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Impairment
 12 Months Ended
Dec. 31, 2023
Disclosure of impairment loss and reversal of impairment loss [abstract]  
Impairment
Note 18: Impairment
Year ended 31 December 2023Stage 1
£m		Stage 2
£m		Stage 3
£m		POCI
£m		Total
£m
In respect of:
Loans and advances to banks(5)(2)– – (7)
Loans and advances to customers261 (281)414 (73)321 
Debt securities– 1 – – 1 
Financial assets at amortised cost256 (282)414 (73)315 
Other assets– – (10)– (10)
Impairment charge (credit) on drawn balances256 (282)404 (73)305 
Loan commitments and financial guarantees27 (25)(2)– – 
Financial assets at fair value through other comprehensive income(2)– – – (2)
Total impairment charge (credit)281 (307)402 (73)303 
Year ended 31 December 2022Stage 1
£m		Stage 2
£m		Stage 3
£m		POCI
£m		Total
£m
In respect of:
Loans and advances to banks12 2 – – 14 
Loans and advances to customers(217)694 883 (9)1,351 
Debt securities7 – – – 7 
Financial assets at amortised cost(198)696 883 (9)1,372 
Other assets– – 22 – 22 
Impairment (credit) charge on drawn balances(198)696 905 (9)1,394 
Loan commitments and financial guarantees24 99 (1)– 122 
Financial assets at fair value through other comprehensive income6 – – – 6 
Total impairment (credit) charge(168)795 904 (9)1,522 
Year ended 31 December 2021Stage 1
£m		Stage 2
£m		Stage 3
£m		POCI
£m		Total
£m
In respect of:
Loans and advances to banks(5)– – – (5)
Loans and advances to customers(454)(1,025)498 (135)(1,116)
Debt securities– – – – – 
Financial assets at amortised cost(459)(1,025)498 (135)(1,121)
Other assets– – 2 – 2 
Impairment (credit) charge on drawn balances(459)(1,025)500 (135)(1,119)
Loan commitments and financial guarantees(102)(146)(9)– (257)
Financial assets at fair value through other comprehensive income(2)– – – (2)
Total impairment (credit) charge(563)(1,171)491 (135)(1,378)
The impairment charge includes a £73 million charge (2022: £nil; 2021: release of £77 million) in respect of residual value impairment and voluntary terminations within the Group’s UK Motor Finance business.