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Administrative Expenses (Details) - Schedule of Administrative Expenses - CLP ($)
$ in Millions
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
General administrative expenses      
Information technology and communications $ 144,516 $ 125,763 $ 109,026
Maintenance and repair of property and equipment 49,632 42,157 39,679
External advisory services and professional services fees 11,576 15,267 16,819
Surveillance and securities transport services 11,265 12,996 13,229
Insurance premiums except to cover operational risk events 9,946 8,465 7,621
Office supplies 8,660 9,288 8,093
External service of financial information and fraud prevention 7,483 6,543 7,811
Legal and notary expenses 5,433 3,733 4,308
Energy, heating and other utilities 5,513 5,307 4,445
Postal box, mail, postage and home delivery services 4,839 4,372 4,718
Other expenses of obligations for lease contracts 4,431 3,731 4,227
External service of custody of documentation 3,943 3,846 3,094
Expenses for short-term leases 3,860 2,782 3,371
Donations 3,251 1,666 3,199
Representation and travel expenses 3,249 2,449 2,703
Card embossing service 1,749 1,268 1,063
Fees for other technical reports 1,034 799 729
Fees for review and audit of the financial statements by the external auditor 750 839 702
Expenses for leases low value 509 491 453
Fines applied by other agencies 108 211 152
Fees for review and audit of the financial statements by the external auditor 72 28 154
Other general administrative expenses 11,407 9,261 1,970
Outsource services      
Technological developments expenses, certification and technology testing 23,715 17,939 17,526
Data processing 11,907 8,385 9,407
External credit evaluation service 5,729 5,208 4,958
External collection service 4,414 19
External human resources administration services and supply of external personnel 1,724 1,438 1,094
External cleaning service, casino, custody of files and documents, storage of furniture and equipment 390 358 355
Call Center service for sales, marketing, quality control customer service 113 92 98
Board expenses      
Board of Directors Compensation 3,347 3,095 2,889
Other Board expenses 119 102 16
Marketing 39,617 35,280 30,652
Taxes, contributions and other legal charges      
Contribution to the banking regulator 14,785 13,566 11,968
Real estate contributions 5,521 4,727 4,852
Taxes other than income tax 2,530 2,207 1,785
Municipal patents 1,647 1,568 1,395
Other legal charges 60 47 45
Total $ 408,844 $ 355,274 $ 324,625