The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Apple Computer Inc com 037833100 19,678 77,386 SH   SOLE 0 19,678 0 0
AbbVie Inc. com 00287Y109 3,563 46,762 SH   SOLE 0 3,563 0 0
Amerisource Bergen com 03073E105 394 4,452 SH   SOLE 0 394 0 0
Abbott Laboratories com 002824100 286 3,623 SH   SOLE 0 286 0 0
Accenture Ltd Cl A com G1151C101 4,210 25,786 SH   SOLE 0 4,210 0 0
Archer-Daniels-Midland Co. com 039483102 237 6,731 SH   SOLE 0 237 0 0
Auto Data Processing com 053015103 362 2,648 SH   SOLE 0 362 0 0
American Electric Power Co., Inc com 025537101 391 4,889 SH   SOLE 0 391 0 0
AES Corporation com 00130H105 2,886 212,174 SH   SOLE 0 2,886 0 0
American Financial Group com 025932104 478 6,818 SH   SOLE 0 478 0 0
AFLAC Inc com 001055102 2,484 72,534 SH   SOLE 0 2,484 0 0
Allstate Corporation com 020002101 3,572 38,944 SH   SOLE 0 3,572 0 0
Allison Transmission Holdings, INc. com 01973R101 1,246 38,194 SH   SOLE 0 1,246 0 0
Applied Materials Inc com 038222105 489 10,675 SH   SOLE 0 489 0 0
Amcor Plc com G0250X107 87 10,771 SH   SOLE 0 87 0 0
Amgen Incorporated com 031162100 9,566 47,184 SH   SOLE 0 9,566 0 0
American Tower Corporation com 03027X100 5,029 23,094 SH   SOLE 0 5,029 0 0
Anthem, Inc. com 036752103 749 3,297 SH   SOLE 0 749 0 0
Aramark com 03852U106 285 14,250 SH   SOLE 0 285 0 0
Activision Inc com 00507V109 2,848 47,888 SH   SOLE 0 2,848 0 0
Avnet, Inc. com 053807103 621 24,756 SH   SOLE 0 621 0 0
American Express Company com 025816109 339 3,956 SH   SOLE 0 339 0 0
AutoZone Inc com 053332102 450 532 SH   SOLE 0 450 0 0
Booz Allen Hamilton Holdings Corporation com 099502106 1,054 15,360 SH   SOLE 0 1,054 0 0
Best Buy Inc com 086516101 1,728 30,316 SH   SOLE 0 1,728 0 0
Becton Dickinson & Co com 075887109 3,297 14,349 SH   SOLE 0 3,297 0 0
Vanguard Intermediate-Term Bond ETF ETF 921937819 287 3,215 SH   SOLE 0 287 0 0
Bristol-Myers Squibb Co com 110122108 629 11,292 SH   SOLE 0 629 0 0
Vanguard Total Bond Market ETF ETF 921937835 2,883 33,773 SH   SOLE 0 2,883 0 0
BP PLC Adr ADR 055622104 263 10,784 SH   SOLE 0 263 0 0
Popular Inc com 733174700 663 18,955 SH   SOLE 0 663 0 0
Citigroup Inc com 172967424 2,153 51,121 SH   SOLE 0 2,153 0 0
Caterpillar Inc com 149123101 796 6,857 SH   SOLE 0 796 0 0
Chubb Ltd com H1467J104 1,795 16,067 SH   SOLE 0 1,795 0 0
Cabot Corporation com 127055101 697 26,667 SH   SOLE 0 697 0 0
CDW Corporation com 12514G108 207 2,215 SH   SOLE 0 207 0 0
Celanese Corporation com 150870103 3,812 51,940 SH   SOLE 0 3,812 0 0
Cerner Corp com 156782104 934 14,820 SH   SOLE 0 934 0 0
Cincinnati Financial Cp com 172062101 387 5,134 SH   SOLE 0 387 0 0
Cummins Inc com 231021106 4,697 34,707 SH   SOLE 0 4,697 0 0
CMS Energy Corp com 125896100 1,008 17,163 SH   SOLE 0 1,008 0 0
Canadian Natl RR Co. com 136375102 508 6,543 SH   SOLE 0 508 0 0
CyrusOne Inc. com 23283R100 2,223 36,008 SH   SOLE 0 2,223 0 0
ConocoPhillips com 20825C104 250 8,123 SH   SOLE 0 250 0 0
Camden Property Trust com 133131102 3,901 49,226 SH   SOLE 0 3,901 0 0
Cisco Systems Inc com 17275R102 6,498 165,299 SH   SOLE 0 6,498 0 0
CVR Energy, Inc com 12662P108 218 13,168 SH   SOLE 0 218 0 0
C V S Caremark Corp. com 126650100 2,106 35,490 SH   SOLE 0 2,106 0 0
Chevron Corp com 166764100 2,762 38,111 SH   SOLE 0 2,762 0 0
Delta Air Lines com 247361702 3,030 106,216 SH   SOLE 0 3,030 0 0
Discover Financial Services com 254709108 1,954 54,766 SH   SOLE 0 1,954 0 0
Dollar General Corporation com 256677105 495 3,280 SH   SOLE 0 495 0 0
Quest Diagnostic Inc com 74834L100 1,070 13,328 SH   SOLE 0 1,070 0 0
D R Horton Co com 23331A109 896 26,339 SH   SOLE 0 896 0 0
Disney Walt Hldg Co com 254687106 861 8,909 SH   SOLE 0 861 0 0
Discovery Inc com 25470F302 2,764 157,565 SH   SOLE 0 2,764 0 0
Dick's Sporting Goods Inc. com 253393102 1,234 58,020 SH   SOLE 0 1,234 0 0
Deluxe Corp com 248019101 325 12,517 SH   SOLE 0 325 0 0
Dover Corporation com 260003108 539 6,419 SH   SOLE 0 539 0 0
Amdocs Limited Common Stock com G02602103 464 8,434 SH   SOLE 0 464 0 0
DoubleLine Income Solutions Fund com 258622109 268 20,053 SH   SOLE 0 268 0 0
iShares MSCI EAFE ETF iShares 464287465 2,390 44,708 SH   SOLE 0 2,390 0 0
iShares MSCI EAFE Min Volatility ETF iShares 46429B689 23,958 386,102 SH   SOLE 0 23,958 0 0
EastGroup Properties Inc. com 277276101 408 3,906 SH   SOLE 0 408 0 0
Encompass Health Corp com 29261A100 2,584 40,351 SH   SOLE 0 2,584 0 0
Edison International com 281020107 450 8,220 SH   SOLE 0 450 0 0
iShares JPMorgan USD Emerg Markets Bond ETF iShares 464288281 436 4,506 SH   SOLE 0 436 0 0
Emerson Electric Co com 291011104 832 17,457 SH   SOLE 0 832 0 0
Equitable Holdings, Inc. com 29452E101 3,594 248,734 SH   SOLE 0 3,594 0 0
Equinix, Inc. com 29444U700 628 1,006 SH   SOLE 0 628 0 0
Eaton Corporation plc com G29183103 3,724 47,930 SH   SOLE 0 3,724 0 0
Entergy Corp New com 29364G103 3,322 35,357 SH   SOLE 0 3,322 0 0
Exelon Corporation com 30161N101 2,778 75,480 SH   SOLE 0 2,778 0 0
Ford Motor Company com 345370860 431 89,147 SH   SOLE 0 431 0 0
First American Financial Corp com 31847R102 2,415 56,940 SH   SOLE 0 2,415 0 0
Facebook Inc Class A com 30303M102 4,056 24,317 SH   SOLE 0 4,056 0 0
Fifth Third Bancorp com 316773100 771 51,911 SH   SOLE 0 771 0 0
Schwab Fundamental US Small Company ETF ETF 808524763 4,387 169,588 SH   SOLE 0 4,387 0 0
Schwab Fundamental Intl Sm Co ETF ETF 808524748 2,588 110,234 SH   SOLE 0 2,588 0 0
Schwab Fundamental Emerg Mkts Lg Co ETF ETF 808524730 19,534 950,117 SH   SOLE 0 19,534 0 0
Schwab Fundamental Intl Lg Co ETF ETF 808524755 27,321 1,299,134 SH   SOLE 0 27,321 0 0
Schwab Fundamental US Large Company ETF ETF 808524771 1,988 63,452 SH   SOLE 0 1,988 0 0
Fidelity National Finl. com 31620R303 2,262 90,917 SH   SOLE 0 2,262 0 0
VanEck Vectors Gold Miners ETF ETF 92189F106 309 13,413 SH   SOLE 0 309 0 0
Gilead Sciences Inc com 375558103 430 5,749 SH   SOLE 0 430 0 0
General Mills Inc com 370334104 871 16,506 SH   SOLE 0 871 0 0
Globe Life Inc com 37959E102 227 3,149 SH   SOLE 0 227 0 0
Corning Inc com 219350105 355 17,267 SH   SOLE 0 355 0 0
General Motors Company com 37045V100 762 36,664 SH   SOLE 0 762 0 0
iShares GNMA Bond ETF iShares 46429B333 222 4,300 SH   SOLE 0 222 0 0
Alphabet Inc Class C com 02079K107 4,658 4,006 SH   SOLE 0 4,658 0 0
Hasbro Inc com 418056107 2,011 28,110 SH   SOLE 0 2,011 0 0
Huntington Bancshares Incorporated com 446150104 243 29,654 SH   SOLE 0 243 0 0
HCA Holdings, Inc. com 40412C101 2,793 31,086 SH   SOLE 0 2,793 0 0
Home Depot Inc com 437076102 570 3,051 SH   SOLE 0 570 0 0
HollyFrontier Corporation com 436106108 213 8,688 SH   SOLE 0 213 0 0
Honeywell International com 438516106 3,055 22,831 SH   SOLE 0 3,055 0 0
Block H & R Incorporated com 093671105 315 22,361 SH   SOLE 0 315 0 0
Hill-Rom Holdings, Inc. com 431475102 1,574 15,649 SH   SOLE 0 1,574 0 0
Host Hotels & Resorts Inc. com 44107P104 428 38,796 SH   SOLE 0 428 0 0
Intl Business Machines com 459200101 2,760 24,883 SH   SOLE 0 2,760 0 0
CBRE Clarion Global Real Estate Income Fund com 12504G100 70 13,310 SH   SOLE 0 70 0 0
Infosys Limited com 456788108 2,179 265,397 SH   SOLE 0 2,179 0 0
Intel Corp com 458140100 6,700 123,800 SH   SOLE 0 6,700 0 0
iShares Edge MSCI Multifactor Intl ETF iShares 46434V274 13,732 677,768 SH   SOLE 0 13,732 0 0
International Paper Co com 460146103 422 13,550 SH   SOLE 0 422 0 0
Iron Mountain Incorporated com 46284V101 1,445 60,718 SH   SOLE 0 1,445 0 0
VanEck Vectors Intermediate Muni ETF ETF 92189H201 349 7,106 SH   SOLE 0 349 0 0
Illinois Tool Works com 452308109 678 4,772 SH   SOLE 0 678 0 0
iShares Core S&P 500 ETF iShares 464287200 295 1,143 SH   SOLE 0 295 0 0
j2 Global, Inc. com 48123V102 1,516 20,256 SH   SOLE 0 1,516 0 0
Johnson & Johnson com 478160104 6,050 46,137 SH   SOLE 0 6,050 0 0
J P Morgan Chase & Co. com 46625H100 8,853 98,339 SH   SOLE 0 8,853 0 0
JPMorgan Ultra-Short Income ETF ETF 46641Q837 376 7,571 SH   SOLE 0 376 0 0
Keycorp Inc New com 493267108 1,891 182,390 SH   SOLE 0 1,891 0 0
KKR & Co Inc. com 48251W104 209 8,891 SH   SOLE 0 209 0 0
Kimberly-Clark Corp com 494368103 2,962 23,161 SH   SOLE 0 2,962 0 0
Kinder Morgan, Inc. com 49456B101 2,651 190,457 SH   SOLE 0 2,651 0 0
Kroger Company com 501044101 6,037 200,441 SH   SOLE 0 6,037 0 0
Leidos Holdings Inc com 525327102 1,053 11,487 SH   SOLE 0 1,053 0 0
Lear Corp com 521865204 330 4,058 SH   SOLE 0 330 0 0
Legg Mason Inc com 524901105 870 17,807 SH   SOLE 0 870 0 0
Lowes Companies Inc com 548661107 2,053 23,859 SH   SOLE 0 2,053 0 0
iShares Edge MSCI Multifactor USA ETF iShares 46434V282 5,997 226,728 SH   SOLE 0 5,997 0 0
Southwest Airlines Co. com 844741108 260 7,297 SH   SOLE 0 260 0 0
Lexington Realty Trust com 529043101 2,989 301,042 SH   SOLE 0 2,989 0 0
LyondellBasell Industrials NV com N53745100 2,470 49,775 SH   SOLE 0 2,470 0 0
iShares MBS Bond ETF iShares 464288588 7,807 70,686 SH   SOLE 0 7,807 0 0
McDonald's Corp. com 580135101 1,802 10,897 SH   SOLE 0 1,802 0 0
McKesson HBOC Inc com 58155Q103 2,557 18,906 SH   SOLE 0 2,557 0 0
Medtronic PLC com G5960L103 1,452 16,102 SH   SOLE 0 1,452 0 0
iShares Short Maturity Municipal Bond ETF iShares 46431W838 265 5,333 SH   SOLE 0 265 0 0
Metlife Inc com 59156R108 921 30,119 SH   SOLE 0 921 0 0
Manulife Financial Corporation com 56501R106 1,483 118,224 SH   SOLE 0 1,483 0 0
Pimco Enhanced Short Maturity Active ETF com 72201R833 357 3,611 SH   SOLE 0 357 0 0
Herman Miller, Inc. com 600544100 1,490 67,116 SH   SOLE 0 1,490 0 0
Global X MLP & Energy Infrastructure ETF com 37950E226 591 96,207 SH   SOLE 0 591 0 0
3M Company com 88579Y101 786 5,759 SH   SOLE 0 786 0 0
Marathon Petroleum Corporation com 56585A102 260 11,028 SH   SOLE 0 260 0 0
Merck & Co Inc com 58933Y105 1,856 24,127 SH   SOLE 0 1,856 0 0
Microsoft Corp com 594918104 17,418 110,445 SH   SOLE 0 17,418 0 0
iShares Natl Amt-Free Muni Bond ETF iShares 464288414 304 2,689 SH   SOLE 0 304 0 0
PIMCO Intermediate Muni Bond Strgy ETF com 72201R866 3,139 57,547 SH   SOLE 0 3,139 0 0
Mylan N.V. com N59465109 435 29,160 SH   SOLE 0 435 0 0
iShares Short Maturity Bond ETF iShares 46431W507 940 19,381 SH   SOLE 0 940 0 0
Nextera Energy Inc com 65339F101 217 901 SH   SOLE 0 217 0 0
Newmont Mining Corp com 651639106 482 10,651 SH   SOLE 0 482 0 0
Northrop Grumman Corp com 666807102 1,260 4,166 SH   SOLE 0 1,260 0 0
Nucor Corp com 670346105 1,929 53,562 SH   SOLE 0 1,929 0 0
Nexstar Media Group com 65336K103 1,418 24,569 SH   SOLE 0 1,418 0 0
Owens Corning Inc. com 690742101 1,310 33,765 SH   SOLE 0 1,310 0 0
Omnicom Group Inc com 681919106 2,015 36,701 SH   SOLE 0 2,015 0 0
Oracle Corporation com 68389X105 7,312 151,303 SH   SOLE 0 7,312 0 0
Old Republic International Corporation com 680223104 538 35,279 SH   SOLE 0 538 0 0
Outfront Media Inc com 69007J106 2,157 160,039 SH   SOLE 0 2,157 0 0
PBF Energy Inc com 69318G106 119 16,758 SH   SOLE 0 119 0 0
PACCAR Inc com 693718108 3,584 58,628 SH   SOLE 0 3,584 0 0
Invesco Emerging Mkts Sovereign Debt ETF ETF 46138E784 6,161 257,690 SH   SOLE 0 6,161 0 0
Piedmont Office Realty Trust, Inc. com 720190206 3,208 181,664 SH   SOLE 0 3,208 0 0
Pub Svc Enterprise Group com 744573106 406 9,045 SH   SOLE 0 406 0 0
PepsiCo Incorporated com 713448108 2,216 18,455 SH   SOLE 0 2,216 0 0
Pfizer Incorporated com 717081103 7,970 244,193 SH   SOLE 0 7,970 0 0
PennyMac Financial Services, Inc. com 70932M107 1,909 86,332 SH   SOLE 0 1,909 0 0
Procter & Gamble com 742718109 6,797 61,787 SH   SOLE 0 6,797 0 0
Progressive Corp. com 743315103 2,132 28,871 SH   SOLE 0 2,132 0 0
PulteGroup Inc com 745867101 3,350 150,099 SH   SOLE 0 3,350 0 0
Premier, Inc. com 74051N102 281 8,581 SH   SOLE 0 281 0 0
Packaging Corp of America com 695156109 236 2,722 SH   SOLE 0 236 0 0
ProLogis com 74340W103 336 4,175 SH   SOLE 0 336 0 0
PNC Financial Services com 693475105 833 8,702 SH   SOLE 0 833 0 0
PPG Industries Inc com 693506107 554 6,625 SH   SOLE 0 554 0 0
PPL Corporation com 69351T106 686 27,791 SH   SOLE 0 686 0 0
Perspecta Inc. com 715347100 247 13,523 SH   SOLE 0 247 0 0
Prudential Financial Inc com 744320102 1,080 20,717 SH   SOLE 0 1,080 0 0
Phillips 66 com 718546104 800 14,903 SH   SOLE 0 800 0 0
Invesco FTSE RAFI Emerging Markets ETF ETF 46138E727 3,438 222,805 SH   SOLE 0 3,438 0 0
QTS Realty Trust, Inc. com 74736A103 3,576 61,639 SH   SOLE 0 3,576 0 0
Regal Beloit Corporation com 758750103 335 5,322 SH   SOLE 0 335 0 0
Everest Re Group Ltd com G3223R108 1,191 6,192 SH   SOLE 0 1,191 0 0
Regions Financial Cp New com 7591EP100 109 12,168 SH   SOLE 0 109 0 0
Reinsurance Group of America com 759351604 274 3,252 SH   SOLE 0 274 0 0
Hartford Multifactor Developed Markets ETF ETF 518416102 18,257 828,374 SH   SOLE 0 18,257 0 0
Ross Stores, Inc com 778296103 929 10,681 SH   SOLE 0 929 0 0
Reliance Steel & Aluminum Co com 759509102 1,065 12,156 SH   SOLE 0 1,065 0 0
Sabre Corporation com 78573M104 72 12,092 SH   SOLE 0 72 0 0
Schwab U.S. Small-Cap ETF ETF 808524607 296 5,738 SH   SOLE 0 296 0 0
Schwab U.S. Dividend Equity ETF ETF 808524797 361 8,031 SH   SOLE 0 361 0 0
Schwab Emerging Mkts Equity ETF ETF 808524706 326 15,748 SH   SOLE 0 326 0 0
Schwab International Equity ETF ETF 808524805 28,033 1,084,866 SH   SOLE 0 28,033 0 0
Schwab U.S. REIT ETF ETF 808524847 13,931 425,509 SH   SOLE 0 13,931 0 0
Schwab 1000 ETF ETF 808524722 467 18,612 SH   SOLE 0 467 0 0
Schwab US TIPS ETF ETF 808524870 18,917 328,936 SH   SOLE 0 18,917 0 0
Schwab Intermediate-Term U.S. Trsy ETF ETF 808524854 10,421 177,280 SH   SOLE 0 10,421 0 0
Schwab US Large-Cap Value ETF ETF 808524409 255 5,758 SH   SOLE 0 255 0 0
Schwab US LC ETF ETF 808524201 220 3,590 SH   SOLE 0 220 0 0
Schwab U.S. Aggregate Bond ETF ETF 808524839 234 4,315 SH   SOLE 0 234 0 0
J M Smuckers Co com 832696405 1,248 11,247 SH   SOLE 0 1,248 0 0
iShares Edge MSCI Mltfct USA SmCp ETF iShares 46434V290 1,358 45,586 SH   SOLE 0 1,358 0 0
Snap On Inc com 833034101 1,268 11,656 SH   SOLE 0 1,268 0 0
SYNNEX Corp. com 87162W100 423 5,781 SH   SOLE 0 423 0 0
Sonoco Products Co com 835495102 619 13,354 SH   SOLE 0 619 0 0
SPDR Barclays Cap Interm Term Corp Bond ETF ETF 78464A375 2,678 78,739 SH   SOLE 0 2,678 0 0
SPDR S&P 500 ETF ETF 78462F103 203 787 SH   SOLE 0 203 0 0
Pacer Benchmark Data & Infrastructure Real Estate com 69374H741 3,607 117,721 SH   SOLE 0 3,607 0 0
Suncor Energy Inc com 867224107 374 23,660 SH   SOLE 0 374 0 0
Service PPTYS Tr REIT com 81761L102 195 36,045 SH   SOLE 0 195 0 0
Sysco Corporation com 871829107 680 14,894 SH   SOLE 0 680 0 0
A T & T Inc. com 00206R102 1,343 46,057 SH   SOLE 0 1,343 0 0
Toronto-Dominion Bank com 891160509 2,989 70,519 SH   SOLE 0 2,989 0 0
Truist Financial Corp com 89832Q109 783 25,405 SH   SOLE 0 783 0 0
TEGNA, Inc. com 87901J105 405 37,313 SH   SOLE 0 405 0 0
Target Corporation com 87612E106 6,740 72,496 SH   SOLE 0 6,740 0 0
The Hanover Insurance Group Inc. com 410867105 1,413 15,597 SH   SOLE 0 1,413 0 0
iShares Barclays TIPS Bond iShares 464287176 753 6,388 SH   SOLE 0 753 0 0
TJX Cos Inc com 872540109 2,242 46,904 SH   SOLE 0 2,242 0 0
Toyota Motor Corporation com 892331307 4,585 38,226 SH   SOLE 0 4,585 0 0
Thermo Fisher Scientific Inc. com 883556102 3,162 11,148 SH   SOLE 0 3,162 0 0
Total S.A. ADS ADR 89151E109 5,851 157,125 SH   SOLE 0 5,851 0 0
Tortoise North American Pipeline Fund com 56167N720 3,916 288,373 SH   SOLE 0 3,916 0 0
Travelers Companies Inc com 89417E109 3,657 36,805 SH   SOLE 0 3,657 0 0
Tyson Foods Inc com 902494103 2,367 40,903 SH   SOLE 0 2,367 0 0
Trane Technologies plc com G8994E103 353 4,277 SH   SOLE 0 353 0 0
Texas Instruments Inc com 882508104 4,379 43,816 SH   SOLE 0 4,379 0 0
UGI Corporation New com 902681105 1,260 47,241 SH   SOLE 0 1,260 0 0
UnitedHealth Group Inc. com 91324P102 2,695 10,808 SH   SOLE 0 2,695 0 0
Unum Group com 91529Y106 438 29,211 SH   SOLE 0 438 0 0
Union Pacific com 907818108 4,147 29,402 SH   SOLE 0 4,147 0 0
US Bancorp com 902973304 2,039 59,190 SH   SOLE 0 2,039 0 0
United Technologies Corp com 913017109 3,155 33,449 SH   SOLE 0 3,155 0 0
Visa, Inc. com 92826C839 221 1,369 SH   SOLE 0 221 0 0
Vanguard Small Cap Value ETF ETF 922908611 4,865 54,787 SH   SOLE 0 4,865 0 0
V F Corporation com 918204108 200 3,702 SH   SOLE 0 200 0 0
Vanguard Interm-Tm Govt Bd Inx ETF ETF 92206C706 10,222 144,884 SH   SOLE 0 10,222 0 0
ViacomCBS Inc. com 92556H206 836 59,647 SH   SOLE 0 836 0 0
Valero Energy Corp New com 91913Y100 4,558 100,494 SH   SOLE 0 4,558 0 0
Vanguard Mortgage-Backed Securities ETF ETF 92206C771 397 7,281 SH   SOLE 0 397 0 0
Vanguard Reit Index ETF ETF 922908553 5,082 72,754 SH   SOLE 0 5,082 0 0
Vanguard Russell 1000 ETF ETF 92206C730 1,258 10,729 SH   SOLE 0 1,258 0 0
Vishay Intertechnology Inc. com 928298108 459 31,861 SH   SOLE 0 459 0 0
Vanguard Tax-Exempt Bond Index ETF ETF 922907746 6,056 114,488 SH   SOLE 0 6,056 0 0
Vanguard Total Stock Market ETF ETF 922908769 211 1,635 SH   SOLE 0 211 0 0
Vanguard Value ETF ETF 922908744 204 2,293 SH   SOLE 0 204 0 0
Vanguard Emerging Markets Stock ETF ETF 922042858 274 8,166 SH   SOLE 0 274 0 0
Verizon Communications com 92343V104 11,081 206,238 SH   SOLE 0 11,081 0 0
Walgreens Boots Alliance Inc. com 931427108 795 17,379 SH   SOLE 0 795 0 0
Wells Fargo & Company com 949746101 939 32,710 SH   SOLE 0 939 0 0
Whirlpool Corp com 963320106 543 6,326 SH   SOLE 0 543 0 0
Wal-Mart Stores Inc com 931142103 14,014 123,337 SH   SOLE 0 14,014 0 0
Wyndham Destinations com 98310W108 1,629 75,075 SH   SOLE 0 1,629 0 0
Exxon Mobil Corporation com 30231G102 1,934 50,932 SH   SOLE 0 1,934 0 0
Xerox Corp com 98421M106 210 11,110 SH   SOLE 0 210 0 0