-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 IT1vk1QLg4iq/yB5J0Zt993d1h1gR5cSpV1ImyoU70LgcRPvuYOPcEUevvIVx6Gn
 sNBDeeMudf2KH+Vl1fLVeQ==

<SEC-DOCUMENT>9999999997-09-022845.txt : 20090730
<SEC-HEADER>9999999997-09-022845.hdr.sgml : 20090730
<ACCEPTANCE-DATETIME>20090723113015
ACCESSION NUMBER:		9999999997-09-022845
CONFORMED SUBMISSION TYPE:	CT ORDER
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20090730
DATE AS OF CHANGE:		20090723
<ACTION-DATE>20090723
<RECEIVED-DATE>20090723

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Lloyds Banking Group plc
		CENTRAL INDEX KEY:			0001160106
		STANDARD INDUSTRIAL CLASSIFICATION:	COMMERCIAL BANKS, NEC [6029]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			X0

	FILING VALUES:
		FORM TYPE:		CT ORDER
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15246
		FILM NUMBER:		09958584

	BUSINESS ADDRESS:	
		STREET 1:		25 GRESHAM STREET
		CITY:			LONDON EC2V 7HN
		STATE:			X0
		ZIP:			00000
		BUSINESS PHONE:		44 0 20 7626 1500

	MAIL ADDRESS:	
		STREET 1:		25 GRESHAM STREET
		STREET 2:		LONDON EC2V 7HN
		CITY:			UNITED KINGDOM
		STATE:			X0
		ZIP:			00000

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	LLOYDS TSB GROUP PLC
		DATE OF NAME CHANGE:	20010926
</SEC-HEADER>
<DOCUMENT>
<TYPE>CT ORDER
<SEQUENCE>1
<FILENAME>filename1.pdf
<TEXT>
<PDF>
begin 644 filename1.pdf
M)5!$1BTQ+C0-)>+CS],-"C0W(#`@;V)J#3P\+TQI;F5A<FEZ960@,2],(#$S
M,S@V+T\@-#DO12`W,#(X+TX@,2]4(#$R,SDY+T@@6R`U-38@,3<V73X^#65N
M9&]B:@T@("`@("`@("`@("`@("`@("`@#0IX<F5F#0HT-R`Q,PT*,#`P,#`P
M,#`Q-B`P,#`P,"!N#0HP,#`P,#`P.#DY(#`P,#`P(&X-"C`P,#`P,#$Q-S(@
M,#`P,#`@;@T*,#`P,#`P,30Q-2`P,#`P,"!N#0HP,#`P,#`Q.#4V(#`P,#`P
M(&X-"C`P,#`P,#$X.3$@,#`P,#`@;@T*,#`P,#`P,S,R-B`P,#`P,"!N#0HP
M,#`P,#`S-S8V(#`P,#`P(&X-"C`P,#`P,#8T-3D@,#`P,#`@;@T*,#`P,#`P
M-C<P."`P,#`P,"!N#0HP,#`P,#`V.34Q(#`P,#`P(&X-"C`P,#`P,#`W,S(@
M,#`P,#`@;@T*,#`P,#`P,#4U-B`P,#`P,"!N#0IT<F%I;&5R#0H\/"]3:7IE
M(#8P+U!R978@,3(S.#@O6%)E9E-T;2`W,S(O4F]O="`T."`P(%(O26YF;R`V
M(#`@4B])1%L\,C@W,CA!0D0U1C(Q0SE#-#5$04(T0D0T030W.$8Y-C@^/#=#
M-D-"1C-%0S@Y.34S-#@Y0S!%-$1%,4)&-T,T-C9$/ET^/@T*<W1A<G1X<F5F
M#0HP#0HE)45/1@T*("`-"C4Y(#`@;V)J#3P\+TQE;F=T:"`X-B]#(#DU+T9I
M;'1E<B]&;&%T941E8V]D92])(#$Q-R],(#<Y+U,@,SD^/G-T<F5A;0T*>-IB
M8&#@9&!@?L(`!&(/&%`!$Q"S,'`<8%!`$N2$8@8&908>7L9I#*P5DE%)O`D7
MF!;`-,E^A&JV`F)&!@:I(Q":61=N"AL#@UX_1)11%2#``*:H"C$-"F5N9'-T
M<F5A;0UE;F1O8FH--3@@,"!O8FH-/#PO3&5N9W1H(#(P+T9I;'1E<B]&;&%T
M941E8V]D92]76S$@,2`Q72]);F1E>%LW(#0P72]$96-O9&5087)M<SP\+T-O
M;'5M;G,@,R]0<F5D:6-T;W(@,3(^/B]3:7IE(#0W+U1Y<&4O6%)E9CX^<W1R
M96%M#0IXVF)B8F1@8F!@'*P8(,``)]<`>PT*96YD<W1R96%M#65N9&]B:@TT
M."`P(&]B:@T\/"]-87)K26YF;SP\+TQE='1E<G-P86-E1FQA9W,@,"]-87)K
M960@=')U93X^+TUE=&%D871A(#4@,"!2+U!I96-E26YF;SP\+TUA<FME9%!$
M1CP\+TQA<W1-;V1I9FEE9"A$.C(P,#DP-S(S,#DS-C(W*3X^/CXO4&%G97,@
M-"`P(%(O4&%G94QA>6]U="]/;F5#;VQU;6XO4W1R=6-T5')E95)O;W0@-R`P
M(%(O5'EP92]#871A;&]G+TQA;F<H_O\`10!.`"T`50!3*2],87-T36]D:69I
M960H1#HR,#`Y,#<R,S`Y,S8R-RDO4&%G94QA8F5L<R`R(#`@4CX^#65N9&]B
M:@TT.2`P(&]B:@T\/"]#<F]P0F]X6S`@,"`V,3(@-SDR72]087)E;G0@-"`P
M(%(O4W1R=6-T4&%R96YT<R`P+T-O;G1E;G1S(#4R(#`@4B]2;W1A=&4@,"]-
M961I84)O>%LP(#`@-C$R(#<Y,ETO4F5S;W5R8V5S/#PO0V]L;W)3<&%C93P\
M+T-3,"`U,2`P(%(^/B]&;VYT/#PO5%0P(#4P(#`@4B]45#$@-3,@,"!2/CXO
M4')O8U-E=%LO4$1&+U1E>'1=+T5X=$=3=&%T93P\+T=3,"`U-R`P(%(^/CX^
M+U1Y<&4O4&%G93X^#65N9&]B:@TU,"`P(&]B:@T\/"]3=6)T>7!E+U1R=654
M>7!E+T9O;G1$97-C<FEP=&]R(#4U(#`@4B],87-T0VAA<B`Q,C$O5VED=&AS
M6S(U,"`P(#`@-3`P(#`@,"`P(#`@,"`P(#`@,"`R-3`@,S,S(#(U,"`P(#4P
M,"`U,#`@-3`P(#4P,"`U,#`@-3`P(#4P,"`U,#`@,"`U,#`@,"`P(#`@,"`P
M(#`@,"`W,C(@-C8W(#<R,B`W,C(@-C8W(#8Q,2`W-S@@-S<X(#,X.2`U,#`@
M,"`V-C<@.30T(#<R,B`W-S@@,"`P(#<R,B`U-38@-C8W(#<R,B`P(#`@-S(R
M(#<R,B`P(#`@,"`P(#`@-3`P(#`@-3`P(#`@-#0T(#4U-B`T-#0@,"`U,#`@
M,"`R-S@@,"`U-38@,C<X(#`@-34V(#4P,"`U-38@,"`T-#0@,S@Y(#`@-34V
M(#`@,"`P(#4P,%TO0F%S949O;G0O5&EM97-.97=2;VUA;E!3+4)O;&1-5"]&
M:7)S=$-H87(@,S(O16YC;V1I;F<O5VEN06YS:45N8V]D:6YG+U1Y<&4O1F]N
M=#X^#65N9&]B:@TU,2`P(&]B:@U;+TE#0T)A<V5D(#4T(#`@4ET-96YD;V)J
M#34R(#`@;V)J#3P\+TQE;F=T:"`Q,S8T+T9I;'1E<B]&;&%T941E8V]D93X^
M<W1R96%M#0I(B916;6^C1A#^[E\Q4K]`%0B[O)].)SE^27VZ.%5,U%;GJL*P
M3K8EX`-\N?S[SBP&;!]I>K;D?6%Y9N:9>69]%8TN?X7W[R]O)HLI6/#AP]5T
M`J/+R<J"I,(-^D*5Y*/+:]QZJ$:7460!@V@[8EP]Q2&TP+<",W`@>AIIH$=_
MCV8W!--#LQ::!6`PD[D0I:\<Y>U1JSTY?>6DW9XT+-.R$#E*H)T]@V&;8>#V
MUCYK]\M%--,-5YO"2C<\+1I'M)JM0/\S^O@=O',";WDM/,T0WC/]X!A]-9O<
MWRVB!2$CY'@Y!33F:+]/?ADOK]44)K<W-XO5:G&['#;IGIIDG4E&)GW3/0Y(
M^WC_Z0_@]@5PRPH'&?)Z+@E)^<T<,^!O)<$_=23L'`D)PS5#[SCTV[OI[`ZN
M=2/0[L;+:+&\QDB7<Q5B`\!;`)<3`..FXY`_:'\QG>$KXT\0W<W&T0TN!CT*
MNE`.>!0*-SWW+,7D2?3+#-IT8"IFAQ3`>!+![1Q8:%/>G>$<A`.<N:;ON&]Q
MQJQC%YE#KZOHN:MBIGIL)*-FG'M$@NL%9LA).9^U3UGQDE9P%>?_Z($F\P>X
M+HO]#G99,NPK8]\[ZYI>R-[TM5-9+V-NVR:FQ[4#TPNHXE#,<YD)6!8F,(.Y
MW,&LPV3^$[==WQG&M7L._/#(B[^&/L,0G>ZPU["FUU"F_28!SG\$Y9[42)\`
MFCY#]#-2#+K!?=<ZIOJ4YVJ_>2+RZUJD$.<0ZUS;[3*9Q+4L<MCGJ2CA3O>U
M/3+#G8W!H11?]J*J"4=E2:7?[M-O=]:3(M_JCB93D=<RUETM@[H4-*F?]%##
M7:#G!36+$F3>+)A6TM/&`5F#^);0J[K!M'TJ.I.6WYEDRB0+31OE83722&%;
M%H0#]:.`V;='N9%U!74!,<P+90$;B3&'+>8\[2-INI#1MR'C@-LG%]VZB5_`
M;SJ1.9R<@5Z$G+R2R;/^PWL7@K-4,NTJKM!?]*$4NU)42*)BJH+-"W1I[L/I
MRX*ILF!8[G9+TGDUU(]QC3^RHF002<$A#7UO<YR&%`73<_)E'V=R*T4%<064
M]T/2,UP\/8DRH6E1(MM$P%&9,FP+7I>U/,[5265>-WRM=Z$I14KFO!0B+>@)
M%-N#:P>8H]ZX.(U@G-07>.'<FRMS8H+K\K6V6>MKS5GK%PIU*K_*AK8N81@D
M[URK"`7M38IR5Y0-Z%R2PP(>,>A4U$+9DWE;3\9Y0?DM=_RXGO*BIKK<[3>H
MN^P%4EDE65$)+'X3T/&D*%/,4T;,*1BW1VQZK6O:7NOGRP4I)D.II.=95(H(
M&D5LBRPKGD]%W'O*W,93!7Q$JFATM-8JE.1:)TW"L\PRH!@VNJ<)+$M2*_VH
M0L7`R-P.GZGXH!,Y[M,+>!!JJ?H![$0IBQ1WT<!:AVI'3Q.IFHB@_7?*XO#E
M$/R(XKIK[]4CW#J_@A/`MNR$1Y)L^PKHJLLZ:RVFFOHJT7F=XP[&B.)Z>#P<
MH+;1S+!Y-!-.NM2YXR`-`&<%>-+#V[&UV5M3Y@S.N=L=:NUVC8J]<O_S[DY5
M=PY:5HR0+T.D\!.27R?//B'OO*>>Q(7=6)7(!!L%R:<BI5U0.VME>9!>W]1Z
M`3#_(%3\$]#\P1H2Z`6*JZSV<:Z$UNFHO[0LNU7FR9^)5&3B(597X[Y^+$I9
MO[P;CM?Y@>+C[MO%Y[U]Q#^AV.[JTS^J3_I,'DN)US5>[DW%_2;SM$+.A\LA
M."\'ZPQNI:MK:->`"1R<4$N:0=*`W:999<WJ8'9"`T?IJ]6>!E?+FU75O"#.
MWAMT,/Q_%6A;PPS.HM&_`@P`QU=K'@T*96YD<W1R96%M#65N9&]B:@TU,R`P
M(&]B:@T\/"]3=6)T>7!E+U1R=654>7!E+T9O;G1$97-C<FEP=&]R(#4V(#`@
M4B],87-T0VAA<B`Q,C$O5VED=&AS6S(U,"`P(#`@,"`P(#`@,"`P(#,S,R`S
M,S,@,"`P(#(U,"`S,S,@,C4P(#`@-3`P(#4P,"`U,#`@,"`U,#`@-3`P(#`@
M-3`P(#`@-3`P(#(W."`P(#`@,"`P(#`@,"`W,C(@-C8W(#8V-R`W,C(@-C$Q
M(#4U-B`W,C(@,"`S,S,@,"`P(#8Q,2`X.#D@,"`P(#`@,"`V-C<@-34V(#`@
M-S(R(#`@.30T(#`@,"`P(#`@,"`P(#`@,"`P(#0T-"`U,#`@-#0T(#4P,"`T
M-#0@,S,S(#4P,"`U,#`@,C<X(#`@-3`P(#(W."`W-S@@-3`P(#4P,"`U,#`@
M-3`P(#,S,R`S.#D@,C<X(#4P,"`U,#`@-S(R(#4P,"`U,#!=+T)A<V5&;VYT
M+U1I;65S3F5W4F]M86Y04TU4+T9I<G-T0VAA<B`S,B]%;F-O9&EN9R]7:6Y!
M;G-I16YC;V1I;F<O5'EP92]&;VYT/CX-96YD;V)J#34T(#`@;V)J#3P\+TQE
M;F=T:"`R-3DX+T9I;'1E<B]&;&%T941E8V]D92].(#,O06QT97)N871E+T1E
M=FEC95)'0CX^<W1R96%M#0IHWIR6=U14UQ:'S[UW>J'-,-(9>I,N,(#T+B`=
M!%$89@88R@###$ULB*A`1!$1`460H(`!HZ%(K(AB(2BH8`]($%!B,(JHJ&1&
MUDI\>7GOY>7WQ[W?VF?O<_?9>Y^U+@`D3Q\N+P66`B"9)^`'>CC35X5'T+']
M``9X@`&F`#!9Z:F^0>[!0"0O-Q=ZNL@)_(O>#`%(_+YEZ.E/IX/_3]*L5+X`
M`,A?Q.9L3CI+Q/DB3LH4I(KM,R*FQB2*&4:)F2]*4,1R8HY;Y*6??1;94<SL
M9!Y;Q.*<4]G);#'WB'A[AI`C8L1'Q`497$ZFB&^+6#-)F,P5\5MQ;#*'F0X`
MBB2V"SBL>!&;B)C$#PYT$?%R`'"DN"\XY@L6<+($XD.YI*1F\[EQ\0*Z+DN/
M;FIMS:![<C*3.`*!H3^3E<CDL^DN*<FI3%XV`(MG_BP9<6WIHB);FEI;6AJ:
M&9E^4:C_NO@W)>[M(KT*^-PSB-;WA^VO_%+J`&#,BFJSZP];S'X`.K8"('?_
M#YOF(0`D17UKO_'%>6CB>8D7"%)MC(TS,S.-N!R6D;B@O^M_.OP-??$](_%V
MOY>'[LJ)90J3!'1QW5@I22E"/CT]E<GBT`W_/,3_./"O\U@:R(GE\#D\442H
M:,JXO#A1NWELKH";PJ-S>?^IB?\P[$]:G&N1*/6?`#7*"$C=H`+DYSZ`HA`!
M$GE0W/7?^^:##P7BFQ>F.K$X]Y\%_?NN<(GXD<Z-^QSG$AA,9PGY&8MKXFL)
MT(``)`$5R`,5H`%T@2$P`U;`%C@"-[`"^(%@$`[6`A:(!\F`#S)!+M@,"D`1
MV`7V@DI0`^I!(V@!)T`'.`TN@,O@.K@)[H`'8`2,@^=@!KP!\Q`$82$R1('D
M(55("S*`S"`&9`^Y03Y0(!0.14-Q$`\20KG0%J@(*H4JH5JH$?H6.@5=@*Y"
M`]`]:!2:@GZ%WL,(3(*IL#*L#1O##-@)]H:#X35P')P&Y\#Y\$ZX`JZ#C\'M
M\`7X.GP''H&?P[,(0(@(#5%##!$&XH+X(1%(+,)'-B"%2#E2A[0@74@O<@L9
M0::1=R@,BH*BHPQ1MBA/5`B*A4I#;4`5HRI11U'MJ![4+=0H:@;U"4U&*Z$-
MT#9H+_0J=!PZ$UV`+D<WH-O0E]!WT./H-Q@,AH;1P5AA/#'AF`3,.DPQY@"F
M%7,>,X`9P\QBL5AYK`'6#NN'96(%V`+L?NPQ[#GL('8<^Q9'Q*GBS'#NN`@<
M#Y>'*\<UX<[B!G$3N'F\%%X+;X/WP[/QV?@2?#V^"W\#/XZ?)T@3=`AVA&!"
M`F$SH8+00KA$>$AX1202U8G6Q``BE[B)6$$\3KQ"'"6^(\F0]$DNI$B2D+23
M=(1TGG2/](I,)FN3'<D19`%Y)[F1?)'\F/Q6@B)A).$EP9;8*%$ET2XQ*/%"
M$B^I)>DDN58R1[)<\J3D#<EI*;R4MI2+%%-J@U25U"FI8:E9:8JTJ;2?=+)T
ML723]%7I21FLC+:,FPQ;)E_FL,Q%F3$*0M&@N%!8E"V4>LHERC@50]6A>E$3
MJ$74;ZC]U!E9&=EELJ&R6;)5LF=D1V@(39OF14NBE=!.T(9H[Y<H+W%:PEFR
M8TG+DL$E<W**<HYR'+E"N5:Y.W+OY>GR;O*)\KOE.^0?*:`4]!4"%#(5#BI<
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M>J/U:>MW-I8V`IL3-K_8&MHFVC;93B[76<Y97K]\S$[=CFE7:S=B3[>/MC]D
M/^*@YL!TJ'-XXJCAR'9L<)QPTG-*<#KF],+9Q)GOW.8\YV+CLM[EO"OBZN%:
MZ-KO)N,6XE;I]MA=W3W.O=E]QL/"8YW'>4^TI[?G;L]A+V4OEE>CU\P*JQ7K
M5_1XD[R#O"N]G_CH^_!]NGQAWQ6^>WP?KM1:R5O9X0?\O/SV^#WRU_%/\_\^
M`!/@'U`5\#30-#`WL#>($A05U!3T)M@YN"3X08ANB#"D.U0R-#*T,70NS#6L
M-&QDE?&J]:NNARN$<\,[([`1H1$-$;.KW5;O73T>:1%9$#FT1F=-UIJK:Q76
M)JT]$R49Q8PZ&8V.#HMNBO[`]&/6,6=CO&*J8V98+JQ]K.=L1W89>XICQRGE
M3,3:Q9;&3L;9Q>V)FXIWB"^/G^:Z<"NY+Q,\$VH2YA+]$H\D+B2%);4FXY*C
MDT_Q9'B)O)X4E92LE(%4@]2"U)$TF[2]:3-\;WY#.I2^)KU30!7]3/4)=85;
MA:,9]AE5&6\S0S-/9DEG\;+ZLO6S=V1/Y+CG?+T.M8ZUKCM7+7=S[NAZI_6U
M&Z`-,1NZ-VILS-\XOLECT]'-A,V)FW_(,\DKS7N])6Q+5[YR_J;\L:T>6YL+
M)`KX!</;;+?5;$=MYV[OWV&^8_^.3X7LPFM%)D7E11^*6<77OC+]JN*KA9VQ
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MZ_)MK]O7[ZR\,S`4,G1W.')XY"[[[N2]I'LO[V?<GW^PZ2'Z8>$CJ4?ECY4>
MU_VH]V/KB.7(F5'7T;XG04\>C+'&GO^4_M.'\?RGY*?E$ZH3C9-FDZ>GW*=N
M/EO];/QYZO/YZ8*?I7^N?J'[XKM?''_IFUDU,_Z2_W+AU^)7\J^.O%[VNGO6
M?_;QF^0W\W.%;^7?'GW'>-?[/NS]Q'SF!^R'BH]Z'[L^>7]ZN)"\L/";``,`
M]X3S^PH-"F5N9'-T<F5A;0UE;F1O8FH--34@,"!O8FH-/#PO4W1E;58@,3,V
M+T9O;G1.86UE+U1I;65S3F5W4F]M86Y04RU";VQD350O1F]N=%-T<F5T8V@O
M3F]R;6%L+T9O;G1796EG:'0@-S`P+T9L86=S(#,T+T1E<V-E;G0@+3(Q-B]&
M;VYT0D)O>%LM-34X("TS,#<@,C`P,"`Q,#(V72]!<V-E;G0@.#DQ+T9O;G1&
M86UI;'DH5&EM97,@3F5W(%)O;6%N*2]#87!(96EG:'0@-C4V+UA(96EG:'0@
M+34T-B]4>7!E+T9O;G1$97-C<FEP=&]R+TET86QI8T%N9VQE(#`^/@UE;F1O
M8FH--38@,"!O8FH-/#PO4W1E;58@.#(O1F]N=$YA;64O5&EM97-.97=2;VUA
M;E!3350O1F]N=%-T<F5T8V@O3F]R;6%L+T9O;G1796EG:'0@-#`P+T9L86=S
M(#,T+T1E<V-E;G0@+3(Q-B]&;VYT0D)O>%LM-38X("TS,#<@,C`P,"`Q,#`W
M72]!<V-E;G0@.#DQ+T9O;G1&86UI;'DH5&EM97,@3F5W(%)O;6%N*2]#87!(
M96EG:'0@-C4V+UA(96EG:'0@+34T-B]4>7!E+T9O;G1$97-C<FEP=&]R+TET
M86QI8T%N9VQE(#`^/@UE;F1O8FH--3<@,"!O8FH-/#PO3U!-(#$O3U`@9F%L
M<V4O;W`@9F%L<V4O5'EP92]%>'1'4W1A=&4O4T$@9F%L<V4O4TT@,"XP,CX^
M#65N9&]B:@TQ(#`@;V)J#3P\+T9I<G-T(#,P-B],96YG=&@@-S$W+T9I;'1E
M<B]&;&%T941E8V]D92].(#0P+U1Y<&4O3V)J4W1M/CYS=')E86T-"GC:W)1;
M3QLQ$(7[4^:Q?:"^[DU"D4(@4A1N(D%]0'U8@DE7#;N1LZG@W_?80PCT`6'U
MH5*E;&:/]_@;>\:[!4DJ24E)%9E,XXY,H4@IRBH$3;FVI`P5-B=EJ<PK4AE5
M%11^&D.J0,SQ!XS1DA0<)K<4;JTL20-C0=:`6\S3!@0K*7"S$KX,*`U?0!;P
M`54`BB%5Y-#@E;(@`UX)C@&OK*#!JRPT>%4)'5)BT&2(!312*20U0`%,!BDP
M0*9"S`H*2S!2DU6(%AJI3`5ML#1,LN#9$AJ\##`40&>EHL-#,47))%V)R]J[
MMI][YU"]MP/G[K&?NB=2XJI;N;-Z'2H;+/.GM1.SWF\7T7?5=;T8K>K-)GI4
M\`P&(<<-"@P1ZAM#R2$F"L6-07'0'`P'RR'CP!3-%,T4S13#%,,4PQ3#%,,4
MPQ3#%,,4PQ3#%,L4RQ3+%,L4RQ3+%!LIW\4E18Z8B9E;].*T;I>?3\X/KF>?
MOL2]GV\?-C<R'+1@CT.3=M6T;O:C1O7&S7+KG3CVW7I4KW?R8ML'BYBMZU;,
MMK>;A6_6_4ZNG7\],+\8XAKA&L>(AC0_7;?=/4;WCKI'<=S\$N>=?ZA7XE*<
MM'=MUSL,X&^,ONW5=7OG_#X[J).`G8BQKQ]<Q+Q9.M*S@;<;,]PHKISBRBF[
MWSR@"S>\[YTG^57&U0U7S1+[ZFO?BPM4\"FL_9MO^J9=GG5W3ISZ^2U//'+W
MG7<O,R=8:]M'B1V]4A&VU^]G'L'E_#])_1>;/C#:OIL\/A\,_M]W#X4=$I\T
M,=J=[2E)O)/E\SNY._!+LM7+YVCX?"Y?3U(?GC0EG>`U"5Z;X,T^X-7/WCR!
M6R1XRX0U5`E<)5/,*9U3*:U3)F%_RJ:84[JG\A1SD6).::"J$LQ:IIA5BEFG
MF%,ZJ%,ZJ%,ZJ%,ZJ#_20?OGYTNGM%*GM-*\W\K?`@P`GM75$`T*96YD<W1R
M96%M#65N9&]B:@TR(#`@;V)J#3P\+TYU;7-;,"`S(#`@4ET^/@UE;F1O8FH-
M,R`P(&]B:@T\/"]3+T0^/@UE;F1O8FH--"`P(&]B:@T\/"]#;W5N="`Q+U1Y
M<&4O4&%G97,O2VED<ULT.2`P(%)=/CX-96YD;V)J#34@,"!O8FH-/#PO4W5B
M='EP92]834PO3&5N9W1H(#0P-C<O5'EP92]-971A9&%T83X^<W1R96%M#0H\
M/WAP86-K970@8F5G:6X](N^[OR(@:60](E<U33!-<$-E:&E(>G)E4WI.5&-Z
M:V,Y9"(_/@H\>#IX;7!M971A('AM;&YS.G@](F%D;V)E.FYS.FUE=&$O(B!X
M.GAM<'1K/2)!9&]B92!835`@0V]R92`T+C`M8S,Q-B`T-"XR-3,Y,C$L(%-U
M;B!/8W0@,#$@,C`P-B`Q-SHQ-#HS.2(^"B`@(#QR9&8Z4D1&('AM;&YS.G)D
M9CTB:'1T<#HO+W=W=RYW,RYO<F<O,3DY.2\P,B\R,BUR9&8M<WEN=&%X+6YS
M(R(^"B`@("`@(#QR9&8Z1&5S8W)I<'1I;VX@<F1F.F%B;W5T/2(B"B`@("`@
M("`@("`@('AM;&YS.G!D9CTB:'1T<#HO+VYS+F%D;V)E+F-O;2]P9&8O,2XS
M+R(^"B`@("`@("`@(#QP9&8Z4')O9'5C97(^06-R;V)A="!$:7-T:6QL97(@
M."XQ+C`@*%=I;F1O=W,I/"]P9&8Z4')O9'5C97(^"B`@("`@(#PO<F1F.D1E
M<V-R:7!T:6]N/@H@("`@("`\<F1F.D1E<V-R:7!T:6]N(')D9CIA8F]U=#TB
M(@H@("`@("`@("`@("!X;6QN<SIP9&9X/2)H='1P.B\O;G,N861O8F4N8V]M
M+W!D9G@O,2XS+R(^"B`@("`@("`@(#QP9&9X.D-O;7!A;GD^4V5C=7)I=&EE
M<R!A;F0@17AH86YG92!#;VUM:7-S:6]N/"]P9&9X.D-O;7!A;GD^"B`@("`@
M("`@(#QP9&9X.D-O;6UE;G1S/E9E<G-I;VX@,2XP/"]P9&9X.D-O;6UE;G1S
M/@H@("`@("`@("`\<&1F>#I3;W5R8V5-;V1I9FEE9#Y$.C(P,#DP-S(S,3,S
M,S,R/"]P9&9X.E-O=7)C94UO9&EF:65D/@H@("`@("`\+W)D9CI$97-C<FEP
M=&EO;CX*("`@("`@/')D9CI$97-C<FEP=&EO;B!R9&8Z86)O=70](B(*("`@
M("`@("`@("`@>&UL;G,Z>&%P/2)H='1P.B\O;G,N861O8F4N8V]M+WAA<"\Q
M+C`O(CX*("`@("`@("`@/'AA<#I#<F5A=&]R5&]O;#Y!8W)O8F%T(%!$1DUA
M:V5R(#@N,2!F;W(@5V]R9#PO>&%P.D-R96%T;W)4;V]L/@H@("`@("`@("`\
M>&%P.DUO9&EF>41A=&4^,C`P.2TP-RTR,U0P.3HS-CHR-RTP-#HP,#PO>&%P
M.DUO9&EF>41A=&4^"B`@("`@("`@(#QX87`Z0W)E871E1&%T93XR,#`Y+3`W
M+3(S5#`Y.C,V.C(T+3`T.C`P/"]X87`Z0W)E871E1&%T93X*("`@("`@("`@
M/'AA<#I-971A9&%T841A=&4^,C`P.2TP-RTR,U0P.3HS-CHR-RTP-#HP,#PO
M>&%P.DUE=&%D871A1&%T93X*("`@("`@/"]R9&8Z1&5S8W)I<'1I;VX^"B`@
M("`@(#QR9&8Z1&5S8W)I<'1I;VX@<F1F.F%B;W5T/2(B"B`@("`@("`@("`@
M('AM;&YS.GAA<$U-/2)H='1P.B\O;G,N861O8F4N8V]M+WAA<"\Q+C`O;6TO
M(CX*("`@("`@("`@/'AA<$U-.D1O8W5M96YT240^=75I9#HX9&$R9&8S,"TY
M96(V+31C8C,M.#DT,RUB-6,R,#<W9#0S8SD\+WAA<$U-.D1O8W5M96YT240^
M"B`@("`@("`@(#QX87!-33I);G-T86YC94E$/G5U:60Z,S$Q,6-B-V8M9#-B
M-"TT.&)C+6$R,6,M-S=C-C8X,#AF-F5D/"]X87!-33I);G-T86YC94E$/@H@
M("`@("`@("`\>&%P34TZ<W5B:F5C=#X*("`@("`@("`@("`@/')D9CI397$^
M"B`@("`@("`@("`@("`@(#QR9&8Z;&D^,SPO<F1F.FQI/@H@("`@("`@("`@
M("`\+W)D9CI397$^"B`@("`@("`@(#PO>&%P34TZ<W5B:F5C=#X*("`@("`@
M/"]R9&8Z1&5S8W)I<'1I;VX^"B`@("`@(#QR9&8Z1&5S8W)I<'1I;VX@<F1F
M.F%B;W5T/2(B"B`@("`@("`@("`@('AM;&YS.F1C/2)H='1P.B\O<'5R;"YO
M<F<O9&,O96QE;65N=',O,2XQ+R(^"B`@("`@("`@(#QD8SIF;W)M870^87!P
M;&EC871I;VXO<&1F/"]D8SIF;W)M870^"B`@("`@("`@(#QD8SIC<F5A=&]R
M/@H@("`@("`@("`@("`\<F1F.E-E<3X*("`@("`@("`@("`@("`@/')D9CIL
M:3YU<SPO<F1F.FQI/@H@("`@("`@("`@("`\+W)D9CI397$^"B`@("`@("`@
M(#PO9&,Z8W)E871O<CX*("`@("`@("`@/&1C.G1I=&QE/@H@("`@("`@("`@
M("`\<F1F.D%L=#X*("`@("`@("`@("`@("`@/')D9CIL:2!X;6PZ;&%N9STB
M>"UD969A=6QT(B\^"B`@("`@("`@("`@(#PO<F1F.D%L=#X*("`@("`@("`@
M/"]D8SIT:71L93X*("`@("`@/"]R9&8Z1&5S8W)I<'1I;VX^"B`@(#PO<F1F
M.E)$1CX*/"]X.GAM<&UE=&$^"B`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`*/#]X
M<&%C:V5T(&5N9#TB=R(_/@T*96YD<W1R96%M#65N9&]B:@TV(#`@;V)J#3P\
M+T-R96%T:6]N1&%T92A$.C(P,#DP-S(S,#DS-C(T+3`T)S`P)RDO075T:&]R
M*'5S*2]#<F5A=&]R*$%C<F]B870@4$1&36%K97(@."XQ(&9O<B!7;W)D*2]0
M<F]D=6-E<BA!8W)O8F%T($1I<W1I;&QE<B`X+C$N,"!<*%=I;F1O=W-<*2DO
M36]D1&%T92A$.C(P,#DP-S(S,#DS-C(W+3`T)S`P)RDO0V]M<&%N>2A396-U
M<FET:65S(&%N9"!%>&AA;F=E($-O;6UI<W-I;VXI+T-O;6UE;G1S*%9E<G-I
M;VX@,2XP*2]3;W5R8V5-;V1I9FEE9"A$.C(P,#DP-S(S,3,S,S,R*2]4:71L
M92@I/CX-96YD;V)J#7AR968-"C`@-#<-"C`P,#`P,#`P,#`@-C4U,S4@9@T*
M,#`P,#`P-S`R."`P,#`P,"!N#0HP,#`P,#`W.#0Q(#`P,#`P(&X-"C`P,#`P
M,#<X-S4@,#`P,#`@;@T*,#`P,#`P-S@Y.2`P,#`P,"!N#0HP,#`P,#`W.34Q
M(#`P,#`P(&X-"C`P,#`P,3(P.34@,#`P,#`@;@T*,#`P,#`P,#`P,"`V-34S
M-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*
M,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P
M,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P
M(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S
M-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*
M,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P
M,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P
M(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S
M-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*
M,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P
M,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P
M(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S
M-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*
M,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P
M,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P
M(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S
M-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*
M,#`P,#`P,#`P,"`V-34S-2!F#0IT<F%I;&5R#0H\/"]3:7IE(#0W/CX-"G-T
587)T>')E9@T*,3$V#0HE)45/1@T*
`
end
</PDF>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----