The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company com 88579Y101 763 5,894 SH   SOLE 0 763 0 0
A T & T Inc. com 00206R102 1,072 51,167 SH   SOLE 0 1,072 0 0
Abbott Laboratories com 002824100 417 3,840 SH   SOLE 0 417 0 0
AbbVie Inc. com 00287Y109 8,404 54,871 SH   SOLE 0 8,404 0 0
Accenture Ltd Cl A com G1151C101 5,133 18,487 SH   SOLE 0 5,133 0 0
Activision Inc com 00507V109 3,885 49,899 SH   SOLE 0 3,885 0 0
AES Corporation com 00130H105 1,261 60,003 SH   SOLE 0 1,261 0 0
AFLAC Inc com 001055102 3,733 67,471 SH   SOLE 0 3,733 0 0
Albertsons Companies, Inc. com 013091103 214 7,998 SH   SOLE 0 214 0 0
Allison Transmission Holdings, INc. com 01973R101 881 22,915 SH   SOLE 0 881 0 0
Allstate Corporation com 020002101 5,229 41,261 SH   SOLE 0 5,229 0 0
Ally Financial Inc. com 02005N100 305 9,111 SH   SOLE 0 305 0 0
Alphabet Inc Class A com 02079K305 734 337 SH   SOLE 0 734 0 0
Alphabet Inc Class C com 02079K107 12,108 5,535 SH   SOLE 0 12,108 0 0
Amdocs Limited Common Stock com G02602103 1,259 15,110 SH   SOLE 0 1,259 0 0
American Electric Power Co., Inc com 025537101 201 2,100 SH   SOLE 0 201 0 0
American Financial Group com 025932104 252 1,818 SH   SOLE 0 252 0 0
American Intl Group Inc com 026874784 222 4,343 SH   SOLE 0 222 0 0
American Tower Corporation com 03027X100 1,924 7,526 SH   SOLE 0 1,924 0 0
Ameriprise Financial, Inc. com 03076C106 4,366 18,369 SH   SOLE 0 4,366 0 0
Amerisource Bergen com 03073E105 717 5,069 SH   SOLE 0 717 0 0
Amgen Incorporated com 031162100 8,435 34,668 SH   SOLE 0 8,435 0 0
Amkor Technology Inc com 031652100 486 28,655 SH   SOLE 0 486 0 0
Apple Computer Inc com 037833100 32,574 238,255 SH   SOLE 0 32,574 0 0
Applied Materials Inc com 038222105 1,065 11,705 SH   SOLE 0 1,065 0 0
Archer-Daniels-Midland Co. com 039483102 2,791 35,968 SH   SOLE 0 2,791 0 0
Armada Hoffler Properties, Inc. com 04208T108 2,425 188,847 SH   SOLE 0 2,425 0 0
Arrow Electronics, Inc. com 042735100 1,197 10,678 SH   SOLE 0 1,197 0 0
Automatic Data Processing, Inc. com 053015103 1,306 6,219 SH   SOLE 0 1,306 0 0
AutoZone Inc com 053332102 1,470 684 SH   SOLE 0 1,470 0 0
Avantis Emerging Markets Equity ETF ETF 025072604 31,507 605,562 SH   SOLE 0 31,507 0 0
Avnet, Inc. com 053807103 4,334 101,084 SH   SOLE 0 4,334 0 0
Bank of America Corp com 060505104 544 17,470 SH   SOLE 0 544 0 0
Bank of Montreal com 063671101 3,105 32,282 SH   SOLE 0 3,105 0 0
Becton Dickinson & Co com 075887109 2,706 10,977 SH   SOLE 0 2,706 0 0
Belden Inc com 077454106 1,428 26,809 SH   SOLE 0 1,428 0 0
Best Buy Inc com 086516101 3,561 54,619 SH   SOLE 0 3,561 0 0
BioNTech SE ADR 09075V102 463 3,102 SH   SOLE 0 463 0 0
Booz Allen Hamilton Holdings Corporation com 099502106 485 5,372 SH   SOLE 0 485 0 0
Bristol-Myers Squibb Co com 110122108 1,871 24,301 SH   SOLE 0 1,871 0 0
Broadcom Limited com 11135F101 1,073 2,209 SH   SOLE 0 1,073 0 0
C V S Caremark Corp. com 126650100 6,219 67,117 SH   SOLE 0 6,219 0 0
Cabot Corporation com 127055101 1,320 20,698 SH   SOLE 0 1,320 0 0
Camden Property Trust com 133131102 7,667 57,016 SH   SOLE 0 7,667 0 0
Canadian Natl RR Co. com 136375102 620 5,515 SH   SOLE 0 620 0 0
Canadian Natural Resources Limited com 136385101 1,149 21,402 SH   SOLE 0 1,149 0 0
Cardinal Health Inc com 14149Y108 331 6,328 SH   SOLE 0 331 0 0
Carrier Global Corp com 14448C104 551 15,464 SH   SOLE 0 551 0 0
Caterpillar Inc com 149123101 2,060 11,524 SH   SOLE 0 2,060 0 0
CDW Corporation com 12514G108 2,763 17,536 SH   SOLE 0 2,763 0 0
Celanese Corporation com 150870103 1,336 11,356 SH   SOLE 0 1,336 0 0
Century Communities, Inc com 156504300 373 8,288 SH   SOLE 0 373 0 0
Chevron Corp com 166764100 3,688 25,472 SH   SOLE 0 3,688 0 0
Chubb Ltd com H1467J104 1,159 5,898 SH   SOLE 0 1,159 0 0
CIGNA Corp com 125523100 200 759 SH   SOLE 0 200 0 0
Cincinnati Financial Cp com 172062101 726 6,098 SH   SOLE 0 726 0 0
Cisco Systems Inc com 17275R102 8,766 205,579 SH   SOLE 0 8,766 0 0
Citigroup Inc com 172967424 385 8,368 SH   SOLE 0 385 0 0
Citizens Financial Group, Inc. com 174610105 204 5,708 SH   SOLE 0 204 0 0
Civitas Resources, Inc. com 17888H103 314 5,998 SH   SOLE 0 314 0 0
CMS Energy Corp com 125896100 773 11,459 SH   SOLE 0 773 0 0
Coca Cola Company com 191216100 317 5,040 SH   SOLE 0 317 0 0
Cognizant Technology Solutions Corp. com 192446102 2,580 38,232 SH   SOLE 0 2,580 0 0
Comcast Corp com 20030N101 386 9,831 SH   SOLE 0 386 0 0
Comerica Incorporated com 200340107 313 4,270 SH   SOLE 0 313 0 0
Concentrix Corp com 20602D101 549 4,050 SH   SOLE 0 549 0 0
ConocoPhillips com 20825C104 797 8,870 SH   SOLE 0 797 0 0
Constellation Energy Co com 21037T109 1,454 25,390 SH   SOLE 0 1,454 0 0
Corning Inc com 219350105 2,934 93,129 SH   SOLE 0 2,934 0 0
Costco Whsl Corp New com 22160K105 250 522 SH   SOLE 0 250 0 0
Crane Company com 224399105 435 4,966 SH   SOLE 0 435 0 0
CubeSmart com 229663109 3,541 82,892 SH   SOLE 0 3,541 0 0
Cummins Inc com 231021106 5,646 29,173 SH   SOLE 0 5,646 0 0
D R Horton Co com 23331A109 5,443 82,240 SH   SOLE 0 5,443 0 0
Danaher Corp Del com 235851102 389 1,533 SH   SOLE 0 389 0 0
Deere & Co com 244199105 1,048 3,498 SH   SOLE 0 1,048 0 0
Dell Inc. com 24703L202 236 5,117 SH   SOLE 0 236 0 0
Dick's Sporting Goods Inc. com 253393102 3,656 48,514 SH   SOLE 0 3,656 0 0
Discover Financial Services com 254709108 2,596 27,451 SH   SOLE 0 2,596 0 0
Disney Walt Hldg Co com 254687106 521 5,515 SH   SOLE 0 521 0 0
DoubleLine Income Solutions Fund com 258622109 707 58,304 SH   SOLE 0 707 0 0
Dover Corporation com 260003108 516 4,254 SH   SOLE 0 516 0 0
EastGroup Properties Inc. com 277276101 399 2,587 SH   SOLE 0 399 0 0
Eaton Corporation plc com G29183103 2,772 22,002 SH   SOLE 0 2,772 0 0
Elevance Health Inc. com 036752103 1,173 2,431 SH   SOLE 0 1,173 0 0
Emerson Electric Co com 291011104 3,131 39,365 SH   SOLE 0 3,131 0 0
Encompass Health Corp com 29261A100 1,527 27,249 SH   SOLE 0 1,527 0 0
Entergy Corp New com 29364G103 1,248 11,083 SH   SOLE 0 1,248 0 0
EOG Resources, Inc com 26875P101 5,334 48,297 SH   SOLE 0 5,334 0 0
Equitable Holdings, Inc. com 29452E101 3,846 147,510 SH   SOLE 0 3,846 0 0
Equity Commonwealth com 294628102 233 8,462 SH   SOLE 0 233 0 0
Everest Re Group Ltd com G3223R108 694 2,475 SH   SOLE 0 694 0 0
Exelon Corporation com 30161N101 3,790 83,631 SH   SOLE 0 3,790 0 0
Exxon Mobil Corporation com 30231G102 5,606 65,461 SH   SOLE 0 5,606 0 0
FedEx Corp. com 31428X106 789 3,481 SH   SOLE 0 789 0 0
Fidelity National Finl. com 31620R303 2,977 80,554 SH   SOLE 0 2,977 0 0
Fifth Third Bancorp com 316773100 3,068 91,320 SH   SOLE 0 3,068 0 0
First American Financial Corp com 31847R102 1,302 24,604 SH   SOLE 0 1,302 0 0
First Industrial Rlty Trust com 32054K103 649 13,674 SH   SOLE 0 649 0 0
First Trust Managed Municipal ETF ETF 33739N108 2,737 54,086 SH   SOLE 0 2,737 0 0
Ford Motor Company com 345370860 513 46,072 SH   SOLE 0 513 0 0
Franklin Resources Inc com 354613101 589 25,258 SH   SOLE 0 589 0 0
General Dynamics Corp com 369550108 5,919 26,750 SH   SOLE 0 5,919 0 0
General Mills Inc com 370334104 1,385 18,355 SH   SOLE 0 1,385 0 0
Gilead Sciences Inc com 375558103 371 6,002 SH   SOLE 0 371 0 0
Global X MLP & Energy Infrastructure ETF ETF 37954Y293 617 16,182 SH   SOLE 0 617 0 0
Goldman Sachs Group Inc com 38141G104 2,000 6,733 SH   SOLE 0 2,000 0 0
GrafTech International Ltd com 384313508 84 11,884 SH   SOLE 0 84 0 0
Group 1 Automotive, Inc. com 398905109 1,693 9,973 SH   SOLE 0 1,693 0 0
Hanesbrands Inc. com 410345102 537 52,157 SH   SOLE 0 537 0 0
Hartford Financial Services com 416515104 3,721 56,866 SH   SOLE 0 3,721 0 0
Hartford Multifactor Developed Markets ETF ETF 518416102 49,948 2,006,734 SH   SOLE 0 49,948 0 0
Hasbro Inc com 418056107 1,358 16,582 SH   SOLE 0 1,358 0 0
HCA Holdings, Inc. com 40412C101 4,693 27,922 SH   SOLE 0 4,693 0 0
Hewlett Packard Enterprise Comp com 42824C109 2,090 157,613 SH   SOLE 0 2,090 0 0
Home Depot Inc com 437076102 2,925 10,664 SH   SOLE 0 2,925 0 0
Honeywell International com 438516106 2,077 11,947 SH   SOLE 0 2,077 0 0
Host Hotels & Resorts Inc. com 44107P104 343 21,890 SH   SOLE 0 343 0 0
HP Inc. com 40434L105 3,462 105,626 SH   SOLE 0 3,462 0 0
Huntington Bancshares Incorporated com 446150104 235 19,548 SH   SOLE 0 235 0 0
Illinois Tool Works com 452308109 792 4,346 SH   SOLE 0 792 0 0
Independence Realty Trust Inc. com 45378A106 586 28,290 SH   SOLE 0 586 0 0
Infosys Limited ADR 456788108 6,064 327,595 SH   SOLE 0 6,064 0 0
Intel Corp com 458140100 5,573 148,984 SH   SOLE 0 5,573 0 0
International Paper Co com 460146103 1,690 40,407 SH   SOLE 0 1,690 0 0
Interpublic Group of Companies com 460690100 928 33,712 SH   SOLE 0 928 0 0
Intl Business Machines com 459200101 2,755 19,512 SH   SOLE 0 2,755 0 0
Invesco Emerging Mkts Sovereign Debt ETF ETF 46138E784 243 13,114 SH   SOLE 0 243 0 0
Invesco FTSE RAFI Dev Mkts ex-US ETF ETF 46138E743 330 8,280 SH   SOLE 0 330 0 0
Invesco FTSE RAFI Emerging Markets ETF ETF 46138E727 3,348 184,233 SH   SOLE 0 3,348 0 0
Invesco FTSE RAFI US 1000 ETF ETF 46137V613 449 3,031 SH   SOLE 0 449 0 0
Invesco QQQ ETF ETF 46090E103 204 728 SH   SOLE 0 204 0 0
Invitation Homes Inc. com 46187W107 715 20,097 SH   SOLE 0 715 0 0
Iron Mountain Incorporated com 46284V101 582 11,952 SH   SOLE 0 582 0 0
iShares Barclays TIPS Bond ETF 464287176 741 6,505 SH   SOLE 0 741 0 0
iShares Core MSCI EAFE ETF ETF 46432F842 1,447 24,582 SH   SOLE 0 1,447 0 0
iShares Core MSCI Emerging Markets ETF ETF 46434G103 276 5,616 SH   SOLE 0 276 0 0
iShares Core S&P 500 ETF ETF 464287200 506 1,335 SH   SOLE 0 506 0 0
iShares Core S&P Mid-Cap ETF ETF 464287507 247 1,090 SH   SOLE 0 247 0 0
iShares Edge MSCI Mltfct USA SmCp ETF ETF 46434V290 1,092 23,291 SH   SOLE 0 1,092 0 0
iShares Edge MSCI Multifactor Intl ETF ETF 46434V274 4,683 199,032 SH   SOLE 0 4,683 0 0
iShares Edge MSCI Multifactor USA ETF ETF 46434V282 7,594 200,367 SH   SOLE 0 7,594 0 0
iShares Emerging Markets Local Currency Bond ETF ETF 464286517 1,542 45,131 SH   SOLE 0 1,542 0 0
iShares Global Clean Energy ETF ETF 464288224 274 14,395 SH   SOLE 0 274 0 0
iShares GNMA Bond ETF ETF 46429B333 214 4,692 SH   SOLE 0 214 0 0
iShares Gold Trust ETF ETF 464285204 223 6,495 SH   SOLE 0 223 0 0
iShares JPMorgan USD Emerg Markets Bond ETF ETF 464288281 11,554 135,418 SH   SOLE 0 11,554 0 0
iShares MBS Bond ETF ETF 464288588 14,847 152,294 SH   SOLE 0 14,847 0 0
iShares MSCI EAFE ETF ETF 464287465 2,485 39,761 SH   SOLE 0 2,485 0 0
iShares MSCI EAFE Min Volatility ETF ETF 46429B689 4,024 63,564 SH   SOLE 0 4,024 0 0
iShares MSCI Emerging Markets Index ETF ETF 464287234 375 9,351 SH   SOLE 0 375 0 0
iShares Natl Amt-Free Muni Bond ETF ETF 464288414 3,369 31,673 SH   SOLE 0 3,369 0 0
iShares Russell 1000 ETF ETF 464287622 361 1,736 SH   SOLE 0 361 0 0
iShares Russell 1000 Growth ETF ETF 464287614 228 1,043 SH   SOLE 0 228 0 0
iShares Russell Mid-cap Value ETF ETF 464287473 386 3,798 SH   SOLE 0 386 0 0
iShares S&P Mid-Cap 400 Value ETF ETF 464287705 371 3,930 SH   SOLE 0 371 0 0
iShares S&P Small-Cap 600 Value ETF ETF 464287879 203 2,276 SH   SOLE 0 203 0 0
iShares S&P Small-Cap ETF ETF 464287804 396 4,280 SH   SOLE 0 396 0 0
iShares Short Maturity Bond ETF ETF 46431W507 285 5,778 SH   SOLE 0 285 0 0
iShares Short-Term National Muni Bond ETF ETF 464288158 543 5,186 SH   SOLE 0 543 0 0
J M Smuckers Co com 832696405 3,092 24,152 SH   SOLE 0 3,092 0 0
J P Morgan Chase & Co. com 46625H100 6,715 59,631 SH   SOLE 0 6,715 0 0
Jabil Circuit Inc. com 466313103 1,693 33,068 SH   SOLE 0 1,693 0 0
Johnson & Johnson com 478160104 8,131 45,803 SH   SOLE 0 8,131 0 0
JPMorgan Diversified Return U.S. Equity ETF ETF 46641Q407 332 3,624 SH   SOLE 0 332 0 0
JPMorgan Ultra-Short Income ETF ETF 46641Q837 30,655 612,006 SH   SOLE 0 30,655 0 0
Juniper Networks Inc com 48203R104 871 30,557 SH   SOLE 0 871 0 0
K L A Tencor Corp com 482480100 358 1,122 SH   SOLE 0 358 0 0
Kellogg Company com 487836108 387 5,429 SH   SOLE 0 387 0 0
Keycorp Inc New com 493267108 975 56,564 SH   SOLE 0 975 0 0
Kilroy Realty Corp com 49427F108 2,774 53,005 SH   SOLE 0 2,774 0 0
Kimberly-Clark Corp com 494368103 739 5,471 SH   SOLE 0 739 0 0
Kinder Morgan, Inc. com 49456B101 2,294 136,851 SH   SOLE 0 2,294 0 0
Kroger Company com 501044101 9,466 199,992 SH   SOLE 0 9,466 0 0
Lab Cp Of Amer Hldg New com 50540R409 1,477 6,304 SH   SOLE 0 1,477 0 0
Lamar Advertising Co A com 512816109 4,067 46,226 SH   SOLE 0 4,067 0 0
Leidos Holdings Inc com 525327102 778 7,729 SH   SOLE 0 778 0 0
Lennar Corp Cl A com 526057104 1,135 16,080 SH   SOLE 0 1,135 0 0
Lexington Realty Trust com 529043101 2,106 196,097 SH   SOLE 0 2,106 0 0
Life Storage Inc. com 53223X107 1,616 14,470 SH   SOLE 0 1,616 0 0
LKQ Corp. com 501889208 3,227 65,730 SH   SOLE 0 3,227 0 0
Lockheed Martin Corp com 539830109 2,915 6,780 SH   SOLE 0 2,915 0 0
Louisiana-Pacific Corp com 546347105 525 10,025 SH   SOLE 0 525 0 0
Lowes Companies Inc com 548661107 2,584 14,795 SH   SOLE 0 2,584 0 0
LyondellBasell Industrials NV com N53745100 2,882 32,950 SH   SOLE 0 2,882 0 0
Manulife Financial Corporation com 56501R106 2,379 137,265 SH   SOLE 0 2,379 0 0
Marathon Petroleum Corporation com 56585A102 1,218 14,814 SH   SOLE 0 1,218 0 0
Masco Corporation com 574599106 1,059 20,926 SH   SOLE 0 1,059 0 0
Mastercard Incorporated com 57636Q104 296 937 SH   SOLE 0 296 0 0
McDonald's Corp. com 580135101 2,210 8,951 SH   SOLE 0 2,210 0 0
McKesson HBOC Inc com 58155Q103 7,452 22,843 SH   SOLE 0 7,452 0 0
MDU Resources Group, Inc. com 552690109 1,443 53,460 SH   SOLE 0 1,443 0 0
Medtronic PLC com G5960L103 954 10,628 SH   SOLE 0 954 0 0
Merck & Co Inc com 58933Y105 3,139 34,425 SH   SOLE 0 3,139 0 0
Meta Platforms, Inc. com 30303M102 3,653 22,653 SH   SOLE 0 3,653 0 0
Metlife Inc com 59156R108 4,462 71,069 SH   SOLE 0 4,462 0 0
Microsoft Corp com 594918104 18,301 71,259 SH   SOLE 0 18,301 0 0
Moderna Inc com 60770K107 440 3,083 SH   SOLE 0 440 0 0
Morgan Stanley com 617446448 2,589 34,043 SH   SOLE 0 2,589 0 0
National Fuel Gas Co com 636180101 445 6,732 SH   SOLE 0 445 0 0
Network Appliance Inc com 64110D104 3,135 48,048 SH   SOLE 0 3,135 0 0
Newmont Mining Corp com 651639106 436 7,303 SH   SOLE 0 436 0 0
Nexstar Media Group com 65336K103 4,635 28,458 SH   SOLE 0 4,635 0 0
Nextera Energy Inc com 65339F101 217 2,807 SH   SOLE 0 217 0 0
Nike Inc Class B com 654106103 204 1,997 SH   SOLE 0 204 0 0
Norfolk Southern Corp com 655844108 313 1,377 SH   SOLE 0 313 0 0
Northrop Grumman Corp com 666807102 1,739 3,634 SH   SOLE 0 1,739 0 0
NortonLifeLock Inc. com 668771108 605 27,537 SH   SOLE 0 605 0 0
Novartis A G Spon Adr ADR 66987V109 288 3,405 SH   SOLE 0 288 0 0
NRG Energy, Inc com 629377508 1,141 29,891 SH   SOLE 0 1,141 0 0
Nucor Corp com 670346105 4,039 38,682 SH   SOLE 0 4,039 0 0
Nutrien Ltd. com 67077M108 1,132 14,201 SH   SOLE 0 1,132 0 0
Old Republic International Corporation com 680223104 320 14,291 SH   SOLE 0 320 0 0
Omnicom Group Inc com 681919106 2,890 45,436 SH   SOLE 0 2,890 0 0
OneMain Holdings, Inc. com 68268W103 1,239 33,142 SH   SOLE 0 1,239 0 0
ONEOK Inc com 682680103 650 11,704 SH   SOLE 0 650 0 0
Oracle Corporation com 68389X105 10,801 154,584 SH   SOLE 0 10,801 0 0
Organon & Co. Common Stock com 68622V106 527 15,626 SH   SOLE 0 527 0 0
Otis Worldwide Corp com 68902V107 359 5,080 SH   SOLE 0 359 0 0
Otter Tail Corporation com 689648103 666 9,916 SH   SOLE 0 666 0 0
Outfront Media Inc com 69007J106 2,616 154,314 SH   SOLE 0 2,616 0 0
Ovintiv Inc. com 69047Q102 1,119 25,325 SH   SOLE 0 1,119 0 0
Owens Corning Inc. com 690742101 2,395 32,231 SH   SOLE 0 2,395 0 0
PACCAR Inc com 693718108 2,455 29,814 SH   SOLE 0 2,455 0 0
Pacer Benchmark Data & Infrastructure Real Estate ETF com 69374H741 11,358 329,805 SH   SOLE 0 11,358 0 0
Packaging Corp of America com 695156109 214 1,559 SH   SOLE 0 214 0 0
Paramount Global com 92556H206 542 21,946 SH   SOLE 0 542 0 0
Patterson Companies Inc. com 703395103 1,483 48,946 SH   SOLE 0 1,483 0 0
PDC Energy, Inc. com 69327R101 352 5,708 SH   SOLE 0 352 0 0
PennyMac Financial Services, Inc. com 70932M107 513 11,739 SH   SOLE 0 513 0 0
PepsiCo Incorporated com 713448108 1,310 7,862 SH   SOLE 0 1,310 0 0
Petroleo Brasileiro ADR 71654V408 2,436 208,584 SH   SOLE 0 2,436 0 0
Pfizer Incorporated com 717081103 12,243 233,515 SH   SOLE 0 12,243 0 0
Phillips 66 com 718546104 301 3,666 SH   SOLE 0 301 0 0
Piedmont Office Realty Trust, Inc. com 720190206 2,801 213,467 SH   SOLE 0 2,801 0 0
PIMCO Intermediate Muni Bond Strgy ETF ETF 72201R866 3,091 60,052 SH   SOLE 0 3,091 0 0
PNC Financial Services com 693475105 647 4,099 SH   SOLE 0 647 0 0
Polaris Industries Inc. com 731068102 388 3,911 SH   SOLE 0 388 0 0
Popular Inc com 733174700 1,030 13,388 SH   SOLE 0 1,030 0 0
Potlatch Corporation com 737630103 4,901 110,900 SH   SOLE 0 4,901 0 0
PPG Industries Inc com 693506107 248 2,169 SH   SOLE 0 248 0 0
Premier, Inc. com 74051N102 871 24,405 SH   SOLE 0 871 0 0
Prestige Brands Holdings, Inc. com 74112D101 240 4,084 SH   SOLE 0 240 0 0
Principal Financial Group Inc. com 74251V102 1,006 15,069 SH   SOLE 0 1,006 0 0
Procter & Gamble com 742718109 10,103 70,263 SH   SOLE 0 10,103 0 0
Progressive Corp. com 743315103 1,292 11,116 SH   SOLE 0 1,292 0 0
ProLogis com 74340W103 250 2,124 SH   SOLE 0 250 0 0
Prudential Financial Inc com 744320102 3,241 33,869 SH   SOLE 0 3,241 0 0
Pub Svc Enterprise Group com 744573106 355 5,606 SH   SOLE 0 355 0 0
PulteGroup Inc com 745867101 3,713 93,702 SH   SOLE 0 3,713 0 0
Qualcomm Inc com 747525103 579 4,529 SH   SOLE 0 579 0 0
Quest Diagnostic Inc com 74834L100 3,815 28,692 SH   SOLE 0 3,815 0 0
Raytheon Technologies Co com 75513E101 1,035 10,769 SH   SOLE 0 1,035 0 0
Regions Financial Cp New com 7591EP100 1,514 80,728 SH   SOLE 0 1,514 0 0
Reliance Steel & Aluminum Co com 759509102 1,210 7,126 SH   SOLE 0 1,210 0 0
Republic Services, Inc com 760759100 258 1,974 SH   SOLE 0 258 0 0
RLJ Lodging Trust com 74965L101 2,781 252,094 SH   SOLE 0 2,781 0 0
Schwab Emerging Mkts Equity ETF ETF 808524706 900 35,473 SH   SOLE 0 900 0 0
Schwab Fundamental Emerg Mkts Lg Co ETF ETF 808524730 38,558 1,487,004 SH   SOLE 0 38,558 0 0
Schwab Fundamental Intl Lg Co ETF ETF 808524755 60,061 2,121,535 SH   SOLE 0 60,061 0 0
Schwab Fundamental US Large Company ETF ETF 808524771 4,842 95,119 SH   SOLE 0 4,842 0 0
Schwab Fundamental US Small Company ETF ETF 808524763 12,195 269,494 SH   SOLE 0 12,195 0 0
Schwab Intermediate-Term U.S. Trsy ETF ETF 808524854 22,872 443,246 SH   SOLE 0 22,872 0 0
Schwab International Equity ETF ETF 808524805 43,825 1,393,475 SH   SOLE 0 43,825 0 0
Schwab Short-Term U.S. Treasury ETF ETF 808524862 249 5,059 SH   SOLE 0 249 0 0
Schwab U.S. Aggregate Bond ETF ETF 808524839 226 4,730 SH   SOLE 0 226 0 0
Schwab U.S. Dividend Equity ETF ETF 808524797 261 3,649 SH   SOLE 0 261 0 0
Schwab U.S. REIT ETF ETF 808524847 18,165 861,289 SH   SOLE 0 18,165 0 0
Schwab U.S. Small-Cap ETF ETF 808524607 296 7,596 SH   SOLE 0 296 0 0
Schwab US Broad Mkt ETF ETF 808524102 626 14,160 SH   SOLE 0 626 0 0
Schwab US Large-Cap Value ETF ETF 808524409 312 4,996 SH   SOLE 0 312 0 0
Schwab US TIPS ETF ETF 808524870 18,394 329,644 SH   SOLE 0 18,394 0 0
Seagate Technology PLC F com G7997R103 5,366 75,115 SH   SOLE 0 5,366 0 0
Select Medical Holdings Corp com 81619Q105 460 19,476 SH   SOLE 0 460 0 0
Shell plc com 780259305 1,373 26,258 SH   SOLE 0 1,373 0 0
Simon Ppty Group New com 828806109 3,150 33,189 SH   SOLE 0 3,150 0 0
Snap On Inc com 833034101 2,543 12,907 SH   SOLE 0 2,543 0 0
SPDR Barclays Cap Interm Term Corp Bond ETF ETF 78464A375 7,213 221,067 SH   SOLE 0 7,213 0 0
SPDR Portfolio Mortgage Backed Bond ETF ETF 78464A383 306 13,410 SH   SOLE 0 306 0 0
SPDR S&P 500 ETF ETF 78462F103 203 539 SH   SOLE 0 203 0 0
Sprouts Farmers Market com 85208M102 585 23,101 SH   SOLE 0 585 0 0
STAG Industrial, Inc. com 85254J102 3,056 98,949 SH   SOLE 0 3,056 0 0
State Street Corp com 857477103 584 9,478 SH   SOLE 0 584 0 0
Steel Dynamics, Inc. com 858119100 1,564 23,649 SH   SOLE 0 1,564 0 0
Store Capital Corporation com 862121100 1,994 76,456 SH   SOLE 0 1,994 0 0
Sun Communities Inc com 866674104 859 5,392 SH   SOLE 0 859 0 0
Synchrony Financial com 87165B103 829 30,005 SH   SOLE 0 829 0 0
SYNNEX Corp. com 87162W100 439 4,823 SH   SOLE 0 439 0 0
Target Corporation com 87612E106 8,723 61,767 SH   SOLE 0 8,723 0 0
TE Connectivity Ltd. com H84989104 880 7,779 SH   SOLE 0 880 0 0
Technology Select Sector SPDR ETF ETF 81369Y803 219 1,724 SH   SOLE 0 219 0 0
TEGNA, Inc. com 87901J105 429 20,466 SH   SOLE 0 429 0 0
Texas Instruments Inc com 882508104 5,651 36,778 SH   SOLE 0 5,651 0 0
The Andersons Inc. com 034164103 505 15,299 SH   SOLE 0 505 0 0
The Bank Of Nova Scotia com 064149107 331 5,594 SH   SOLE 0 331 0 0
The Carlyle Group Inc. com 14316J108 349 11,023 SH   SOLE 0 349 0 0
The Chemours Company com 163851108 255 7,953 SH   SOLE 0 255 0 0
The Hanover Insurance Group Inc. com 410867105 1,079 7,377 SH   SOLE 0 1,079 0 0
The Kraft Heinz Company com 500754106 1,575 41,296 SH   SOLE 0 1,575 0 0
The Macerich Co com 554382101 1,144 131,311 SH   SOLE 0 1,144 0 0
The Real Estate Select Sector SPDR Fund com 81369Y860 2,524 61,782 SH   SOLE 0 2,524 0 0
Thermo Fisher Scientific Inc. com 883556102 4,294 7,903 SH   SOLE 0 4,294 0 0
TJX Cos Inc com 872540109 1,146 20,526 SH   SOLE 0 1,146 0 0
Toronto-Dominion Bank com 891160509 2,678 40,833 SH   SOLE 0 2,678 0 0
Tortoise North American Pipeline Fund com 56167N720 15,707 647,706 SH   SOLE 0 15,707 0 0
TotalEnergies SE com 89151E109 1,894 35,984 SH   SOLE 0 1,894 0 0
Toyota Motor Corporation ADR 892331307 8,868 57,520 SH   SOLE 0 8,868 0 0
Travel & Leisure Co. com 894164102 262 6,742 SH   SOLE 0 262 0 0
Travelers Companies Inc com 89417E109 3,751 22,181 SH   SOLE 0 3,751 0 0
Triton International Limited com G9078F107 2,760 52,422 SH   SOLE 0 2,760 0 0
Twenty-First Century Fox, Inc. Cl A com 35137L105 2,904 90,306 SH   SOLE 0 2,904 0 0
Tyson Foods Inc com 902494103 5,552 64,508 SH   SOLE 0 5,552 0 0
UGI Corporation New com 902681105 5,888 152,505 SH   SOLE 0 5,888 0 0
Union Pacific com 907818108 4,571 21,431 SH   SOLE 0 4,571 0 0
United Natural Foods, Inc com 911163103 268 6,812 SH   SOLE 0 268 0 0
United Parcel Service, Inc. com 911312106 1,234 6,762 SH   SOLE 0 1,234 0 0
United Rentals, Inc. com 911363109 1,592 6,552 SH   SOLE 0 1,592 0 0
UnitedHealth Group Inc. com 91324P102 3,966 7,721 SH   SOLE 0 3,966 0 0
Uniti Group Inc. com 91325V108 900 95,585 SH   SOLE 0 900 0 0
Unum Group com 91529Y106 1,369 40,244 SH   SOLE 0 1,369 0 0
US Bancorp com 902973304 2,959 64,292 SH   SOLE 0 2,959 0 0
Valero Energy Corp New com 91913Y100 572 5,386 SH   SOLE 0 572 0 0
VanEck Vectors Gold Miners ETF ETF 92189F106 227 8,286 SH   SOLE 0 227 0 0
VanEck Vectors High-Yield Muni ETF ETF 92189H409 1,396 25,929 SH   SOLE 0 1,396 0 0
VanEck Vectors Intermediate Muni ETF ETF 92189H201 498 10,911 SH   SOLE 0 498 0 0
Vanguard Dividend Appreciation ETF ETF 921908844 306 2,133 SH   SOLE 0 306 0 0
Vanguard Emerging Markets Stock ETF ETF 922042858 333 7,991 SH   SOLE 0 333 0 0
Vanguard FTSE Developed Markets ETF ETF 921943858 307 7,514 SH   SOLE 0 307 0 0
Vanguard Interm-Tm Govt Bd Inx ETF ETF 92206C706 10,725 175,355 SH   SOLE 0 10,725 0 0
Vanguard Reit Index ETF ETF 922908553 6,151 67,514 SH   SOLE 0 6,151 0 0
Vanguard Russell 1000 ETF ETF 92206C730 3,404 19,812 SH   SOLE 0 3,404 0 0
Vanguard S&P 500 ETF ETF 922908363 459 1,322 SH   SOLE 0 459 0 0
Vanguard Small Cap Value ETF ETF 922908611 10,583 70,637 SH   SOLE 0 10,583 0 0
Vanguard Tax-Exempt Bond Index ETF ETF 922907746 11,715 234,682 SH   SOLE 0 11,715 0 0
Vanguard Total Bond Market ETF ETF 921937835 6,893 91,587 SH   SOLE 0 6,893 0 0
Vanguard Total Stock Market ETF ETF 922908769 529 2,805 SH   SOLE 0 529 0 0
Vanguard Ultra-Short Bond ETF Shares ETF 92203C303 1,175 23,879 SH   SOLE 0 1,175 0 0
Vanguard Value ETF ETF 922908744 730 5,534 SH   SOLE 0 730 0 0
Verizon Communications com 92343V104 10,051 198,043 SH   SOLE 0 10,051 0 0
Visa, Inc. com 92826C839 291 1,478 SH   SOLE 0 291 0 0
Vishay Intertechnology Inc. com 928298108 1,702 95,522 SH   SOLE 0 1,702 0 0
Walgreens Boots Alliance Inc. com 931427108 1,452 38,324 SH   SOLE 0 1,452 0 0
Wal-Mart Stores Inc com 931142103 8,726 71,774 SH   SOLE 0 8,726 0 0
Warner Brothers Discover com 934423104 1,775 132,274 SH   SOLE 0 1,775 0 0
Weyerhaeuser Co com 962166104 3,487 105,275 SH   SOLE 0 3,487 0 0
Whirlpool Corp com 963320106 2,616 16,891 SH   SOLE 0 2,616 0 0
Williams Companies, Inc. com 969457100 211 6,749 SH   SOLE 0 211 0 0
Williams Sonoma com 969904101 1,363 12,286 SH   SOLE 0 1,363 0 0
Yamana Gold, Inc. com 98462Y100 62 13,300 SH   SOLE 0 62 0 0
Ziff Davis, Inc. com 48123V102 623 8,360 SH   SOLE 0 623 0 0