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Business Segment (Tables)

12 Months Ended

Dec. 31, 2022

	As of December 31, 2022
	Retail			Wholesale			Treasury			Subsidiaries			Subtotal			Reclassifications and adjustments to conform IFRS					Total
	MCh$			MCh$			MCh$			MCh$			MCh$			MCh$			Note		MCh$
Net interest income and UF indexation		1,446,495			862,976			(60,467	)		(13,592	)		2,235,412			30,717					2,266,129
Net commissions income		301,638			73,208			(2,280	)		174,246			546,812			(24,680	)				522,132
Net financial income		8,248			57,389			172,949			64,933			303,519			3,305					306,824
Other income		22,973			11,349			—			3,530			37,852			(3,345	)				34,507
Income attributable to investments in other companies		9,089			3,496			345			650			13,580			(549	)				13,031
Operating income, before expected credit losses		1,788,443			1,008,418			110,547			229,767			3,137,175			5,448			(1)		3,142,623
Expenses for expected credit losses		(323,364	)		(103,745	)		(8,009	)		—			(435,118	)		22,988			(2)		(412,130	)
Total operating income, after expected credit losses		1,465,079			904,673			102,538			229,767			2,702,057			28,436					2,730,493
Expenses from salaries and employee benefits		(339,849	)		(102,395	)		(2,645	)		(83,356	)		(528,245	)		19					(528,226	)
Administrative expenses		(272,748	)		(66,547	)		(1,771	)		(34,474	)		(375,540	)		20,266					(355,274	)
Depreciation and amortization		(69,100	)		(8,540	)		(424	)		(6,141	)		(84,205	)		—					(84,205	)
Impairment of non-financial assets		(9	)		(122	)		—			54			(77	)		—					(77	)
Other operating expenses		(17,114	)		(10,183	)		—			(1,501	)		(28,798	)		1,097					(27,701	)
Total operating expenses		(698,820	)		(187,787	)		(4,840	)		(125,418	)		(1,016,865	)		21,382			(3)		(995,483	)
Income from operations		766,259			716,886			97,698			104,349			1,685,192			49,818					1,735,010
Income taxes														(275,757	)		(13,452	)		(4)		(289,209	)
Income after income taxes														1,409,435			36,366					1,445,801

Assets		22,025,372			13,576,675			18,602,123			561,621			54,765,791			(212,524	)				54,553,267
Current and deferred taxes														726,910			(171,323	)				555,587
Total assets														55,492,701			(383,847	)		(5)		55,108,854

Liabilities		17,572,012			10,151,503			22,182,398			727,529			50,633,442			(956,957	)				49,676,485
Current and deferred taxes														932			—					932
Total liabilities														50,634,374			(956,957	)		(6)		49,677,417

	As of December 31, 2021
	Retail			Wholesale			Treasury			Subsidiaries			Subtotal			Reclassifications and adjustments to conform IFRS					Total
	MCh$			MCh$			MCh$			MCh$			MCh$			MCh$			Note		MCh$
Net interest income and UF indexation		1,083,179			472,520			(1,416	)		(847	)		1,553,436			20,586					1,574,022
Net commissions income		260,416			67,343			(2,288	)		159,628			485,099			(30,071	)				455,028
Net financial income		15,211			49,864			51,918			34,070			151,063			19,916					170,979
Other income		16,653			9,456			—			3,075			29,184			(6,135	)				23,049
Income attributable to investments in other companies		(452	)		2,075			118			499			2,240			(447	)				1,793
Operating income, before expected credit losses		1,375,007			601,258			48,332			196,425			2,221,022			3,849			(1)		2,224,871
Expenses for expected credit losses		(257,547	)		(98,516	)		(1,002	)		—			(357,065	)		337,893			(2)		(19,172	)
Total operating income, after expected credit losses		1,117,460			502,742			47,330			196,425			1,863,957			341,742					2,205,699
Expenses from salaries and employee benefits		(289,103	)		(82,706	)		(2,156	)		(77,004	)		(450,969	)		17					(450,952	)
Administrative expenses		(252,858	)		(58,940	)		(1,360	)		(30,559	)		(343,717	)		19,092					(324,625	)
Depreciation and amortization		(62,728	)		(8,107	)		(365	)		(5,598	)		(76,798	)		—					(76,798	)
Impairment of non-financial assets		(30	)		(1,169	)		—			(223	)		(1,422	)		(268	)				(1,690	)
Other operating expenses		(13,776	)		(5,073	)		(21	)		(1,709	)		(20,579	)		1,231					(19,348	)
Total operating expenses		(618,495	)		(155,995	)		(3,902	)		(115,093	)		(893,485	)		20,072			(3)		(873,413	)
Income from operations		498,965			346,747			43,428			81,332			970,472			361,814					1,332,286
Income taxes														(178,280	)		(97,689	)		(4)		(275,969	)
Income after income taxes														792,192			264,125					1,056,317

Assets		20,515,244			12,806,409			17,412,551			958,447			51,692,651			(543,103	)				51,149,548
Current and deferred taxes														435,123			(158,723	)				276,400
Total assets														52,127,774			(701,826	)		(5)		51,425,948

Liabilities		16,779,925			10,530,749			19,640,221			770,228			47,721,123			(1,226,430	)				46,494,693
Current and deferred taxes														113,129			(846	)				112,283
Total liabilities														47,834,252			(1,227,276	)		(6)		46,606,976

	As of December 31, 2020
	Retail			Wholesale			Treasury			Subsidiaries			Subtotal			Reclassifications and adjustments to conform IFRS					Total
	MCh$			MCh$			MCh$			MCh$			MCh$			MCh$			Note		MCh$
Net interest income and UF indexation		940,075			377,314			(3,603	)		(1,923	)		1,311,863			4,925					1,316,788
Net commissions income		265,338			55,599			(1,969	)		143,863			462,831			(16,863	)				445,968
Net financial income		2,651			34,979			75,144			33,440			146,214			(831	)				145,383
Other income		17,673			8,677			—			2,101			28,451			(9,180	)				19,271
Income attributable to investments in other companies		(6,674	)		1,548			(7	)		472			(4,661	)		(438	)				(5,099	)
Operating income, before expected credit losses		1,219,063			478,117			69,565			177,953			1,944,698			(22,387	)		(1)		1,922,311
Expenses for expected credit losses		(325,852	)		(136,387	)		(1,176	)		(380	)		(463,795	)		(83,311	)		(2)		(547,106	)
Total operating income, after expected credit losses		893,211			341,730			68,389			177,573			1,480,903			(105,698	)				1,375,205
Expenses from salaries and employee benefits		(295,301	)		(85,469	)		(2,023	)		(74,400	)		(457,193	)		17					(457,176	)
Administrative expenses		(249,478	)		(58,440	)		(1,414	)		(31,012	)		(340,344	)		21,463					(318,881	)
Depreciation and amortization		(59,730	)		(7,317	)		(312	)		(5,998	)		(73,357	)		—					(73,357	)
Impairment of non-financial assets		(1,019	)		—			—			(642	)		(1,661	)		—					(1,661	)
Other operating expenses		(14,983	)		(5,362	)		1,155			(87	)		(19,277	)		—					(19,277	)
Total operating expenses		(620,511	)		(156,588	)		(2,594	)		(112,139	)		(891,832	)		21,480			(3)		(870,352	)
Income from operations		272,700			185,142			65,795			65,434			589,071			(84,218	)				504,853
Income taxes														(125,962	)		22,739			(4)		(103,223	)
Income after income taxes														463,109			(61,479	)				401,630

Assets		18,800,918			10,811,000			15,400,139			830,910			45,842,967			(607,473	)				45,235,494
Current and deferred taxes														380,894			(65,428	)				315,466
Total assets														46,223,861			(672,901	)		(5)		45,550,960

Liabilities		13,848,124			10,143,939			17,844,350			660,869			42,497,282			(943,714	)				41,553,568
Current and deferred taxes														311			—					311
Total liabilities														42,497,593			(943,714	)		(6)		41,553,879