8-K

 

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of Earliest Event Reported): January 25, 2006

First PacTrust Bancorp, Inc.
__________________________________________
(Exact name of registrant as specified in its charter)

Maryland	000-49806	04-3639825
_____________________ (State or other jurisdiction	_____________ (Commission	______________ (I.R.S. Employer
of incorporation)	File Number)	Identification No.)
610 Bay Boulevard, Chula Vista, California		91910
_________________________________ (Address of principal executive offices)		___________ (Zip Code)

Registrant’s telephone number, including area code: (619) 691-1519

Not Applicable
______________________________________________
Former name or former address, if changed since last report

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

[  ]  Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
[  ]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
[  ]  Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
[  ]  Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 8.01 Other Events.

On January 25, 2006, First PacTrust Bancorp, Inc. (the "Company") issued a
press release announcing that it would hold its annual shareholders meeting on
Wednesday, April 19, 2006, and that shareholders of record as of March 10, 2006
will be entitled to notice of and to vote at the meeting.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	First PacTrust Bancorp, Inc.
January 25, 2006	By:	James P. Sheehy
		Name: James P. Sheehy
		Title: Executive Vice President, Secretary and Treasurer

Exhibit Index

Exhibit No.	Description
99.1	Press Release of First PacTrust Bancorp, Inc. dated January 25, 2006

EX-99.1

FIRST PACTRUST BANCORP, INC.

FOR IMMEDIATE RELEASE
January 25, 2006

FIRST PACTRUST BANCORP, INC. ANNOUNCES 2006 ANNUAL MEETING DATES

Chula Vista, CA – January 25, 2006 – (NASDAQ – FPTB) – First PacTrust Bancorp, Inc., the parent corporation of Pacific Trust Bank, has announced that its 2006 annual meeting of shareholders will be held 9:00 a.m. PDT on Wednesday, April 19, 2006, at the Bonita Golf Club located at 5540 Sweetwater Road, Bonita, California. Shareholders of record as of March 10, 2006 will be entitled to notice of and to vote at the meeting.

First PacTrust Bancorp, Inc. is a $734.9 million bank holding company, as of September 30, 2005, headquartered in Chula Vista, California, providing traditional deposit and credit services through its wholly owned federal savings bank subsidiary, Pacific Trust Bank. The Company has nine banking offices within San Diego and Riverside Counties. More information about the Company can be found on its website at http://www.firstpactrustbancorp.com.

Contact:
Hans Ganz, President and CEO
Phone:(619) 691-1519

# # #