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SEGMENTAL ANALYSIS - Schedule of Operating Segments (Details)
£ in Millions
12 Months Ended
Dec. 31, 2021
GBP (£)
Segment
Dec. 31, 2020
GBP (£)
Dec. 31, 2019
GBP (£)
SEGMENTAL ANALYSIS (Details) - Schedule of Operating Segments [Line Items]      
Number of reporting segments | Segment 3    
Net interest income £ 9,366 £ 10,749 £ 10,180
Other income, net of insurance claims 6,958 4,377 8,179
Total income, net of insurance claims 16,324 15,126 18,359
Net income 16,324 15,126 18,359
Operating costs (10,800) (9,745) (12,670)
Impairment credit (charge) 1,378 (4,155) (1,296)
Profit before tax 6,902 1,226 4,393
Total assets 886,525 871,269  
Customer deposits and repurchase agreements 477,384 460,068  
Segment external liabilities 833,373 821,856  
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 2,608 2,308 2,756
Fee and commission expense (1,185) (1,148) (1,350)
Net fee and commission income 1,423 1,160 1,406
Gains less losses on disposal of financial assets at fair value through other comprehensive income 133 46 (30)
Trading income 17,200 7,220 18,288
Inter-segment other income   0  
Segment other income, net of insurance claims 6,958 4,377 8,179
Other segment items reflected in income statement above:      
Depreciation and amortisation 2,825 2,732 2,660
Non-income statement segment items:      
Investments in joint ventures and associates at end of year 352 296  
Gain loss on sale of leased assets net operating leases 249 127 41
Underlying basis total      
SEGMENTAL ANALYSIS (Details) - Schedule of Operating Segments [Line Items]      
Net interest income 11,163 10,773 12,377
Other income, net of insurance claims 5,060 4,515 5,732
Total income, net of insurance claims 16,223 15,288 18,109
Operating lease depreciation (460) (884) (967)
Net income 15,763 14,404 17,142
Operating costs (7,630) (7,585) (7,875)
Remediation (1,300) (379) (445)
Total costs (8,930) (7,964) (8,320)
Impairment credit (charge) 1,207 (4,247) (1,291)
Profit before tax 8,040 2,193 7,531
External income 16,223 15,288 18,109
Inter-segment (expense) income 0 0 0
Total assets 886,525 871,269 833,893
Customer deposits and repurchase agreements 477,384 460,068 421,320
Segment external liabilities 833,373 821,856 786,087
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 2,608 2,308 2,756
Fee and commission expense (1,185) (1,148) (1,350)
Net fee and commission income 1,423 1,160 1,406
Operating lease rental income 1,059 1,120 1,250
Rental income from investment properties 186 191 191
Gains less losses on disposal of financial assets at fair value through other comprehensive income (2) 149 196
Lease termination income   5 12
Trading income 1,323 1,060 1,137
Insurance and other, net of insurance claims 1,071 830 1,540
Other external income, net of insurance claims 3,637 3,355 4,326
Inter-segment other income 0   0
Segment other income, net of insurance claims 5,060 4,515 5,732
Other segment items reflected in income statement above:      
Depreciation and amortisation 2,825 2,732 2,660
Movement in value of in-force business (70) 76 825
Defined benefit scheme charges 236 247 245
Non-income statement segment items:      
Additions to fixed assets 3,228 2,901 3,649
Investments in joint ventures and associates at end of year 352 296 304
Underlying basis total | Current accounts      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 638 615 659
Underlying basis total | Credit and debit card fees      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 883 748 982
Underlying basis total | Commercial banking and treasury fees      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 413 274 248
Underlying basis total | Unit trust and insurance broking      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 113 146 206
Underlying basis total | Private banking and asset management      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income   6 69
Underlying basis total | Factoring      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 76 76 103
Underlying basis total | Other fees and commissions      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 485 443 489
Retail | Underlying basis total      
SEGMENTAL ANALYSIS (Details) - Schedule of Operating Segments [Line Items]      
Net interest income 8,643 8,384 9,184
Other income, net of insurance claims 1,736 1,733 2,019
Total income, net of insurance claims 10,379 10,117 11,203
Operating lease depreciation (442) (856) (946)
Net income 9,937 9,261 10,257
Operating costs (4,724) (4,761) (4,768)
Remediation (360) (125) (238)
Total costs (5,084) (4,886) (5,006)
Impairment credit (charge) 285 (2,384) (1,038)
Profit before tax 5,138 1,991 4,213
External income 11,748 11,868 13,136
Inter-segment (expense) income (1,369) (1,751) (1,933)
Total assets 371,339 358,766 350,850
Customer deposits and repurchase agreements 317,974 290,206 253,128
Segment external liabilities 322,162 295,229 261,036
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 1,175 1,077 1,238
Fee and commission expense (577) (571) (571)
Net fee and commission income 598 506 667
Operating lease rental income 1,046 1,103 1,225
Rental income from investment properties 0 0 0
Gains less losses on disposal of financial assets at fair value through other comprehensive income 0 0 0
Lease termination income   0 0
Trading income 66 69 47
Insurance and other, net of insurance claims 86 147 206
Other external income, net of insurance claims 1,198 1,319 1,478
Inter-segment other income (60) (92) (126)
Segment other income, net of insurance claims 1,736 1,733 2,019
Other segment items reflected in income statement above:      
Depreciation and amortisation 1,525 1,760 1,712
Movement in value of in-force business 0 0 0
Defined benefit scheme charges 89 97 108
Non-income statement segment items:      
Additions to fixed assets 1,922 1,684 2,208
Investments in joint ventures and associates at end of year 6 4 4
Retail | Underlying basis total | Current accounts      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 504 498 518
Retail | Underlying basis total | Credit and debit card fees      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 614 517 652
Retail | Underlying basis total | Commercial banking and treasury fees      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 0 0 0
Retail | Underlying basis total | Unit trust and insurance broking      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 0 0 9
Retail | Underlying basis total | Private banking and asset management      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income   0 0
Retail | Underlying basis total | Factoring      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 0 0 0
Retail | Underlying basis total | Other fees and commissions      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 57 62 59
Commercial Banking | Unit trust and insurance broking      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 0    
Commercial Banking | Underlying basis total      
SEGMENTAL ANALYSIS (Details) - Schedule of Operating Segments [Line Items]      
Net interest income 2,363 2,357 2,892
Other income, net of insurance claims 1,277 1,292 1,417
Total income, net of insurance claims 3,640 3,649 4,309
Operating lease depreciation (18) (28) (21)
Net income 3,622 3,621 4,288
Operating costs (1,857) (1,851) (2,073)
Remediation (830) (210) (155)
Total costs (2,687) (2,061) (2,228)
Impairment credit (charge) 916 (1,464) (306)
Profit before tax 1,851 96 1,754
External income 3,355 3,246 3,508
Inter-segment (expense) income 285 403 801
Total assets 136,034 142,042 144,795
Customer deposits and repurchase agreements 142,345 145,596 144,050
Segment external liabilities 179,417 189,302 182,318
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 1,030 875 1,065
Fee and commission expense (254) (222) (321)
Net fee and commission income 776 653 744
Operating lease rental income 13 17 25
Rental income from investment properties 0 0 0
Gains less losses on disposal of financial assets at fair value through other comprehensive income (5) 0 (5)
Lease termination income   5 12
Trading income 912 787 812
Insurance and other, net of insurance claims 118 349 72
Other external income, net of insurance claims 1,038 1,158 916
Inter-segment other income (537) (519) (243)
Segment other income, net of insurance claims 1,277 1,292 1,417
Other segment items reflected in income statement above:      
Depreciation and amortisation 283 263 315
Movement in value of in-force business 0 0 0
Defined benefit scheme charges 30 30 43
Non-income statement segment items:      
Additions to fixed assets 178 112 260
Investments in joint ventures and associates at end of year 0 0 0
Commercial Banking | Underlying basis total | Current accounts      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 130 113 136
Commercial Banking | Underlying basis total | Credit and debit card fees      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 269 231 330
Commercial Banking | Underlying basis total | Commercial banking and treasury fees      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 376 274 248
Commercial Banking | Underlying basis total | Unit trust and insurance broking      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income   0 0
Commercial Banking | Underlying basis total | Private banking and asset management      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income   5 4
Commercial Banking | Underlying basis total | Factoring      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 76 76 103
Commercial Banking | Underlying basis total | Other fees and commissions      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 179 176 244
Insurance and Wealth | Underlying basis total      
SEGMENTAL ANALYSIS (Details) - Schedule of Operating Segments [Line Items]      
Net interest income 70 49 77
Other income, net of insurance claims 1,432 1,250 2,021
Total income, net of insurance claims 1,502 1,299 2,098
Operating lease depreciation 0 0 0
Net income 1,502 1,299 2,098
Operating costs (956) (902) (982)
Remediation (123) (50) (50)
Total costs (1,079) (952) (1,032)
Impairment credit (charge) 4 (9) 0
Profit before tax 427 338 1,066
External income 1,363 1,223 1,926
Inter-segment (expense) income 139 76 172
Total assets 196,235 183,348 175,869
Customer deposits and repurchase agreements 15,626 14,072 13,677
Segment external liabilities 204,028 190,771 182,333
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 342 355 423
Fee and commission expense (324) (329) (405)
Net fee and commission income 18 26 18
Operating lease rental income 0 0 0
Rental income from investment properties 186 191 191
Gains less losses on disposal of financial assets at fair value through other comprehensive income 0 0 0
Lease termination income   0 0
Trading income 0 0 0
Insurance and other, net of insurance claims 1,817 1,389 2,216
Other external income, net of insurance claims 2,003 1,580 2,407
Inter-segment other income (589) (356) (404)
Segment other income, net of insurance claims 1,432 1,250 2,021
Other segment items reflected in income statement above:      
Depreciation and amortisation 170 159 181
Movement in value of in-force business (70) 76 825
Defined benefit scheme charges 11 14 19
Non-income statement segment items:      
Additions to fixed assets 117 125 174
Investments in joint ventures and associates at end of year 0 0 0
Insurance and Wealth | Underlying basis total | Current accounts      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 4 4 5
Insurance and Wealth | Underlying basis total | Credit and debit card fees      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 0 0 0
Insurance and Wealth | Underlying basis total | Commercial banking and treasury fees      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 0 0 0
Insurance and Wealth | Underlying basis total | Unit trust and insurance broking      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 113 146 197
Insurance and Wealth | Underlying basis total | Private banking and asset management      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income   1 65
Insurance and Wealth | Underlying basis total | Factoring      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 0 0 0
Insurance and Wealth | Underlying basis total | Other fees and commissions      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 225 204 156
Other      
Analysis of segment underlying other income, net of insurance claims:      
Lease termination income   0  
Other | Underlying basis total      
SEGMENTAL ANALYSIS (Details) - Schedule of Operating Segments [Line Items]      
Net interest income 87 (17) 224
Other income, net of insurance claims 615 240 275
Total income, net of insurance claims 702 223 499
Operating lease depreciation 0 0 0
Net income 702 223 499
Operating costs (93) (71) (52)
Remediation 13 6 (2)
Total costs (80) (65) (54)
Impairment credit (charge) 2 (390) 53
Profit before tax 624 (232) 498
External income (243) (1,049) (461)
Inter-segment (expense) income 945 1,272 960
Total assets 182,917 187,113 162,379
Customer deposits and repurchase agreements 1,439 10,194 10,465
Segment external liabilities 127,766 146,554 160,400
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 61 1 30
Fee and commission expense (30) (26) (53)
Net fee and commission income 31 (25) (23)
Operating lease rental income 0 0 0
Rental income from investment properties 0 0 0
Gains less losses on disposal of financial assets at fair value through other comprehensive income 3 149 201
Lease termination income     0
Trading income 345 204 278
Insurance and other, net of insurance claims (950) (1,055) (954)
Other external income, net of insurance claims (602) (702) (475)
Inter-segment other income 1,186 967 773
Segment other income, net of insurance claims 615 240 275
Other segment items reflected in income statement above:      
Depreciation and amortisation 847 550 452
Movement in value of in-force business 0 0 0
Defined benefit scheme charges 106 106 75
Non-income statement segment items:      
Additions to fixed assets 1,011 980 1,007
Investments in joint ventures and associates at end of year 346 292 300
Other | Underlying basis total | Current accounts      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 0 0 0
Other | Underlying basis total | Credit and debit card fees      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 0 0 0
Other | Underlying basis total | Commercial banking and treasury fees      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 37 0 0
Other | Underlying basis total | Unit trust and insurance broking      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 0 0 0
Other | Underlying basis total | Private banking and asset management      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income   0 0
Other | Underlying basis total | Factoring      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income 0 0 0
Other | Underlying basis total | Other fees and commissions      
Analysis of segment underlying other income, net of insurance claims:      
Fee and commission income £ 24 £ 1 £ 30