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Loans and advances to customers - Schedule of Retail Credit Cards (Details) - GBP (£)
£ in Millions
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Beginning balance allowance for expected credit losses £ 4,903    
Exchange and other adjustments 53 £ (85) [1] £ 39
Ending balance allowance for expected credit losses 4,084 4,903  
Loans and advances to customers 449,745 454,899 [2] 448,567 [2]
Retail – credit cards      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Impact of transfers between stages 0 0  
Stage 1 £m | Retail – credit cards      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Transfers to Stage 1 0 0  
Stage 2 £m | Retail – credit cards      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Transfers to Stage 2 0 0  
Stage 3 £m | Retail – credit cards      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Transfers to Stage 3 0 0  
Retail – credit cards      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Beginning balance allowance for expected credit losses 666 442  
Exchange and other adjustments (16) (10)  
Impact of transfers between stages 125 232  
Other changes in credit quality 322 297  
Additions and repayments (9) 27  
(Credit) charge to the income statement 438 556  
Advances written off (449) (413)  
Recoveries of advances written off in previous years 60 91  
Ending balance allowance for expected credit losses 699 666 442
Charge/(credit) for methodology and model changes in financial assets (18) 33  
Retail – credit cards | Stage 1 £m      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Impact of transfers between stages 0 0  
Retail – credit cards | Stage 2 £m      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Impact of transfers between stages 0 0  
Retail – credit cards | Stage 3 £m      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Impact of transfers between stages 0 0  
Retail – credit cards | Impact of transfers between stages      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Impact of transfers between stages 125 232  
Stage 1 £m      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Beginning balance allowance for expected credit losses 855    
Ending balance allowance for expected credit losses 1,091 855  
Stage 1 £m | Retail – credit cards      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Beginning balance allowance for expected credit losses 120 96  
Exchange and other adjustments 0 4  
Impact of transfers between stages 47 3  
Other changes in credit quality 15 18  
Additions and repayments (14) (1)  
(Credit) charge to the income statement 48 (20)  
Ending balance allowance for expected credit losses 168 120 96
Stage 1 £m | Retail – credit cards | Stage 1 £m      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Impact of transfers between stages 142 48  
Stage 1 £m | Retail – credit cards | Stage 2 £m      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Impact of transfers between stages (11) (16)  
Stage 1 £m | Retail – credit cards | Stage 3 £m      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Impact of transfers between stages (4) (3)  
Stage 1 £m | Retail – credit cards | Impact of transfers between stages      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Impact of transfers between stages (80) (26)  
Stage 2 £m      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Beginning balance allowance for expected credit losses 1,995    
Ending balance allowance for expected credit losses 1,629 1,995  
Stage 2 £m | Retail – credit cards      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Beginning balance allowance for expected credit losses 433 218  
Exchange and other adjustments 0 2  
Impact of transfers between stages (57) 131  
Other changes in credit quality 9 49  
Additions and repayments 16 33  
(Credit) charge to the income statement (32) (213)  
Ending balance allowance for expected credit losses 401 433 218
Stage 2 £m | Retail – credit cards | Stage 1 £m      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Impact of transfers between stages (141) (47)  
Stage 2 £m | Retail – credit cards | Stage 2 £m      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Impact of transfers between stages 28 36  
Stage 2 £m | Retail – credit cards | Stage 3 £m      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Impact of transfers between stages (69) (43)  
Stage 2 £m | Retail – credit cards | Impact of transfers between stages      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Impact of transfers between stages 125 185  
Stage 3 £m      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Beginning balance allowance for expected credit losses 1,800    
Ending balance allowance for expected credit losses 1,151 1,800  
Stage 3 £m | Retail – credit cards      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Beginning balance allowance for expected credit losses 113 128  
Exchange and other adjustments (16) (16)  
Impact of transfers between stages 135 98  
Other changes in credit quality 298 230  
Additions and repayments (11) (5)  
(Credit) charge to the income statement 422 323  
Advances written off (449) (413)  
Recoveries of advances written off in previous years 60 91  
Ending balance allowance for expected credit losses 130 113 128
Stage 3 £m | Retail – credit cards | Stage 1 £m      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Impact of transfers between stages (1) (1)  
Stage 3 £m | Retail – credit cards | Stage 2 £m      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Impact of transfers between stages (17) (20)  
Stage 3 £m | Retail – credit cards | Stage 3 £m      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Impact of transfers between stages 73 46  
Stage 3 £m | Retail – credit cards | Impact of transfers between stages      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Impact of transfers between stages 80 73  
Stage 1 £m | Retail – credit cards      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Charge/(credit) for methodology and model changes in financial assets 2 3  
Stage 2 £m | Retail – credit cards      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Charge/(credit) for methodology and model changes in financial assets (20) 27  
Stage 3 £m | Retail – credit cards      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Charge/(credit) for methodology and model changes in financial assets 0 3  
Retail – credit cards      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Beginning balance retail credit cards gross carrying amount 14,992 14,287  
Beginning balance allowance for expected credit losses 666    
Exchange and other adjustments 0 (15)  
Additions and repayments 1,214 1,042  
Advances written off (449) (413)  
Recoveries of advances written off in previous years 60 91  
Ending balance retail credit cards gross carrying amount 15,817 14,992 14,287
Ending balance allowance for expected credit losses 699 666  
Loans and advances to customers £ 15,118 £ 14,326  
Drawn ECL coverage (%) 4.40%    
Retail – credit cards | Retail – credit cards      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Drawn ECL coverage (%)   4.40%  
Retail – credit cards | Stage 1 £m      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Beginning balance retail credit cards gross carrying amount £ 11,416 £ 11,918  
Beginning balance allowance for expected credit losses 120    
Exchange and other adjustments 0 (13)  
Impact of transfers between stages 395 (934)  
Additions and repayments 814 445  
Ending balance retail credit cards gross carrying amount 12,625 11,416 11,918
Ending balance allowance for expected credit losses 168 120  
Loans and advances to customers £ 12,457 11,296  
Drawn ECL coverage (%) 1.30%    
Retail – credit cards | Stage 1 £m | Stage 1 £m      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Transfers to Stage 1 £ 1,311 569  
Retail – credit cards | Stage 1 £m | Stage 2 £m      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Transfers to Stage 2 (744) (1,319)  
Retail – credit cards | Stage 1 £m | Stage 3 £m      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Transfers to Stage 3 (172) £ (184)  
Retail – credit cards | Stage 1 £m | Retail – credit cards      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Drawn ECL coverage (%)   1.10%  
Retail – credit cards | Stage 2 £m      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Beginning balance retail credit cards gross carrying amount 3,287 £ 2,077  
Beginning balance allowance for expected credit losses 433    
Exchange and other adjustments 0 (2)  
Impact of transfers between stages (792) 601  
Additions and repayments 413 611  
Ending balance retail credit cards gross carrying amount 2,908 3,287 2,077
Ending balance allowance for expected credit losses 401 433  
Loans and advances to customers £ 2,507 2,854  
Drawn ECL coverage (%) 13.80%    
Retail – credit cards | Stage 2 £m | Stage 1 £m      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Transfers to Stage 1 £ (1,308) (566)  
Retail – credit cards | Stage 2 £m | Stage 2 £m      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Transfers to Stage 2 782 1,358  
Retail – credit cards | Stage 2 £m | Stage 3 £m      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Transfers to Stage 3 (266) £ (191)  
Retail – credit cards | Stage 2 £m | Retail – credit cards      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Drawn ECL coverage (%)   13.20%  
Retail – credit cards | Stage 3 £m      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Beginning balance retail credit cards gross carrying amount 289 £ 292  
Beginning balance allowance for expected credit losses 113    
Exchange and other adjustments 0 0  
Impact of transfers between stages 397 333  
Additions and repayments (13) (14)  
Advances written off (449) (413)  
Recoveries of advances written off in previous years 60 91  
Ending balance retail credit cards gross carrying amount 284 289 £ 292
Ending balance allowance for expected credit losses 130 113  
Loans and advances to customers £ 154 176  
Drawn ECL coverage (%) 45.80%    
Retail – credit cards | Stage 3 £m | Stage 1 £m      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Transfers to Stage 1 £ (3) (3)  
Retail – credit cards | Stage 3 £m | Stage 2 £m      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Transfers to Stage 2 (38) (39)  
Retail – credit cards | Stage 3 £m | Stage 3 £m      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Transfers to Stage 3 £ 438 £ 375  
Retail – credit cards | Stage 3 £m | Retail – credit cards      
FINANCIAL ASSETS AT AMORTISED COST (Details) - Schedule of Retail Credit Cards [Line Items]      
Drawn ECL coverage (%)   39.10%  
[1]
1    Restated for the adoption of IFRS 17; see notes 1 and 54.
[2]
1    Restated for presentational changes and for the adoption of IFRS 17; see notes 1 and 54.