EXHIBIT 8.1
LLOYDS TSB GROUP STRUCTURE
The following is a list of the principal subsidiaries of Lloyds TSB Group plc at 31 December 2005. The audited consolidated accounts of Lloyds TSB Group plc for the year ended 31 December 2005 include the audited accounts of each of these companies.
|
|
|
|
|
|
|
|
|
|
|
Name of subsidiary undertaking |
|
Country of
registration/ |
|
Percentage
of |
|
Nature of business |
|
Registered office |
|
|
|
|
|
|
|
|
|
|
|
Lloyds TSB Bank plc |
|
England |
|
100% |
|
Banking and financial services |
|
25
Gresham Street |
|
|
|
|
|
|
|
|
|
|
|
Cheltenham & Gloucester plc |
|
England |
|
100%* |
|
Mortgage
lending and |
|
Barnett
Way |
|
|
|
|
|
|
|
|
|
|
|
Lloyds TSB Commercial Finance Limited |
|
England |
|
100%* |
|
Credit factoring |
|
Beaumont
House |
|
|
|
|
|
|
|
|
|
|
|
Lloyds TSB Leasing Limited |
|
England |
|
100%* |
|
Financial leasing |
|
25
Gresham Street |
|
|
|
|
|
|
|
|
|
|
|
Lloyds TSB Private Banking Limited |
|
England |
|
100%* |
|
Private banking |
|
25
Gresham Street |
|
|
|
|
|
|
|
|
|
|
|
The Agricultural Mortgage Corporation PLC |
|
England |
|
100%* |
|
Long-term agricultural finance |
|
Charlton
Place |
|
|
|
|
|
|
|
|
|
|
|
Lloyds TSB Offshore Limited |
|
Jersey |
|
100%* |
|
Banking and financial services |
|
25
New Street |
|
|
|
|
|
|
|
|
|
|
|
Lloyds TSB Scotland plc |
|
Scotland |
|
100%* |
|
Banking and financial services |
|
Henry
Duncan House |
|
|
|
|
|
|
|
|
|
|
|
Lloyds TSB General Insurance Limited |
|
England |
|
100%* |
|
General insurance |
|
25
Gresham Street |
|
|
|
|
|
|
|
|
|
|
|
Scottish Widows Investment Partnership Group Limited |
|
England |
|
100%* |
|
Investment management |
|
10
Fleet Place |
|
|
|
|
|
|
|
|
|
|
|
Abbey
Life Assurance |
|
England |
|
100%* |
|
Life Assurance |
|
80
Holdenhurst Road |
|
|
|
|
|
|
|
|
|
|
|
Lloyds TSB Insurance Services Limited |
|
England |
|
100%* |
|
Insurance broking |
|
25
Gresham Street |
|
|
|
|
|
|
|
|
|
|
|
Lloyds TSB Asset Finance Division Limited |
|
England |
|
100%* |
|
Consumer credit, leasing and related services |
|
25
Gresham Street |
|
|
|
|
|
|
|
|
|
|
|
Black Horse Limited |
|
England |
|
100%* |
|
Consumer credit, leasing and related services |
|
25
Gresham Street |
|
|
|
|
|
|
|
|
|
|
|
Scottish Widows plc |
|
Scotland |
|
100%* |
|
Life assurance |
|
69
Morrison Street |
|
|
|
|
|
|
|
|
|
|
|
Scottish Widows Annuities Limited |
|
Scotland |
|
100%* |
|
Life assurance |
|
69
Morrison Street |
|
|
|
|
|
|
|
|
|
|
* Indirect interest