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Net fee and commission income
 6 Months Ended
Jun. 30, 2023
Net Fee And Commission Income [Abstract]  
Net fee and commission income
Note 4: Net fee and commission income
Half-year
to 30 Jun
2023
£m
Half-year
to 30 Jun
20221
£m
Half-year
to 31 Dec
20221
£m
Fee and commission income:
Current accounts310 330 316 
Credit and debit card fees617 561 634 
Commercial banking and treasury fees166 179 132 
Unit trust and insurance broking34 43 35 
Factoring39 40 39 
Other fees and commissions260 217 264 
Total fee and commission income1,426 1,370 1,420 
Fee and commission expense(539)(521)(549)
Net fee and commission income887 849 871 
1    Restated for the adoption of IFRS 17; see notes 1, 24 and 25.
Current account and credit and debit card fees principally arise in Retail; commercial banking, treasury and factoring fees arise in Commercial Banking; and unit trust and insurance broking fees arise in Insurance, Pensions and Investments.