Allowance for Loan Losses

The following tables detail activity in the Allowance for the periods indicated:



Three Months Ended September 30,	Commercial			Real estate construction one-to-four family			Real estate construction other			Real estate term owner occupied			Real estate term non-owner occupied			Real estate term other			Consumer secured by 1st deed of trust			Consumer other			Unallocated			Total
2019
Balance, beginning of period		$7,123			$739			$1,112			$2,281			$6,231			$761			$322			$486			$1,463			$20,518
Charge-Offs	(22		)	—			—			—			—			—			—			(7		)	—			(29		)
Recoveries	709			—			—			—			—			1			—			13			—			723
Provision (benefit)	(1,340		)	(122		)	(101		)	(299		)	(703		)	(48		)	(49		)	(62		)	649			(2,075		)
Balance, end of period		$6,470			$617			$1,011			$1,982			$5,528			$714			$273			$430			$2,112			$19,137
Balance, end of period:
Individually evaluated
for impairment		$97			$—			$—			$—			$—			$—			$5			$—			$—			$102
Balance, end of period:
Collectively evaluated
for impairment		$6,373			$617			$1,011			$1,982			$5,528			$714			$268			$430			$2,112			$19,035
2018
Balance, beginning of period		$5,626			$596			$1,086			$2,170			$6,219			$1,001			$352			$396			$2,662			$20,108
Charge-Offs	—			—			—			—			—			—			—			(9		)	—			(9		)
Recoveries	57			—			—			—			—			1			1			2			—			61
Provision (benefit)	254			79			34			(43		)	(11		)	(291		)	21			27			(70		)	—
Balance, end of period		$5,937			$675			$1,120			$2,127			$6,208			$711			$374			$416			$2,592			$20,160
Balance, end of period:
Individually evaluated
for impairment		$323			$—			$—			$—			$—			$—			$49			$—			$—			$372
Balance, end of period:
Collectively evaluated
for impairment		$5,614			$675			$1,120			$2,127			$6,208			$711			$325			$416			$2,592			$19,788



Nine Months Ended September 30,	Commercial			Real estate construction one-to-four family			Real estate construction other			Real estate term owner occupied			Real estate term non-owner occupied			Real estate term other			Consumer secured by 1st deed of trust			Consumer other			Unallocated			Total
2019
Balance, beginning of period		$5,660			$675			$1,275			$2,027			$5,799			$716			$306			$426			$2,635			$19,519
Charge-Offs	(195		)	—			—			—			—			—			—			(11		)	—			(206		)
Recoveries	801			—			—			—			—			28			—			20			—			849
Provision (benefit)	204			(58		)	(264		)	(45		)	(271		)	(30		)	(33		)	(5		)	(523		)	(1,025		)
Balance, end of period		$6,470			$617			$1,011			$1,982			$5,528			$714			$273			$430			$2,112			$19,137
Balance, end of period:
Individually evaluated
for impairment		$97			$—			$—			$—			$—			$—			$5			$—			$—			$102
Balance, end of period:
Collectively evaluated
for impairment		$6,373			$617			$1,011			$1,982			$5,528			$714			$268			$430			$2,112			$19,035
2018
Balance, beginning of period		$6,172			$629			$1,566			$2,194			$6,043			$725			$315			$307			$3,510			$21,461
Charge-Offs	(1,042		)	—			—			—			—			—			(91		)	(80		)	—			(1,213		)
Recoveries	200			—			—			—			—			3			2			7			—			212
Provision (benefit)	607			46			(446		)	(67		)	165			(17		)	148			182			(918		)	(300		)
Balance, end of period		$5,937			$675			$1,120			$2,127			$6,208			$711			$374			$416			$2,592			$20,160
Balance, end of period:
Individually evaluated
for impairment		$323			$—			$—			$—			$—			$—			$49			$—			$—			$372
Balance, end of period:
Collectively evaluated
for impairment		$5,614			$675			$1,120			$2,127			$6,208			$711			$325			$416			$2,592			$19,788

The following is a detail of the recorded investment, including unearned origination fees, net of origination costs, in the loan portfolio, segregated by amounts evaluated individually or collectively in the Allowance at the periods indicated:



(In Thousands)	Commercial		Real estate construction one-to-four family		Real estate construction other		Real estate term owner occupied		Real estate term non-owner occupied		Real estate term other		Consumer secured by 1st deed of trust		Consumer other		Total
September 30, 2019
Balance, end of period		$396,901		$37,126		$60,697		$126,381		$330,592		$44,821		$15,943		$24,086		$1,036,547
Balance, end of period:
Individually evaluated
for impairment		$17,640		$1,473		$—		$5,846		$214		$1,626		$290		$93		$27,182
Balance, end of period:
Collectively evaluated
for impairment		$379,261		$35,653		$60,697		$120,535		$330,378		$43,195		$15,653		$23,993		$1,009,365
December 31, 2018
Balance, end of period		$341,091		$36,828		$71,658		$125,795		$324,198		$41,746		$19,234		$23,796		$984,346
Balance, end of period:
Individually evaluated
for impairment		$24,189		$—		$—		$5,253		$760		$1,063		$449		$—		$31,714
Balance, end of period:
Collectively evaluated
for impairment		$316,902		$36,828		$71,658		$120,542		$323,438		$40,683		$18,785		$23,796		$952,632

The following represents the balance of the Allowance for the periods indicated segregated by segment and class:



(In Thousands)	Commercial		Real estate construction one-to-four family		Real estate construction other		Real estate term owner occupied		Real estate term non-owner occupied		Real estate term other		Consumer secured by 1st deeds of trust		Consumer other		Unallocated		Total
September 30, 2019
Individually evaluated for impairment:
AQR Substandard		$97		$—		$—		$—		$—		$—		$5		$—		$—		$102
Collectively evaluated for impairment:
AQR Pass	6,285		617		1,011		1,922		5,140		714		263		421		—		16,373
AQR Special Mention	81		—		—		60		388		—		5		—		—		534
AQR Substandard	7		—		—		—		—		—		—		9		—		16
Unallocated	—		—		—		—		—		—		—		—		2,112		2,112
		$6,470		$617		$1,011		$1,982		$5,528		$714		$273		$430		$2,112		$19,137
December 31, 2018
Individually evaluated for impairment:
AQR Substandard		$14		$—		$—		$—		$—		$—		$—		$—		$—		$14
Collectively evaluated for impairment:
AQR Pass	5,522		615		1,275		1,958		5,236		683		303		413		—		16,005
AQR Special Mention	121		60		—		69		563		12		3		—		—		828
AQR Substandard	3		—		—		—		—		21		—		13		—		37
Unallocated	—		—		—		—		—		—		—		—		2,635		2,635
		$5,660		$675		$1,275		$2,027		$5,799		$716		$306		$426		$2,635		$19,519