The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 9,307 48,644 SH   DFND 0 47,945 0 0
ABB LTD Sponsored ADR SPONSORED ADR 000375204 326 13,924 SH   DFND 0 61 0 0
Abbott Labs COM 002824100 791 17,822 SH   DFND 0 14,439 0 0
AbbVie Inc COM 00287Y109 2,232 34,255 SH   DFND 0 32,609 0 0
Accenture Plc Shs Cl A New SHS CLASS A G1151C101 1,719 14,342 SH   DFND 0 12,791 0 0
Adobe Systems Inc COM 00724F101 207 1,593 SH   DFND 0 785 0 0
Advanced Auto Parts COM 00751Y106 3,045 20,541 SH   DFND 0 20,541 0 0
Advanced Semiconductor Engineering Inc SPONSORED ADR 00756M404 191 29,475 SH   DFND 0 0 0 0
AEGON NV Ord NY REGISTRY SH 007924103 85 16,528 SH   DFND 0 0 0 0
AerCap Holdings NV SHS N00985106 216 4,693 SH   DFND 0 0 0 0
AFLAC Inc COM 001055102 643 8,881 SH   DFND 0 2,220 0 0
Alerian MLP ALERIAN MLP 00162Q866 398 31,295 SH   SOLE 0 31,295 0 0
Alibaba Group Hldg Ltd SPONSORED ADS 01609W102 307 2,851 SH   DFND 0 0 0 0
Allergan Plc SHS G0177J108 505 2,113 SH   DFND 0 976 0 0
Alphabet Inc. Cl A CAP STK CL A 02079K305 1,863 2,198 SH   DFND 0 1,549 0 0
Alphabet Inc. Cl C CAP STK CL C 02079K107 12,738 15,355 SH   DFND 0 14,072 0 0
Altria Group Inc COM 02209S103 1,790 25,069 SH   DFND 0 18,175 0 0
Amazon Com Inc COM 023135106 1,001 1,129 SH   DFND 0 99 0 0
Ambarella Inc SHS G037AX101 4,394 80,308 SH   DFND 0 79,180 0 0
Ambev SA Sponsored ADR SPONSORED ADR 02319V103 63 10,895 SH   DFND 0 0 0 0
Amdocs Ltd SHS G02602103 3,617 59,311 SH   DFND 0 58,029 0 0
Amerco Inc COM 023586100 572 1,500 SH   DFND 0 0 0 0
American Electric Power Co Inc COM 025537101 5,821 86,707 SH   DFND 0 80,633 0 0
American Express COM 025816109 320 4,045 SH   DFND 0 1,941 0 0
American Tower Corp COM 03027X100 4,891 40,238 SH   DFND 0 39,064 0 0
AmerisourceBergen Corp COM 03073E105 3,673 41,501 SH   DFND 0 41,058 0 0
Amgen Inc COM 031162100 1,643 10,015 SH   DFND 0 8,434 0 0
Amphenol Corporation CL A 032095101 1,658 23,302 SH   DFND 0 22,221 0 0
Anadarko Petroleum Corp COM 032511107 260 4,189 SH   DFND 0 2,085 0 0
Anheuser Busch Inbev AS ADR SPONSORED ADR 03524A108 2,730 24,872 SH   DFND 0 21,823 0 0
Annaly Mtg Mgmt Inc COM 035710409 130 11,730 SH   DFND 0 0 0 0
Ansys Inc COM 03662Q105 10,639 99,554 SH   DFND 0 98,120 0 0
Anthem Inc COM 036752103 220 1,328 SH   DFND 0 21 0 0
Apple Inc COM 037833100 18,715 130,275 SH   DFND 0 113,212 0 0
Applied Materials Inc COM 038222105 234 6,010 SH   DFND 0 2,554 0 0
Arch Capital Group LTD ORD G0450A105 3,118 32,898 SH   DFND 0 32,510 0 0
AT&T Inc COM 00206R102 916 22,054 SH   DFND 0 14,404 0 0
Atmos Energy Corp COM 049560105 237 3,000 SH   SOLE 0 3,000 0 0
Au Optronics Corp ADR SPONSORED ADR 002255107 201 52,507 SH   DFND 0 0 0 0
Automatic Data Processing COM 053015103 676 6,607 SH   DFND 0 6,193 0 0
Banco Bilbao Vizcaya Agentaria ADR SPONSORED ADR 05946K101 233 30,670 SH   DFND 0 641 0 0
Banco Santander S/A ADR ADR 05964H105 333 54,896 SH   DFND 0 1,209 0 0
Bank Amer Corp COM 060505104 769 32,592 SH   DFND 0 3,008 0 0
Bank of Novia Scotia COM 064149107 273 4,664 SH   DFND 0 2,000 0 0
Barclays PLC American Depository ADR 06738E204 131 11,614 SH   DFND 0 411 0 0
Baxter International COM 071813109 286 5,516 SH   DFND 0 975 0 0
Berkshire Hathaway Cl B CL B NEW 084670702 1,412 8,473 SH   DFND 0 5,034 0 0
Berkshire Hathaway Inc Del Cl A CL A 084670108 250 1 SH   SOLE 0 1 0 0
BHP Billiton LTD ADR SPONSORED ADR 088606108 737 20,283 SH   DFND 0 230 0 0
Boeing Co COM 097023105 502 2,840 SH   DFND 0 1,761 0 0
BP PLC Sponsored ADR SPONSORED ADR 055622104 385 11,142 SH   DFND 0 4,064 0 0
Bristol Myers Squibb Co COM 110122108 520 9,569 SH   DFND 0 7,717 0 0
British Amer Tobacco PLC ADR SPONSORED ADR 110448107 678 10,224 SH   DFND 0 2,956 0 0
Broadcom Limited SHS Y09827109 738 3,369 SH   DFND 0 2,198 0 0
Broadridge Financial Solutions COM 11133T103 2,350 34,589 SH   DFND 0 18,882 0 0
Canadian National Railway Corp ADR COM 136375102 404 5,466 SH   DFND 0 2,280 0 0
Canadian Pacific Railway LTD COM 13645T100 3,378 22,993 SH   DFND 0 21,957 0 0
Canon Inc ADR SPONSORED ADR 138006309 534 17,070 SH   DFND 0 211 0 0
Carnival Plc-ADR ADR 14365C103 526 9,094 SH   DFND 0 56 0 0
Caterpillar Inc COM 149123101 345 3,716 SH   DFND 0 1,528 0 0
Celgene Corporation COM 151020104 12,481 100,306 SH   DFND 0 90,529 0 0
Cemex S A ADR SPON ADR NEW 151290889 91 10,040 SH   DFND 0 0 0 0
Check Point Software Technologies ORD M22465104 741 7,215 SH   DFND 0 6,726 0 0
Chemical Financial Corp COM 163731102 9,249 180,830 SH   DFND 0 24,362 0 0
Chevron Corp Com COM 166764100 1,385 12,897 SH   DFND 0 7,342 0 0
Chimera Invt Corp COM NEW 16934Q208 309 15,305 SH   DFND 0 0 0 0
China Life Insurance Co Ltd SPON ADR REP H 16939P106 190 12,382 SH   DFND 0 0 0 0
China Mobile LTD ADR SPONSORED ADR 16941M109 594 10,762 SH   DFND 0 1,000 0 0
China Pete & Chem Corp SPON ADR H SHS 16941R108 263 3,231 SH   DFND 0 0 0 0
Chubb Limited COM H1467J104 14,030 102,970 SH   DFND 0 93,160 0 0
Chunghwa Telecom Co Ltd ADR SPON ADR NEW11 17133Q502 252 7,414 SH   DFND 0 0 0 0
CIA Paranaense Ener - SP ADR SPON ADR PFD 20441B407 208 20,209 SH   DFND 0 0 0 0
Cisco Sys Inc COM 17275R102 1,191 35,247 SH   DFND 0 17,488 0 0
Citigroup Inc COM NEW 172967424 7,403 123,754 SH   DFND 0 112,985 0 0
CMS Energy Corp COM 125896100 800 17,871 SH   DFND 0 14,805 0 0
Coca Cola Co COM 191216100 1,052 24,780 SH   DFND 0 19,618 0 0
Cognizant Technology Solutions Corp CL A 192446102 6,912 116,132 SH   DFND 0 111,161 0 0
Colgate-Palmolive Co COM 194162103 8,020 109,580 SH   DFND 0 107,598 0 0
Comcast Corp Cl A CL A 20030N101 1,869 49,718 SH   DFND 0 43,057 0 0
Companhia De Saneamento Basico SPONSORED ADR 20441A102 109 10,463 SH   DFND 0 0 0 0
Companhia Energetica De Minas Gerais ADR SP ADR N-V PFD 204409601 36 11,020 SH   DFND 0 0 0 0
ConocoPhillips COM 20825C104 426 8,551 SH   DFND 0 5,120 0 0
Consumer Discretionary Select Sector SPDR Tr SBI CONS DISCR 81369Y407 418 4,753 SH   SOLE 0 4,753 0 0
Consumer Staples Select Sector SPDR SBI CONS STPLS 81369Y308 361 6,607 SH   SOLE 0 6,607 0 0
Corning Inc COM 219350105 229 8,470 SH   DFND 0 104 0 0
Costco Wholesale Corp COM 22160K105 282 1,681 SH   DFND 0 455 0 0
Credit Suisse Group Sponsored ADR SPONSORED ADR 225401108 151 10,160 SH   DFND 0 294 0 0
CRH PLC-Spon ADR ADR 12626K203 270 7,687 SH   DFND 0 155 0 0
CSX Corp COM 126408103 859 18,458 SH   DFND 0 14,779 0 0
CVS Health Corp COM 126650100 442 5,635 SH   DFND 0 3,446 0 0
Danaher Corp COM 235851102 7,173 83,870 SH   DFND 0 76,226 0 0
Diageo PLC ADR SPON ADR NEW 25243Q205 274 2,371 SH   DFND 0 53 0 0
Discovery Communications CL C COM SER C 25470F302 3,608 127,445 SH   DFND 0 127,445 0 0
Docomo Inc Sponsored ADR SPONS ADR 62942M201 384 16,463 SH   DFND 0 0 0 0
Dollar General Corp COM 256677105 4,701 67,417 SH   DFND 0 66,593 0 0
Dominion Resources Inc COM 25746U109 286 3,688 SH   DFND 0 2,824 0 0
Dow Chemical Co COM 260543103 322 5,062 SH   DFND 0 2,351 0 0
Duke Energy Corp New COM NEW 26441C204 401 4,888 SH   DFND 0 1,822 0 0
DuPont EI De Nemour & Co COM 263534109 485 6,032 SH   DFND 0 4,487 0 0
Eaton Corp PLC SHS G29183103 207 2,792 SH   DFND 0 1,524 0 0
eBay Inc COM 278642103 241 7,173 SH   DFND 0 94 0 0
Edgewell Pers Care Co COM 28035Q102 538 7,354 SH   DFND 0 6,791 0 0
Edwards Lifesciences Corp COM 28176E108 6,755 71,812 SH   DFND 0 67,912 0 0
Emerson Electric Co COM 291011104 559 9,344 SH   DFND 0 7,211 0 0
Enbridge Inc COM 29250N105 308 7,372 SH   DFND 0 1,968 0 0
Enel Chile S A SPONSORED ADR 29278D105 64 11,696 SH   DFND 0 0 0 0
Energizer Hldgs Inc New COM 29272W109 395 7,079 SH   SOLE 0 7,079 0 0
Energy Select Sector SPDR Fund SBI INT-ENERGY 81369Y506 15,393 220,213 SH   DFND 0 220,213 0 0
EOG Resources Inc COM 26875P101 1,436 14,721 SH   DFND 0 12,497 0 0
Exxon Mobil Corp COM 30231G102 2,322 28,311 SH   DFND 0 20,684 0 0
Facebook Inc CL A 30303M102 1,058 7,450 SH   DFND 0 1,398 0 0
Fastenal Co COM 311900104 838 16,276 SH   DFND 0 16,000 0 0
Fedex Corp COM 31428X106 405 2,074 SH   DFND 0 1,026 0 0
Fiat Chrysler Automobiles N V SHS N31738102 183 16,709 SH   DFND 0 356 0 0
Fifth Third Bancorp COM 316773100 273 10,763 SH   DFND 0 8,495 0 0
Financial Select Sector SPDR SBI INT-FINL 81369Y605 332 14,006 SH   SOLE 0 14,006 0 0
First Trust Value Line DVD SHS 33734H106 1,445 49,815 SH   SOLE 0 49,815 0 0
Ford Motor Co Del COM PAR $0.01 345370860 265 22,808 SH   DFND 0 15,275 0 0
Fortive Corp COM 34959J108 217 3,607 SH   DFND 0 1 0 0
Fresenius Medical Care AG & Co SPONSORED ADR 358029106 205 4,866 SH   DFND 0 0 0 0
Frontier Communications Corp COM 35906A108 26 12,228 SH   DFND 0 5,736 0 0
General Dynamics Corp COM 369550108 261 1,392 SH   DFND 0 793 0 0
General Electric Co COM 369604103 2,423 81,311 SH   DFND 0 65,428 0 0
General Mills Inc COM 370334104 228 3,867 SH   DFND 0 3,158 0 0
General Motors Co COM 37045V100 446 12,612 SH   DFND 0 4,161 0 0
Genuine Parts Co COM 372460105 370 4,000 SH   SOLE 0 4,000 0 0
Gilead Sciences Inc COM 375558103 6,123 90,145 SH   DFND 0 90,145 0 0
GlaxoSmithKline PLC Sponsored ADR SPONSORED ADR 37733W105 466 11,062 SH   DFND 0 1,215 0 0
Gold Fields LTD New ADR SPONSORED ADR 38059T106 85 24,079 SH   DFND 0 0 0 0
Goldman Sachs Group Inc COM 38141G104 747 3,250 SH   DFND 0 1,406 0 0
Guggenheim S&P 500 Equal Weight GUG S&P500 EQ WT 78355W106 2,888 31,800 SH   DFND 0 0 0 0
Guggenheim S&P 500 Pure Growth ETF GUG S&P500 PU GR 78355W403 710 7,914 SH   DFND 0 211 0 0
Guggenheim S&P 500 Top 50 ETF GUGGENHM S&P 500 78355W205 589 3,527 SH   SOLE 0 3,527 0 0
Guggenheim S&P Smallcap 600 Pure Growth GUG S&P SC600 PG 78355W809 508 5,050 SH   DFND 0 0 0 0
GW Pharmaceuticals Plc ADR ADS 36197T103 9,941 82,194 SH   DFND 0 82,194 0 0
HCA Holdings Inc COM 40412C101 218 2,445 SH   DFND 0 0 0 0
Hershey Co COM 427866108 509 4,663 SH   DFND 0 615 0 0
Home Depot Inc COM 437076102 688 4,689 SH   DFND 0 1,438 0 0
Honda Motor Co Ltd ADR AMERN SHS 438128308 627 20,707 SH   DFND 0 217 0 0
Honeywell International Inc COM 438516106 11,113 88,998 SH   DFND 0 82,029 0 0
HP Inc. COM 40434L105 223 12,476 SH   DFND 0 266 0 0
HSBC Holdings PLC ADR SPON ADR NEW 404280406 438 10,718 SH   DFND 0 680 0 0
Huntington Bancshares Inc COM 446150104 1,454 108,570 SH   SOLE 0 108,570 0 0
IAC/InterActiveCorp COM 44919P508 4,629 62,788 SH   DFND 0 62,706 0 0
IBM Corp COM 459200101 887 5,093 SH   DFND 0 1,717 0 0
Icici Bank LTD ADR 45104G104 162 18,807 SH   DFND 0 0 0 0
Illinois Tool Works Inc COM 452308109 372 2,807 SH   DFND 0 2,051 0 0
Illumina Inc COM 452327109 1,665 9,757 SH   DFND 0 9,290 0 0
Infosys Technologies LTD ADR SPONSORED ADR 456788108 168 10,608 SH   DFND 0 0 0 0
Intel Corp COM 458140100 1,908 52,895 SH   DFND 0 35,363 0 0
InterContinental Hotels Group PLC ADR SPON ADR NW 2016 45857P608 255 5,221 SH   DFND 0 92 0 0
Intuitive Surgical Inc COM NEW 46120E602 366 477 SH   DFND 0 425 0 0
iShares Core MSCI EAFE ETF CORE MSCI EAFE 46432F842 470 8,105 SH   SOLE 0 8,105 0 0
Ishares Core S&P Total US CORE S&P TTL STK 464287150 768 14,208 SH   SOLE 0 14,208 0 0
iShares Core US Aggregate Bond ETF CORE US AGGBD ET 464287226 445 4,105 SH   SOLE 0 4,105 0 0
iShares Core US Credit Bond US CREDIT BD ETF 464288620 298 2,710 SH   SOLE 0 2,710 0 0
iShares Edge MSCI USA Value Factor USA VALUE FACTOR 46432F388 1,214 16,598 SH   DFND 0 0 0 0
Ishares MSCI EAFE ETF MSCI EAFE ETF 464287465 13,334 214,062 SH   DFND 0 214,062 0 0
Ishares MSCI EAFE Value ETF EAFE VALUE ETF 464288877 10,249 203,766 SH   DFND 0 203,766 0 0
Ishares MSCI Emerging Index Fund MFC MSCI EMG MKT ETF 464287234 10,751 272,932 SH   DFND 0 272,932 0 0
Ishares Russell 1000 Growth ETF RUS 1000 GRW ETF 464287614 242 2,124 SH   SOLE 0 2,124 0 0
Ishares Russell 2000 ETF RUSSELL 2000 ETF 464287655 222 1,613 SH   SOLE 0 1,613 0 0
Ishares S&P 500 Growth Index Fund S&P 500 GRWT ETF 464287309 15,142 115,131 SH   DFND 0 115,131 0 0
Ishares S&P 500 Value ETF S&P 500 VAL ETF 464287408 13,845 133,070 SH   DFND 0 133,070 0 0
Ishares S&P Midcap 400 Growth ETF S&P MC 400GR ETF 464287606 6,037 31,620 SH   DFND 0 31,620 0 0
Ishares S&P Smallcap 600 Growth ETF SP SMCP600GR ETF 464287887 4,588 29,970 SH   DFND 0 29,970 0 0
Ishares Tr Russell Midcap ETF RUS MID-CAP ETF 464287499 655 3,500 SH   SOLE 0 3,500 0 0
Ishares Tr S & P Midcap Value Index S&P MC 400VL ETF 464287705 6,101 41,095 SH   DFND 0 41,095 0 0
Ishares Tr S & P Smallcap 600 Index CORE S&P SCP ETF 464287804 30,741 444,490 SH   DFND 0 442,740 0 0
Ishares Tr S & P Smallcap Value Index SP SMCP600VL ETF 464287879 4,151 29,940 SH   DFND 0 29,940 0 0
Ishares Tr S&P Midcap 400 CORE S&P MCP ETF 464287507 36,783 214,831 SH   DFND 0 213,836 0 0
iShares US Telecommunications ETF U.S. TELECOM ETF 464287713 306 9,461 SH   SOLE 0 9,461 0 0
J P Morgan Chase & Co COM 46625H100 2,351 26,762 SH   DFND 0 18,092 0 0
Johnson & Johnson COM 478160104 6,105 49,016 SH   DFND 0 40,281 0 0
Jones Lang Lasalle Inc COM 48020Q107 2,960 26,558 SH   DFND 0 26,411 0 0
KB Financial Group Inc ADR SPONSORED ADR 48241A105 453 10,296 SH   DFND 0 0 0 0
Kimberly-Clark Corp COM 494368103 826 6,272 SH   DFND 0 5,182 0 0
Kinder Morgan Inc Cl P COM 49456B101 263 12,077 SH   DFND 0 6,533 0 0
Koninklijke Philips N V NY REG SH NEW 500472303 261 8,127 SH   DFND 0 161 0 0
Kraft Heinz Co COM 500754106 255 2,805 SH   DFND 0 1,990 0 0
KT Corp ADR SPONSORED ADR 48268K101 486 28,876 SH   DFND 0 0 0 0
L M Ericsson Telephone Co Cl B ADR ADR B SEK 10 294821608 202 30,349 SH   DFND 0 0 0 0
Lamar Advertising Co Class A CL A 512816109 924 12,363 SH   SOLE 0 12,363 0 0
LeMaitre Vascular Inc COM 525558201 363 14,738 SH   SOLE 0 14,738 0 0
LG Display Co. Ltd-ADR SPONS ADR REP 50186V102 249 18,309 SH   DFND 0 0 0 0
Lilly Eli & Co COM 532457108 336 3,998 SH   DFND 0 853 0 0
LKQ Corporation COM 501889208 439 15,000 SH   SOLE 0 15,000 0 0
Lockheed Martin Corp COM 539830109 9,816 36,682 SH   DFND 0 33,598 0 0
Lowes Companies Inc COM 548661107 440 5,352 SH   DFND 0 3,071 0 0
Lumentum Hldgs Inc COM 55024U109 534 10,001 SH   SOLE 0 10,001 0 0
Luxottica Group Sponsored ADR SPONSORED ADR 55068R202 280 5,094 SH   DFND 0 2,700 0 0
Magna International Inc COM 559222401 216 5,004 SH   DFND 0 0 0 0
Manulife Financial Corp ADR COM 56501R106 185 10,452 SH   DFND 0 0 0 0
Marathon Petroleum Corp COM 56585A102 218 4,311 SH   DFND 0 1,961 0 0
Mastercard Inc CL A 57636Q104 1,522 13,532 SH   DFND 0 10,899 0 0
McDonald's Corp COM 580135101 321 2,473 SH   DFND 0 2,201 0 0
Mead Johnson Nutrition Co COM 582839106 4,439 49,835 SH   DFND 0 49,835 0 0
Mercantile Bank Corp COM 587376104 379 11,026 SH   SOLE 0 11,026 0 0
Merck & Co Inc New COM 58933Y105 9,433 148,452 SH   DFND 0 135,153 0 0
MFA Financial Inc COM 55272X102 249 30,812 SH   DFND 0 0 0 0
Microchip Technology Inc COM 595017104 1,185 16,055 SH   DFND 0 16,055 0 0
Microsoft Corp COM 594918104 3,768 57,211 SH   DFND 0 35,244 0 0
Mitsubishi UFJ Finl Group ADR SPONSORED ADR 606822104 476 75,058 SH   DFND 0 1,111 0 0
Mizuho Financial Group ADR SPONSORED ADR 60687Y109 168 45,488 SH   DFND 0 0 0 0
Mondelez International Inc CL A 609207105 5,101 118,419 SH   DFND 0 116,630 0 0
Monsanto Co COM 61166W101 7,329 64,745 SH   DFND 0 60,296 0 0
Morgan Stanley COM NEW 617446448 268 6,249 SH   DFND 0 650 0 0
National Grid Transco PLC ADR SPON ADR NEW 636274300 316 4,980 SH   DFND 0 429 0 0
National Retail Properties Inc COM 637417106 209 4,800 SH   DFND 0 3,017 0 0
NetEase Inc SPONSORED ADR 64110W102 259 913 SH   DFND 0 0 0 0
NextEra Energy Inc COM 65339F101 9,972 77,683 SH   DFND 0 70,581 0 0
Nike Inc Cl B CL B 654106103 5,737 102,951 SH   DFND 0 99,763 0 0
Nippon Teleg & Tel Corp Sponsored ADR SPONSORED ADR 654624105 561 13,095 SH   DFND 0 73 0 0
Nokia Corp ADR SPONSORED ADR 654902204 178 32,784 SH   DFND 0 870 0 0
Nomura Hldgs Inc Sponsored ADR SPONSORED ADR 65535H208 169 27,030 SH   DFND 0 659 0 0
Northern Trust COM 665859104 704 8,129 SH   DFND 0 8,015 0 0
Novartis AG ADR SPONSORED ADR 66987V109 754 10,156 SH   DFND 0 1,220 0 0
Nuance Communications Inc COM 67020Y100 1,004 58,030 SH   DFND 0 58,030 0 0
Nuvasive Inc Com COM 670704105 443 5,935 SH   SOLE 0 5,935 0 0
Nvidia Corp COM 67066G104 203 1,864 SH   DFND 0 59 0 0
Omnicom Group Inc COM 681919106 722 8,378 SH   DFND 0 2,927 0 0
Oracle Corp COM 68389X105 1,270 28,476 SH   DFND 0 22,740 0 0
Orix Corp ADR SPONSORED ADR 686330101 286 3,845 SH   DFND 0 54 0 0
Paypal Hldgs Inc COM 70450Y103 6,699 155,717 SH   DFND 0 145,396 0 0
Pearson PLC ADR SPONSORED ADR 705015105 143 16,819 SH   DFND 0 0 0 0
Pepsico Inc COM 713448108 14,068 125,761 SH   DFND 0 115,783 0 0
Perusahaan Perseroan Persero PT ADR SPONSORED ADR 715684106 384 12,305 SH   DFND 0 0 0 0
Petroleo Brasileiro ADR SPONSORED ADR 71654V408 101 10,395 SH   DFND 0 0 0 0
Pfizer Inc COM 717081103 6,682 195,335 SH   DFND 0 181,633 0 0
Philip Morris International Inc COM 718172109 1,794 15,887 SH   DFND 0 12,179 0 0
Phillips 66 COM 718546104 333 4,199 SH   SOLE 0 4,199 0 0
PNC Financial Services Group COM 693475105 284 2,359 SH   DFND 0 2,045 0 0
Posco ADR SPONSORED ADR 693483109 407 6,313 SH   DFND 0 0 0 0
Praxair Inc COM 74005P104 1,098 9,262 SH   SOLE 0 9,262 0 0
Priceline Group Inc COM NEW 741503403 217 122 SH   DFND 0 10 0 0
Procter & Gamble Co COM 742718109 13,325 148,305 SH   DFND 0 136,352 0 0
Prudential PLC ADR ADR 74435K204 318 7,515 SH   DFND 0 147 0 0
Qualcomm Inc COM 747525103 1,086 18,946 SH   DFND 0 16,047 0 0
Reynolds American Inc COM 761713106 463 7,349 SH   DFND 0 4,053 0 0
Roper Technologies, Inc. COM 776696106 8,139 39,415 SH   DFND 0 38,990 0 0
Royal Bank of Canada COM 780087102 255 3,493 SH   DFND 0 500 0 0
Royal Dutch Shell PLC ADR A Shrs SPONS ADR A 780259206 1,188 22,528 SH   DFND 0 8,781 0 0
S&P 500 Index Ishares CORE S&P500 ETF 464287200 173,003 729,139 SH   DFND 0 725,869 0 0
S&P 500 Index Unit Trust TR UNIT 78462F103 2,551 10,820 SH   SOLE 0 10,820 0 0
Salesforce.com Inc. COM 79466L302 6,681 80,997 SH   DFND 0 80,044 0 0
Sanofi-Aventis Sponsored ADR SPONSORED ADR 80105N105 501 11,066 SH   DFND 0 786 0 0
SAP SE Sponsored ADR SPON ADR 803054204 204 2,082 SH   DFND 0 80 0 0
Sasol LTD Sponsored ADR SPONSORED ADR 803866300 394 13,385 SH   DFND 0 0 0 0
Schlumberger Ltd COM 806857108 756 9,681 SH   DFND 0 5,717 0 0
Scripps Networks Interactive Inc CL A COM 811065101 967 12,340 SH   DFND 0 6,795 0 0
Select Sector Spdr Tr Indl SBI INT-INDS 81369Y704 435 6,690 SH   SOLE 0 6,690 0 0
Select Sector Spdr Tr MFC SBI MATERIALS 81369Y100 262 5,000 SH   SOLE 0 5,000 0 0
Sempra Energy Inc COM 816851109 546 4,940 SH   DFND 0 4,271 0 0
Shaw Communications Inc CL B ADR CL B CONV 82028K200 233 11,228 SH   DFND 0 7,000 0 0
Sherwin-Williams Company COM 824348106 10,394 33,508 SH   DFND 0 30,721 0 0
Shinhan Financial Group Co LTD ADR SPN ADR RESTRD 824596100 268 6,413 SH   DFND 0 0 0 0
Shire Plc ADR SPONSORED ADR 82481R106 250 1,437 SH   DFND 0 874 0 0
Sierra Oncology Inc COM 82640U107 328 214,109 SH   SOLE 0 214,109 0 0
Siliconware Precision Industries Co Ltd ADR SPONSD ADR SPL 827084864 96 11,923 SH   DFND 0 0 0 0
SK Telecom LTD ADR SPONSORED ADR 78440P108 227 9,008 SH   DFND 0 0 0 0
Sony Corp ADR ADR NEW 835699307 358 10,625 SH   DFND 0 162 0 0
SPDR DJIA Trust ETF UT SER 1 78467X109 330 1,600 SH   SOLE 0 1,600 0 0
SPDR S&P Dividend ETF S&P DIVID ETF 78464A763 4,699 53,311 SH   SOLE 0 53,311 0 0
SPDR S&P Midcap 400 ETF Tr Unit Ser MFC UTSER1 S&PDCRP 78467Y107 290 927 SH   SOLE 0 927 0 0
Starbucks Corp COM 855244109 9,335 159,872 SH   DFND 0 155,805 0 0
Statoil Hydro ASA Sponsored ADR SPONSORED ADR 85771P102 247 14,397 SH   DFND 0 84 0 0
Stericycle Inc COM 858912108 867 10,463 SH   SOLE 0 10,463 0 0
Stryker Corp COM 863667101 3,280,247 24,983,425 SH   DFND 0 24,496,857 0 486,568
Sumitomo Mitsui ADR SPONSORED ADR 86562M209 464 64,030 SH   DFND 0 790 0 0
Suncor Energy Inc COM 867224107 406 13,198 SH   DFND 0 10,030 0 0
Synchrony Finl COM 87165B103 7,728 225,300 SH   DFND 0 222,985 0 0
Taiwan Semiconductor Mfg Co ADR SPONSORED ADR 874039100 736 22,426 SH   DFND 0 0 0 0
Tata Motors Ltd ADR SPONSORED ADR 876568502 211 5,927 SH   DFND 0 0 0 0
TE Connectivity LTD REG SHS H84989104 253 3,395 SH   DFND 0 2,768 0 0
Technology Select Sector SPDR TECHNOLOGY 81369Y803 440 8,252 SH   SOLE 0 8,252 0 0
Telefonica SA Sponsored ADR SPONSORED ADR 879382208 151 13,489 SH   DFND 0 474 0 0
Texas Instruments Inc COM 882508104 393 4,881 SH   DFND 0 1,525 0 0
Thermo Fischer Scientific Inc COM 883556102 930 6,057 SH   DFND 0 5,127 0 0
Time Warner Inc New COM NEW 887317303 1,453 14,866 SH   DFND 0 12,801 0 0
TJX Cos Inc COM 872540109 4,692 59,333 SH   DFND 0 57,363 0 0
Toro Co COM 891092108 214 3,433 SH   DFND 0 1,700 0 0
Toronto Dominion Bank COM NEW 891160509 257 5,124 SH   DFND 0 3,000 0 0
Total Fina Elf SA ADR SPONSORED ADR 89151E109 696 13,795 SH   DFND 0 4,192 0 0
Toyota Motor Corp ADR SP ADR REP2COM 892331307 862 7,940 SH   DFND 0 320 0 0
Turkcell Iletisim Hizmetleri ADR SPON ADR NEW 900111204 175 21,123 SH   DFND 0 0 0 0
UBS Group Ag SHS H42097107 249 15,582 SH   DFND 0 358 0 0
Ultimate Software Group COM 90385D107 992 5,083 SH   SOLE 0 5,083 0 0
Unilever N V New York Shrs ADR N Y SHS NEW 904784709 698 14,046 SH   DFND 0 1,243 0 0
Union Pacific Corp COM 907818108 298 2,812 SH   DFND 0 873 0 0
United Microelectronics Corp ADR SPON ADR NEW 910873405 268 138,664 SH   DFND 0 0 0 0
United Technologies Corp COM 913017109 433 3,855 SH   DFND 0 2,811 0 0
UnitedHealth Group Inc COM 91324P102 869 5,296 SH   DFND 0 912 0 0
US Bancorp COM NEW 902973304 9,644 187,268 SH   DFND 0 181,476 0 0
Utilites Select Sector SPDR SBI INT-UTILS 81369Y886 282 5,500 SH   SOLE 0 5,500 0 0
Valero Energy Corp COM 91913Y100 248 3,746 SH   DFND 0 377 0 0
Vanguard FTSE Europe ETF FTSE EUROPE ETF 922042874 298 5,774 SH   SOLE 0 5,774 0 0
Vanguard Growth MFC GROWTH ETF 922908736 431 3,545 SH   SOLE 0 3,545 0 0
Vanguard Index Trust Value MFC VALUE ETF 922908744 479 5,018 SH   SOLE 0 5,018 0 0
Vanguard Information Technology INF TECH ETF 92204A702 203 1,496 SH   SOLE 0 1,496 0 0
Vanguard Intermediate Term Corporate Bond Ind INT-TERM CORP 92206C870 522 6,043 SH   SOLE 0 6,043 0 0
Vanguard MSCI Emerging Markets ETF FTSE EMR MKT ETF 922042858 1,665 41,913 SH   DFND 0 28,744 0 39
Vanguard Short Term Corporate ETF SHRT TRM CORP BD 92206C409 360 4,520 SH   SOLE 0 4,520 0 0
Vanguard Total Stock Market Fund TOTAL STK MKT 922908769 203 1,670 SH   SOLE 0 1,670 0 0
Varian Med Systems Inc COM 92220P105 328 3,600 SH   SOLE 0 3,600 0 0
Ventas Inc COM 92276F100 2,955 45,430 SH   DFND 0 45,258 0 0
Verizon Communications COM 92343V104 11,060 226,867 SH   DFND 0 209,646 0 0
Viavi Solutions Inc COM 925550105 536 50,005 SH   SOLE 0 50,005 0 0
Visa Inc COM CL A 92826C839 10,401 117,037 SH   DFND 0 111,351 0 0
Walgreens Boots Alliance Inc COM 931427108 2,038 24,540 SH   DFND 0 21,976 0 0
Wal-Mart Stores Inc COM 931142103 315 4,370 SH   DFND 0 1,322 0 0
Walt Disney Co COM DISNEY 254687106 1,907 16,819 SH   DFND 0 13,300 0 0
WEC Energy Group Inc COM 92939U106 1,413 23,305 SH   DFND 0 21,941 0 0
Wells Fargo & Co COM 949746101 1,503 27,001 SH   DFND 0 366 0 0
Westpac Banking ADR SPONSORED ADR 961214301 373 13,971 SH   DFND 0 320 0 0
Wipro Ltd SPON ADR 1 SH 97651M109 141 13,777 SH   DFND 0 0 0 0
Wisdomtree Emerging Markets Small Cap EMG MKTS SMCAP 97717W281 1 35 SH   SOLE 0 0 0 35
Wisdomtree ETF Emerging Markets Equity Inc EMER MKT HIGH FD 97717W315 917 22,456 SH   SOLE 0 22,420 0 36
WisdomTree International High Dvd Fd ITL HIGH DIV FD 97717W802 1,122 27,640 SH   SOLE 0 27,640 0 0
WPP Plc Sponsored ADR ADR 92937A102 375 3,429 SH   DFND 0 45 0 0
Xcel Energy Inc COM 98389B100 221 4,971 SH   DFND 0 1,168 0 0
Xerox Corporation COM 984121103 84 11,510 SH   DFND 0 0 0 0