Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks	$ 20,805	$ 23,304
Interest bearing deposits in other banks	625,022	92,661
Investment securities available for sale, at fair value	426,684	247,633
Marketable equity securities	8,420	9,052
Investment securities held to maturity, at amortized cost	20,000	10,000
Investment in Federal Home Loan Bank stock	3,107	2,551
Loans held for sale	73,650	146,178
Loans	1,413,886	1,444,050
Allowance for credit losses, loans	(11,739)	(21,136)
Net loans	1,402,147	1,422,914
Purchased receivables, net	6,987	13,922
Other real estate owned, net	5,638	7,289
Premises and equipment, net	37,164	38,102
Operating lease right-of-use assets	11,001	12,440
Goodwill	15,017	15,017
Other intangible assets, net	992	1,029
Other assets	54,361	68,488
Total assets	2,724,719	2,121,798
Deposits:
Demand	887,824	643,825
Interest-bearing demand	692,683	459,095
Savings	348,164	308,725
Money market	314,996	237,705
Certificates of deposit less than $250,000	100,851	92,047
Certificates of deposit $250,000 and greater	77,113	83,584
Total deposits	2,421,631	1,824,981
Borrowings	14,508	14,817
Junior subordinated debentures	10,310	10,310
Operating lease liabilities	10,965	12,378
Other liabilities	29,488	37,737
Total liabilities	2,486,902	1,900,223
COMMITMENTS AND CONTINGENCIES (NOTE 19)
SHAREHOLDERS' EQUITY
Preferred stock, $1 par value, 2,500,000 shares authorized, none issued or outstanding	0	0
Common stock, $1 par value, 10,000,000 shares authorized, 6,014,813 and 6,251,004 shares issued and outstanding at December 31, 2021 and December 31, 2020, respectively	6,015	6,251
Additional paid-in capital	31,162	41,808
Retained earnings	204,046	173,498
Accumulated other comprehensive (loss) income, net of tax	(3,406)	18
Total shareholders' equity	237,817	221,575
Total liabilities and shareholders' equity	2,724,719	2,121,798
Mortgage servicing rights
ASSETS
Mortgage servicing rights, at fair value	$ 13,724	$ 11,218