Consent of Crowe Chizek and Company LLP

EX-23 3 dex23.htm CONSENT OF CROWE CHIZEK AND COMPANY LLP Consent of Crowe Chizek and Company LLP

Exhibit 23

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

We consent to the incorporation by reference in Registration Statement No. 000-49806 on Form S-8 of First PacTrust Bancorp, Inc. of our report dated March 5, 2005, appearing in this Annual Report on Form 10-K of First PacTrust Bancorp, Inc. for the year ended December 31, 2004.

Crowe Chizek and Company LLP

Oak Brook, Illinois

March 16, 2005