Maturity According to their Remaining Terms of Financial Assets and Liabilities (Tables)

12 Months Ended

Dec. 31, 2023

Maturity According to their Remaining Terms of Financial Assets and Liabilities [Abstract]

Schedule of Financial Assets and Liabilities

As these are for trading and financial instrument at fair value through other comprehensive income are included at their fair value:

	2023
	Demand		Up to 1 month		Over 1 month and up to 3 months		Over 3 month and up to 12 months		Subtotal up to 1 year		Over 1 year and up to 3 years		Over 3 year and up to 5 years		Over 5 years		Subtotal over 1 year		Total
Assets	MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$
Cash and due from banks		2,464,648		—		—		—		2,464,648		—		—		—		—		2,464,648
Transactions in the course of collection		—		415,505		—		—		415,505		—		—		—		—		415,505
Financial assets held for trading at fair value through profit or loss
Derivative contracts financial		—		57,011		130,507		309,218		496,736		560,641		314,649		663,514		1,538,804		2,035,540
Debt financial instruments		—		3,363,624		—		—		3,363,624		—		—		—		—		3,363,624
Others		—		409,328		—		—		409,328		—		—		—		—		409,328
Financial assets at fair value through other comprehensive income
Debt Financial Instruments		—		180,968		721,297		1,790,913		2,693,178		257,310		478,175		357,862		1,093,347		3,786,525
Equity Instruments		—		—		—		—		—		—		—		11,912		11,912		11,912
Derivative contracts financial for hedging purposes		—		—		—		14,321		14,321		1,530		21,062		12,152		34,744		49,065
Financial assets at amortized cost
Rights by resale agreements and securities lending		—		61,005		10,322		495		71,822		—		—		—		—		71,822
Debt financial instruments		—		—		—		507,203		507,203		478,818		128,728		316,334		923,880		1,431,083
Loans and advances to Banks (*)		—		2,216,942		73,506		229,483		2,519,931		—		—		—		—		2,519,931
Loans to customers, net (*)		—		5,478,882		2,587,416		6,993,529		15,059,827		7,092,458		3,965,966		11,533,023		22,591,447		37,651,274
Total financial assets		2,464,648		12,183,265		3,523,048		9,845,162		28,016,123		8,390,757		4,908,580		12,894,797		26,194,134		54,210,257

	2023
	Demand		Up to 1 month		Over 1 month and up to 3 months		Over 3 month and up to 12 months		Subtotal up to 1 year		Over 1 year and up to 3 years		Over 3 year and up to 5 years		Over 5 years		Subtotal over 1 year		Total
Liabilities	MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$
Transactions in the course of payment		—		356,871		—		—		356,871		—		—		—		—		356,871
Financial liabilities held for trading at fair value through profit or loss
Derivative contracts financial		—		56,519		141,764		319,273		517,556		566,762		431,076		680,722		1,678,560		2,196,116
Others		—		2,160		126		—		2,286		19		—		—		19		2,305
Derivative contracts financial for hedging purposes		—		—		—		—		—		20,505		3,189		136,908		160,602		160,602
Financial liabilities at amortized cost
Current accounts and other demand deposits		13,670,793		—		—		—		13,670,793		—		—		—		—		13,670,793
Saving accounts and time deposits (**)		—		10,209,874		3,459,981		1,450,857		15,120,712		60,622		595		542		61,759		15,182,471
Obligations by repurchase agreements and securities lending		—		157,015		158		—		157,173		—		—		—		—		157,173
Borrowings from financial institutions		—		176,910		65,902		5,091,283		5,334,095		26,620		—		—		26,620		5,360,715
Debt financial instruments issued
Letters of credit		—		175		282		416		873		171		80		320		571		1,444
Bonds		—		52,443		186,629		956,608		1,195,680		2,138,820		2,075,249		3,948,872		8,162,941		9,358,621
Other financial obligations		—		339,293		—		12		339,305		—		—		—		—		339,305
Lease liabilities		—		2,181		4,314		16,655		23,150		35,619		27,835		14,876		78,330		101,480
Debt financial instruments issued for regulatory capital purposes		—		1,472		—		113,256		114,728		18,826		10,216		896,044		925,086		1,039,814
Total financial liabilities		13,670,793		11,354,913		3,859,156		7,948,360		36,833,222		2,867,964		2,548,240		5,678,284		11,094,488		47,927,710

(*) These balances are presented without deduction of their respective provisions, which amount to Ch$710,187 million for loans to customers and Ch$1,341 million for borrowings from financial institutions.

(**)  Excludes term saving accounts, which amount to Ch$355,725 million.

	2022
	Demand		Up to 1 month		Over 1 month and up to 3 months		Over 3 month and up to 12 months		Subtotal up to 1 year		Over 1 year and up to 3 years		Over 3 year and up to 5 years		Over 5 years		Subtotal over 1 year		Total
Assets	MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$
Cash and due from banks		2,764,884		—		—		—		2,764,884		—		—		—		—		2,764,884
Transactions in the course of collection		—		772,196		—		—		772,196		—		—		—		—		772,196
Financial assets held for trading at fair value through profit or loss
Derivative contracts financial		—		175,620		243,091		637,830		1,056,541		701,848		415,817		786,500		1,904,165		2,960,706
Debt financial instruments		—		3,433,745		—		—		3,433,745		—		—		—		—		3,433,745
Others		—		257,325		—		—		257,325		—		—		—		—		257,325
Financial assets at fair value through other comprehensive income
Debt Financial Instruments		—		71,345		231,925		2,143,838		2,447,108		718,241		80,008		722,035		1,520,284		3,967,392
Equity Instruments		—		—		—		—		—		—		—		6,545		6,545		6,545
Derivative contracts financial for hedging purposes		—		—		—		15,863		15,863		443		8,052		2,719		11,214		27,077
Financial assets at amortized cost
Rights by resale agreements and securities lending		—		35,549		14,324		4,188		54,061		—		—		—		—		54,061
Debt financial instruments		—		—		—		—		—		16,280		445,624		440,451		902,355		902,355
Loans and advances to Banks (*)		—		1,904,367		63,396		207,029		2,174,792		—		—		—		—		2,174,792
Loans to customers, net (*)		—		4,972,157		2,937,024		6,830,834		14,740,015		7,403,768		3,752,730		10,829,784		21,986,282		36,726,297
Total financial assets		2,764,884		11,622,304		3,489,760		9,839,582		27,716,530		8,840,580		4,702,231		12,788,034		26,330,845		54,047,375

	2022
	Demand		Up to 1 month		Over 1 month and up to 3 months		Over 3 month and up to 12 months		Subtotal up to 1 year		Over 1 year and up to 3 years		Over 3 year and up to 5 years		Over 5 years		Subtotal over 1 year		Total
Liabilities	MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$
Transactions in the course of payment		—		681,792		—		—		681,792		—		—		—		—		681,792
Financial liabilities held for trading at fair value through profit or loss
Derivative contracts financial		—		167,924		222,880		588,342		979,146		692,759		465,828		963,736		2,122,323		3,101,469
Others		—		4,355		1,916		—		6,271		—		—		—		—		6,271
Derivative contracts financial for hedging purposes		—		—		—		1,462		1,462		20,240		15,639		185,675		221,554		223,016
Financial liabilities at amortized cost
Current accounts and other demand deposits		13,592,155		—		—		—		13,592,155		—		—		—		—		13,592,155
Saving accounts and time deposits (**)		—		9,544,041		2,962,617		1,324,088		13,830,746		113,901		5,940		655		120,496		13,951,242
Obligations by repurchase agreements and securities lending		—		216,212		52		—		216,264		—		—		—		—		216,264
Borrowings from financial institutions		—		289,675		84,391		675,089		1,049,155		4,348,521		—		—		4,348,521		5,397,676
Debt financial instruments issued
Letters of credit		—		338		364		528		1,230		744		39		364		1,147		2,377
Bonds		—		38,469		173,248		1,248,410		1,460,127		1,895,121		2,282,248		3,628,074		7,805,443		9,265,570
Other financial obligations		—		343,943		11		54		344,008		22		—		—		22		344,030
Lease liabilities		—		2,618		7,644		17,353		27,615		27,634		15,009		19,111		61,754		89,369
Debt financial instruments issued for regulatory capital purposes		—		1,153		—		117,262		118,415		20,157		12,345		859,988		892,490		1,010,905
Total financial liabilities		13,592,155		11,290,520		3,453,123		3,972,588		32,308,386		7,119,099		2,797,048		5,657,603		15,573,750		47,882,136

(*) These balances are presented without deduction of their respective provisions, which amount to Ch$821,609 million for loans to customers and Ch$1,641 million for borrowings from financial institutions.

(**)  Excludes term saving accounts, which amount to Ch$407,745 million.