IMPAIRMENT (Tables)

12 Months Ended

Dec. 31, 2018

Disclosure of impairment loss and reversal of impairment loss [text block] [Abstract]

Disclosure of impairment [text block]

	Stage 1 £m			Stage 2 £m			Stage 3 £m			Purchased or originated credit-impaired £m			Total £m
Year ended 31 December 2018
Impact of transfers between stages		(12	)		51			446			–			485
Other changes in credit quality		(20	)		(47	)		541			69			543
Additions (repayments)		18			(82	)		43			(69	)		(90	)
Methodology changes		(71	)		(21	)		72			–			(20	)
Other items		(13	)		–			32			–			19
Other items impacting the impairment charge		(86	)		(150	)		688			–			452
Total impairment		(98	)		(99	)		1,134			–			937
In respect of:
Loans and advances to banks		1			–			–			–			1
Loans and advances to customers		(66	)		(51	)		1,139			–			1,022
Debt securities		–			–			–			–			–
Financial assets at amortised cost		(65	)		(51	)		1,139			–			1,023
Other assets		–			–			1			–			1
Impairment charge on drawn balances		(65	)		(51	)		1,140			–			1,024
Loan commitments and financial guarantees		(19	)		(48	)		(6	)		–			(73	)
Financial assets at fair value through other comprehensive income		(14	)		–			–			–			(14	)
Total impairment		(98	)		(99	)		1,134			–			937

Disclosure of Impairment Loss and Reversal of Impairment Loss [text block]

	2017 £m			2016 £m
Impairment losses on loans and receivables:
Loans and advances to customers		697			592
Debt securities classified as loans and receivables		(6	)		–
Total impairment losses on loans and receivables		691			592
Impairment of available-for-sale financial assets		6			173
Other credit risk provisions		(9	)		(13	)
Total impairment charged to the income statement		688			752