Note 6 - Premises and Equipment

12 Months Ended

Dec. 31, 2020

Notes to Financial Statements

Property, Plant and Equipment Disclosure [Text Block]

6. PREMISES AND EQUIPMENT

Premises and equipment consisted of the following:

	December 31,
	2020			2019
Land	$	4,029,000		$	4,179,000
Premises		17,234,000			18,879,000
Furniture, equipment and leasehold improvements		7,657,000			7,896,000
Total		28,920,000			30,954,000
Less accumulated depreciation and amortization		(14,904,000	)		(16,325,000	)
Premises and equipment, net	$	14,016,000		$	14,629,000

Depreciation and amortization included in occupancy and equipment expense totaled $1,089,000, $1,055,000 and $925,000 for the years ended December 31, 2020, 2019 and 2018, respectively.