The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company com 88579Y101 1,294 6,513 SH   SOLE 0 0 1,294 0
A T & T Inc. com 00206R102 1,552 53,935 SH   SOLE 0 0 1,552 0
Abbott Laboratories com 002824100 449 3,871 SH   SOLE 0 0 449 0
AbbVie Inc. com 00287Y109 5,821 51,682 SH   SOLE 0 0 5,821 0
Accenture Ltd Cl A com G1151C101 5,906 20,036 SH   SOLE 0 0 5,906 0
Activision Inc com 00507V109 6,493 68,037 SH   SOLE 0 0 6,493 0
AES Corporation com 00130H105 1,903 72,984 SH   SOLE 0 0 1,903 0
AFLAC Inc com 001055102 3,653 68,076 SH   SOLE 0 0 3,653 0
Allison Transmission Holdings, INc. com 01973R101 781 19,662 SH   SOLE 0 0 781 0
Allstate Corporation com 020002101 6,002 46,012 SH   SOLE 0 0 6,002 0
Alphabet Inc Class A com 02079K305 830 340 SH   SOLE 0 0 830 0
Alphabet Inc Class C com 02079K107 9,594 3,828 SH   SOLE 0 0 9,594 0
Amazon.com Inc. com 023135106 203 59 SH   SOLE 0 0 203 0
Amdocs Limited Common Stock com G02602103 849 10,978 SH   SOLE 0 0 849 0
American Electric Power Co., Inc com 025537101 227 2,680 SH   SOLE 0 0 227 0
American Express Company com 025816109 297 1,799 SH   SOLE 0 0 297 0
American Tower Corporation com 03027X100 3,255 12,049 SH   SOLE 0 0 3,255 0
Ameriprise Financial, Inc. com 03076C106 4,832 19,416 SH   SOLE 0 0 4,832 0
Amerisource Bergen com 03073E105 601 5,253 SH   SOLE 0 0 601 0
Amgen Incorporated com 031162100 9,581 39,307 SH   SOLE 0 0 9,581 0
Amkor Technology Inc com 031652100 529 22,360 SH   SOLE 0 0 529 0
Anthem, Inc. com 036752103 1,097 2,873 SH   SOLE 0 0 1,097 0
Apple Computer Inc com 037833100 31,884 232,800 SH   SOLE 0 0 31,884 0
Applied Materials Inc com 038222105 1,014 7,121 SH   SOLE 0 0 1,014 0
Archer-Daniels-Midland Co. com 039483102 1,933 31,894 SH   SOLE 0 0 1,933 0
Arrow Electronics, Inc. com 042735100 915 8,040 SH   SOLE 0 0 915 0
Auto Data Processing com 053015103 787 3,964 SH   SOLE 0 0 787 0
AutoZone Inc com 053332102 688 461 SH   SOLE 0 0 688 0
Avantis Emerging Markets Equity ETF com 025072604 29,469 423,674 SH   SOLE 0 0 29,469 0
Avnet, Inc. com 053807103 1,988 49,596 SH   SOLE 0 0 1,988 0
Bank of America Corp com 060505104 860 20,867 SH   SOLE 0 0 860 0
Becton Dickinson & Co com 075887109 2,938 12,081 SH   SOLE 0 0 2,938 0
Berkshire Hathaway Cl B com 084670702 232 836 SH   SOLE 0 0 232 0
Best Buy Inc com 086516101 6,357 55,291 SH   SOLE 0 0 6,357 0
Big Lots Inc. com 089302103 2,140 32,424 SH   SOLE 0 0 2,140 0
Booz Allen Hamilton Holdings Corporation com 099502106 1,077 12,649 SH   SOLE 0 0 1,077 0
Bristol-Myers Squibb Co com 110122108 1,375 20,584 SH   SOLE 0 0 1,375 0
Broadcom Limited com 11135F101 332 696 SH   SOLE 0 0 332 0
C V S Caremark Corp. com 126650100 4,402 52,755 SH   SOLE 0 0 4,402 0
Cabot Corporation com 127055101 1,513 26,580 SH   SOLE 0 0 1,513 0
Camden Property Trust com 133131102 10,302 77,654 SH   SOLE 0 0 10,302 0
Canadian Natl RR Co. com 136375102 608 5,766 SH   SOLE 0 0 608 0
Cardinal Health Inc com 14149Y108 444 7,771 SH   SOLE 0 0 444 0
Carrier Global Corp com 14448C104 800 16,454 SH   SOLE 0 0 800 0
Caterpillar Inc com 149123101 2,501 11,492 SH   SOLE 0 0 2,501 0
CBRE Clarion Global Real Estate Income Fund com 12504G100 121 13,691 SH   SOLE 0 0 121 0
CDW Corporation com 12514G108 1,706 9,767 SH   SOLE 0 0 1,706 0
Celanese Corporation com 150870103 2,499 16,487 SH   SOLE 0 0 2,499 0
Cerner Corp com 156782104 1,111 14,211 SH   SOLE 0 0 1,111 0
Chevron Corp com 166764100 4,624 44,151 SH   SOLE 0 0 4,624 0
Chubb Ltd com H1467J104 1,048 6,596 SH   SOLE 0 0 1,048 0
Cincinnati Financial Cp com 172062101 675 5,787 SH   SOLE 0 0 675 0
Cisco Systems Inc com 17275R102 10,095 190,477 SH   SOLE 0 0 10,095 0
Citigroup Inc com 172967424 7,924 112,006 SH   SOLE 0 0 7,924 0
CMS Energy Corp com 125896100 722 12,220 SH   SOLE 0 0 722 0
Coca Cola Company com 191216100 253 4,684 SH   SOLE 0 0 253 0
Cognizant Technology Solutions Corp. com 192446102 2,016 29,110 SH   SOLE 0 0 2,016 0
Comcast Corp com 20030N101 526 9,216 SH   SOLE 0 0 526 0
Concentrix Corp com 20602D101 710 4,416 SH   SOLE 0 0 710 0
ConocoPhillips com 20825C104 472 7,749 SH   SOLE 0 0 472 0
Corning Inc com 219350105 2,179 53,279 SH   SOLE 0 0 2,179 0
Costco Whsl Corp New com 22160K105 275 695 SH   SOLE 0 0 275 0
Crane Company com 224399105 294 3,183 SH   SOLE 0 0 294 0
Cummins Inc com 231021106 8,994 36,887 SH   SOLE 0 0 8,994 0
CyrusOne Inc. com 23283R100 3,605 50,404 SH   SOLE 0 0 3,605 0
D R Horton Co com 23331A109 7,819 86,525 SH   SOLE 0 0 7,819 0
Danaher Corp Del com 235851102 411 1,532 SH   SOLE 0 0 411 0
Deere & Co com 244199105 534 1,515 SH   SOLE 0 0 534 0
Dell Inc. com 24703L202 209 2,101 SH   SOLE 0 0 209 0
Dick's Sporting Goods Inc. com 253393102 3,943 39,356 SH   SOLE 0 0 3,943 0
Discovery Inc com 25470F302 4,223 145,716 SH   SOLE 0 0 4,223 0
Disney Walt Hldg Co com 254687106 1,083 6,162 SH   SOLE 0 0 1,083 0
DoubleLine Income Solutions Fund com 258622109 1,593 88,053 SH   SOLE 0 0 1,593 0
Dover Corporation com 260003108 633 4,205 SH   SOLE 0 0 633 0
EastGroup Properties Inc. com 277276101 464 2,822 SH   SOLE 0 0 464 0
Eaton Corporation plc com G29183103 4,157 28,056 SH   SOLE 0 0 4,157 0
Emerson Electric Co com 291011104 3,873 40,241 SH   SOLE 0 0 3,873 0
Encompass Health Corp com 29261A100 2,749 35,231 SH   SOLE 0 0 2,749 0
Entergy Corp New com 29364G103 2,420 24,271 SH   SOLE 0 0 2,420 0
EOG Resources, Inc com 26875P101 4,352 52,163 SH   SOLE 0 0 4,352 0
Equinix, Inc. com 29444U700 258 321 SH   SOLE 0 0 258 0
Equitable Holdings, Inc. com 29452E101 5,036 165,394 SH   SOLE 0 0 5,036 0
Everest Re Group Ltd com G3223R108 850 3,373 SH   SOLE 0 0 850 0
Exelon Corporation com 30161N101 4,091 92,331 SH   SOLE 0 0 4,091 0
Exxon Mobil Corporation com 30231G102 1,965 31,157 SH   SOLE 0 0 1,965 0
Facebook Inc Class A com 30303M102 9,536 27,426 SH   SOLE 0 0 9,536 0
FedEx Corp. com 31428X106 1,546 5,182 SH   SOLE 0 0 1,546 0
Fidelity National Finl. com 31620R303 3,057 70,349 SH   SOLE 0 0 3,057 0
Fifth Third Bancorp com 316773100 3,401 88,971 SH   SOLE 0 0 3,401 0
First American Financial Corp com 31847R102 1,639 26,291 SH   SOLE 0 0 1,639 0
First Trust Managed Municipal ETF ETF 33739N108 3,552 62,017 SH   SOLE 0 0 3,552 0
Foot Locker Inc com 344849104 599 9,716 SH   SOLE 0 0 599 0
Franklin Resources Inc com 354613101 451 14,110 SH   SOLE 0 0 451 0
General Dynamics Corp com 369550108 3,269 17,363 SH   SOLE 0 0 3,269 0
General Mills Inc com 370334104 1,282 21,041 SH   SOLE 0 0 1,282 0
General Motors Company com 37045V100 662 11,189 SH   SOLE 0 0 662 0
Gilead Sciences Inc com 375558103 557 8,082 SH   SOLE 0 0 557 0
Global X MLP & Energy Infrastructure ETF ETF 37954Y293 755 20,771 SH   SOLE 0 0 755 0
Goldman Sachs Group Inc com 38141G104 2,791 7,354 SH   SOLE 0 0 2,791 0
Hartford Financial Services com 416515104 3,247 52,390 SH   SOLE 0 0 3,247 0
Hartford Multifactor Developed Markets ETF ETF 518416102 49,262 1,604,116 SH   SOLE 0 0 49,262 0
Hasbro Inc com 418056107 1,337 14,140 SH   SOLE 0 0 1,337 0
HCA Holdings, Inc. com 40412C101 5,595 27,065 SH   SOLE 0 0 5,595 0
Hill-Rom Holdings, Inc. com 431475102 1,285 11,314 SH   SOLE 0 0 1,285 0
Home Depot Inc com 437076102 1,284 4,025 SH   SOLE 0 0 1,284 0
Honeywell International com 438516106 3,309 15,085 SH   SOLE 0 0 3,309 0
Host Hotels & Resorts Inc. com 44107P104 406 23,754 SH   SOLE 0 0 406 0
Hubbell Inc Class B com 443510607 214 1,145 SH   SOLE 0 0 214 0
Huntington Bancshares Incorporated com 446150104 689 48,286 SH   SOLE 0 0 689 0
Illinois Tool Works com 452308109 985 4,405 SH   SOLE 0 0 985 0
Infosys Limited ADR 456788108 7,744 365,465 SH   SOLE 0 0 7,744 0
Ingredion Incorporated com 457187102 463 5,116 SH   SOLE 0 0 463 0
Intel Corp com 458140100 8,022 142,892 SH   SOLE 0 0 8,022 0
International Paper Co com 460146103 5,043 82,254 SH   SOLE 0 0 5,043 0
Interpublic Group of Companies com 460690100 1,162 35,775 SH   SOLE 0 0 1,162 0
Intl Business Machines com 459200101 3,281 22,385 SH   SOLE 0 0 3,281 0
Invesco Emerging Mkts Sovereign Debt ETF ETF 46138E784 4,954 179,349 SH   SOLE 0 0 4,954 0
Invesco FTSE RAFI Emerging Markets ETF ETF 46138E727 4,459 190,983 SH   SOLE 0 0 4,459 0
Invesco FTSE RAFI US 1000 ETF ETF 46137V613 311 1,938 SH   SOLE 0 0 311 0
Invesco QQQ ETF ETF 46090E103 270 762 SH   SOLE 0 0 270 0
Invitation Homes Inc. com 46187W107 1,221 32,747 SH   SOLE 0 0 1,221 0
Iron Mountain Incorporated com 46284V101 820 19,387 SH   SOLE 0 0 820 0
iShares Barclays TIPS Bond iShares 464287176 1,455 11,364 SH   SOLE 0 0 1,455 0
iShares Core MSCI EAFE ETF iShares 46432F842 1,870 24,978 SH   SOLE 0 0 1,870 0
iShares Core MSCI Emerging Markets ETF iShares 46434G103 302 4,504 SH   SOLE 0 0 302 0
iShares Core S&P 500 ETF iShares 464287200 577 1,341 SH   SOLE 0 0 577 0
iShares Core S&P Mid-Cap ETF iShares 464287507 286 1,064 SH   SOLE 0 0 286 0
iShares Edge MSCI Mltfct USA SmCp ETF iShares 46434V290 1,316 23,986 SH   SOLE 0 0 1,316 0
iShares Edge MSCI Multifactor Intl ETF iShares 46434V274 7,800 259,572 SH   SOLE 0 0 7,800 0
iShares Edge MSCI Multifactor USA ETF iShares 46434V282 9,168 214,052 SH   SOLE 0 0 9,168 0
iShares GNMA Bond ETF iShares 46429B333 310 6,202 SH   SOLE 0 0 310 0
iShares Gold Trust ETF iShares 464285105 216 6,405 SH   SOLE 0 0 216 0
iShares iBoxx Inv Grade Corp Bond ETF iShares 464287242 506 3,764 SH   SOLE 0 0 506 0
iShares Intermediate-Term Corporate Bond ETF iShares 464288638 639 10,566 SH   SOLE 0 0 639 0
iShares JPMorgan USD Emerg Markets Bond ETF iShares 464288281 10,943 97,304 SH   SOLE 0 0 10,943 0
iShares MBS Bond ETF iShares 464288588 19,364 178,915 SH   SOLE 0 0 19,364 0
iShares MSCI EAFE ETF iShares 464287465 3,065 38,855 SH   SOLE 0 0 3,065 0
iShares MSCI EAFE Min Volatility ETF iShares 46429B689 9,661 127,893 SH   SOLE 0 0 9,661 0
iShares MSCI Emerging Markets Index ETF iShares 464287234 249 4,512 SH   SOLE 0 0 249 0
iShares Natl Amt-Free Muni Bond ETF iShares 464288414 441 3,759 SH   SOLE 0 0 441 0
iShares Russell 1000 ETF iShares 464287622 429 1,772 SH   SOLE 0 0 429 0
iShares Russell 2000 ETF iShares 464287655 292 1,274 SH   SOLE 0 0 292 0
iShares Russell Mid-cap Value ETF iShares 464287473 443 3,849 SH   SOLE 0 0 443 0
iShares S&P Mid-Cap 400 Value ETF iShares 464287705 414 3,930 SH   SOLE 0 0 414 0
iShares S&P Small-Cap ETF iShares 464287804 469 4,155 SH   SOLE 0 0 469 0
iShares Short Maturity Bond ETF iShares 46431W507 538 10,719 SH   SOLE 0 0 538 0
iShares Short-Term National Muni Bond ETF iShares 464288158 325 3,016 SH   SOLE 0 0 325 0
J M Smuckers Co com 832696405 2,002 15,454 SH   SOLE 0 0 2,002 0
J P Morgan Chase & Co. com 46625H100 11,328 72,833 SH   SOLE 0 0 11,328 0
j2 Global, Inc. com 48123V102 1,787 12,994 SH   SOLE 0 0 1,787 0
Janus Henderson Group com G4474Y214 338 8,701 SH   SOLE 0 0 338 0
Johnson & Johnson com 478160104 8,159 49,526 SH   SOLE 0 0 8,159 0
JPMorgan Diversified Return U.S. Equity ETF com 46641Q407 205 2,115 SH   SOLE 0 0 205 0
JPMorgan Ultra-Short Income ETF ETF 46641Q837 48,505 955,942 SH   SOLE 0 0 48,505 0
Keycorp Inc New com 493267108 542 26,262 SH   SOLE 0 0 542 0
Kilroy Realty Corp com 49427F108 3,217 46,199 SH   SOLE 0 0 3,217 0
Kimberly-Clark Corp com 494368103 2,520 18,840 SH   SOLE 0 0 2,520 0
Kinder Morgan, Inc. com 49456B101 3,286 180,273 SH   SOLE 0 0 3,286 0
Kroger Company com 501044101 8,134 212,328 SH   SOLE 0 0 8,134 0
Lab Cp Of Amer Hldg New com 50540R409 220 796 SH   SOLE 0 0 220 0
Lamar Advertising Co A com 512816109 1,303 12,481 SH   SOLE 0 0 1,303 0
Lear Corp com 521865204 288 1,642 SH   SOLE 0 0 288 0
Leidos Holdings Inc com 525327102 913 9,033 SH   SOLE 0 0 913 0
Lennar Corp Cl A com 526057104 652 6,559 SH   SOLE 0 0 652 0
Lexington Realty Trust com 529043101 8,564 716,636 SH   SOLE 0 0 8,564 0
Louisiana-Pacific Corp com 546347105 376 6,233 SH   SOLE 0 0 376 0
Lowes Companies Inc com 548661107 3,045 15,698 SH   SOLE 0 0 3,045 0
LyondellBasell Industrials NV com N53745100 3,321 32,286 SH   SOLE 0 0 3,321 0
Manulife Financial Corporation com 56501R106 2,805 142,403 SH   SOLE 0 0 2,805 0
Marathon Petroleum Corporation com 56585A102 1,632 27,006 SH   SOLE 0 0 1,632 0
Masco Corporation com 574599106 583 9,899 SH   SOLE 0 0 583 0
Mastercard Incorporated com 57636Q104 347 951 SH   SOLE 0 0 347 0
McDonald's Corp. com 580135101 2,146 9,292 SH   SOLE 0 0 2,146 0
McKesson HBOC Inc com 58155Q103 3,389 17,721 SH   SOLE 0 0 3,389 0
MDU Resources Group, Inc. com 552690109 1,408 44,942 SH   SOLE 0 0 1,408 0
Medtronic PLC com G5960L103 1,559 12,562 SH   SOLE 0 0 1,559 0
Merck & Co Inc com 58933Y105 2,829 36,372 SH   SOLE 0 0 2,829 0
Metlife Inc com 59156R108 2,796 46,712 SH   SOLE 0 0 2,796 0
Microsoft Corp com 594918104 21,333 78,747 SH   SOLE 0 0 21,333 0
Morgan Stanley com 617446448 2,867 31,266 SH   SOLE 0 0 2,867 0
Newmont Mining Corp com 651639106 480 7,569 SH   SOLE 0 0 480 0
Nexstar Media Group com 65336K103 2,399 16,225 SH   SOLE 0 0 2,399 0
Nextera Energy Inc com 65339F101 251 3,426 SH   SOLE 0 0 251 0
Nike Inc Class B com 654106103 312 2,020 SH   SOLE 0 0 312 0
Norfolk Southern Corp com 655844108 351 1,323 SH   SOLE 0 0 351 0
Northrop Grumman Corp com 666807102 1,472 4,049 SH   SOLE 0 0 1,472 0
Novartis A G Spon Adr ADR 66987V109 551 6,041 SH   SOLE 0 0 551 0
Nucor Corp com 670346105 4,031 42,017 SH   SOLE 0 0 4,031 0
Old Republic International Corporation com 680223104 407 16,349 SH   SOLE 0 0 407 0
Omnicom Group Inc com 681919106 1,856 23,198 SH   SOLE 0 0 1,856 0
OneMain Holdings, Inc. com 68268W103 2,634 43,962 SH   SOLE 0 0 2,634 0
ONEOK Inc com 682680103 270 4,846 SH   SOLE 0 0 270 0
Oracle Corporation com 68389X105 12,266 157,585 SH   SOLE 0 0 12,266 0
Oshkosh Truck Corp com 688239201 324 2,599 SH   SOLE 0 0 324 0
Otis Worldwide Corp com 68902V107 423 5,176 SH   SOLE 0 0 423 0
Outfront Media Inc com 69007J106 3,621 150,675 SH   SOLE 0 0 3,621 0
Owens Corning Inc. com 690742101 2,588 26,434 SH   SOLE 0 0 2,588 0
PACCAR Inc com 693718108 4,437 49,716 SH   SOLE 0 0 4,437 0
Pacer Benchmark Data & Infrastructure Real Estate ETF ETF 69374H741 8,293 205,567 SH   SOLE 0 0 8,293 0
Packaging Corp of America com 695156109 228 1,686 SH   SOLE 0 0 228 0
Patterson Companies Inc. com 703395103 1,258 41,404 SH   SOLE 0 0 1,258 0
PennyMac Financial Services, Inc. com 70932M107 2,810 45,529 SH   SOLE 0 0 2,810 0
PepsiCo Incorporated com 713448108 1,687 11,387 SH   SOLE 0 0 1,687 0
Pfizer Incorporated com 717081103 9,769 249,459 SH   SOLE 0 0 9,769 0
Phillips 66 com 718546104 487 5,678 SH   SOLE 0 0 487 0
Piedmont Office Realty Trust, Inc. com 720190206 4,273 231,329 SH   SOLE 0 0 4,273 0
PIMCO Intermediate Muni Bond Strgy ETF ETF 72201R866 2,874 50,617 SH   SOLE 0 0 2,874 0
PNC Financial Services com 693475105 964 5,052 SH   SOLE 0 0 964 0
Polaris Industries Inc. com 731068102 418 3,050 SH   SOLE 0 0 418 0
Popular Inc com 733174700 369 4,920 SH   SOLE 0 0 369 0
Potlatch Corporation com 737630103 6,796 127,859 SH   SOLE 0 0 6,796 0
PPG Industries Inc com 693506107 849 4,999 SH   SOLE 0 0 849 0
PPL Corporation com 69351T106 462 16,535 SH   SOLE 0 0 462 0
Premier, Inc. com 74051N102 363 10,429 SH   SOLE 0 0 363 0
Principal Financial Group Inc. com 74251V102 231 3,661 SH   SOLE 0 0 231 0
Procter & Gamble com 742718109 9,098 67,429 SH   SOLE 0 0 9,098 0
Progressive Corp. com 743315103 2,633 26,809 SH   SOLE 0 0 2,633 0
ProLogis com 74340W103 445 3,723 SH   SOLE 0 0 445 0
Prudential Financial Inc com 744320102 1,852 18,072 SH   SOLE 0 0 1,852 0
Pub Svc Enterprise Group com 744573106 442 7,401 SH   SOLE 0 0 442 0
PulteGroup Inc com 745867101 5,658 103,689 SH   SOLE 0 0 5,658 0
QTS Realty Trust, Inc. com 74736A103 4,575 59,190 SH   SOLE 0 0 4,575 0
Quest Diagnostic Inc com 74834L100 3,811 28,874 SH   SOLE 0 0 3,811 0
Raytheon Technologies Co com 75513E101 980 11,484 SH   SOLE 0 0 980 0
Regal Beloit Corporation com 758750103 468 3,504 SH   SOLE 0 0 468 0
Reliance Steel & Aluminum Co com 759509102 1,203 7,975 SH   SOLE 0 0 1,203 0
Republic Services, Inc com 760759100 290 2,635 SH   SOLE 0 0 290 0
Ross Stores, Inc com 778296103 342 2,756 SH   SOLE 0 0 342 0
Royal Dutch Shell A Adr ADR 780259206 1,248 30,903 SH   SOLE 0 0 1,248 0
Schwab Emerging Mkts Equity ETF ETF 808524706 916 27,853 SH   SOLE 0 0 916 0
Schwab Fundamental Emerg Mkts Lg Co ETF ETF 808524730 35,783 1,109,558 SH   SOLE 0 0 35,783 0
Schwab Fundamental Intl Lg Co ETF ETF 808524755 49,043 1,473,649 SH   SOLE 0 0 49,043 0
Schwab Fundamental Intl Sm Co ETF ETF 808524748 565 14,385 SH   SOLE 0 0 565 0
Schwab Fundamental US Large Company ETF ETF 808524771 4,848 88,604 SH   SOLE 0 0 4,848 0
Schwab Fundamental US Small Company ETF ETF 808524763 13,335 245,167 SH   SOLE 0 0 13,335 0
Schwab Intermediate-Term U.S. Trsy ETF ETF 808524854 18,911 332,531 SH   SOLE 0 0 18,911 0
Schwab International Equity ETF ETF 808524805 47,744 1,210,235 SH   SOLE 0 0 47,744 0
Schwab U.S. Aggregate Bond ETF ETF 808524839 229 4,186 SH   SOLE 0 0 229 0
Schwab U.S. Dividend Equity ETF ETF 808524797 516 6,829 SH   SOLE 0 0 516 0
Schwab U.S. REIT ETF ETF 808524847 18,155 396,492 SH   SOLE 0 0 18,155 0
Schwab U.S. Small-Cap ETF ETF 808524607 386 3,707 SH   SOLE 0 0 386 0
Schwab US Broad Mkt ETF ETF 808524102 997 9,561 SH   SOLE 0 0 997 0
Schwab US LC ETF ETF 808524201 254 2,442 SH   SOLE 0 0 254 0
Schwab US TIPS ETF ETF 808524870 30,083 481,250 SH   SOLE 0 0 30,083 0
Seagate Technology PLC F com G7945M107 3,143 35,749 SH   SOLE 0 0 3,143 0
Simon Ppty Group New com 828806109 3,853 29,529 SH   SOLE 0 0 3,853 0
Snap On Inc com 833034101 1,788 8,004 SH   SOLE 0 0 1,788 0
Sonoco Products Co com 835495102 388 5,802 SH   SOLE 0 0 388 0
SPDR Barclays Cap Interm Term Corp Bond ETF ETF 78464A375 7,860 214,174 SH   SOLE 0 0 7,860 0
SPDR S&P 500 ETF ETF 78462F103 296 692 SH   SOLE 0 0 296 0
Sprouts Farmers Market com 85208M102 727 29,271 SH   SOLE 0 0 727 0
Starbucks Corp com 855244109 237 2,117 SH   SOLE 0 0 237 0
State Street Corp com 857477103 1,573 19,114 SH   SOLE 0 0 1,573 0
Steel Dynamics, Inc. com 858119100 1,500 25,171 SH   SOLE 0 0 1,500 0
Steelcase Inc. com 858155203 182 12,075 SH   SOLE 0 0 182 0
Synchrony Financial com 87165B103 818 16,860 SH   SOLE 0 0 818 0
SYNNEX Corp. com 87162W100 732 6,011 SH   SOLE 0 0 732 0
T. Rowe Price Group, Inc. com 74144T108 337 1,702 SH   SOLE 0 0 337 0
Taiwan Semiconductor Manufacturing Co. com 874039100 264 2,193 SH   SOLE 0 0 264 0
Target Corporation com 87612E106 15,227 62,991 SH   SOLE 0 0 15,227 0
TE Connectivity Ltd. com H84989104 1,103 8,161 SH   SOLE 0 0 1,103 0
Technology Select Sector SPDR ETF ETF 81369Y803 342 2,318 SH   SOLE 0 0 342 0
TEGNA, Inc. com 87901J105 228 12,130 SH   SOLE 0 0 228 0
Texas Instruments Inc com 882508104 7,443 38,705 SH   SOLE 0 0 7,443 0
The Hanover Insurance Group Inc. com 410867105 1,170 8,628 SH   SOLE 0 0 1,170 0
The Kraft Heinz Company com 500754106 2,181 53,475 SH   SOLE 0 0 2,181 0
The Real Estate Select Sector SPDR Fund com 81369Y860 3,145 70,951 SH   SOLE 0 0 3,145 0
Thermo Fisher Scientific Inc. com 883556102 4,398 8,719 SH   SOLE 0 0 4,398 0
Timken Company com 887389104 252 3,131 SH   SOLE 0 0 252 0
TJX Cos Inc com 872540109 1,488 22,069 SH   SOLE 0 0 1,488 0
Toronto-Dominion Bank com 891160509 3,032 43,287 SH   SOLE 0 0 3,032 0
Tortoise North American Pipeline Fund com 56167N720 16,254 721,447 SH   SOLE 0 0 16,254 0
Total S.A. ADS com 89151E109 5,676 125,411 SH   SOLE 0 0 5,676 0
Toyota Motor Corporation ADR 892331307 9,714 55,561 SH   SOLE 0 0 9,714 0
Trane Technologies plc com G8994E103 305 1,658 SH   SOLE 0 0 305 0
Travel & Leisure Co. com 894164102 567 9,542 SH   SOLE 0 0 567 0
Travelers Companies Inc com 89417E109 4,635 30,960 SH   SOLE 0 0 4,635 0
Triton International Limited com G9078F107 1,834 35,039 SH   SOLE 0 0 1,834 0
Twenty-First Century Fox, Inc. Cl A com 35137L105 1,630 43,913 SH   SOLE 0 0 1,630 0
Tyson Foods Inc com 902494103 3,240 43,932 SH   SOLE 0 0 3,240 0
UGI Corporation New com 902681105 6,245 134,846 SH   SOLE 0 0 6,245 0
Union Pacific com 907818108 5,291 24,059 SH   SOLE 0 0 5,291 0
United Parcel Service, Inc. com 911312106 270 1,298 SH   SOLE 0 0 270 0
United Rentals, Inc. com 911363109 1,431 4,486 SH   SOLE 0 0 1,431 0
UnitedHealth Group Inc. com 91324P102 3,357 8,384 SH   SOLE 0 0 3,357 0
Universal Health Services Inc. com 913903100 227 1,552 SH   SOLE 0 0 227 0
Unum Group com 91529Y106 503 17,709 SH   SOLE 0 0 503 0
US Bancorp com 902973304 4,157 72,969 SH   SOLE 0 0 4,157 0
Valero Energy Corp New com 91913Y100 897 11,488 SH   SOLE 0 0 897 0
VanEck Vectors Gold Miners ETF ETF 92189F106 333 9,805 SH   SOLE 0 0 333 0
VanEck Vectors High-Yield Muni ETF ETF 92189H409 2,872 45,146 SH   SOLE 0 0 2,872 0
VanEck Vectors Intermediate Muni ETF ETF 92189H201 470 9,063 SH   SOLE 0 0 470 0
Vanguard Dividend Appreciation ETF ETF 921908844 618 3,993 SH   SOLE 0 0 618 0
Vanguard Emerging Markets Stock ETF ETF 922042858 391 7,198 SH   SOLE 0 0 391 0
Vanguard FTSE All-World ex-US ETF ETF 922042775 311 4,911 SH   SOLE 0 0 311 0
Vanguard FTSE Developed Markets ETF ETF 921943858 240 4,666 SH   SOLE 0 0 240 0
Vanguard Interm-Tm Govt Bd Inx ETF ETF 92206C706 12,132 178,910 SH   SOLE 0 0 12,132 0
Vanguard Reit Index ETF ETF 922908553 7,314 71,858 SH   SOLE 0 0 7,314 0
Vanguard Russell 1000 ETF ETF 92206C730 3,695 18,447 SH   SOLE 0 0 3,695 0
Vanguard Small Cap Value ETF ETF 922908611 10,627 61,195 SH   SOLE 0 0 10,627 0
Vanguard Tax-Exempt Bond Index ETF ETF 922907746 11,193 202,407 SH   SOLE 0 0 11,193 0
Vanguard Total Bond Market ETF ETF 921937835 7,377 85,890 SH   SOLE 0 0 7,377 0
Vanguard Total International Stock ETF ETF 921909768 282 4,286 SH   SOLE 0 0 282 0
Vanguard Total Stock Market ETF ETF 922908769 617 2,771 SH   SOLE 0 0 617 0
Vanguard Ultra-Short Bond ETF Shares ETF 92203C303 1,798 35,886 SH   SOLE 0 0 1,798 0
Vanguard Value ETF ETF 922908744 763 5,549 SH   SOLE 0 0 763 0
Verizon Communications com 92343V104 11,853 211,542 SH   SOLE 0 0 11,853 0
ViacomCBS Inc. com 92556H206 827 18,296 SH   SOLE 0 0 827 0
Viatris Inc com 92556V106 242 16,935 SH   SOLE 0 0 242 0
Visa, Inc. com 92826C839 268 1,148 SH   SOLE 0 0 268 0
Vishay Intertechnology Inc. com 928298108 2,115 93,774 SH   SOLE 0 0 2,115 0
Vistra Corp. com 92840M102 363 19,581 SH   SOLE 0 0 363 0
Walgreens Boots Alliance Inc. com 931427108 1,523 28,944 SH   SOLE 0 0 1,523 0
Wal-Mart Stores Inc com 931142103 12,392 87,871 SH   SOLE 0 0 12,392 0
Weyerhaeuser Co com 962166104 1,531 44,493 SH   SOLE 0 0 1,531 0
Whirlpool Corp com 963320106 3,183 14,599 SH   SOLE 0 0 3,183 0
Williams Companies, Inc. com 969457100 237 8,940 SH   SOLE 0 0 237 0
Xerox Corp com 98421M106 211 8,994 SH   SOLE 0 0 211 0
Yamana Gold, Inc. com 98462Y100 56 13,300 SH   SOLE 0 0 56 0