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Insurance service expense (Details) - GBP (£)
£ in Millions
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Disclosure of analysis of insurance service expense [Line Items]    
Incurred claims and other directly attributable expenses £ 2,345 £ 2,226
Changes that relate to past service: adjustment to liabilities for incurred claims 3 57
Changes that relate to future service: losses and reversal of losses on onerous contracts (59) 1,488
Amortisation of insurance acquisition cash flows 118 78
Net impairment loss on insurance acquisition assets 7 14
Total insurance service expense 2,414 3,863 [1],[2]
Contractual service margin 4,194 3,999
Contracts initially recognised in the year 71 75
Full retrospective approach    
Disclosure of analysis of insurance service expense [Line Items]    
Changes in estimates that result in losses and reversal of losses on onerous contracts   (399)
Contractual service margin   (1,730)
Contracts initially recognised in the year   1,331
Includes drawdown feature | Full retrospective approach    
Disclosure of analysis of insurance service expense [Line Items]    
Contractual service margin   (89)
Weather-related claims, net of reinsurance    
Disclosure of analysis of insurance service expense [Line Items]    
Incurred claims and other directly attributable expenses 57 116
Severe weather related claims    
Disclosure of analysis of insurance service expense [Line Items]    
Incurred claims and other directly attributable expenses 51 108
Life    
Disclosure of analysis of insurance service expense [Line Items]    
Incurred claims and other directly attributable expenses 1,897 1,751
Changes that relate to past service: adjustment to liabilities for incurred claims 0 0
Changes that relate to future service: losses and reversal of losses on onerous contracts (58) 1,486
Amortisation of insurance acquisition cash flows 88 85
Net impairment loss on insurance acquisition assets 7 14
Total insurance service expense 1,934 3,336
Contracts initially recognised in the year 71 75
Acquisition costs related to contracts modified and derecognised   383
Life | Full retrospective approach    
Disclosure of analysis of insurance service expense [Line Items]    
Changes that relate to past service: adjustment to liabilities for incurred claims 0 0
Changes that relate to future service: losses and reversal of losses on onerous contracts 0 0
Contracts initially recognised in the year 0 0
Life | Includes drawdown feature    
Disclosure of analysis of insurance service expense [Line Items]    
Changes in estimates that result in losses and reversal of losses on onerous contracts   (1,242)
Non-life    
Disclosure of analysis of insurance service expense [Line Items]    
Incurred claims and other directly attributable expenses 448 475
Changes that relate to past service: adjustment to liabilities for incurred claims 3 57
Changes that relate to future service: losses and reversal of losses on onerous contracts (1) 2
Amortisation of insurance acquisition cash flows 30 (7)
Net impairment loss on insurance acquisition assets 0 0
Total insurance service expense £ 480 £ 527
[1]
2    Restated for presentational changes; see note 1.
[2]
1    Restated for the adoption of IFRS 17; see notes 1 and 54.