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Allowance for Loan Losses (Tables)
 3 Months Ended
Mar. 31, 2015
Loans and Leases Receivable, Allowance [Abstract]  
Allowance For Loan Losses
The following tables detail activity in the Allowance for the periods indicated:
Three Months Ended March 31,
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2015
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$5,643


$644


$1,653


$1,580


$4,704


$656


$285


$410


$1,148


$16,723

Charge-Offs
(107
)
—

—

—

—

(81
)
—

—

—

(188
)
Recoveries
67

—

—

—

—

17

—

2

—

86

Provision (benefit)
488

113

10

(10
)
90

164

(11
)
(10
)
(508
)
326

Balance, end of period

$6,091


$757


$1,663


$1,570


$4,794


$756


$274


$402


$640


$16,947

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$361


$—


$—


$—


$—


$55


$—


$—


$—


$416

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,730


$757


$1,663


$1,570


$4,794


$701


$274


$402


$640


$16,531

2014
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$5,779


$557


$539


$1,583


$4,297


$537


$322


$390


$2,278


$16,282

Charge-Offs
(320
)
—

—

—

—

—

—

(9
)
—

(329
)
Recoveries
54

12

—

—

—

—

—

13

—

79

Provision (benefit)
144

(56
)
84

(176
)
(4
)
118

(9
)
(10
)
(91
)
—

Balance, end of period

$5,657


$513


$623


$1,407


$4,293


$655


$313


$384


$2,187


$16,032

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$277


$—


$—


$—


$—


$—


$5


$—


$—


$282

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,380


$513


$623


$1,407


$4,293


$655


$308


$384


$2,187


$15,750
Recorded Investment Segregated By Amounts Individually Or Collectively In Allowance For Loan Losses
The following is a detail of the recorded investment in the loan portfolio, segregated by amounts evaluated individually or collectively in the Allowance at the periods indicated:
(In Thousands)
Commercial

Real estate construction one-to-four family

Real estate construction other

Real estate term owner occupied

Real estate term non-owner occupied

Real estate term other

Consumer secured by 1st deed of trust

Consumer other

Total
March 31, 2015
 

 

 

 

 

 

 

 

 
Balance, end of period

$324,433



$41,272



$92,382



$109,967



$295,583



$40,149



$30,874



$30,366



$965,026

Balance, end of period:
 

 

 

 

 

 

 

 

 
Individually evaluated
 

 

 

 

 

 

 

 

 
for impairment

$5,337



$—



$755



$1,318



$4,298



$433



$686



$—



$12,827

Balance, end of period:
 

 

 

 

 

 

 

 

 
Collectively evaluated
 

 

 

 

 

 

 

 

 
for impairment

$319,096



$41,272



$91,627



$108,649



$291,285



$39,716



$30,188



$30,366



$952,199

December 31, 2014
 

 

 

 

 

 

 

 

 
Balance, end of period

$306,543



$34,842



$91,195



$109,472



$286,616



$36,894



$32,000



$31,493



$929,055

Balance, end of period:
 

 

 

 

 

 

 

 

 
Individually evaluated
 

 

 

 

 

 

 

 

 
for impairment

$3,976



$191



$772



$1,332



$4,346



$150



$530



$—



$11,297

Balance, end of period:
 

 

 

 

 

 

 

 

 
Collectively evaluated
 

 

 

 

 

 

 

 

 
for impairment

$302,567



$34,651



$90,423



$108,140



$282,270



$36,744



$31,470



$31,493



$917,758
Balance Of The Allowance Segregated By Segment And Class
The following represents the balance of the Allowance for the periods indicated segregated by segment and class:
(In Thousands)
Total
Commercial
Real estate construction 1-4 family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deeds of trust
Consumer other
Unallocated
March 31, 2015
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
 
 
 
 
 
 
 
 
AQR Substandard

$416


$361


$—


$—


$—


$—


$55


$—


$—


$—

Collectively evaluated for impairment:
 

 

 

 

 

 

 

 

 

AQR Pass
15,065

5,128

757

1,663

1,379

4,794

701

267

376

—

AQR Special Mention
793

594

—

—

191

—

—

7

1

—

AQR Substandard
33

8

—

—

—

—

—

—

25

—

Unallocated
640

—

—

—

—

—

—

—

—

640

 

$16,947


$6,091


$757


$1,663


$1,570


$4,794


$756


$274


$402


$640

December 31, 2014
 

 

 

 

 

 

 

 

 

 

Individually evaluated for impairment:
 

 

 

 

 

 

 

 

 

AQR Substandard

$75


$75


$—


$—


$—


$—


$—


$—


$—


$—

Collectively evaluated for impairment:
 

 

 

 

 

 

 

 

 

AQR Pass
14,643

4,938

644

1,653

1,382

4,703

651

278

394

—

AQR Special Mention
832

621

—

—

198

—

5

7

1

—

AQR Substandard
25

9

—

—

—

1

—

—

15

—

Unallocated
1,148

—

—

—

—

—

—

—

—

1,148

 

$16,723


$5,643


$644


$1,653


$1,580


$4,704


$656


$285


$410


$1,148