Consolidated Balance Sheets - USD ($)	Dec. 31, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks	$ 20,518,000	$ 26,771,000
Interest bearing deposits in other banks	74,906,000	50,767,000
Investment securities available for sale	276,138,000	271,610,000
Marketable equity securities	7,945,000	7,265,000
Total portfolio investments	284,083,000	278,875,000
Investment in Federal Home Loan Bank stock	2,138,000	2,101,000
Loans held for sale	67,834,000	34,710,000
Loans	1,043,371,000	984,346,000
Allowance for loan losses	(19,088,000)	(19,519,000)
Net loans	1,024,283,000	964,827,000
Purchased receivables, net	24,373,000	14,406,000
Mortgage servicing rights, at fair value	11,920,000	10,821,000
Other real estate owned, net	7,043,000	7,962,000
Premises and equipment, net	38,422,000	39,090,000
Operating lease right-of-use asset	14,306,000
Goodwill	15,017,000	15,017,000
Other intangible assets, net	1,077,000	1,137,000
Other assets	58,076,000	56,504,000
Total assets	1,643,996,000	1,502,988,000
Deposits:
Demand	451,896,000	420,988,000
Interest-bearing demand	320,264,000	248,056,000
Savings	229,918,000	239,054,000
Money market	205,801,000	206,717,000
Certificates of deposit less than $250,000	90,702,000	75,318,000
Certificates of deposit $250,000 and greater	73,770,000	37,955,000
Total deposits	1,372,351,000	1,228,088,000
Securities sold under repurchase agreements	0	34,278,000
Borrowings	8,891,000	7,241,000
Junior subordinated debentures	10,310,000	10,310,000
Operating lease liability	14,229,000
Other liabilities	31,098,000	17,124,000
Total liabilities	1,436,879,000	1,297,041,000
COMMITMENTS AND CONTINGENTCIES (NOTE 20)
SHAREHOLDERS' EQUITY
Preferred stock, $1 par value, 2,500,000 shares authorized, none issued or outstanding	0	0
Common stock, $1 par value, 10,000,000 shares authorized, 6,558,809 and 6,883,216 shares issued and outstanding at December 31, 2019 and December 31, 2018, respectively	6,559,000	6,883,000
Additional paid-in capital	50,512,000	62,132,000
Retained earnings	149,615,000	137,452,000
Accumulated other comprehensive income (loss), net of tax	431,000	(520,000)
Total shareholders' equity	207,117,000	205,947,000
Total liabilities and shareholders' equity	$ 1,643,996,000	$ 1,502,988,000