-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, VsFykcwHQrXwUyxXm8ER/jcEYUHa+T+GIKsJygMPg6W8aTjtD5LStVzWRx/zauls 2kK2mRyR/I/eBoxRHlNMAQ== 0001019056-02-000320.txt : 20020430 0001019056-02-000320.hdr.sgml : 20020430 ACCESSION NUMBER: 0001019056-02-000320 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 3 CONFORMED PERIOD OF REPORT: 20020426 ITEM INFORMATION: Other events ITEM INFORMATION: Financial statements and exhibits FILED AS OF DATE: 20020429 FILER: COMPANY DATA: COMPANY CONFORMED NAME: FNB BANCORP/CA/ CENTRAL INDEX KEY: 0001163199 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] IRS NUMBER: 922115369 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 000-49693 FILM NUMBER: 02624285 BUSINESS ADDRESS: STREET 1: 975 EL CAMINO REAL 3RD FL STREET 2: C/O FIRST NATIONAL BANK CITY: S. SAN FRANCISCO STATE: CA ZIP: 94080 BUSINESS PHONE: 6505886800 MAIL ADDRESS: STREET 1: 975 EL CAMINO REAL 3RD FL STREET 2: C/O FIRST NATIONAL BANK CITY: S. SAN FRANCISCO STATE: CA ZIP: 94080 8-K 1 fnb_8k.txt FORM 8-K SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 26, 2002 -------------- FNB BANCORP (Exact name of registrant as specified in its charter) California (State or other jurisdiction of incorporation) 000-49693 92-2115369 (Commission File Number) (IRS Employer Identification No.) 975 El Camino Real, South San Francisco, California 94080 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (650) 588-6800 Item 5. Other Events and Regulation FD Disclosure On April 26, 2002, the registrant announced its earnings for the quarter ended March 31, 2002. A copy of the April 26, 2002, news release reporting such earnings is attached to this report as Exhibit 99.3 and is incorporated here by reference. On April 26, 2002, the Board of Directors of the registrant declared a cash dividend of 12 cents per share on shares of common stock held of record on April 30, 2002, which dividend will be payable on May 15, 2002. A copy of the April 26, 2002, news release reporting the dividend declaration is attached to this report as Exhibit 99.4 and is incorporated here by reference. Item 7. Exhibits 99.3 News release dated April 26, 2002, announcing FNB Bancorp earnings for the quarter ended March 31, 2002 99.4 News release dated April 26, 2002, announcing declaration of dividend on shares of common stock held of record on April 30, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. FNB BANCORP (Registrant) Dated: April 26, 2002 By: /s/ JAMES B. RAMSEY ----------------------------- James B. Ramsey Senior Vice President and Chief Financial Officer 2 EX-99.3 3 ex99_3.txt EXHIBIT 99.3 Exhibit 99.3 ------------ NEWS RELEASE For Immediate Release Contact: Sue D'Augusta 650 875-4860 FNB Bancorp Reports First Quarter, 2002 Results South San Francisco, CA: April 26, 2002: FNB Bancorp, (Bulletin Board FNBG) the holding company for First National Bank of Northern California, announced that net earnings for the quarter ended March 31, 2002 were $766,000, a 50.9% decline from earnings of $1,559,000 in the same period of 2001. This represented earnings of $0.33 per share in 2002 versus $0.70 in 2001. The year 2001 brought a succession of 11 drops in the prime lending rate and the effects of the lower rate have continued through the first quarter of 2002. As a result, net interest income for the quarter ended March 31, 2002 was down $399,000 compared to the same quarter in 2001. The first quarter of 2002 had no securities sales, whereas the first quarter of 2001 included a gain on sale of securities of $52,000. On the expense side, the first quarter of 2002 saw an increase in equipment expense and professional fees of $533,000 over 2001, as the Bank incurred additional expenses in the final phase of converting its accounting and related application systems. CAUTIONARY STATEMENT: This release contains certain forward-looking statements that are subject to risks and uncertainties that could cause actual results to differ materially from those stated herein. Management's assumptions and projections are based on their anticipation of future events and actual performance may differ materially from those projected. Risks and uncertainties which could impact future financial performance include, among others, (a) competitive pressures in the banking industry; (b) changes in the interest rate environment; (c) general economic conditions, either nationally or regionally or locally, including fluctuations in real estate values; (d) changes in the regulatory environment; (e) changes in business conditions or the securities markets and inflation; (f) possible shortages of gas and electricity at utility companies operating in the State of California, and (g) the effects of terrorism, including the events of September 11, 2001, and thereafter, and the conduct of war on terrorism by the United States and its allies. Therefore, the information set forth herein, together with other information contained in the periodic reports filed by FNB Bancorp with the Securities and Exchange Commission, should be carefully considered when evaluating its business prospects. FNB Bancorp undertakes no obligation to update any forward-looking statements contained in this release. 3 EX-99.4 4 ex99_4.txt EXHIBIT 99.4 Exhibit 99.4 ------------ NEWS RELEASE ------------ For Immediate Release Contact: Sue D'Augusta 650 875-4860 FNB Bancorp Declares Quarterly Dividend South San Francisco, CA: April 26, 2002: FNB Bancorp (Bulletin Board FNBG), the holding company for First National Bank of Northern California, announced that its Board of Directors has declared a quarterly cash dividend of twelve cents per share on the Company's Common Stock. The dividend is payable on May 15, 2002 for shareholders of record on April 30, 2002. CAUTIONARY STATEMENT: This release contains certain forward-looking statements that are subject to risks and uncertainties that could cause actual results to differ materially from those stated herein. Management's assumptions and projections are based on their anticipation of future events and actual performance may differ materially from those projected. Risks and uncertainties which could impact future financial performance include, among others, (a) competitive pressures in the banking industry; (b) changes in the interest rate environment; (c) general economic conditions, either nationally or regionally or locally, including fluctuations in real estate values; (d) changes in the regulatory environment; (e) changes in business conditions or the securities markets and inflation; (f) possible shortages of gas and electricity at utility companies operating in the State of California, and (g) the effects of terrorism, including the events of September 11, 2001, and thereafter, and the conduct of war on terrorism by the United States and its allies. Therefore, the information set forth herein, together with other information contained in the periodic reports filed by FNB Bancorp with the Securities and Exchange Commission, should be carefully considered when evaluating its business prospects. FNB Bancorp undertakes no obligation to update any forward-looking statements contained in this release. For further information contact: James B. Ramsey Senior Vice President & Chief Financial Officer Tel: (650) 875-4862 Fax: (650) 588-9695 4 -----END PRIVACY-ENHANCED MESSAGE-----