XML 46 R36.htm IDEA: XBRL DOCUMENT v3.22.2
Note 4 - Loans and the Allowance for Loan Losses - Allocation of the Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2022
Jun. 30, 2021
Jun. 30, 2022
Jun. 30, 2021
Dec. 31, 2021
Beginning balance $ 10,402 $ 9,962 $ 10,352 $ 9,902 $ 9,902
Charge-offs (96) (152) (469) (544) (938)
Recoveries 213 68 336 145 263
Provision 400 250 700 625 1,125
Ending balance 10,919 10,128 10,919 10,128 10,352
Recoveries 213 68 336 145 263
Provision 400 250 700 625 1,125
Allowance for loan losses, individually evaluated for impairment 39   39   28
Allowance for loan losses, collectively evaluated for impairment 10,880   10,880   10,324
Loans, individually evaluated for impairment 1,394   1,394   4,857
Loans, collectively evaluated for impairment 860,758   860,758   833,730
Ending balance 862,152 10,128 862,152 10,128 838,587
Commercial Portfolio Segment [Member] | Commercial Loans [Member]          
Beginning balance 893 777 1,074 950 950
Charge-offs 0 (8) 0 (161)  
Recoveries 11 5 17 47  
Provision (2) 109 (189) 47  
Ending balance 902 883 902 883 1,074
Recoveries 11 5 17 47  
Provision (2) 109 (189) 47  
Allowance for loan losses, individually evaluated for impairment 16   16   0
Allowance for loan losses, collectively evaluated for impairment 886   886   1,074
Loans, individually evaluated for impairment 19   19   0
Loans, collectively evaluated for impairment 84,359   84,359   99,804
Ending balance 84,378 883 84,378 883 99,804
Commercial Portfolio Segment [Member] | Agricultural Loans [Member]          
Beginning balance 947 698 791 757 757
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provision 147 (17) 303 (76)  
Ending balance 1,094 681 1,094 681 791
Recoveries 0 0 0 0  
Provision 147 (17) 303 (76)  
Allowance for loan losses, individually evaluated for impairment 0   0   0
Allowance for loan losses, collectively evaluated for impairment 1,094   1,094   791
Loans, individually evaluated for impairment 235   235   238
Loans, collectively evaluated for impairment 125,572   125,572   126,218
Ending balance 125,807 681 125,807 681 126,456
Commercial Portfolio Segment [Member] | Real Estate Loan [Member]          
Beginning balance 4,322 5,132 4,549 5,089 5,089
Charge-offs 0 0 (19) 0  
Recoveries 1 1 0 4  
Provision 72 212 (135) 252  
Ending balance 4,395 5,345 4,395 5,345 4,549
Recoveries 1 1 0 4  
Provision 72 212 (135) 252  
Allowance for loan losses, individually evaluated for impairment 0   0   0
Allowance for loan losses, collectively evaluated for impairment 4,395   4,395   4,549
Loans, individually evaluated for impairment 97   97   3,697
Loans, collectively evaluated for impairment 447,883   447,883   414,912
Ending balance 447,980 5,345 447,980 5,345 418,609
Commercial Portfolio Segment [Member] | Construction Loans [Member]          
Beginning balance 1,545 657 1,325 554 554
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provision 214 (51) 434 52  
Ending balance 1,759 606 1,759 606 1,325
Recoveries 0 0 0 0  
Provision 214 (51) 434 52  
Allowance for loan losses, individually evaluated for impairment 0   0   5
Allowance for loan losses, collectively evaluated for impairment 1,759   1,759   1,320
Loans, individually evaluated for impairment 98   98   102
Loans, collectively evaluated for impairment 60,793   60,793   51,424
Ending balance 60,891 606 60,891 606 51,526
Residential Portfolio Segment [Member] | Real Estate Loan [Member]          
Beginning balance 132 169 168 164 164
Charge-offs 0 0 0 0  
Recoveries 1 0 2 1  
Provision 6 (38) (31) (34)  
Ending balance 139 131 139 131 168
Recoveries 1 0 2 1  
Provision 6 (38) (31) (34)  
Allowance for loan losses, individually evaluated for impairment 23   23   23
Allowance for loan losses, collectively evaluated for impairment 116   116   145
Loans, individually evaluated for impairment 691   691   557
Loans, collectively evaluated for impairment 15,176   15,176   15,280
Ending balance 15,867 131 15,867 131 15,837
Residential Portfolio Segment [Member] | Equity Lines of Credit [Member]          
Beginning balance 554 484 426 499 499
Charge-offs 0 0 0 0  
Recoveries 0 1 0 2  
Provision 39 (31) 167 (47)  
Ending balance 593 454 593 454 426
Recoveries 0 1 0 2  
Provision 39 (31) 167 (47)  
Allowance for loan losses, individually evaluated for impairment 0   0   0
Allowance for loan losses, collectively evaluated for impairment 593   593   426
Loans, individually evaluated for impairment 254   254   263
Loans, collectively evaluated for impairment 34,491   34,491   32,530
Ending balance 34,745 454 34,745 454 32,793
Consumer Portfolio Segment [Member] | Automobile Loan [Member]          
Beginning balance 1,880 1,928 1,911 1,768 1,768
Charge-offs (85) (128) (419) (346)  
Recoveries 197 58 311 77  
Provision (92) 52 97 411  
Ending balance 1,900 1,910 1,900 1,910 1,911
Recoveries 197 58 311 77  
Provision (92) 52 97 411  
Allowance for loan losses, individually evaluated for impairment 0   0   0
Allowance for loan losses, collectively evaluated for impairment 1,900   1,900   1,911
Loans, individually evaluated for impairment 0   0   0
Loans, collectively evaluated for impairment 87,907   87,907   89,046
Ending balance 87,907 1,910 87,907 1,910 89,046
Consumer Portfolio Segment [Member] | Other Loans [Member]          
Beginning balance 129 117 108 121 121
Charge-offs (11) (16) (31) (37)  
Recoveries 3 3 6 14  
Provision 16 14 54 20  
Ending balance 137 118 137 118 108
Recoveries 3 3 6 14  
Provision 16 14 54 20  
Allowance for loan losses, individually evaluated for impairment 0   0   0
Allowance for loan losses, collectively evaluated for impairment 137   137   108
Loans, individually evaluated for impairment 0   0   0
Loans, collectively evaluated for impairment 4,577   4,577   4,516
Ending balance $ 4,577 $ 118 $ 4,577 $ 118 $ 4,516