The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY common 88579Y101 4,591 27,939 SH   SOLE 0 0 0 0
3M COMPANY common 88579Y101 426 2,590 SH   DFND 0 0 0 0
ABBOTT LABORATORIES common 002824100 1,983 44,044 SH   SOLE 0 0 0 0
ABBOTT LABORATORIES common 002824100 185 4,100 SH   DFND 0 0 0 0
ABBVIE INC common 00287Y109 1,766 26,984 SH   SOLE 0 0 0 0
ABBVIE INC common 00287Y109 209 3,200 SH   DFND 0 0 0 0
ADT CORP common 00101J106 216 5,958 SH   SOLE 0 0 0 0
ADT CORP common 00101J106 14 400 SH   DFND 0 0 0 0
ALLSTATE CORP (THE) common 020002101 1,165 16,585 SH   SOLE 0 0 0 0
ALLSTATE CORP (THE) common 020002101 46 650 SH   DFND 0 0 0 0
AMERICAN ELECTRIC POWER CO INC common 025537101 278 4,576 SH   SOLE 0 0 0 0
AMERICAN EXPRESS CO common 025816109 2,025 21,770 SH   SOLE 0 0 0 0
AMERICAN EXPRESS CO common 025816109 130 1,400 SH   DFND 0 0 0 0
AMGEN INC common 031162100 301 1,888 SH   SOLE 0 0 0 0
AMGEN INC common 031162100 37 230 SH   DFND 0 0 0 0
APACHE CORP common 037411105 2,219 35,402 SH   SOLE 0 0 0 0
APACHE CORP common 037411105 160 2,559 SH   DFND 0 0 0 0
APPLE INC common 037833100 7,098 64,305 SH   SOLE 0 0 0 0
APPLE INC common 037833100 286 2,589 SH   DFND 0 0 0 0
AT&T INC. common 00206R102 2,374 70,663 SH   SOLE 0 0 0 0
AT&T INC. common 00206R102 148 4,413 SH   DFND 0 0 0 0
ATMOS ENERGY CORP common 049560105 245 4,400 SH   SOLE 0 0 0 0
AUTOMATIC DATA PROCESSING INC common 053015103 285 3,413 SH   SOLE 0 0 0 0
AUTOMATIC DATA PROCESSING INC common 053015103 51 610 SH   DFND 0 0 0 0
BANK OF AMERICA CORP common 060505104 2,296 128,361 SH   SOLE 0 0 0 0
BANK OF AMERICA CORP common 060505104 93 5,208 SH   DFND 0 0 0 0
BANK OF NEW YORK MELLON CORP common 064058100 200 4,938 SH   SOLE 0 0 0 0
BAXTER INTERNATIONAL INC common 071813109 1,226 16,722 SH   SOLE 0 0 0 0
BAXTER INTERNATIONAL INC common 071813109 59 800 SH   DFND 0 0 0 0
BLACKROCK INC common 09247X101 650 1,818 SH   SOLE 0 0 0 0
BLACKROCK INC common 09247X101 154 430 SH   DFND 0 0 0 0
BLDRS ASIA 50 ADR INDEX FUND common 09348R102 1,339 46,999 SH   SOLE 0 0 0 0
BLDRS ASIA 50 ADR INDEX FUND common 09348R102 3 90 SH   DFND 0 0 0 0
BOEING CO common 097023105 3,975 30,580 SH   SOLE 0 0 0 0
BOEING CO common 097023105 114 880 SH   DFND 0 0 0 0
BRISTOL-MYERS SQUIBB CO common 110122108 2,930 49,642 SH   SOLE 0 0 0 0
BRISTOL-MYERS SQUIBB CO common 110122108 125 2,110 SH   DFND 0 0 0 0
CAMPBELL SOUP CO common 134429109 159 3,610 SH   SOLE 0 0 0 0
CAMPBELL SOUP CO common 134429109 79 1,800 SH   DFND 0 0 0 0
CAPITAL ONE FINANCIAL CORP common 14040H105 434 5,260 SH   SOLE 0 0 0 0
CARDINAL HEALTH INC common 14149Y108 198 2,450 SH   SOLE 0 0 0 0
CARDINAL HEALTH INC common 14149Y108 16 200 SH   DFND 0 0 0 0
CATERPILLAR INC common 149123101 781 8,528 SH   SOLE 0 0 0 0
CATERPILLAR INC common 149123101 37 400 SH   DFND 0 0 0 0
CELGENE CORP common 151020104 694 6,206 SH   SOLE 0 0 0 0
CELGENE CORP common 151020104 76 680 SH   DFND 0 0 0 0
CHEVRON CORP common 166764100 5,484 48,883 SH   SOLE 0 0 0 0
CHEVRON CORP common 166764100 627 5,592 SH   DFND 0 0 0 0
CIGNA CORP common 125509109 560 5,445 SH   SOLE 0 0 0 0
CIGNA CORP common 125509109 5 50 SH   DFND 0 0 0 0
CISCO SYSTEMS INC common 17275R102 2,111 75,899 SH   SOLE 0 0 0 0
CISCO SYSTEMS INC common 17275R102 131 4,700 SH   DFND 0 0 0 0
CITIGROUP INC common 172967424 187 3,452 SH   SOLE 0 0 0 0
CITIGROUP INC common 172967424 57 1,045 SH   DFND 0 0 0 0
COCA-COLA CO common 191216100 3,406 80,661 SH   SOLE 0 0 0 0
COCA-COLA CO common 191216100 230 5,450 SH   DFND 0 0 0 0
COLGATE-PALMOLIVE CO common 194162103 944 13,646 SH   SOLE 0 0 0 0
COLGATE-PALMOLIVE CO common 194162103 390 5,640 SH   DFND 0 0 0 0
COMCAST CORP CL A (NEW) common 20030N101 867 14,942 SH   SOLE 0 0 0 0
COMCAST CORP CL A (NEW) common 20030N101 5 80 SH   DFND 0 0 0 0
COMCAST CORP CL A SPECIAL N/V (NEW) common 20030N200 686 11,909 SH   SOLE 0 0 0 0
CONOCOPHILLIPS common 20825C104 1,678 24,298 SH   SOLE 0 0 0 0
CONOCOPHILLIPS common 20825C104 284 4,119 SH   DFND 0 0 0 0
CORNING INC COM common 219350105 579 25,265 SH   SOLE 0 0 0 0
CORNING INC COM common 219350105 9 400 SH   DFND 0 0 0 0
COSTCO WHOLESALE CORP common 22160K105 638 4,503 SH   SOLE 0 0 0 0
COSTCO WHOLESALE CORP common 22160K105 6 40 SH   DFND 0 0 0 0
CSX CORP common 126408103 501 13,834 SH   SOLE 0 0 0 0
CSX CORP common 126408103 6 160 SH   DFND 0 0 0 0
CUMMINS INC common 231021106 252 1,750 SH   SOLE 0 0 0 0
CVS HEALTH CORPORATION common 126650100 2,605 27,048 SH   SOLE 0 0 0 0
CVS HEALTH CORPORATION common 126650100 151 1,564 SH   DFND 0 0 0 0
DEERE & CO common 244199105 288 3,260 SH   SOLE 0 0 0 0
DEERE & CO common 244199105 12 135 SH   DFND 0 0 0 0
DELTA AIR LINES INC common 247361702 363 7,385 SH   SOLE 0 0 0 0
DIRECTV common 25490A309 1,423 16,415 SH   SOLE 0 0 0 0
DIRECTV common 25490A309 23 261 SH   DFND 0 0 0 0
DOMINION RESOURCES INC VA common 25746U109 215 2,790 SH   SOLE 0 0 0 0
DOW CHEMICAL CO common 260543103 1,291 28,309 SH   SOLE 0 0 0 0
DOW CHEMICAL CO common 260543103 23 500 SH   DFND 0 0 0 0
DUKE ENERGY CORP common 26441C204 554 6,628 SH   SOLE 0 0 0 0
DUPONT EI DE NEMOURS & CO common 263534109 1,380 18,660 SH   SOLE 0 0 0 0
DUPONT EI DE NEMOURS & CO common 263534109 34 457 SH   DFND 0 0 0 0
EBAY INC common 278642103 795 14,170 SH   SOLE 0 0 0 0
EBAY INC common 278642103 4 80 SH   DFND 0 0 0 0
EMC CORPORATION common 268648102 2,622 88,176 SH   SOLE 0 0 0 0
EMC CORPORATION common 268648102 56 1,870 SH   DFND 0 0 0 0
EMERSON ELECTRIC CO common 291011104 1,517 24,572 SH   SOLE 0 0 0 0
EMERSON ELECTRIC CO common 291011104 19 300 SH   DFND 0 0 0 0
ENBRIDGE ENERGY PARTNERS LP common 29250R106 683 17,125 SH   SOLE 0 0 0 0
ENBRIDGE ENERGY PARTNERS LP common 29250R106 16 411 SH   DFND 0 0 0 0
ENTERGY CORP common 29364G103 1,768 20,213 SH   SOLE 0 0 0 0
ENTERGY CORP common 29364G103 47 532 SH   DFND 0 0 0 0
ESTEE LAUDER COMPANIES CL A common 518439104 344 4,510 SH   SOLE 0 0 0 0
EXXON MOBIL CORP common 30231G102 12,853 139,022 SH   SOLE 0 0 0 0
EXXON MOBIL CORP common 30231G102 1,866 20,186 SH   DFND 0 0 0 0
FEDEX CORP common 31428X106 1,144 6,590 SH   SOLE 0 0 0 0
FEDEX CORP common 31428X106 5 30 SH   DFND 0 0 0 0
FINANCIAL SELECT SECTOR SPDR common 81369Y605 265 10,705 SH   SOLE 0 0 0 0
FLUOR CORP (NEW) common 343412102 385 6,351 SH   SOLE 0 0 0 0
FLUOR CORP (NEW) common 343412102 3 50 SH   DFND 0 0 0 0
FOOT LOCKER INC common 344849104 263 4,685 SH   SOLE 0 0 0 0
FORD MOTOR COMPANY common 345370860 899 57,968 SH   SOLE 0 0 0 0
FORD MOTOR COMPANY common 345370860 12 790 SH   DFND 0 0 0 0
FREEPORT MCMORAN INC common 35671D857 1,083 46,359 SH   SOLE 0 0 0 0
FREEPORT MCMORAN INC common 35671D857 17 730 SH   DFND 0 0 0 0
GENERAL ELECTRIC CO (USD) common 369604103 8,842 349,914 SH   SOLE 0 0 0 0
GENERAL ELECTRIC CO (USD) common 369604103 587 23,233 SH   DFND 0 0 0 0
GILEAD SCIENCES INC common 375558103 653 6,927 SH   SOLE 0 0 0 0
GOLDMAN SACHS GROUP INC common 38141G104 468 2,417 SH   SOLE 0 0 0 0
GOLDMAN SACHS GROUP INC common 38141G104 8 41 SH   DFND 0 0 0 0
GOOGLE INC CL A common 38259P508 2,041 3,846 SH   SOLE 0 0 0 0
GOOGLE INC CL A common 38259P508 42 79 SH   DFND 0 0 0 0
GOOGLE INC CL C common 38259P706 2,085 3,961 SH   SOLE 0 0 0 0
GOOGLE INC CL C common 38259P706 25 47 SH   DFND 0 0 0 0
HALLIBURTON CO common 406216101 2,233 56,772 SH   SOLE 0 0 0 0
HALLIBURTON CO common 406216101 21 530 SH   DFND 0 0 0 0
HARTFORD FINANCIAL SERVICES GROUP INC common 416515104 492 11,806 SH   SOLE 0 0 0 0
HOLLYFRONTIER CORP common 436106108 206 5,496 SH   SOLE 0 0 0 0
HOME DEPOT INC common 437076102 587 5,595 SH   SOLE 0 0 0 0
HOME DEPOT INC common 437076102 204 1,945 SH   DFND 0 0 0 0
HONEYWELL INTERNATIONAL INC common 438516106 3,474 34,772 SH   SOLE 0 0 0 0
HONEYWELL INTERNATIONAL INC common 438516106 170 1,701 SH   DFND 0 0 0 0
ILLINOIS TOOL WORKS INC common 452308109 2,223 23,472 SH   SOLE 0 0 0 0
ILLINOIS TOOL WORKS INC common 452308109 142 1,500 SH   DFND 0 0 0 0
INTEL CORP common 458140100 3,048 83,984 SH   SOLE 0 0 0 0
INTEL CORP common 458140100 181 5,000 SH   DFND 0 0 0 0
INTERNATIONAL BUSINESS MACHINES CORP common 459200101 4,175 26,025 SH   SOLE 0 0 0 0
INTERNATIONAL BUSINESS MACHINES CORP common 459200101 365 2,275 SH   DFND 0 0 0 0
INTL PAPER CO common 460146103 252 4,707 SH   SOLE 0 0 0 0
INVESCO VAN KAMPEN SENIOR INCOME TR common 46131H107 57 12,430 SH   SOLE 0 0 0 0
iSHARES CORE MSCI EAFE ETF common 46432F842 2,071 37,445 SH   SOLE 0 0 0 0
ISHARES CORE S&P MIDCAP ETF common 464287507 3,791 26,184 SH   SOLE 0 0 0 0
ISHARES CORE S&P MIDCAP ETF common 464287507 101 700 SH   DFND 0 0 0 0
ISHARES CORE TOTAL US AGGREGATE BOND ETF common 464287226 1,093 9,925 SH   SOLE 0 0 0 0
ISHARES INTERMEDIATE CREDIT BOND ETF common 464288638 1,258 11,505 SH   SOLE 0 0 0 0
ISHARES INTERMEDIATE GOV/CR BD ETF common 464288612 1,125 10,165 SH   SOLE 0 0 0 0
ISHARES MSCI EAFE ETF common 464287465 556 9,146 SH   SOLE 0 0 0 0
ISHARES MSCI EAFE ETF common 464287465 46 750 SH   DFND 0 0 0 0
ISHARES MSCI EMERGING MARKETS ETF common 464287234 679 17,287 SH   SOLE 0 0 0 0
ISHARES MSCI EMERGING MARKETS ETF common 464287234 16 400 SH   DFND 0 0 0 0
ISHARES RUSSELL 1000 GROWTH ETF common 464287614 392 4,100 SH   SOLE 0 0 0 0
ISHARES RUSSELL 2000 ETF common 464287655 1,144 9,561 SH   SOLE 0 0 0 0
ISHARES RUSSELL 2000 VALUE ETF common 464287630 1,313 12,910 SH   SOLE 0 0 0 0
ISHARES RUSSELL 2000 VALUE ETF common 464287630 3 31 SH   DFND 0 0 0 0
ISHARES RUSSELL MIDCAP ETF common 464287499 966 5,783 SH   SOLE 0 0 0 0
ISHARES RUSSELL MIDCAP ETF common 464287499 7 44 SH   DFND 0 0 0 0
JOHNSON & JOHNSON common 478160104 4,948 47,318 SH   SOLE 0 0 0 0
JOHNSON & JOHNSON common 478160104 696 6,657 SH   DFND 0 0 0 0
JPMORGAN CHASE & CO common 46625H100 5,446 87,026 SH   SOLE 0 0 0 0
JPMORGAN CHASE & CO common 46625H100 129 2,060 SH   DFND 0 0 0 0
LOCKHEED MARTIN CORP common 539830109 554 2,877 SH   SOLE 0 0 0 0
LOCKHEED MARTIN CORP common 539830109 231 1,201 SH   DFND 0 0 0 0
LOWES COMPANIES INC common 548661107 1,468 21,336 SH   SOLE 0 0 0 0
LOWES COMPANIES INC common 548661107 41 590 SH   DFND 0 0 0 0
M & T BK CORP common 55261F104 706 5,618 SH   DFND 0 0 0 0
MARATHON OIL CORP COM common 565849106 698 24,660 SH   SOLE 0 0 0 0
MARATHON OIL CORP COM common 565849106 137 4,830 SH   DFND 0 0 0 0
MCCORMICK & CO-NON VTG SHRS common 579780206 2,143 28,847 SH   SOLE 0 0 0 0
MCCORMICK & CO-NON VTG SHRS common 579780206 149 1,999 SH   DFND 0 0 0 0
MCDERMOTT INTL INC common 580037109 58 20,000 SH   DFND 0 0 0 0
MCDONALDS CORP common 580135101 2,803 29,915 SH   SOLE 0 0 0 0
MCDONALDS CORP common 580135101 211 2,250 SH   DFND 0 0 0 0
MEDTRONIC INC common 585055106 1,077 14,912 SH   SOLE 0 0 0 0
MEDTRONIC INC common 585055106 101 1,400 SH   DFND 0 0 0 0
MERCK & CO INC common 58933Y105 2,669 47,001 SH   SOLE 0 0 0 0
MERCK & CO INC common 58933Y105 546 9,616 SH   DFND 0 0 0 0
METLIFE INC common 59156R108 1,616 29,878 SH   SOLE 0 0 0 0
METLIFE INC common 59156R108 30 550 SH   DFND 0 0 0 0
MFS INTERMEDIATE INCOME TRUST FUND common 55273C107 76 15,830 SH   SOLE 0 0 0 0
MICROSOFT CORP common 594918104 4,947 106,491 SH   SOLE 0 0 0 0
MICROSOFT CORP common 594918104 490 10,544 SH   DFND 0 0 0 0
MIDSOUTH BANCORP INC common 598039105 195 11,247 SH   SOLE 0 0 0 0
MONDELEZ INTERNATIONAL INC common 609207105 1,377 37,920 SH   SOLE 0 0 0 0
MONDELEZ INTERNATIONAL INC common 609207105 126 3,466 SH   DFND 0 0 0 0
MONSANTO CO NEW COM common 61166W101 1,957 16,380 SH   SOLE 0 0 0 0
MONSANTO CO NEW COM common 61166W101 24 200 SH   DFND 0 0 0 0
NATIONAL OILWELL VARCO INC common 637071101 479 7,309 SH   SOLE 0 0 0 0
NORFOLK SOUTHERN CORP common 655844108 304 2,772 SH   SOLE 0 0 0 0
NORFOLK SOUTHERN CORP common 655844108 56 514 SH   DFND 0 0 0 0
ORACLE CORP common 68389X105 1,640 36,476 SH   SOLE 0 0 0 0
ORACLE CORP common 68389X105 13 290 SH   DFND 0 0 0 0
PEPSICO INC common 713448108 5,023 53,118 SH   SOLE 0 0 0 0
PEPSICO INC common 713448108 427 4,520 SH   DFND 0 0 0 0
PFIZER INC common 717081103 4,224 135,597 SH   SOLE 0 0 0 0
PFIZER INC common 717081103 393 12,617 SH   DFND 0 0 0 0
POWERSHARES BUYBACK ACHIEVERS PORT common 73935X286 2,161 44,982 SH   SOLE 0 0 0 0
PRAXAIR INC common 74005P104 344 2,653 SH   SOLE 0 0 0 0
PROCTER & GAMBLE CO common 742718109 6,959 76,399 SH   SOLE 0 0 0 0
PROCTER & GAMBLE CO common 742718109 437 4,800 SH   DFND 0 0 0 0
QUALCOMM INC common 747525103 2,202 29,625 SH   SOLE 0 0 0 0
QUALCOMM INC common 747525103 19 250 SH   DFND 0 0 0 0
QUEST DIAGNOSTICS INC common 74834L100 1,582 23,585 SH   SOLE 0 0 0 0
QUEST DIAGNOSTICS INC common 74834L100 27 400 SH   DFND 0 0 0 0
REPUBLIC SERVICES INC common 760759100 285 7,075 SH   SOLE 0 0 0 0
S&P 500 DR (SPDRS) common 78462F103 1,416 6,887 SH   SOLE 0 0 0 0
SERVICE CORP INTERNATIONAL common 817565104 2,428 106,948 SH   SOLE 0 0 0 0
SERVICE CORP INTERNATIONAL common 817565104 45 2,000 SH   DFND 0 0 0 0
SOUTHERN CO common 842587107 504 10,270 SH   SOLE 0 0 0 0
SOUTHERN CO common 842587107 36 728 SH   DFND 0 0 0 0
SPDR BARCLAYS CAPITAL SHORT common 78464A425 492 20,250 SH   SOLE 0 0 0 0
SPDR BARCLAYS HIGH YIELD BD ETF common 78464A417 229 5,933 SH   SOLE 0 0 0 0
SPDR GOLD TRUST ETF common 78463V107 179 1,572 SH   SOLE 0 0 0 0
SPDR GOLD TRUST ETF common 78463V107 40 350 SH   DFND 0 0 0 0
SPDR S&P BIOTECH ETF common 78464A870 559 2,998 SH   SOLE 0 0 0 0
STERICYCLE INC common 858912108 513 3,910 SH   SOLE 0 0 0 0
STERICYCLE INC common 858912108 13 100 SH   DFND 0 0 0 0
TARGET CORP common 87612E106 1,698 22,375 SH   SOLE 0 0 0 0
TARGET CORP common 87612E106 191 2,515 SH   DFND 0 0 0 0
TEXAS INSTRUMENTS INC common 882508104 47 870 SH   SOLE 0 0 0 0
TEXAS INSTRUMENTS INC common 882508104 454 8,500 SH   DFND 0 0 0 0
THE WALT DISNEY CO common 254687106 982 10,426 SH   SOLE 0 0 0 0
THE WALT DISNEY CO common 254687106 47 500 SH   DFND 0 0 0 0
THERMO FISHER SCIENTIFIC INC common 883556102 823 6,570 SH   SOLE 0 0 0 0
THERMO FISHER SCIENTIFIC INC common 883556102 5 40 SH   DFND 0 0 0 0
TIME WARNER CABLE INC common 88732J207 343 2,257 SH   SOLE 0 0 0 0
TIME WARNER INC common 887317303 495 5,799 SH   SOLE 0 0 0 0
TIME WARNER INC common 887317303 43 500 SH   DFND 0 0 0 0
TWENTY FIRST CENTURY FOX INC common 90130A101 427 11,108 SH   SOLE 0 0 0 0
U S BANCORP NEW common 902973304 1,079 24,005 SH   SOLE 0 0 0 0
U S BANCORP NEW common 902973304 4 100 SH   DFND 0 0 0 0
UNITED PARCEL SERVICE INC CL B common 911312106 99 888 SH   SOLE 0 0 0 0
UNITED PARCEL SERVICE INC CL B common 911312106 113 1,020 SH   DFND 0 0 0 0
UNITED TECHNOLOGIES CORP common 913017109 2,092 18,189 SH   SOLE 0 0 0 0
UNITED TECHNOLOGIES CORP common 913017109 82 715 SH   DFND 0 0 0 0
UNITEDHEALTH GROUP INC common 91324P102 571 5,647 SH   SOLE 0 0 0 0
UNITEDHEALTH GROUP INC common 91324P102 15 150 SH   DFND 0 0 0 0
VANGUARD FTSE ALL WORLD EX US INDEX FD common 922042775 388 8,280 SH   SOLE 0 0 0 0
VANGUARD FTSE ALL WORLD US SMALL CAP common 922042718 624 6,544 SH   SOLE 0 0 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF common 921943858 253 6,691 SH   SOLE 0 0 0 0
VANGUARD FTSE EMERGING MARKETS ETF common 922042858 280 7,005 SH   SOLE 0 0 0 0
VANGUARD MID CAP VALUE INDEX FUND ETF common 922908512 574 6,418 SH   SOLE 0 0 0 0
VANGUARD MID-CAP ETF common 922908629 740 5,990 SH   SOLE 0 0 0 0
VANGUARD MID-CAP GROWTH INDEX FUND ETF common 922908538 609 5,994 SH   SOLE 0 0 0 0
VANGUARD REIT ETF common 922908553 680 8,390 SH   SOLE 0 0 0 0
VANGUARD SMALL CAP ETF common 922908751 1,186 10,169 SH   SOLE 0 0 0 0
VANGUARD SMALL CAP GROWTH FUND ETF common 922908595 1,821 14,457 SH   SOLE 0 0 0 0
VANGUARD SMALL CAP VALUE ETF common 922908611 1,834 17,337 SH   SOLE 0 0 0 0
VANGUARD TOTAL WORLD STOCK INDEX ETF common 922042742 240 4,000 SH   DFND 0 0 0 0
VERIZON COMMUNICATIONS common 92343V104 2,020 43,177 SH   SOLE 0 0 0 0
VERIZON COMMUNICATIONS common 92343V104 201 4,297 SH   DFND 0 0 0 0
VISA INC CL A common 92826C839 729 2,779 SH   SOLE 0 0 0 0
VISA INC CL A common 92826C839 103 392 SH   DFND 0 0 0 0
WAL-MART STORES INC common 931142103 3,161 36,806 SH   SOLE 0 0 0 0
WAL-MART STORES INC common 931142103 322 3,753 SH   DFND 0 0 0 0
WALGREENS BOOTS ALLIANCE INC common 931427108 2,284 29,970 SH   SOLE 0 0 0 0
WALGREENS BOOTS ALLIANCE INC common 931427108 19 250 SH   DFND 0 0 0 0
WELLS FARGO & CO (NEW) common 949746101 3,388 61,802 SH   SOLE 0 0 0 0
WELLS FARGO & CO (NEW) common 949746101 247 4,512 SH   DFND 0 0 0 0
WILLIAMS COS INC common 969457100 1,952 43,426 SH   SOLE 0 0 0 0
WISDOMTREE DEFA FUND ETF common 97717W703 669 13,500 SH   SOLE 0 0 0 0