The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
JOHNSON&JOHNSON com 47816010 25,427 215,244 SH   SOLE   0 0 0
PHILIP MORRIS IN com 71817210 17,687 181,923 SH   SOLE   0 0 0
ALTRIA GROUP INC com 02209S10 15,606 246,815 SH   SOLE   0 0 0
MCDONALDS CORP com 58013510 13,209 114,500 SH   SOLE   0 0 0
MONDELEZ INTER-A com 60920710 12,733 290,034 SH   SOLE   0 0 0
PEPSICO INC com 71344810 12,554 115,416 SH   SOLE   0 0 0
EXXON MOBIL CORP com 30231G10 12,131 138,986 SH   SOLE   0 0 0
DIAGEO PLC-ADR com 25243Q20 11,254 96,983 SH   SOLE   0 0 0
LABORATORY CP com 50540R40 10,245 74,518 SH   SOLE   0 0 0
LOCKHEED MARTIN com 53983010 10,164 42,398 SH   SOLE   0 0 0
REDWOOD TRUST com 75807540 9,960 703,368 SH   SOLE   0 0 0
ABBOTT LABS com 00282410 9,915 234,453 SH   SOLE   0 0 0
BERKSHIRE HATH-B com 08467070 9,849 68,174 SH   SOLE   0 0 0
APPLE INC com 03783310 9,760 86,335 SH   SOLE   0 0 0
HEINEKEN HLDG com 022350277 9,595 120,468 SH   SOLE   0 0 0
OXFORD INDS INC com 69149730 9,478 139,999 SH   SOLE   0 0 0
JPMORGAN CHASE com 46625H10 9,111 136,817 SH   SOLE   0 0 0
CIE FINANCI-REG com 097174610 8,773 145,003 SH   SOLE   0 0 0
IBM com 45920010 8,632 54,341 SH   SOLE   0 0 0
TWENTY-FIRST - B com 90130A20 8,614 348,192 SH   SOLE   0 0 0
NOW INC com 67011P10 8,443 393,985 SH   SOLE   0 0 0
WESTAMERICA BANC com 95709010 7,700 151,346 SH   SOLE   0 0 0
EQUITY ONE INC com 29475210 7,584 247,770 SH   SOLE   0 0 0
WALT DISNEY CO com 25468710 7,418 79,889 SH   SOLE   0 0 0
ORITANI FINANCIA com 68633D10 7,293 463,942 SH   SOLE   0 0 0
ABBVIE INC com 00287Y10 6,735 106,779 SH   SOLE   0 0 0
NISOURCE INC com 65473P10 6,538 271,156 SH   SOLE   0 0 0
NATL OILWELL VAR com 63707110 6,425 174,882 SH   SOLE   0 0 0
FRANKLIN RES INC com 35461310 5,254 147,698 SH   SOLE   0 0 0
BROWN-FORMAN -B com 11563720 5,243 110,520 SH   SOLE   0 0 0
DOMINION RES/VA com 25746U10 4,998 67,293 SH   SOLE   0 0 0
GRACO INC com 38410910 4,411 59,612 SH   SOLE   0 0 0
BANK NY MELLON com 06405810 4,145 103,929 SH   SOLE   0 0 0
LIBERTY INTER-A com 53071M10 2,319 115,903 SH   SOLE   0 0 0
GENERAL ELECTRIC com 36960410 1,950 65,819 SH   SOLE   0 0 0
CHEVRON CORP com 16676410 1,648 16,012 SH   SOLE   0 0 0
DUKE ENERGY CORP com 26441C20 1,431 17,880 SH   SOLE   0 0 0
CENTURYLINK INC com 15670010 1,417 51,643 SH   SOLE   0 0 0
BERKSHIRE HATH-A com 08467010 1,081 5 SH   SOLE   0 0 0
COCA-COLA CO/THE com 19121610 916 21,635 SH   SOLE   0 0 0
VISA INC-CLASS A com 92826C83 848 10,252 SH   SOLE   0 0 0
AT&T INC com 00206R10 668 16,458 SH   SOLE   0 0 0
CATERPILLAR INC com 14912310 668 7,526 SH   SOLE   0 0 0
TWENTY-FIRST C-A com 90130A10 501 20,679 SH   SOLE   0 0 0
ALPHABET INC-A com 02079K30 494 615 SH   SOLE   0 0 0
ALPHABET INC-C com 02079K10 479 616 SH   SOLE   0 0 0
ECOLAB INC com 27886510 403 3,307 SH   SOLE   0 0 0
MASTERCARD INC-A com 57636Q10 373 3,667 SH   SOLE   0 0 0
LYONDELLBASELL-A com 050828824 350 4,338 SH   SOLE   0 0 0
STARBUCKS CORP com 85524410 337 6,228 SH   SOLE   0 0 0
CONS EDISON INC com 20911510 226 3,000 SH   SOLE   0 0 0