatory Matters Dividend Availability and Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2023
Dividend Availability and Regulatory Matters [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
The following tables present actual capital amounts and ratios for the Company and the Bank as of the dates indicated:
Well Capitalized
Capital
Minimum
Conservation
Actual
Requirement
Buffer
BalanceRatioBalanceRatioRequirement
(Dollars in thousands)
December 31, 2023
Tier I leverage capital (to average assets):
Banc of California, Inc.$3,402,044 9.00%$1,889,775 5.00%N/A
Banc of California$3,617,643 9.62%$1,880,850 5.00%N/A
CET1 capital (to risk-weighted assets):
Banc of California, Inc.$2,772,528 10.14%$1,777,025 6.50%7.00%
Banc of California$3,617,643 13.27%$1,772,549 6.50%7.00%
Tier I capital (to risk-weighted assets)
Banc of California, Inc.$3,402,044 12.44%$2,187,108 8.00%8.50%
Banc of California$3,617,643 13.27%$2,181,599 8.00%8.50%
Total capital (to risk-weighted assets):
Banc of California, Inc.$4,490,493 16.43%$2,733,885 10.00%10.50%
Banc of California$4,295,821 15.75%$2,726,998 10.00%10.50%
Well Capitalized
Capital
Minimum
Conservation
Actual
Requirement
Buffer
BalanceRatioBalanceRatioRequirement
(Dollars in thousands)
December 31, 2022
Tier I leverage capital (to average assets):
Banc of California, Inc.$3,503,201 8.61%$2,033,411 5.00%N/A
Banc of California$3,408,289 8.39%$2,031,413 5.00%N/A
CET1 capital (to risk-weighted assets):
Banc of California, Inc.$2,873,685 8.70%$2,147,012 6.50%7.00%
Banc of California$3,408,289 10.32%$2,145,738 6.50%7.00%
Tier I capital (to risk-weighted assets)
Banc of California, Inc.$3,503,201 10.61%$2,642,477 8.00%8.50%
Banc of California$3,408,289 10.32%$2,640,909 8.00%8.50%
Total capital (to risk-weighted assets):
Banc of California, Inc.$4,495,750 13.61%$3,303,096 10.00%10.50%
Banc of California$4,074,047 12.34%$3,301,136 10.00%10.50%