The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
JOHNSON&JOHNSON com 478160104 37,171 227,543 SH   SOLE 0 0 0 0
ABBVIE INC com 00287Y109 27,574 205,451 SH   SOLE 0 0 0 0
MCDONALDS CORP com 580135101 26,211 113,594 SH   SOLE 0 0 0 0
ABBOTT LABS com 002824100 21,412 221,286 SH   SOLE 0 0 0 0
BERKSHIRE HATH-B com 084670702 19,196 71,890 SH   SOLE 0 0 0 0
PEPSICO INC com 713448108 19,189 117,536 SH   SOLE 0 0 0 0
WYNDHAM HOTELS & com 98311A105 17,067 278,188 SH   SOLE 0 0 0 0
DIAGEO PLC-ADR com 25243Q205 16,495 97,139 SH   SOLE 0 0 0 0
EXXON MOBIL CORP com 30231G102 15,823 181,226 SH   SOLE 0 0 0 0
COCA-COLA CO/THE com 191216100 15,421 275,269 SH   SOLE 0 0 0 0
WALT DISNEY CO com 254687106 14,959 158,580 SH   SOLE 0 0 0 0
PHILIP MORRIS IN com 718172109 14,880 179,251 SH   SOLE 0 0 0 0
APPLE INC com 037833100 14,392 104,139 SH   SOLE 0 0 0 0
JPMORGAN CHASE com 46625H100 14,281 136,658 SH   SOLE 0 0 0 0
BROWN-FORMAN -B com 115637209 13,955 209,629 SH   SOLE 0 0 0 0
LOCKHEED MARTIN com 539830109 13,646 35,326 SH   SOLE 0 0 0 0
MONDELEZ INTER-A com 609207105 13,592 247,889 SH   SOLE 0 0 0 0
ZOETIS INC com 98978V103 13,291 89,627 SH   SOLE 0 0 0 0
DOMINION ENERGY com 25746U109 13,013 188,299 SH   SOLE 0 0 0 0
HEINEKEN HLDG com N39338194 12,899 186,799 SH   SOLE 0 0 0 0
RETAIL OPPORTUNI com 76131N101 12,804 930,534 SH   SOLE 0 0 0 0
COOPER COS INC com 216648402 12,762 48,359 SH   SOLE 0 0 0 0
CIE FINANCI-REG com H25662182 12,392 129,347 SH   SOLE 0 0 0 0
EQUIFAX INC com 294429105 12,065 70,377 SH   SOLE 0 0 0 0
LIVE NATION ENTE com 538034109 11,605 152,611 SH   SOLE 0 0 0 0
GRACO INC com 384109104 10,902 181,850 SH   SOLE 0 0 0 0
REGENCY CENTERS com 758849103 10,685 198,424 SH   SOLE 0 0 0 0
WARNER MUSIC-A com 934550203 10,508 452,752 SH   SOLE 0 0 0 0
OXFORD INDS INC com 691497309 9,617 107,114 SH   SOLE 0 0 0 0
ALTRIA GROUP INC com 02209S103 8,950 221,639 SH   SOLE 0 0 0 0
NISOURCE INC com 65473P105 8,636 342,824 SH   SOLE 0 0 0 0
WESTAMERICA BANC com 957090103 6,978 133,442 SH   SOLE 0 0 0 0
LYONDELLBASELL-A com N53745100 4,613 61,281 SH   SOLE 0 0 0 0
CREDIT ACCEP CORP MICH com 225310101 2,759 6,300 SH   SOLE 0 0 0 0
MICROSOFT CORP com 594918104 2,291 9,835 SH   SOLE 0 0 0 0
BERKSHIRE HATH-A com 084670108 2,032 5 SH   SOLE 0 0 0 0
ALPHABET INC-A com 02079K305 1,157 12,100 SH   SOLE 0 0 0 0
VISA INC-CLASS A com 92826C839 947 5,333 SH   SOLE 0 0 0 0
WORLD ACCEP CORPORATION com 981419104 888 9,170 SH   SOLE 0 0 0 0
WAYFAIR INC com 94419L101 814 25,000 SH   SOLE 0 0 0 0
AEROJET ROCKETDYNE HLDGS INC com 007800105 765 19,129 SH   SOLE 0 0 0 0
NEXTERA ENERGY com 65339F101 565 7,200 SH   SOLE 0 0 0 0
AMERICAN TOWER C com 03027X100 537 2,500 SH   SOLE 0 0 0 0
WASTE MANAGEMENT com 94106L109 481 3,000 SH   SOLE 0 0 0 0
UNILEVER PLC-ADR com 904767704 438 9,994 SH   SOLE 0 0 0 0
ORACLE CORP com 68389X105 403 6,600 SH   SOLE 0 0 0 0
ILLINOIS TOOL WO com 452308109 379 2,100 SH   SOLE 0 0 0 0
PFIZER INC com 717081103 324 7,400 SH   SOLE 0 0 0 0
PORSCHE AUTOMOBI com 73328P106 262 47,085 SH   SOLE 0 0 0 0
FERRARI NV com N3167Y103 258 1,374 SH   SOLE 0 0 0 0
CATERPILLAR INC com 149123101 246 1,500 SH   SOLE 0 0 0 0
UNITED PARCEL-B com 911312106 242 1,500 SH   SOLE 0 0 0 0
AMAZON.COM INC com 023135106 219 1,940 SH   SOLE 0 0 0 0
PROCTER & GAMBLE com 742718109 215 1,700 SH   SOLE 0 0 0 0
NVIDIA CORP com 67066G104 211 1,736 SH   SOLE 0 0 0 0